Rbs Citizens, N.A.
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Rbs Citizens, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2020.

Mortgage Company & Address Rbs Citizens, N.A.
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 17,130
Total Mortgage Loan Application Amount $707,190,000
Average Mortgage Loan Application Amount $55,666
Highest Mortgage Loan Application Amount $4,320,000
Average Applicant Income $77,000
Highest Applicant Income $2,262,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Rbs Citizens, N.A. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie County New York 3,411 $ 111,800,000 $ 32,000 $ 62,000
Monroe County New York 2,275 $ 75,484,000 $ 33,000 $ 61,000
Onondaga County New York 1,076 $ 28,066,000 $ 26,000 $ 56,000
Broome County New York 753 $ 15,789,000 $ 20,000 $ 42,000
Oneida County New York 718 $ 12,812,000 $ 17,000 $ 41,000
Albany County New York 682 $ 37,525,000 $ 55,000 $ 88,000
Niagara County New York 586 $ 22,195,000 $ 37,000 $ 64,000
Saratoga County New York 527 $ 28,493,000 $ 54,000 $ 81,000
Orange County New York 443 $ 29,165,000 $ 65,000 $ 78,000
Clinton County New York 379 $ 15,943,000 $ 42,000 $ 66,000
Dutchess County New York 351 $ 27,344,000 $ 77,000 $ 95,000
Schenectady County New York 312 $ 13,285,000 $ 42,000 $ 64,000
Chittenden County Vermont 307 $ 20,430,000 $ 66,000 $ 94,000
Otsego County New York 289 $ 11,833,000 $ 40,000 $ 55,000
Rensselaer County New York 273 $ 14,924,000 $ 54,000 $ 73,000
Wayne County New York 267 $ 8,811,000 $ 33,000 $ 60,000
Ulster County New York 250 $ 19,019,000 $ 76,000 $ 88,000
Warren County New York 245 $ 11,032,000 $ 45,000 $ 73,000
Franklin County New York 216 $ 9,830,000 $ 45,000 $ 65,000
Rutland County Vermont 213 $ 12,469,000 $ 58,000 $ 68,000
Washington County New York 196 $ 7,089,000 $ 36,000 $ 57,000
Essex County New York 183 $ 10,215,000 $ 55,000 $ 72,000
Madison County New York 150 $ 4,724,000 $ 31,000 $ 55,000
Tompkins County New York 148 $ 3,726,000 $ 25,000 $ 47,000
Addison County Vermont 138 $ 9,239,000 $ 66,000 $ 85,000
Windsor County Vermont 134 $ 7,714,000 $ 57,000 $ 90,000
Oswego County New York 132 $ 3,500,000 $ 26,000 $ 49,000
Ontario County New York 131 $ 7,162,000 $ 54,000 $ 88,000
Fulton County New York 119 $ 6,180,000 $ 51,000 $ 70,000
Tioga County New York 116 $ 2,702,000 $ 23,000 $ 43,000
Windham County Vermont 114 $ 8,121,000 $ 71,000 $ 88,000
Franklin County Vermont 112 $ 5,932,000 $ 52,000 $ 71,000
Chenango County New York 108 $ 2,983,000 $ 27,000 $ 48,000
Herkimer County New York 99 $ 3,236,000 $ 32,000 $ 45,000
Westchester County New York 95 $ 7,933,000 $ 83,000 $ 103,000
Cortland County New York 92 $ 1,489,000 $ 16,000 $ 40,000
Delaware County New York 87 $ 4,831,000 $ 55,000 $ 64,000
Livingston County New York 79 $ 1,955,000 $ 24,000 $ 59,000
Rockland County New York 79 $ 7,055,000 $ 89,000 $ 116,000
Bennington County Vermont 71 $ 4,415,000 $ 62,000 $ 77,000
Montgomery County New York 69 $ 3,099,000 $ 44,000 $ 53,000
Sullivan County New York 69 $ 6,533,000 $ 94,000 $ 105,000
Lewis County New York 62 $ 1,258,000 $ 20,000 $ 36,000
Chemung County New York 53 $ 1,344,000 $ 25,000 $ 43,000
Washington County Vermont 53 $ 2,961,000 $ 55,000 $ 95,000
Chautauqua County New York 48 $ 1,759,000 $ 36,000 $ 64,000
Hamilton County New York 45 $ 2,200,000 $ 48,000 $ 61,000
Orleans County New York 44 $ 1,945,000 $ 44,000 $ 79,000
Wyoming County New York 41 $ 1,532,000 $ 37,000 $ 64,000
Cattaraugus County New York 40 $ 1,697,000 $ 42,000 $ 46,000
Genesee County New York 40 $ 1,656,000 $ 41,000 $ 66,000
Bronx County New York 39 $ 3,284,000 $ 84,000 $ 103,000
Putnam County New York 39 $ 2,210,000 $ 56,000 $ 109,000
Suffolk County New York 36 $ 3,923,000 $ 108,000 $ 145,000
Steuben County New York 35 $ 1,312,000 $ 37,000 $ 46,000
Cayuga County New York 31 $ 943,000 $ 30,000 $ 83,000
Queens County New York 31 $ 3,010,000 $ 97,000 $ 147,000
Nassau County New York 30 $ 3,811,000 $ 127,000 $ 184,000
Columbia County New York 28 $ 1,826,000 $ 65,000 $ 111,000
Orange County Vermont 28 $ 2,148,000 $ 76,000 $ 75,000
Kings County New York 26 $ 3,022,000 $ 116,000 $ 165,000
Schoharie County New York 25 $ 5,370,000 $ 214,000 $ 62,000
Greene County New York 22 $ 1,423,000 $ 64,000 $ 81,000
Grand Isle County Vermont 20 $ 1,564,000 $ 78,000 $ 79,000
Seneca County New York 18 $ 466,000 $ 25,000 $ 93,000
Susquehanna County Pennsylvania 17 $ 498,000 $ 29,000 $ 33,000
Essex County Vermont 16 $ 673,000 $ 42,000 $ 64,000
Jefferson County New York 14 $ 497,000 $ 35,000 $ 55,000
Richmond County New York 14 $ 1,379,000 $ 98,000 $ 86,000
Yates County New York 14 $ 502,000 $ 35,000 $ 37,000
Lamoille County Vermont 14 $ 574,000 $ 41,000 $ 72,000
Schuyler County New York 13 $ 355,000 $ 27,000 $ 37,000
St. Lawrence County New York 12 $ 454,000 $ 37,000 $ 67,000
Caledonia County Vermont 11 $ 931,000 $ 84,000 $ 62,000
New York County New York 7 $ 700,000 $ 100,000 $ 133,000
Bradford County Pennsylvania 6 $ 62,000 $ 10,000 $ 50,000
Barnstable County Massachusetts 5 $ 550,000 $ 110,000 $ 231,000
Allegany County New York 5 $ 229,000 $ 45,000 $ 55,000
Orleans County Vermont 5 $ 130,000 $ 26,000 $ 56,000
Fairfield County Connecticut 4 $ 437,000 $ 109,000 $ 129,000
Polk County Florida 3 $ 3,000 $ 1,000 $ 26,000
Philadelphia County Pennsylvania 3 $ 262,000 $ 87,000 $ 36,000
Middlesex County Massachusetts 2 $ 270,000 $ 135,000 $ 167,000
Cheshire County New Hampshire 2 $ 88,000 $ 44,000 $ 49,000
Bergen County New Jersey 2 $ 130,000 $ 65,000 $ 123,000
Passaic County New Jersey 2 $ 68,000 $ 34,000 $ 199,000
Warren County Pennsylvania 2 $ 16,000 $ 8,000 $ 47,000
Kent County Rhode Island 2 $ 15,000 $ 7,000 $ 140,000
Los Angeles County California 1 $ 40,000 $ 40,000 $ 75,000
Boulder County Colorado 1 $ 111,000 $ 111,000 $ 40,000
Litchfield County Connecticut 1 $ 15,000 $ 15,000 $ 76,000
New Haven County Connecticut 1 $ 50,000 $ 50,000 $ 110,000
New Castle County Delaware 1 $ 20,000 $ 20,000 $ 50,000
Palm Beach County Florida 1 $ 3,000 $ 3,000 $ 48,000
Pinellas County Florida 1 $ 15,000 $ 15,000 $ 28,000
Cook County Illinois 1 $ 241,000 $ 241,000 $ 280,000
Hamilton County Indiana 1 $ 33,000 $ 33,000 $ 245,000
Essex County Massachusetts 1 $ 30,000 $ 30,000 $ 54,000
Plymouth County Massachusetts 1 $ 20,000 $ 20,000 $ 71,000
Suffolk County Massachusetts 1 $ 300,000 $ 300,000 $ 39,000
Mercer County New Jersey 1 $ 10,000 $ 10,000 $ 35,000
Morris County New Jersey 1 $ 125,000 $ 125,000 $ 310,000
Ocean County New Jersey 1 $ 22,000 $ 22,000 $ 21,000
Sussex County New Jersey 1 $ 140,000 $ 140,000 $ 62,000
Union County New Jersey 1 $ 175,000 $ 175,000 $ 450,000
Hardin County Ohio 1 $ 34,000 $ 34,000 $ 12,000
Bucks County Pennsylvania 1 $ 4,000 $ 4,000 $ 51,000
Butler County Pennsylvania 1 $ 10,000 $ 10,000 $ 60,000
Luzerne County Pennsylvania 1 $ 60,000 $ 60,000 $ 70,000
Pike County Pennsylvania 1 $ 5,000 $ 5,000 $ 43,000
Wayne County Pennsylvania 1 $ 10,000 $ 10,000 $ 11,000
Westmoreland County Pennsylvania 1 $ 30,000 $ 30,000 $ 25,000
Bristol County Rhode Island 1 $ 50,000 $ 50,000 $ 180,000
Newport County Rhode Island 1 $ 50,000 $ 50,000 $ 415,000
Fairfax County Virginia 1 $ 18,000 $ 18,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Rbs Citizens, N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 10,479 $267,554,000 $25,000 $700,000 $57,000 $2,262,000
Refinancing 6,156 $401,229,000 $65,000 $4,320,000 $79,000 $1,500,000
Home Purchase 495 $38,407,000 $77,000 $700,000 $95,000 $1,355,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,064 $582,282,000 $41,000 $900,000 $67,000 $2,262,000
Not Provided 1,135 $52,633,000 $46,000 $650,000 $75,000 $630,000
Black or African American 1,020 $26,584,000 $26,000 $500,000 $46,000 $612,000
Hispanic 521 $19,118,000 $36,000 $550,000 $56,000 $630,000
Asian 264 $16,307,000 $61,000 $570,000 $82,000 $1,950,000
American Indian or Alaskan Native 77 $3,464,000 $44,000 $700,000 $75,000 $670,000
Native Hawaiian or Other Pacific Islander 45 $1,526,000 $33,000 $250,000 $58,000 $275,000
Not applicable 4 $5,276,000 $1,319,000 $4,320,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,130 $707,190,000 $41,000 $4,320,000 $66,000 $2,262,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,369 $377,168,000 $45,000 $4,320,000 $75,000 $1,500,000
Application Denied By Financial Institution 7,706 $273,701,000 $35,000 $900,000 $55,000 $1,950,000
Application Approved But Not Accepted 1,029 $55,229,000 $53,000 $700,000 $79,000 $2,262,000
Application Withdrawn By Applicant 26 $1,092,000 $42,000 $210,000 $62,000 $415,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,969 $90,168,000 $30,000 $545,000 $51,000 $1,040,000
Debt-To-Income Ratio 2,369 $82,960,000 $35,000 $900,000 $40,000 $653,000
Collateral 1,074 $71,893,000 $66,000 $650,000 $93,000 $1,315,000
Other 876 $14,662,000 $16,000 $375,000 $54,000 $580,000
Unverifiable Information 321 $10,387,000 $32,000 $500,000 $65,000 $1,950,000
Credit Application Incomplete 53 $2,340,000 $44,000 $300,000 $145,000 $1,058,000
Employment History 44 $1,291,000 $29,000 $300,000 $38,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List