Randolph-Brooks Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Randolph-Brooks Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Randolph-Brooks Federal Credit Union Po Box 2097 Live Oak, TX 78148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,039 |
| Total Mortgage Loan Application Amount | $982,851,000 |
| Average Mortgage Loan Application Amount | $103,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,365,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Randolph-Brooks Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Randolph-Brooks Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Randolph-Brooks Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Randolph-Brooks Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Randolph-Brooks Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Randolph-Brooks Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 2,800 | $ 302,072,000 | $ 107,000 | $ 97,000 |
| Guadalupe County Texas | 949 | $ 99,017,000 | $ 104,000 | $ 90,000 |
| Comal County Texas | 854 | $ 119,701,000 | $ 140,000 | $ 103,000 |
| Travis County Texas | 531 | $ 80,386,000 | $ 151,000 | $ 111,000 |
| Hays County Texas | 322 | $ 35,948,000 | $ 111,000 | $ 93,000 |
| Williamson County Texas | 229 | $ 30,360,000 | $ 132,000 | $ 103,000 |
| Wilson County Texas | 211 | $ 24,063,000 | $ 114,000 | $ 87,000 |
| Caldwell County Texas | 111 | $ 8,174,000 | $ 73,000 | $ 65,000 |
| Kendall County Texas | 77 | $ 15,406,000 | $ 200,000 | $ 156,000 |
| Harris County Texas | 62 | $ 6,879,000 | $ 110,000 | $ 104,000 |
| Kerr County Texas | 56 | $ 5,170,000 | $ 92,000 | $ 83,000 |
| Gonzales County Texas | 43 | $ 3,584,000 | $ 83,000 | $ 79,000 |
| Nueces County Texas | 42 | $ 5,381,000 | $ 128,000 | $ 143,000 |
| Medina County Texas | 32 | $ 4,060,000 | $ 126,000 | $ 80,000 |
| Bastrop County Texas | 29 | $ 2,981,000 | $ 102,000 | $ 87,000 |
| Tarrant County Texas | 26 | $ 3,567,000 | $ 137,000 | $ 109,000 |
| Bandera County Texas | 22 | $ 3,530,000 | $ 160,000 | $ 105,000 |
| Atascosa County Texas | 21 | $ 2,494,000 | $ 118,000 | $ 80,000 |
| Collin County Texas | 21 | $ 3,018,000 | $ 143,000 | $ 103,000 |
| Fort Bend County Texas | 19 | $ 3,087,000 | $ 162,000 | $ 147,000 |
| Blanco County Texas | 18 | $ 2,888,000 | $ 160,000 | $ 128,000 |
| Dallas County Texas | 18 | $ 2,537,000 | $ 140,000 | $ 115,000 |
| Bell County Texas | 16 | $ 1,698,000 | $ 106,000 | $ 107,000 |
| Aransas County Texas | 15 | $ 2,146,000 | $ 143,000 | $ 117,000 |
| Cameron County Texas | 15 | $ 1,241,000 | $ 82,000 | $ 106,000 |
| Montgomery County Texas | 15 | $ 2,361,000 | $ 157,000 | $ 174,000 |
| Hidalgo County Texas | 14 | $ 910,000 | $ 65,000 | $ 89,000 |
| Burnet County Texas | 13 | $ 2,501,000 | $ 192,000 | $ 154,000 |
| Denton County Texas | 13 | $ 1,476,000 | $ 113,000 | $ 112,000 |
| Brazos County Texas | 12 | $ 1,223,000 | $ 101,000 | $ 116,000 |
| Gillespie County Texas | 12 | $ 1,155,000 | $ 96,000 | $ 113,000 |
| Galveston County Texas | 11 | $ 1,643,000 | $ 149,000 | $ 165,000 |
| Webb County Texas | 11 | $ 876,000 | $ 79,000 | $ 114,000 |
| Llano County Texas | 10 | $ 1,902,000 | $ 190,000 | $ 186,000 |
| El Paso County Texas | 8 | $ 805,000 | $ 100,000 | $ 108,000 |
| Lavaca County Texas | 8 | $ 811,000 | $ 101,000 | $ 69,000 |
| Brazoria County Texas | 7 | $ 1,143,000 | $ 163,000 | $ 134,000 |
| Karnes County Texas | 7 | $ 903,000 | $ 129,000 | $ 104,000 |
| Taylor County Texas | 7 | $ 482,000 | $ 68,000 | $ 61,000 |
| Lubbock County Texas | 6 | $ 601,000 | $ 100,000 | $ 72,000 |
| Lee County Texas | 5 | $ 605,000 | $ 121,000 | $ 174,000 |
| McLennan County Texas | 5 | $ 570,000 | $ 114,000 | $ 120,000 |
| Parker County Texas | 5 | $ 488,000 | $ 97,000 | $ 83,000 |
| Tom Green County Texas | 5 | $ 957,000 | $ 191,000 | $ 56,000 |
| Uvalde County Texas | 5 | $ 509,000 | $ 101,000 | $ 164,000 |
| San Patricio County Texas | 4 | $ 355,000 | $ 88,000 | $ 86,000 |
| Smith County Texas | 4 | $ 974,000 | $ 243,000 | $ 173,000 |
| Calhoun County Texas | 3 | $ 619,000 | $ 206,000 | $ 107,000 |
| Ellis County Texas | 3 | $ 313,000 | $ 104,000 | $ 81,000 |
| Kleberg County Texas | 3 | $ 161,000 | $ 53,000 | $ 66,000 |
| Midland County Texas | 3 | $ 232,000 | $ 77,000 | $ 117,000 |
| Wichita County Texas | 3 | $ 290,000 | $ 96,000 | $ 109,000 |
| Bee County Texas | 2 | $ 128,000 | $ 64,000 | $ 80,000 |
| Callahan County Texas | 2 | $ 282,000 | $ 141,000 | $ 91,000 |
| Coryell County Texas | 2 | $ 127,000 | $ 63,000 | $ 72,000 |
| Dimmit County Texas | 2 | $ 178,000 | $ 89,000 | $ 166,000 |
| Duval County Texas | 2 | $ 84,000 | $ 42,000 | $ 88,000 |
| Frio County Texas | 2 | $ 48,000 | $ 24,000 | $ 40,000 |
| Hamilton County Texas | 2 | $ 104,000 | $ 52,000 | $ 72,000 |
| Hill County Texas | 2 | $ 163,000 | $ 81,000 | $ 87,000 |
| Johnson County Texas | 2 | $ 317,000 | $ 158,000 | $ 68,000 |
| Lamar County Texas | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| Lampasas County Texas | 2 | $ 283,000 | $ 141,000 | $ 204,000 |
| Live Oak County Texas | 2 | $ 52,000 | $ 26,000 | $ 70,000 |
| Madison County Texas | 2 | $ 318,000 | $ 159,000 | $ 67,000 |
| Palo Pinto County Texas | 2 | $ 26,000 | $ 13,000 | $ 77,000 |
| Polk County Texas | 2 | $ 112,000 | $ 56,000 | $ 38,000 |
| Refugio County Texas | 2 | $ 149,000 | $ 74,000 | $ 48,000 |
| Rockwall County Texas | 2 | $ 226,000 | $ 113,000 | $ 143,000 |
| Val Verde County Texas | 2 | $ 156,000 | $ 78,000 | $ 79,000 |
| Van Zandt County Texas | 2 | $ 639,000 | $ 319,000 | $ 145,000 |
| Victoria County Texas | 2 | $ 275,000 | $ 137,000 | $ 91,000 |
| Wood County Texas | 2 | $ 245,000 | $ 122,000 | $ 79,000 |
| Anderson County Texas | 1 | $ 219,000 | $ 219,000 | $ 96,000 |
| Andrews County Texas | 1 | $ 173,000 | $ 173,000 | $ 270,000 |
| Bosque County Texas | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Brown County Texas | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Burleson County Texas | 1 | $ 200,000 | $ 200,000 | $ 248,000 |
| Cherokee County Texas | 1 | $ 27,000 | $ 27,000 | $ 31,000 |
| Comanche County Texas | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Culberson County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| DeWitt County Texas | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Erath County Texas | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Fayette County Texas | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Fisher County Texas | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Goliad County Texas | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Grimes County Texas | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Hale County Texas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Hartley County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Henderson County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Hockley County Texas | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Hunt County Texas | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Jefferson County Texas | 1 | $ 261,000 | $ 261,000 | $ 60,000 |
| Jim Wells County Texas | 1 | $ 67,000 | $ 67,000 | $ 225,000 |
| Maverick County Texas | 1 | $ 64,000 | $ 64,000 | $ 81,000 |
| Menard County Texas | 1 | $ 344,000 | $ 344,000 | $ 155,000 |
| Milam County Texas | 1 | $ 8,000 | $ 8,000 | $ 127,000 |
| Montague County Texas | 1 | $ 43,000 | $ 43,000 | $ 77,000 |
| Nolan County Texas | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Randall County Texas | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Real County Texas | 1 | $ 184,000 | $ 184,000 | $ 115,000 |
| Reeves County Texas | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Roberts County Texas | 1 | $ 63,000 | $ 63,000 | $ 192,000 |
| Sabine County Texas | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Stephens County Texas | 1 | $ 33,000 | $ 33,000 | $ 128,000 |
| Walker County Texas | 1 | $ 74,000 | $ 74,000 | $ 105,000 |
| Waller County Texas | 1 | $ 149,000 | $ 149,000 | $ 114,000 |
| Washington County Texas | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Wharton County Texas | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Randolph-Brooks Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,523 | $574,307,000 | $126,000 | $1,800,000 | $99,000 | $1,365,000 |
| Home Purchase | 2,526 | $368,360,000 | $145,000 | $2,000,000 | $91,000 | $1,091,000 |
| Home Improvement | 990 | $40,184,000 | $40,000 | $550,000 | $89,000 | $462,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,932 | $508,859,000 | $129,000 | $1,800,000 | $101,000 | $1,100,000 |
| Hispanic | 1,947 | $195,954,000 | $100,000 | $1,000,000 | $77,000 | $635,000 |
| Not Provided | 1,534 | $196,541,000 | $128,000 | $2,000,000 | $104,000 | $1,365,000 |
| Asian | 258 | $38,173,000 | $147,000 | $1,137,000 | $112,000 | $500,000 |
| Black or African American | 257 | $30,450,000 | $118,000 | $860,000 | $91,000 | $1,223,000 |
| American Indian or Alaskan Native | 64 | $7,896,000 | $123,000 | $416,000 | $99,000 | $267,000 |
| Not applicable | 28 | $2,510,000 | $89,000 | $275,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,468,000 | $129,000 | $247,000 | $89,000 | $245,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,039 | $982,851,000 | $122,000 | $2,000,000 | $95,000 | $1,365,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,016 | $438,577,000 | $109,000 | $2,000,000 | $107,000 | $1,365,000 |
| Application Denied By Financial Institution | 1,342 | $152,267,000 | $113,000 | $1,252,000 | $68,000 | $413,000 |
| Application Approved But Not Accepted | 1,253 | $186,495,000 | $148,000 | $1,800,000 | $106,000 | $1,100,000 |
| Preapproval Denied by Financial Institution | 638 | $82,615,000 | $129,000 | $1,120,000 | $62,000 | $317,000 |
| Preapproval Approved but not Accepted | 582 | $98,108,000 | $168,000 | $800,000 | $91,000 | $388,000 |
| Application Withdrawn By Applicant | 207 | $24,759,000 | $119,000 | $673,000 | $100,000 | $1,036,000 |
| File Closed For Incompleteness | 1 | $30,000 | $30,000 | $30,000 | $54,000 | $54,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Randolph-Brooks Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Randolph-Brooks Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.