Rabobank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Rabobank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rabobank, National Association 915 Highland Pointe Drive Roseville, CA 95678 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,722 |
| Total Mortgage Loan Application Amount | $767,624,000 |
| Average Mortgage Loan Application Amount | $407,333 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $196,000 |
| Highest Applicant Income | $5,567,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Rabobank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rabobank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Rabobank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rabobank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Rabobank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rabobank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Luis Obispo County California | 395 | $ 161,290,000 | $ 408,000 | $ 211,000 |
| Santa Barbara County California | 204 | $ 81,126,000 | $ 397,000 | $ 144,000 |
| Kern County California | 114 | $ 28,256,000 | $ 247,000 | $ 185,000 |
| Ventura County California | 114 | $ 53,057,000 | $ 465,000 | $ 248,000 |
| Monterey County California | 111 | $ 70,677,000 | $ 636,000 | $ 170,000 |
| Butte County California | 78 | $ 24,322,000 | $ 311,000 | $ 119,000 |
| Riverside County California | 72 | $ 30,761,000 | $ 427,000 | $ 172,000 |
| Sacramento County California | 44 | $ 16,822,000 | $ 382,000 | $ 249,000 |
| Merced County California | 42 | $ 14,819,000 | $ 352,000 | $ 100,000 |
| Placer County California | 42 | $ 25,963,000 | $ 618,000 | $ 198,000 |
| Stanislaus County California | 42 | $ 13,627,000 | $ 324,000 | $ 140,000 |
| Fresno County California | 39 | $ 17,875,000 | $ 458,000 | $ 234,000 |
| Tehama County California | 38 | $ 13,803,000 | $ 363,000 | $ 168,000 |
| Napa County California | 34 | $ 30,382,000 | $ 893,000 | $ 340,000 |
| Imperial County California | 31 | $ 6,114,000 | $ 197,000 | $ 164,000 |
| Tulare County California | 28 | $ 9,581,000 | $ 342,000 | $ 246,000 |
| El Dorado County California | 27 | $ 13,874,000 | $ 513,000 | $ 202,000 |
| Sonoma County California | 26 | $ 18,133,000 | $ 697,000 | $ 405,000 |
| San Joaquin County California | 25 | $ 9,868,000 | $ 394,000 | $ 347,000 |
| San Diego County California | 23 | $ 13,906,000 | $ 604,000 | $ 347,000 |
| San Benito County California | 21 | $ 10,289,000 | $ 489,000 | $ 121,000 |
| Los Angeles County California | 15 | $ 15,853,000 | $ 1,056,000 | $ 636,000 |
| San Bernardino County California | 14 | $ 4,324,000 | $ 308,000 | $ 244,000 |
| Sutter County California | 13 | $ 6,036,000 | $ 464,000 | $ 340,000 |
| Santa Clara County California | 12 | $ 9,131,000 | $ 760,000 | $ 275,000 |
| Santa Cruz County California | 12 | $ 12,639,000 | $ 1,053,000 | $ 181,000 |
| Madera County California | 9 | $ 3,767,000 | $ 418,000 | $ 310,000 |
| Orange County California | 9 | $ 8,571,000 | $ 952,000 | $ 388,000 |
| Glenn County California | 8 | $ 2,312,000 | $ 289,000 | $ 107,000 |
| Tuolumne County California | 7 | $ 1,622,000 | $ 231,000 | $ 203,000 |
| Kings County California | 6 | $ 1,494,000 | $ 249,000 | $ 454,000 |
| Nevada County California | 6 | $ 2,299,000 | $ 383,000 | $ 220,000 |
| Shasta County California | 6 | $ 1,600,000 | $ 266,000 | $ 138,000 |
| Yolo County California | 6 | $ 2,353,000 | $ 392,000 | $ 249,000 |
| Yuba County California | 6 | $ 1,499,000 | $ 249,000 | $ 269,000 |
| Calaveras County California | 5 | $ 1,114,000 | $ 222,000 | $ 137,000 |
| Marin County California | 5 | $ 3,628,000 | $ 725,000 | $ 245,000 |
| San Mateo County California | 5 | $ 9,298,000 | $ 1,859,000 | $ 344,000 |
| Solano County California | 5 | $ 2,029,000 | $ 405,000 | $ 96,000 |
| Amador County California | 4 | $ 1,549,000 | $ 387,000 | $ 161,000 |
| Contra Costa County California | 3 | $ 1,689,000 | $ 563,000 | $ 164,000 |
| Plumas County California | 3 | $ 1,114,000 | $ 371,000 | $ 339,000 |
| Mariposa County California | 2 | $ 350,000 | $ 175,000 | $ 107,000 |
| Mendocino County California | 2 | $ 1,256,000 | $ 628,000 | $ 373,000 |
| Mono County California | 2 | $ 1,775,000 | $ 887,000 | $ 66,000 |
| Alpine County California | 1 | $ 565,000 | $ 565,000 | $ 212,000 |
| Colusa County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 890,000 |
| Humboldt County California | 1 | $ 200,000 | $ 200,000 | $ 234,000 |
| Lake County California | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Lassen County California | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| San Francisco County California | 1 | $ 500,000 | $ 500,000 | $ 147,000 |
| Siskiyou County California | 1 | $ 315,000 | $ 315,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Rabobank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 992 | $478,072,000 | $481,000 | $15,000,000 | $202,000 | $5,567,000 |
| Home Purchase | 491 | $218,786,000 | $445,000 | $6,350,000 | $245,000 | $4,410,000 |
| Home Improvement | 239 | $70,766,000 | $296,000 | $2,500,000 | $141,000 | $1,258,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,065 | $430,030,000 | $403,000 | $4,169,000 | $202,000 | $5,567,000 |
| Not Provided | 290 | $139,823,000 | $482,000 | $3,150,000 | $309,000 | $5,567,000 |
| Hispanic | 269 | $70,874,000 | $263,000 | $2,010,000 | $135,000 | $3,041,000 |
| Asian | 47 | $26,452,000 | $562,000 | $5,000,000 | $262,000 | $1,492,000 |
| Not applicable | 42 | $97,347,000 | $2,317,000 | $15,000,000 | $0 | $0 |
| Black or African American | 5 | $2,362,000 | $472,000 | $858,000 | $160,000 | $420,000 |
| American Indian or Alaskan Native | 3 | $381,000 | $127,000 | $190,000 | $71,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $92,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,722 | $767,624,000 | $445,000 | $15,000,000 | $206,000 | $5,567,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,052 | $493,192,000 | $468,000 | $15,000,000 | $222,000 | $5,567,000 |
| Application Denied By Financial Institution | 337 | $134,033,000 | $397,000 | $2,500,000 | $168,000 | $3,041,000 |
| Application Withdrawn By Applicant | 164 | $75,772,000 | $462,000 | $4,773,000 | $206,000 | $2,939,000 |
| Application Approved But Not Accepted | 87 | $33,441,000 | $384,000 | $1,750,000 | $182,000 | $1,070,000 |
| File Closed For Incompleteness | 82 | $31,186,000 | $380,000 | $2,833,000 | $176,000 | $1,105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 110 | $44,289,000 | $402,000 | $2,200,000 | $82,000 | $453,000 |
| Collateral | 97 | $48,423,000 | $499,000 | $2,500,000 | $227,000 | $1,322,000 |
| Credit History | 90 | $31,292,000 | $347,000 | $2,000,000 | $183,000 | $3,041,000 |
| Other | 21 | $4,916,000 | $234,000 | $645,000 | $291,000 | $912,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,487,000 | $148,000 | $580,000 | $160,000 | $312,000 |
| Employment History | 4 | $1,498,000 | $374,000 | $1,105,000 | $93,000 | $213,000 |
| Unverifiable Information | 2 | $816,000 | $408,000 | $480,000 | $228,000 | $456,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rabobank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rabobank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.