Rbc Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Rbc Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank 131 North Church Street Rocky Mount, NC 27804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,634 |
| Total Mortgage Loan Application Amount | $1,054,491,000 |
| Average Mortgage Loan Application Amount | $186,923 |
| Highest Mortgage Loan Application Amount | $2,925,000 |
| Average Applicant Income | $464,153 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Rbc Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Rbc Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 422 | $ 68,820,000 | $ 163,000 | $ 64,000 |
| Nash County North Carolina | 305 | $ 29,918,000 | $ 98,000 | $ 51,000 |
| Cumberland County North Carolina | 249 | $ 27,462,000 | $ 110,000 | $ 59,000 |
| Mecklenburg County North Carolina | 226 | $ 44,200,000 | $ 195,000 | $ 93,000 |
| Pitt County North Carolina | 221 | $ 25,282,000 | $ 114,000 | $ 46,000 |
| Durham County North Carolina | 195 | $ 24,443,000 | $ 125,000 | $ 57,000 |
| New Hanover County North Carolina | 184 | $ 33,584,000 | $ 182,000 | $ 81,000 |
| Virginia Beach County Virginia | 161 | $ 26,112,000 | $ 162,000 | $ 75,000 |
| Brunswick County North Carolina | 158 | $ 31,713,000 | $ 200,000 | $ 69,000 |
| Rutherford County North Carolina | 154 | $ 14,119,000 | $ 91,000 | $ 55,000 |
| Iredell County North Carolina | 151 | $ 19,206,000 | $ 127,000 | $ 58,000 |
| Dare County North Carolina | 145 | $ 41,341,000 | $ 285,000 | $ 103,000 |
| Onslow County North Carolina | 133 | $ 15,514,000 | $ 116,000 | $ 84,000 |
| Buncombe County North Carolina | 126 | $ 19,991,000 | $ 158,000 | $ 82,000 |
| Harnett County North Carolina | 122 | $ 10,724,000 | $ 87,000 | $ 45,000 |
| Guilford County North Carolina | 121 | $ 15,460,000 | $ 127,000 | $ 59,000 |
| Edgecombe County North Carolina | 120 | $ 7,868,000 | $ 65,000 | $ 44,000 |
| Johnston County North Carolina | 118 | $ 11,933,000 | $ 101,000 | $ 49,000 |
| Fulton County Georgia | 112 | $ 14,648,000 | $ 130,000 | $ 136,000 |
| James City County Virginia | 104 | $ 29,085,000 | $ 279,000 | $ 126,000 |
| Moore County North Carolina | 101 | $ 13,983,000 | $ 138,000 | $ 57,000 |
| Halifax County North Carolina | 100 | $ 6,960,000 | $ 69,000 | $ 42,000 |
| Gaston County North Carolina | 99 | $ 10,545,000 | $ 106,000 | $ 55,000 |
| Carteret County North Carolina | 97 | $ 18,178,000 | $ 187,000 | $ 70,000 |
| DeKalb County Georgia | 95 | $ 11,459,000 | $ 120,000 | $ 74,000 |
| Orange County North Carolina | 92 | $ 15,911,000 | $ 172,000 | $ 84,000 |
| Lee County North Carolina | 91 | $ 9,089,000 | $ 99,000 | $ 46,000 |
| Forsyth County North Carolina | 88 | $ 12,883,000 | $ 146,000 | $ 491,000 |
| Horry County South Carolina | 84 | $ 13,528,000 | $ 161,000 | $ 124,000 |
| Gwinnett County Georgia | 83 | $ 7,135,000 | $ 85,000 | $ 86,000 |
| Chesapeake County Virginia | 77 | $ 9,904,000 | $ 128,000 | $ 75,000 |
| Richmond County North Carolina | 76 | $ 3,542,000 | $ 46,000 | $ 44,000 |
| Randolph County North Carolina | 69 | $ 6,519,000 | $ 94,000 | $ 36,000 |
| Charleston County South Carolina | 69 | $ 22,897,000 | $ 331,000 | $ 134,000 |
| Hertford County North Carolina | 67 | $ 5,318,000 | $ 79,000 | $ 43,000 |
| Norfolk County Virginia | 66 | $ 8,346,000 | $ 126,000 | $ 52,000 |
| Granville County North Carolina | 64 | $ 6,011,000 | $ 93,000 | $ 63,000 |
| Robeson County North Carolina | 64 | $ 4,677,000 | $ 73,000 | $ 133,000 |
| Craven County North Carolina | 61 | $ 7,184,000 | $ 117,000 | $ 48,000 |
| York County South Carolina | 60 | $ 8,597,000 | $ 143,000 | $ 62,000 |
| Cobb County Georgia | 58 | $ 5,579,000 | $ 96,000 | $ 78,000 |
| Alamance County North Carolina | 56 | $ 7,312,000 | $ 130,000 | $ 69,000 |
| Wayne County North Carolina | 56 | $ 5,186,000 | $ 92,000 | $ 48,000 |
| Wilson County North Carolina | 52 | $ 4,354,000 | $ 83,000 | $ 41,000 |
| Hampton County Virginia | 52 | $ 7,697,000 | $ 148,000 | $ 60,000 |
| Florence County South Carolina | 51 | $ 3,640,000 | $ 71,000 | $ 49,000 |
| Newport News County Virginia | 48 | $ 6,087,000 | $ 126,000 | $ 53,000 |
| Chatham County North Carolina | 46 | $ 7,617,000 | $ 165,000 | $ 48,000 |
| Chowan County North Carolina | 46 | $ 4,679,000 | $ 101,000 | $ 50,000 |
| Currituck County North Carolina | 46 | $ 15,036,000 | $ 326,000 | $ 118,000 |
| Pender County North Carolina | 46 | $ 7,620,000 | $ 165,000 | $ 294,000 |
| Vance County North Carolina | 44 | $ 4,068,000 | $ 92,000 | $ 65,000 |
| Columbus County North Carolina | 43 | $ 3,367,000 | $ 78,000 | $ 53,000 |
| Northampton County North Carolina | 43 | $ 1,607,000 | $ 37,000 | $ 42,000 |
| Sampson County North Carolina | 43 | $ 3,324,000 | $ 77,000 | $ 53,000 |
| Pinellas County Florida | 42 | $ 4,911,000 | $ 116,000 | $ 62,000 |
| Bertie County North Carolina | 42 | $ 2,043,000 | $ 48,000 | $ 41,000 |
| Pasquotank County North Carolina | 40 | $ 3,727,000 | $ 93,000 | $ 52,000 |
| Watauga County North Carolina | 40 | $ 5,892,000 | $ 147,000 | $ 81,000 |
| Clayton County Georgia | 39 | $ 3,367,000 | $ 86,000 | $ 50,000 |
| Lenoir County North Carolina | 39 | $ 3,729,000 | $ 95,000 | $ 37,000 |
| Union County North Carolina | 39 | $ 7,592,000 | $ 194,000 | $ 94,000 |
| Caldwell County North Carolina | 38 | $ 3,045,000 | $ 80,000 | $ 40,000 |
| Franklin County North Carolina | 38 | $ 3,654,000 | $ 96,000 | $ 60,000 |
| Hoke County North Carolina | 38 | $ 2,065,000 | $ 54,000 | $ 49,000 |
| Perquimans County North Carolina | 38 | $ 5,911,000 | $ 155,000 | $ 71,000 |
| Scotland County North Carolina | 38 | $ 2,396,000 | $ 63,000 | $ 44,000 |
| Catawba County North Carolina | 37 | $ 4,883,000 | $ 131,000 | $ 54,000 |
| Macon County North Carolina | 37 | $ 7,072,000 | $ 191,000 | $ 97,000 |
| Cleveland County North Carolina | 34 | $ 2,697,000 | $ 79,000 | $ 47,000 |
| Henderson County North Carolina | 34 | $ 4,305,000 | $ 126,000 | $ 43,000 |
| York County Virginia | 34 | $ 7,845,000 | $ 230,000 | $ 93,000 |
| Transylvania County North Carolina | 33 | $ 3,671,000 | $ 111,000 | $ 61,000 |
| Anson County North Carolina | 30 | $ 935,000 | $ 31,000 | $ 37,000 |
| Fairfax County Virginia | 28 | $ 9,998,000 | $ 357,000 | $ 749,000 |
| Seminole County Florida | 27 | $ 3,166,000 | $ 117,000 | $ 42,000 |
| Portsmouth County Virginia | 27 | $ 2,574,000 | $ 95,000 | $ 42,000 |
| Suffolk County Virginia | 27 | $ 4,683,000 | $ 173,000 | $ 54,000 |
| Henry County Georgia | 26 | $ 1,788,000 | $ 68,000 | $ 68,000 |
| Palm Beach County Florida | 25 | $ 5,499,000 | $ 219,000 | $ 110,000 |
| Broward County Florida | 24 | $ 5,827,000 | $ 242,000 | $ 84,000 |
| Greenville County South Carolina | 24 | $ 4,373,000 | $ 182,000 | $ 75,000 |
| Haywood County North Carolina | 22 | $ 2,331,000 | $ 105,000 | $ 65,000 |
| Cherokee County Georgia | 20 | $ 1,439,000 | $ 71,000 | $ 74,000 |
| Beaufort County North Carolina | 20 | $ 2,224,000 | $ 111,000 | $ 73,000 |
| Sarasota County Florida | 19 | $ 4,284,000 | $ 225,000 | $ 66,000 |
| Gates County North Carolina | 19 | $ 1,389,000 | $ 73,000 | $ 43,000 |
| Surry County North Carolina | 19 | $ 1,500,000 | $ 78,000 | $ 37,000 |
| Beaufort County South Carolina | 18 | $ 3,541,000 | $ 196,000 | $ 156,000 |
| Forsyth County Georgia | 17 | $ 1,529,000 | $ 89,000 | $ 74,000 |
| Loudoun County Virginia | 17 | $ 6,860,000 | $ 403,000 | $ 186,000 |
| Cabarrus County North Carolina | 15 | $ 2,981,000 | $ 198,000 | $ 341,000 |
| Duplin County North Carolina | 14 | $ 1,109,000 | $ 79,000 | $ 35,000 |
| Lincoln County North Carolina | 14 | $ 1,510,000 | $ 107,000 | $ 54,000 |
| Madison County North Carolina | 14 | $ 1,328,000 | $ 94,000 | $ 49,000 |
| Orange County Florida | 13 | $ 2,179,000 | $ 167,000 | $ 93,000 |
| Burke County North Carolina | 13 | $ 868,000 | $ 66,000 | $ 51,000 |
| Miami-Dade County Florida | 12 | $ 3,748,000 | $ 312,000 | $ 179,000 |
| Douglas County Georgia | 12 | $ 619,000 | $ 51,000 | $ 76,000 |
| Paulding County Georgia | 12 | $ 419,000 | $ 34,000 | $ 90,000 |
| Bladen County North Carolina | 12 | $ 1,023,000 | $ 85,000 | $ 52,000 |
| Cherokee County North Carolina | 12 | $ 1,580,000 | $ 131,000 | $ 69,000 |
| Jackson County North Carolina | 12 | $ 2,604,000 | $ 217,000 | $ 130,000 |
| Newton County Georgia | 11 | $ 697,000 | $ 63,000 | $ 62,000 |
| Person County North Carolina | 11 | $ 1,928,000 | $ 175,000 | $ 78,000 |
| Rowan County North Carolina | 10 | $ 847,000 | $ 84,000 | $ 57,000 |
| Prince William County Virginia | 10 | $ 2,731,000 | $ 273,000 | $ 96,000 |
| Hillsborough County Florida | 9 | $ 1,392,000 | $ 154,000 | $ 141,000 |
| Monroe County Florida | 9 | $ 4,188,000 | $ 465,000 | $ 262,000 |
| Martin County North Carolina | 9 | $ 627,000 | $ 69,000 | $ 114,000 |
| Warren County North Carolina | 9 | $ 1,294,000 | $ 143,000 | $ 58,000 |
| Yancey County North Carolina | 9 | $ 926,000 | $ 102,000 | $ 89,000 |
| Franklin County Virginia | 9 | $ 3,294,000 | $ 366,000 | $ 296,000 |
| Lee County Florida | 8 | $ 2,087,000 | $ 260,000 | $ 304,000 |
| Chatham County Georgia | 8 | $ 954,000 | $ 119,000 | $ 163,000 |
| Fayette County Georgia | 8 | $ 1,043,000 | $ 130,000 | $ 71,000 |
| Alexander County North Carolina | 8 | $ 1,031,000 | $ 128,000 | $ 85,000 |
| Avery County North Carolina | 8 | $ 1,923,000 | $ 240,000 | $ 258,000 |
| Camden County North Carolina | 8 | $ 893,000 | $ 111,000 | $ 93,000 |
| Davidson County North Carolina | 8 | $ 1,213,000 | $ 151,000 | $ 71,000 |
| Washington County North Carolina | 8 | $ 602,000 | $ 75,000 | $ 119,000 |
| Darlington County South Carolina | 8 | $ 291,000 | $ 36,000 | $ 36,000 |
| Spartanburg County South Carolina | 8 | $ 958,000 | $ 119,000 | $ 76,000 |
| Brevard County Florida | 7 | $ 1,433,000 | $ 204,000 | $ 89,000 |
| Volusia County Florida | 7 | $ 3,152,000 | $ 450,000 | $ 216,000 |
| Mitchell County North Carolina | 7 | $ 591,000 | $ 84,000 | $ 55,000 |
| Pamlico County North Carolina | 7 | $ 820,000 | $ 117,000 | $ 55,000 |
| Polk County North Carolina | 7 | $ 734,000 | $ 104,000 | $ 73,000 |
| Arlington County Virginia | 7 | $ 2,372,000 | $ 338,000 | $ 174,000 |
| Northampton County Virginia | 7 | $ 1,963,000 | $ 280,000 | $ 96,000 |
| Poquoson County Virginia | 7 | $ 1,228,000 | $ 175,000 | $ 75,000 |
| Coweta County Georgia | 6 | $ 362,000 | $ 60,000 | $ 58,000 |
| Rockdale County Georgia | 6 | $ 299,000 | $ 49,000 | $ 82,000 |
| Troup County Georgia | 6 | $ 169,000 | $ 28,000 | $ 85,000 |
| Ashe County North Carolina | 6 | $ 761,000 | $ 126,000 | $ 81,000 |
| Davie County North Carolina | 6 | $ 1,879,000 | $ 313,000 | $ 104,000 |
| Stanly County North Carolina | 6 | $ 490,000 | $ 81,000 | $ 74,000 |
| Georgetown County South Carolina | 6 | $ 2,012,000 | $ 335,000 | $ 195,000 |
| Brunswick County Virginia | 6 | $ 724,000 | $ 120,000 | $ 46,000 |
| Gloucester County Virginia | 6 | $ 1,177,000 | $ 196,000 | $ 124,000 |
| New Kent County Virginia | 6 | $ 1,282,000 | $ 213,000 | $ 75,000 |
| Collier County Florida | 5 | $ 1,982,000 | $ 396,000 | $ 177,000 |
| Duval County Florida | 5 | $ 751,000 | $ 150,000 | $ 105,000 |
| Walton County Florida | 5 | $ 2,282,000 | $ 456,000 | $ 290,000 |
| Hyde County North Carolina | 5 | $ 894,000 | $ 178,000 | $ 258,000 |
| McDowell County North Carolina | 5 | $ 344,000 | $ 68,000 | $ 81,000 |
| Carroll County Virginia | 5 | $ 447,000 | $ 89,000 | $ 75,000 |
| Williamsburg County Virginia | 5 | $ 634,000 | $ 126,000 | $ 80,000 |
| Manatee County Florida | 4 | $ 670,000 | $ 167,000 | $ 109,000 |
| Barrow County Georgia | 4 | $ 354,000 | $ 88,000 | $ 86,000 |
| Carroll County Georgia | 4 | $ 247,000 | $ 61,000 | $ 64,000 |
| Spalding County Georgia | 4 | $ 430,000 | $ 107,000 | $ 53,000 |
| Stokes County North Carolina | 4 | $ 399,000 | $ 99,000 | $ 65,000 |
| Dorchester County South Carolina | 4 | $ 388,000 | $ 97,000 | $ 56,000 |
| Richland County South Carolina | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
| Charlotte County Florida | 3 | $ 340,000 | $ 113,000 | $ 77,000 |
| Okaloosa County Florida | 3 | $ 386,000 | $ 128,000 | $ 140,000 |
| St. Johns County Florida | 3 | $ 537,000 | $ 179,000 | $ 141,000 |
| St. Lucie County Florida | 3 | $ 470,000 | $ 156,000 | $ 73,000 |
| Clarke County Georgia | 3 | $ 530,000 | $ 176,000 | $ 149,000 |
| Columbia County Georgia | 3 | $ 470,000 | $ 156,000 | $ 115,000 |
| Oconee County Georgia | 3 | $ 82,000 | $ 27,000 | $ 86,000 |
| Walton County Georgia | 3 | $ 62,000 | $ 20,000 | $ 68,000 |
| Rockingham County North Carolina | 3 | $ 336,000 | $ 112,000 | $ 58,000 |
| Yadkin County North Carolina | 3 | $ 570,000 | $ 190,000 | $ 63,000 |
| Aiken County South Carolina | 3 | $ 208,000 | $ 69,000 | $ 30,000 |
| Anderson County South Carolina | 3 | $ 202,000 | $ 67,000 | $ 22,000 |
| Berkeley County South Carolina | 3 | $ 808,000 | $ 269,000 | $ 130,000 |
| Kershaw County South Carolina | 3 | $ 286,000 | $ 95,000 | $ 28,000 |
| Lexington County South Carolina | 3 | $ 512,000 | $ 170,000 | $ 80,000 |
| Pickens County South Carolina | 3 | $ 146,000 | $ 48,000 | $ 27,000 |
| Alexandria County Virginia | 3 | $ 364,000 | $ 121,000 | $ 71,000 |
| Mecklenburg County Virginia | 3 | $ 415,000 | $ 138,000 | $ 62,000 |
| Richmond City County Virginia | 3 | $ 530,000 | $ 176,000 | $ 62,000 |
| Orange County California | 2 | $ 456,000 | $ 228,000 | $ 80,000 |
| Gulf County Florida | 2 | $ 265,000 | $ 132,000 | $ 65,000 |
| Lake County Florida | 2 | $ 593,000 | $ 296,000 | $ 135,000 |
| Leon County Florida | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Marion County Florida | 2 | $ 509,000 | $ 254,000 | $ 70,000 |
| Martin County Florida | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Nassau County Florida | 2 | $ 634,000 | $ 317,000 | $ 384,000 |
| Bryan County Georgia | 2 | $ 407,000 | $ 203,000 | $ 80,000 |
| Greene County Georgia | 2 | $ 623,000 | $ 311,000 | $ 104,000 |
| Hall County Georgia | 2 | $ 285,000 | $ 142,000 | $ 61,000 |
| Clay County North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 182,000 |
| Graham County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 117,000 |
| Jones County North Carolina | 2 | $ 66,000 | $ 33,000 | $ 20,000 |
| Clarendon County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Dillon County South Carolina | 2 | $ 96,000 | $ 48,000 | $ 25,000 |
| Fairfield County South Carolina | 2 | $ 301,000 | $ 150,000 | $ 89,000 |
| Oconee County South Carolina | 2 | $ 743,000 | $ 371,000 | $ 312,000 |
| Accomack County Virginia | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Falls Church County Virginia | 2 | $ 745,000 | $ 372,000 | $ 162,000 |
| Greensville County Virginia | 2 | $ 132,000 | $ 66,000 | $ 27,000 |
| Hanover County Virginia | 2 | $ 732,000 | $ 366,000 | $ 211,000 |
| Isle of Wight County Virginia | 2 | $ 726,000 | $ 363,000 | $ 91,000 |
| Middlesex County Virginia | 2 | $ 135,000 | $ 67,000 | $ 25,000 |
| Nelson County Virginia | 2 | $ 263,000 | $ 131,000 | $ 148,000 |
| Southampton County Virginia | 2 | $ 88,000 | $ 44,000 | $ 43,000 |
| Stafford County Virginia | 2 | $ 434,000 | $ 217,000 | $ 145,000 |
| Arapahoe County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 9,999,000 |
| Alachua County Florida | 1 | $ 114,000 | $ 114,000 | $ 73,000 |
| Citrus County Florida | 1 | $ 300,000 | $ 300,000 | $ 1,454,000 |
| Flagler County Florida | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Franklin County Florida | 1 | $ 777,000 | $ 777,000 | $ 372,000 |
| Indian River County Florida | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Pasco County Florida | 1 | $ 118,000 | $ 118,000 | $ 37,000 |
| Polk County Florida | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Wakulla County Florida | 1 | $ 296,000 | $ 296,000 | $ 168,000 |
| Baldwin County Georgia | 1 | $ 24,000 | $ 24,000 | $ 182,000 |
| Bartow County Georgia | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Bulloch County Georgia | 1 | $ 17,000 | $ 17,000 | $ 59,000 |
| Butts County Georgia | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Decatur County Georgia | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Dougherty County Georgia | 1 | $ 22,000 | $ 22,000 | $ 58,000 |
| Glynn County Georgia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Heard County Georgia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Jackson County Georgia | 1 | $ 53,000 | $ 53,000 | $ 138,000 |
| Lumpkin County Georgia | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
| McDuffie County Georgia | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Morgan County Georgia | 1 | $ 77,000 | $ 77,000 | $ 129,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Pickens County Georgia | 1 | $ 14,000 | $ 14,000 | $ 45,000 |
| Richmond County Georgia | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Seminole County Georgia | 1 | $ 19,000 | $ 19,000 | $ 94,000 |
| Cook County Illinois | 1 | $ 522,000 | $ 522,000 | $ 72,000 |
| Hennepin County Minnesota | 1 | $ 251,000 | $ 251,000 | $ 389,000 |
| Lafayette County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 10,000 |
| Jackson County Missouri | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Kings County New York | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Alleghany County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Caswell County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Greene County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Montgomery County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 155,000 |
| Montgomery County Ohio | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 250,000 |
| Chesterfield County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Colleton County South Carolina | 1 | $ 850,000 | $ 850,000 | $ 228,000 |
| Lancaster County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Marion County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Newberry County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Williamsburg County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 210,000 |
| Sevier County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Unicoi County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Albemarle County Virginia | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Charlottesville County Virginia | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Chesterfield County Virginia | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Culpeper County Virginia | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| Fauquier County Virginia | 1 | $ 282,000 | $ 282,000 | $ 58,000 |
| Frederick County Virginia | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Galax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Grayson County Virginia | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Henrico County Virginia | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Hopewell County Virginia | 1 | $ 83,000 | $ 83,000 | $ 220,000 |
| King William County Virginia | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| Lynchburg County Virginia | 1 | $ 128,000 | $ 128,000 | $ 473,000 |
| Manassas County Virginia | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| Manassas Park County Virginia | 1 | $ 334,000 | $ 334,000 | $ 96,000 |
| Montgomery County Virginia | 1 | $ 172,000 | $ 172,000 | $ 31,000 |
| Prince Edward County Virginia | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Roanoke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Rockingham County Virginia | 1 | $ 12,000 | $ 12,000 | $ 95,000 |
| Shenandoah County Virginia | 1 | $ 500,000 | $ 500,000 | $ 425,000 |
| Surry County Virginia | 1 | $ 220,000 | $ 220,000 | $ 91,000 |
| Wythe County Virginia | 1 | $ 464,000 | $ 464,000 | $ 238,000 |
Mortgage Loan Application Detail Totals for Rbc Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,607 | $568,412,000 | $213,833 | $2,925,000 | $87,000 | $4,713,000 |
| Refinancing | 3,582 | $475,121,000 | $256,625 | $1,500,000 | $1,320,000 | $9,999,000 |
| Home Improvement | 445 | $10,958,000 | $40,166 | $730,000 | $77,333 | $694,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,785 | $840,824,000 | $178,777 | $1,855,000 | $85,222 | $5,797,000 |
| Black or African American | 1,016 | $95,658,000 | $233,375 | $1,365,000 | $1,353,125 | $9,999,000 |
| Not Provided | 402 | $42,010,000 | $193,428 | $1,000,000 | $76,571 | $2,800,000 |
| Not applicable | 125 | $34,697,000 | $250,000 | $1,950,000 | $10,000 | $999,000 |
| Asian | 120 | $23,459,000 | $203,200 | $2,925,000 | $118,200 | $3,120,000 |
| Hispanic | 116 | $10,363,000 | $149,200 | $682,000 | $103,800 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $3,889,000 | $182,600 | $476,000 | $57,400 | $300,000 |
| American Indian or Alaskan Native | 34 | $3,591,000 | $122,000 | $728,000 | $56,750 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,262 | $1,013,636,000 | $259,923 | $2,925,000 | $855,692 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 202 | $21,062,000 | $103,166 | $180,000 | $51,666 | $353,000 |
| VA-guaranteed (Veterans Administration) | 167 | $19,532,000 | $119,200 | $251,000 | $40,800 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $261,000 | $87,000 | $90,000 | $34,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,798 | $805,550,000 | $271,818 | $1,950,000 | $1,002,000 | $9,999,000 |
| Loan Purchased By The Institution | 866 | $148,240,000 | $180,800 | $999,000 | $94,000 | $9,999,000 |
| Application Denied By Financial Institution | 601 | $52,776,000 | $153,444 | $2,925,000 | $78,222 | $1,370,000 |
| Application Withdrawn By Applicant | 357 | $46,850,000 | $146,333 | $999,000 | $78,000 | $630,000 |
| Application Approved But Not Accepted | 12 | $1,075,000 | $76,500 | $537,000 | $101,500 | $476,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 217 | $8,670,000 | $48,714 | $263,000 | $58,428 | $190,000 |
| Debt-To-Income Ratio | 178 | $8,680,000 | $134,333 | $522,000 | $79,000 | $1,370,000 |
| Credit Application Incomplete | 87 | $16,667,000 | $193,400 | $1,855,000 | $107,000 | $1,090,000 |
| Other | 71 | $12,755,000 | $158,750 | $2,925,000 | $64,000 | $478,000 |
| Collateral | 37 | $4,666,000 | $294,000 | $1,027,000 | $228,800 | $1,032,000 |
| Employment History | 8 | $1,185,000 | $266,500 | $425,000 | $93,500 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $153,000 | $51,000 | $61,000 | $40,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.