Citizens Bank, NA Mortgage Lending & HMDA Data, 2012

In 2012, Citizens Bank, NA of Providence, RI reported 68,748 mortgage applications totaling $12.4 billion, up 16% from 2011. The average application was for $179,731, and applicants reported an average income of $105,330. 57% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (6,389), Chicago-Joliet-Naperville, IL (5,867) and Philadelphia, PA (5,277) (applications in parentheses).

Mortgage Company & Address Citizens Bank, NA
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 68,748
Total Mortgage Loan Application Amount $12,356,207,000
Average Mortgage Loan Application Amount $179,731
Highest Mortgage Loan Application Amount $31,400,000
Average Applicant Income $105,330
Highest Applicant Income $8,417,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Bank, NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 4,126 $ 684,161,000 $ 165,817 $ 95,000
Middlesex, Massachusetts 3,612 $ 1,098,953,000 $ 304,250 $ 141,000
Providence, Rhode Island 2,777 $ 409,827,000 $ 147,579 $ 86,000
Cuyahoga, Ohio 2,721 $ 228,743,000 $ 84,065 $ 68,000
Wayne, Michigan 2,579 $ 206,910,000 $ 80,228 $ 70,000
Norfolk, Massachusetts 2,098 $ 627,343,000 $ 299,019 $ 149,000
Oakland, Michigan 1,857 $ 350,648,000 $ 188,824 $ 121,000
Erie, New York 1,731 $ 133,873,000 $ 77,338 $ 64,000
Macomb, Michigan 1,692 $ 166,992,000 $ 98,695 $ 70,000
Suffolk, Massachusetts 1,569 $ 362,498,000 $ 231,037 $ 118,000
Philadelphia, Pennsylvania 1,554 $ 227,245,000 $ 146,232 $ 70,000
Plymouth, Massachusetts 1,373 $ 326,458,000 $ 237,769 $ 119,000
Montgomery, Pennsylvania 1,274 $ 314,101,000 $ 246,547 $ 145,000
Rockingham, New Hampshire 1,174 $ 252,723,000 $ 215,266 $ 109,000
Bristol, Massachusetts 1,074 $ 199,459,000 $ 185,716 $ 105,000
Monroe, New York 1,074 $ 62,961,000 $ 58,622 $ 59,000
Kent, Rhode Island 1,043 $ 172,785,000 $ 165,661 $ 97,000
Allegheny, Pennsylvania 1,042 $ 153,665,000 $ 147,471 $ 105,000
Hillsborough, New Hampshire 1,039 $ 193,634,000 $ 186,365 $ 106,000
Barnstable, Massachusetts 974 $ 229,560,000 $ 235,687 $ 135,000
Essex, Massachusetts 949 $ 210,484,000 $ 221,795 $ 115,000
Hampden, Massachusetts 944 $ 111,764,000 $ 118,394 $ 67,000
DuPage, Illinois 943 $ 264,226,000 $ 280,197 $ 144,000
Lucas, Ohio 878 $ 51,158,000 $ 58,266 $ 58,000
Bucks, Pennsylvania 841 $ 207,200,000 $ 246,373 $ 132,000
Summit, Ohio 839 $ 81,934,000 $ 97,656 $ 74,000
Delaware, Pennsylvania 813 $ 180,085,000 $ 221,506 $ 131,000
Chester, Pennsylvania 795 $ 232,799,000 $ 292,828 $ 158,000
New Haven, Connecticut 788 $ 169,241,000 $ 214,772 $ 117,000
Washington, Rhode Island 784 $ 170,590,000 $ 217,589 $ 127,000
New Castle, Delaware 759 $ 161,585,000 $ 212,891 $ 114,000
Stark, Ohio 750 $ 70,977,000 $ 94,636 $ 64,000
Worcester, Massachusetts 684 $ 127,915,000 $ 187,010 $ 109,000
New London, Connecticut 584 $ 106,897,000 $ 183,042 $ 111,000
Lake, Ohio 500 $ 62,223,000 $ 124,446 $ 79,000
Middlesex, Connecticut 473 $ 88,776,000 $ 187,687 $ 110,000
Will, Illinois 446 $ 75,391,000 $ 169,038 $ 99,000
Sussex, Delaware 406 $ 99,438,000 $ 244,921 $ 144,000
Newport, Rhode Island 395 $ 104,223,000 $ 263,855 $ 136,000
Niagara, New York 386 $ 27,464,000 $ 71,150 $ 57,000
Strafford, New Hampshire 371 $ 58,113,000 $ 156,638 $ 94,000
Merrimack, New Hampshire 364 $ 56,608,000 $ 155,516 $ 99,000
Cape May, New Jersey 363 $ 167,898,000 $ 462,528 $ 293,000
Onondaga, New York 348 $ 22,790,000 $ 65,488 $ 59,000
Berks, Pennsylvania 343 $ 50,934,000 $ 148,495 $ 85,000
Bristol, Rhode Island 316 $ 71,768,000 $ 227,113 $ 140,000
Luzerne, Pennsylvania 308 $ 40,499,000 $ 131,490 $ 85,000
Franklin, Ohio 297 $ 14,426,000 $ 48,572 $ 53,000
Fairfield, Connecticut 295 $ 165,873,000 $ 562,281 $ 253,000
Hartford, Connecticut 287 $ 47,845,000 $ 166,707 $ 99,000
Carroll, New Hampshire 276 $ 48,878,000 $ 177,094 $ 114,000
Kent, Delaware 268 $ 43,053,000 $ 160,645 $ 88,000
Medina, Ohio 267 $ 37,250,000 $ 139,513 $ 87,000
Albany, New York 245 $ 30,890,000 $ 126,081 $ 92,000
Broome, New York 230 $ 15,782,000 $ 68,617 $ 53,000
Geauga, Ohio 225 $ 39,100,000 $ 173,777 $ 110,000
Lake, Illinois 222 $ 91,699,000 $ 413,058 $ 207,000
Westmoreland, Pennsylvania 216 $ 37,809,000 $ 175,041 $ 107,000
Chittenden, Vermont 209 $ 44,841,000 $ 214,550 $ 131,000
Erie, Pennsylvania 201 $ 24,726,000 $ 123,014 $ 77,000
Lorain, Ohio 199 $ 25,223,000 $ 126,748 $ 78,000
Lancaster, Pennsylvania 197 $ 32,348,000 $ 164,203 $ 92,000
Hampshire, Massachusetts 191 $ 34,003,000 $ 178,026 $ 94,000
Westchester, New York 186 $ 80,879,000 $ 434,833 $ 187,000
Beaver, Pennsylvania 181 $ 21,939,000 $ 121,209 $ 80,000
Belknap, New Hampshire 180 $ 32,786,000 $ 182,144 $ 125,000
York, Pennsylvania 179 $ 27,075,000 $ 151,256 $ 90,000
Dauphin, Pennsylvania 178 $ 24,696,000 $ 138,741 $ 98,000
Kane, Illinois 175 $ 34,039,000 $ 194,508 $ 119,000
Livingston, Michigan 171 $ 31,221,000 $ 182,578 $ 117,000
Grafton, New Hampshire 170 $ 28,721,000 $ 168,947 $ 122,000
Washtenaw, Michigan 167 $ 31,323,000 $ 187,562 $ 122,000
York, Maine 166 $ 33,746,000 $ 203,289 $ 126,000
Mahoning, Ohio 166 $ 16,429,000 $ 98,969 $ 76,000
Cumberland, Pennsylvania 166 $ 25,504,000 $ 153,638 $ 92,000
Washington, Pennsylvania 166 $ 30,522,000 $ 183,867 $ 125,000
Scioto, Ohio 164 $ 9,066,000 $ 55,280 $ 60,000
Oneida, New York 161 $ 6,813,000 $ 42,316 $ 48,000
Orange, New York 157 $ 18,551,000 $ 118,159 $ 78,000
Saratoga, New York 157 $ 25,225,000 $ 160,668 $ 101,000
Portage, Ohio 157 $ 19,666,000 $ 125,261 $ 71,000
Monroe, Pennsylvania 149 $ 20,000,000 $ 134,228 $ 97,000
Butler, Pennsylvania 145 $ 25,616,000 $ 176,662 $ 95,000
Ulster, New York 144 $ 15,048,000 $ 104,500 $ 73,000
Dutchess, New York 141 $ 23,754,000 $ 168,468 $ 93,000
Shiawassee, Michigan 133 $ 8,762,000 $ 65,879 $ 52,000
Lehigh, Pennsylvania 133 $ 26,918,000 $ 202,390 $ 105,000
Camden, New Jersey 132 $ 25,250,000 $ 191,287 $ 120,000
Rensselaer, New York 123 $ 14,614,000 $ 118,813 $ 80,000
Ingham, Michigan 121 $ 18,525,000 $ 153,099 $ 112,000
Burlington, New Jersey 119 $ 26,679,000 $ 224,193 $ 138,000
Berkshire, Massachusetts 118 $ 10,469,000 $ 88,720 $ 82,000
Rockland, New York 117 $ 34,844,000 $ 297,811 $ 145,000
St. Clair, Michigan 110 $ 14,636,000 $ 133,054 $ 76,000
Wayne, New York 103 $ 4,983,000 $ 48,378 $ 47,000
McHenry, Illinois 102 $ 18,481,000 $ 181,186 $ 110,000
Wood, Ohio 102 $ 8,967,000 $ 87,911 $ 93,000
Northampton, Pennsylvania 102 $ 17,450,000 $ 171,078 $ 105,000
New York, New York 100 $ 66,703,000 $ 667,030 $ 424,000
Schenectady, New York 100 $ 18,014,000 $ 180,140 $ 81,000
Blair, Pennsylvania 100 $ 11,254,000 $ 112,540 $ 76,000
Centre, Pennsylvania 100 $ 16,215,000 $ 162,150 $ 89,000
Coos, New Hampshire 98 $ 8,809,000 $ 89,887 $ 86,000
Rutland, Vermont 98 $ 13,584,000 $ 138,612 $ 99,000
Trumbull, Ohio 96 $ 7,341,000 $ 76,468 $ 59,000
Monroe, Michigan 95 $ 10,071,000 $ 106,010 $ 74,000
Otsego, New York 94 $ 4,599,000 $ 48,925 $ 50,000
Suffolk, New York 94 $ 22,988,000 $ 244,553 $ 144,000
Windsor, Vermont 94 $ 18,454,000 $ 196,319 $ 125,000
Cheshire, New Hampshire 90 $ 12,975,000 $ 144,166 $ 95,000
Columbiana, Ohio 86 $ 6,821,000 $ 79,313 $ 66,000
Lake, Indiana 84 $ 11,884,000 $ 141,476 $ 66,000
Nassau, New York 82 $ 21,126,000 $ 257,634 $ 161,000
Saginaw, Michigan 80 $ 6,232,000 $ 77,900 $ 57,000
Lackawanna, Pennsylvania 73 $ 12,784,000 $ 175,123 $ 116,000
Atlantic, New Jersey 71 $ 20,431,000 $ 287,760 $ 234,000
Windham, Connecticut 69 $ 10,170,000 $ 147,391 $ 82,000
Madison, New York 69 $ 1,846,000 $ 26,753 $ 47,000
Pike, Pennsylvania 69 $ 10,870,000 $ 157,536 $ 98,000
Tolland, Connecticut 65 $ 12,523,000 $ 192,661 $ 116,000
Warren, New York 65 $ 8,314,000 $ 127,907 $ 138,000
Kings, New York 63 $ 22,162,000 $ 351,777 $ 141,000
Ontario, New York 60 $ 6,120,000 $ 102,000 $ 80,000
Genesee, Michigan 59 $ 7,571,000 $ 128,322 $ 87,000
Gloucester, New Jersey 56 $ 11,668,000 $ 208,357 $ 143,000
Kalamazoo, Michigan 54 $ 8,344,000 $ 154,518 $ 106,000
Chautauqua, New York 53 $ 3,795,000 $ 71,603 $ 59,000
Kendall, Illinois 51 $ 9,346,000 $ 183,254 $ 117,000
Bergen, New Jersey 51 $ 27,825,000 $ 545,588 $ 218,000
Herkimer, New York 51 $ 2,317,000 $ 45,431 $ 49,000
Sullivan, New Hampshire 50 $ 7,185,000 $ 143,700 $ 126,000
Windham, Vermont 50 $ 8,590,000 $ 171,800 $ 224,000
Fairfax, Virginia 50 $ 22,222,000 $ 444,440 $ 196,000
Addison, Vermont 49 $ 7,197,000 $ 146,877 $ 84,000
Montgomery, Maryland 47 $ 22,818,000 $ 485,489 $ 224,000
Fulton, New York 45 $ 2,927,000 $ 65,044 $ 77,000
Mercer, Pennsylvania 45 $ 4,988,000 $ 110,844 $ 84,000
Kent, Michigan 44 $ 5,626,000 $ 127,863 $ 91,000
Queens, New York 44 $ 8,341,000 $ 189,568 $ 90,000
Franklin, Vermont 44 $ 5,283,000 $ 120,068 $ 70,000
Monmouth, New Jersey 43 $ 18,360,000 $ 426,976 $ 256,000
Eaton, Michigan 42 $ 5,215,000 $ 124,166 $ 84,000
Bennington, Vermont 42 $ 5,125,000 $ 122,023 $ 95,000
Lee, Florida 41 $ 7,599,000 $ 185,341 $ 169,000
Marion, Indiana 41 $ 5,067,000 $ 123,585 $ 85,000
Lebanon, Pennsylvania 40 $ 6,459,000 $ 161,475 $ 109,000
Ocean, New Jersey 38 $ 10,400,000 $ 273,684 $ 172,000
Litchfield, Connecticut 37 $ 7,494,000 $ 202,540 $ 111,000
Palm Beach, Florida 37 $ 8,267,000 $ 223,432 $ 381,000
Chenango, New York 37 $ 1,640,000 $ 44,324 $ 44,000
Franklin, Massachusetts 36 $ 4,855,000 $ 134,861 $ 95,000
Lapeer, Michigan 36 $ 7,973,000 $ 221,472 $ 123,000
Tuscarawas, Ohio 36 $ 2,757,000 $ 76,583 $ 63,000
Carbon, Pennsylvania 36 $ 5,111,000 $ 141,972 $ 95,000
Collier, Florida 35 $ 8,185,000 $ 233,857 $ 271,000
Wayne, Ohio 35 $ 3,300,000 $ 94,285 $ 59,000
Armstrong, Pennsylvania 35 $ 3,114,000 $ 88,971 $ 70,000
Dukes, Massachusetts 34 $ 15,616,000 $ 459,294 $ 349,000
Morris, New Jersey 34 $ 13,784,000 $ 405,411 $ 188,000
Anne Arundel, Maryland 31 $ 12,531,000 $ 404,225 $ 187,000
Clinton, Michigan 31 $ 4,319,000 $ 139,322 $ 114,000
Livingston, New York 31 $ 2,083,000 $ 67,193 $ 65,000
Putnam, New York 30 $ 8,853,000 $ 295,100 $ 188,000
Richmond, New York 30 $ 3,400,000 $ 113,333 $ 114,000
Hamilton, Indiana 29 $ 8,015,000 $ 276,379 $ 153,000
Cumberland, Maine 29 $ 7,309,000 $ 252,034 $ 156,000
Washington, New York 29 $ 2,378,000 $ 82,000 $ 75,000
Nantucket, Massachusetts 28 $ 14,736,000 $ 526,285 $ 294,000
Essex, New Jersey 28 $ 12,867,000 $ 459,535 $ 201,000
Lawrence, Pennsylvania 28 $ 2,225,000 $ 79,464 $ 49,000
Broward, Florida 27 $ 5,694,000 $ 210,888 $ 150,000
Montgomery, New York 27 $ 1,341,000 $ 49,666 $ 50,000
Sarasota, Florida 25 $ 5,888,000 $ 235,520 $ 235,000
Mercer, New Jersey 25 $ 7,999,000 $ 319,960 $ 184,000
Tompkins, New York 25 $ 2,183,000 $ 87,320 $ 90,000
Mecklenburg, North Carolina 25 $ 4,231,000 $ 169,240 $ 117,000
Delaware, Ohio 25 $ 4,277,000 $ 171,080 $ 104,000
Cecil, Maryland 24 $ 6,099,000 $ 254,125 $ 135,000
Middlesex, New Jersey 24 $ 7,246,000 $ 301,916 $ 170,000
Bronx, New York 24 $ 4,640,000 $ 193,333 $ 101,000
Oswego, New York 24 $ 1,169,000 $ 48,708 $ 53,000
Crawford, Pennsylvania 24 $ 2,678,000 $ 111,583 $ 71,000
Maricopa, Arizona 23 $ 7,240,000 $ 314,782 $ 204,000
District of Columbia, District Of Columbia 23 $ 11,891,000 $ 517,000 $ 222,000
Pinellas, Florida 23 $ 3,885,000 $ 168,913 $ 155,000
Cattaraugus, New York 23 $ 2,498,000 $ 108,608 $ 150,000
Oxford, Maine 22 $ 4,662,000 $ 211,909 $ 167,000
Delaware, New York 22 $ 1,697,000 $ 77,136 $ 67,000
Sullivan, New York 22 $ 2,146,000 $ 97,545 $ 97,000
Ashtabula, Ohio 21 $ 2,788,000 $ 132,761 $ 95,000
Ottawa, Ohio 21 $ 3,056,000 $ 145,523 $ 106,000
Schuylkill, Pennsylvania 21 $ 2,636,000 $ 125,523 $ 74,000
Hamilton, Ohio 20 $ 4,396,000 $ 219,800 $ 150,000
Howard, Maryland 19 $ 6,037,000 $ 317,736 $ 175,000
Essex, New York 19 $ 2,737,000 $ 144,052 $ 122,000
Wake, North Carolina 19 $ 5,447,000 $ 286,684 $ 161,000
Fairfield, Ohio 19 $ 1,753,000 $ 92,263 $ 61,000
Grundy, Illinois 18 $ 1,758,000 $ 97,666 $ 71,000
Baltimore, Maryland 18 $ 4,737,000 $ 263,166 $ 126,000
Somerset, New Jersey 18 $ 5,405,000 $ 300,277 $ 199,000
Orleans, New York 18 $ 842,000 $ 46,777 $ 48,000
Tioga, New York 18 $ 943,000 $ 52,388 $ 45,000
Venango, Pennsylvania 18 $ 1,907,000 $ 105,944 $ 70,000
Horry, South Carolina 18 $ 2,949,000 $ 163,833 $ 117,000
Allegan, Michigan 17 $ 2,019,000 $ 118,764 $ 77,000
Wyoming, New York 17 $ 1,513,000 $ 89,000 $ 74,000
Manatee, Florida 16 $ 3,524,000 $ 220,250 $ 265,000
Berrien, Michigan 16 $ 3,777,000 $ 236,062 $ 200,000
Hudson, New Jersey 16 $ 5,582,000 $ 348,875 $ 144,000
Union, New Jersey 16 $ 5,255,000 $ 328,437 $ 165,000
Buncombe, North Carolina 16 $ 3,710,000 $ 231,875 $ 90,000
Charles, Maryland 15 $ 4,364,000 $ 290,933 $ 120,000
Jackson, Michigan 15 $ 2,609,000 $ 173,933 $ 135,000
Lenawee, Michigan 15 $ 2,155,000 $ 143,666 $ 141,000
Cortland, New York 15 $ 1,045,000 $ 69,666 $ 51,000
Greene, New York 15 $ 1,929,000 $ 128,600 $ 71,000
Steuben, New York 15 $ 1,351,000 $ 90,066 $ 124,000
Licking, Ohio 15 $ 2,270,000 $ 151,333 $ 77,000
Warren, Ohio 15 $ 1,974,000 $ 131,600 $ 70,000
Washington, Vermont 15 $ 2,173,000 $ 144,866 $ 88,000
Worcester, Maryland 14 $ 4,585,000 $ 327,500 $ 162,000
Antrim, Michigan 14 $ 3,919,000 $ 279,928 $ 264,000
Ottawa, Michigan 14 $ 2,435,000 $ 173,928 $ 84,000
Cayuga, New York 14 $ 9,632,000 $ 688,000 $ 51,000
Essex, Vermont 14 $ 630,000 $ 45,000 $ 43,000
Loudoun, Virginia 14 $ 5,613,000 $ 400,928 $ 154,000
Miami-Dade, Florida 13 $ 4,397,000 $ 338,230 $ 731,000
Genesee, New York 13 $ 1,034,000 $ 79,538 $ 51,000
Butler, Ohio 13 $ 2,950,000 $ 226,923 $ 118,000
Mifflin, Pennsylvania 13 $ 1,773,000 $ 136,384 $ 89,000
Orange, Vermont 13 $ 1,957,000 $ 150,538 $ 104,000
Clark, Nevada 12 $ 2,437,000 $ 203,083 $ 153,000
Montgomery, Ohio 12 $ 2,119,000 $ 176,583 $ 107,000
Grand Isle, Vermont 12 $ 3,232,000 $ 269,333 $ 145,000
Los Angeles, California 11 $ 3,129,000 $ 284,454 $ 117,000
St. Lucie, Florida 11 $ 1,610,000 $ 146,363 $ 90,000
Porter, Indiana 11 $ 2,723,000 $ 247,545 $ 176,000
Calhoun, Michigan 11 $ 1,056,000 $ 96,000 $ 77,000
Hunterdon, New Jersey 11 $ 2,975,000 $ 270,454 $ 134,000
Columbia, New York 11 $ 730,000 $ 66,363 $ 49,000
Franklin, New York 11 $ 900,000 $ 81,818 $ 88,000
Fayette, Pennsylvania 11 $ 1,516,000 $ 137,818 $ 70,000
Henrico, Virginia 11 $ 2,667,000 $ 242,454 $ 94,000
Volusia, Florida 10 $ 1,260,000 $ 126,000 $ 113,000
Prince George's, Maryland 10 $ 3,001,000 $ 300,100 $ 134,000
Van Buren, Michigan 10 $ 1,587,000 $ 158,700 $ 105,000
Huron, Ohio 10 $ 471,000 $ 47,100 $ 45,000
Adams, Pennsylvania 10 $ 1,541,000 $ 154,100 $ 96,000
Charleston, South Carolina 10 $ 3,374,000 $ 337,400 $ 228,000
Arlington, Virginia 10 $ 4,286,000 $ 428,600 $ 127,000
DeKalb, Georgia 9 $ 1,646,000 $ 182,888 $ 92,000
Baltimore City, Maryland 9 $ 1,186,000 $ 131,777 $ 108,000
St. Mary's, Maryland 9 $ 2,502,000 $ 278,000 $ 110,000
Sussex, New Jersey 9 $ 1,761,000 $ 195,666 $ 227,000
Clinton, New York 9 $ 948,000 $ 105,333 $ 75,000
Forsyth, North Carolina 9 $ 1,580,000 $ 175,555 $ 88,000
Pickaway, Ohio 9 $ 667,000 $ 74,111 $ 50,000
Cambria, Pennsylvania 9 $ 1,201,000 $ 133,444 $ 68,000
Franklin, Pennsylvania 9 $ 1,257,000 $ 139,666 $ 76,000
Perry, Pennsylvania 9 $ 1,181,000 $ 131,222 $ 73,000
Susquehanna, Pennsylvania 9 $ 2,715,000 $ 301,666 $ 459,000
Prince William, Virginia 9 $ 3,177,000 $ 353,000 $ 127,000
Riverside, California 8 $ 1,424,000 $ 178,000 $ 108,000
Brevard, Florida 8 $ 1,380,000 $ 172,500 $ 146,000
Orange, Florida 8 $ 1,190,000 $ 148,750 $ 182,000
Fulton, Georgia 8 $ 1,232,000 $ 154,000 $ 86,000
Hancock, Indiana 8 $ 818,000 $ 102,250 $ 64,000
Huron, Michigan 8 $ 1,433,000 $ 179,125 $ 172,000
Roscommon, Michigan 8 $ 740,000 $ 92,500 $ 127,000
St. Louis, Missouri 8 $ 1,480,000 $ 185,000 $ 116,000
Passaic, New Jersey 8 $ 2,455,000 $ 306,875 $ 152,000
Seneca, New York 8 $ 516,000 $ 64,500 $ 62,000
Carroll, Ohio 8 $ 1,041,000 $ 130,125 $ 104,000
Clermont, Ohio 8 $ 780,000 $ 97,500 $ 81,000
Richland, Ohio 8 $ 416,000 $ 52,000 $ 53,000
Indiana, Pennsylvania 8 $ 1,208,000 $ 151,000 $ 78,000
Wayne, Pennsylvania 8 $ 1,721,000 $ 215,125 $ 170,000
Beaufort, South Carolina 8 $ 2,825,000 $ 353,125 $ 234,000
Orleans, Vermont 8 $ 1,114,000 $ 139,250 $ 92,000
Chesterfield, Virginia 8 $ 1,312,000 $ 164,000 $ 111,000
James City, Virginia 8 $ 2,449,000 $ 306,125 $ 143,000
Kenosha, Wisconsin 8 $ 1,554,000 $ 194,250 $ 382,000
Walworth, Wisconsin 8 $ 2,269,000 $ 283,625 $ 191,000
San Diego, California 7 $ 1,929,000 $ 275,571 $ 145,000
Hendricks, Indiana 7 $ 1,033,000 $ 147,571 $ 90,000
LaPorte, Indiana 7 $ 3,667,000 $ 523,857 $ 212,000
Carroll, Maryland 7 $ 2,298,000 $ 328,285 $ 136,000
Frederick, Maryland 7 $ 1,718,000 $ 245,428 $ 107,000
Salem, New Jersey 7 $ 1,350,000 $ 192,857 $ 167,000
Schoharie, New York 7 $ 567,000 $ 81,000 $ 86,000
Knox, Ohio 7 $ 445,000 $ 63,571 $ 43,000
Huntingdon, Pennsylvania 7 $ 991,000 $ 141,571 $ 76,000
Caledonia, Vermont 7 $ 1,392,000 $ 198,857 $ 148,000
Lamoille, Vermont 7 $ 1,228,000 $ 175,428 $ 128,000
Orange, California 6 $ 2,046,000 $ 341,000 $ 192,000
Lake, Florida 6 $ 1,438,000 $ 239,666 $ 126,000
Pasco, Florida 6 $ 850,000 $ 141,666 $ 78,000
Seminole, Florida 6 $ 1,528,000 $ 254,666 $ 106,000
DeKalb, Illinois 6 $ 827,000 $ 137,833 $ 84,000
Kankakee, Illinois 6 $ 656,000 $ 109,333 $ 52,000
LaSalle, Illinois 6 $ 1,022,000 $ 170,333 $ 154,000
Peoria, Illinois 6 $ 543,000 $ 90,500 $ 66,000
Winnebago, Illinois 6 $ 330,000 $ 55,000 $ 52,000
Kent, Maryland 6 $ 2,392,000 $ 398,666 $ 143,000
Barry, Michigan 6 $ 1,172,000 $ 195,333 $ 130,000
Cheboygan, Michigan 6 $ 995,000 $ 165,833 $ 71,000
Grand Traverse, Michigan 6 $ 829,000 $ 138,166 $ 88,000
Ionia, Michigan 6 $ 717,000 $ 119,500 $ 90,000
Muskegon, Michigan 6 $ 822,000 $ 137,000 $ 248,000
Sanilac, Michigan 6 $ 937,000 $ 156,166 $ 197,000
Jefferson, Missouri 6 $ 707,000 $ 117,833 $ 108,000
Warren, New Jersey 6 $ 1,457,000 $ 242,833 $ 129,000
Chemung, New York 6 $ 474,000 $ 79,000 $ 55,000
Yates, New York 6 $ 619,000 $ 103,166 $ 275,000
Clark, Ohio 6 $ 403,000 $ 67,166 $ 87,000
Lawrence, Ohio 6 $ 499,000 $ 83,166 $ 57,000
Bedford, Pennsylvania 6 $ 996,000 $ 166,000 $ 100,000
Clearfield, Pennsylvania 6 $ 768,000 $ 128,000 $ 137,000
Columbia, Pennsylvania 6 $ 1,024,000 $ 170,666 $ 77,000
Wyoming, Pennsylvania 6 $ 1,227,000 $ 204,500 $ 124,000
Alameda, California 5 $ 1,607,000 $ 321,400 $ 152,000
Duval, Florida 5 $ 748,000 $ 149,600 $ 78,000
Hillsborough, Florida 5 $ 758,000 $ 151,600 $ 103,000
Marion, Florida 5 $ 731,000 $ 146,200 $ 76,000
Osceola, Florida 5 $ 466,000 $ 93,200 $ 189,000
Cobb, Georgia 5 $ 687,000 $ 137,400 $ 105,000
Boone, Illinois 5 $ 743,000 $ 148,600 $ 99,000
Allen, Indiana 5 $ 538,000 $ 107,600 $ 61,000
Jasper, Indiana 5 $ 575,000 $ 115,000 $ 36,000
Madison, Indiana 5 $ 535,000 $ 107,000 $ 79,000
Boyd, Kentucky 5 $ 529,000 $ 105,800 $ 99,000
Greenup, Kentucky 5 $ 417,000 $ 83,400 $ 62,000
Kennebec, Maine 5 $ 689,000 $ 137,800 $ 104,000
Lincoln, Maine 5 $ 1,150,000 $ 230,000 $ 158,000
Benzie, Michigan 5 $ 661,000 $ 132,200 $ 162,000
Charlevoix, Michigan 5 $ 1,920,000 $ 384,000 $ 337,000
Emmet, Michigan 5 $ 549,000 $ 109,800 $ 81,000
St. Joseph, Michigan 5 $ 484,000 $ 96,800 $ 151,000
St. Charles, Missouri 5 $ 753,000 $ 150,600 $ 86,000
Allegany, New York 5 $ 271,000 $ 54,200 $ 85,000
Union, North Carolina 5 $ 1,341,000 $ 268,200 $ 111,000
Erie, Ohio 5 $ 712,000 $ 142,400 $ 283,000
Fulton, Ohio 5 $ 367,000 $ 73,400 $ 61,000
Greene, Ohio 5 $ 281,000 $ 56,200 $ 73,000
Ross, Ohio 5 $ 88,000 $ 17,600 $ 28,000
Northumberland, Pennsylvania 5 $ 344,000 $ 68,800 $ 53,000
Berkeley, South Carolina 5 $ 891,000 $ 178,200 $ 291,000
Albemarle, Virginia 5 $ 1,913,000 $ 382,600 $ 224,000
King George, Virginia 5 $ 1,477,000 $ 295,400 $ 158,000
Charlotte, Florida 4 $ 578,000 $ 144,500 $ 104,000
Indian River, Florida 4 $ 683,000 $ 170,750 $ 50,000
Polk, Florida 4 $ 429,000 $ 107,250 $ 77,000
Douglas, Georgia 4 $ 594,000 $ 148,500 $ 86,000
Jo Daviess, Illinois 4 $ 934,000 $ 233,500 $ 153,000
Hancock, Maine 4 $ 1,145,000 $ 286,250 $ 584,000
Piscataquis, Maine 4 $ 1,494,000 $ 373,500 $ 128,000
Garrett, Maryland 4 $ 1,144,000 $ 286,000 $ 440,000
Harford, Maryland 4 $ 876,000 $ 219,000 $ 87,000
Queen Anne's, Maryland 4 $ 2,201,000 $ 550,250 $ 243,000
Wicomico, Maryland 4 $ 915,000 $ 228,750 $ 88,000
Bay, Michigan 4 $ 676,000 $ 169,000 $ 81,000
Gratiot, Michigan 4 $ 301,000 $ 75,250 $ 53,000
Hillsdale, Michigan 4 $ 578,000 $ 144,500 $ 101,000
Kalkaska, Michigan 4 $ 599,000 $ 149,750 $ 119,000
Leelanau, Michigan 4 $ 1,337,000 $ 334,250 $ 170,000
Oceana, Michigan 4 $ 1,017,000 $ 254,250 $ 151,000
Bernalillo, New Mexico 4 $ 570,000 $ 142,500 $ 187,000
Hamilton, New York 4 $ 300,000 $ 75,000 $ 87,000
Brunswick, North Carolina 4 $ 471,000 $ 117,750 $ 102,000
New Hanover, North Carolina 4 $ 831,000 $ 207,750 $ 93,000
Orange, North Carolina 4 $ 1,094,000 $ 273,500 $ 287,000
Ashland, Ohio 4 $ 704,000 $ 176,000 $ 66,000
Jefferson, Pennsylvania 4 $ 288,000 $ 72,000 $ 69,000
Somerset, Pennsylvania 4 $ 766,000 $ 191,500 $ 126,000
Alexandria, Virginia 4 $ 2,609,000 $ 652,250 $ 233,000
Bedford, Virginia 4 $ 1,016,000 $ 254,000 $ 144,000
Hanover, Virginia 4 $ 944,000 $ 236,000 $ 73,000
Stafford, Virginia 4 $ 1,183,000 $ 295,750 $ 126,000
Teton, Wyoming 4 $ 7,178,000 $ 1,794,500 $ 583,000
Pima, Arizona 3 $ 812,000 $ 270,666 $ 189,000
Yavapai, Arizona 3 $ 536,000 $ 178,666 $ 175,000
San Francisco, California 3 $ 1,451,000 $ 483,666 $ 101,000
El Paso, Colorado 3 $ 426,000 $ 142,000 $ 111,000
Leon, Florida 3 $ 6,837,000 $ 2,279,000 $ 91,000
Martin, Florida 3 $ 923,000 $ 307,666 $ 175,000
Chatham, Georgia 3 $ 738,000 $ 246,000 $ 93,000
Clayton, Georgia 3 $ 169,000 $ 56,333 $ 65,000
Sangamon, Illinois 3 $ 175,000 $ 58,333 $ 73,000
Boone, Indiana 3 $ 897,000 $ 299,000 $ 126,000
Johnson, Indiana 3 $ 511,000 $ 170,333 $ 195,000
Marshall, Indiana 3 $ 268,000 $ 89,333 $ 62,000
Vanderburgh, Indiana 3 $ 194,000 $ 64,666 $ 95,000
White, Indiana 3 $ 438,000 $ 146,000 $ 206,000
Androscoggin, Maine 3 $ 605,000 $ 201,666 $ 348,000
Washington, Maine 3 $ 764,000 $ 254,666 $ 148,000
Caroline, Maryland 3 $ 770,000 $ 256,666 $ 106,000
Clare, Michigan 3 $ 357,000 $ 119,000 $ 175,000
Gladwin, Michigan 3 $ 221,000 $ 73,666 $ 79,000
Iosco, Michigan 3 $ 341,000 $ 113,666 $ 97,000
Mason, Michigan 3 $ 294,000 $ 98,000 $ 68,000
Montcalm, Michigan 3 $ 379,000 $ 126,333 $ 78,000
Ogemaw, Michigan 3 $ 410,000 $ 136,666 $ 103,000
Osceola, Michigan 3 $ 434,000 $ 144,666 $ 280,000
Otsego, Michigan 3 $ 182,000 $ 60,666 $ 42,000
Dakota, Minnesota 3 $ 822,000 $ 274,000 $ 89,000
St. Lawrence, New York 3 $ 326,000 $ 108,666 $ 79,000
Cabarrus, North Carolina 3 $ 633,000 $ 211,000 $ 107,000
Guilford, North Carolina 3 $ 576,000 $ 192,000 $ 110,000
Haywood, North Carolina 3 $ 722,000 $ 240,666 $ 461,000
Pike, Ohio 3 $ 387,000 $ 129,000 $ 83,000
Preble, Ohio 3 $ 204,000 $ 68,000 $ 53,000
Sandusky, Ohio 3 $ 19,000 $ 6,333 $ 18,000
Union, Ohio 3 $ 259,000 $ 86,333 $ 52,000
Marion, Oregon 3 $ 527,000 $ 175,666 $ 56,000
Clarion, Pennsylvania 3 $ 550,000 $ 183,333 $ 97,000
Clinton, Pennsylvania 3 $ 275,000 $ 91,666 $ 99,000
Forest, Pennsylvania 3 $ 429,000 $ 143,000 $ 88,000
Georgetown, South Carolina 3 $ 681,000 $ 227,000 $ 216,000
Greenville, South Carolina 3 $ 515,000 $ 171,666 $ 130,000
Spartanburg, South Carolina 3 $ 286,000 $ 95,333 $ 51,000
Knox, Tennessee 3 $ 759,000 $ 253,000 $ 103,000
Hampton, Virginia 3 $ 476,000 $ 158,666 $ 97,000
Mecklenburg, Virginia 3 $ 1,500,000 $ 500,000 $ 80,000
New Kent, Virginia 3 $ 312,000 $ 104,000 $ 66,000
Richmond City, Virginia 3 $ 2,080,000 $ 693,333 $ 375,000
York, Virginia 3 $ 838,000 $ 279,333 $ 128,000
Vilas, Wisconsin 3 $ 283,000 $ 94,333 $ 96,000
Baldwin, Alabama 2 $ 92,000 $ 46,000 $ 40,000
Jefferson, Alabama 2 $ 246,000 $ 123,000 $ 57,000
Contra Costa, California 2 $ 1,187,000 $ 593,500 $ 143,000
Marin, California 2 $ 797,000 $ 398,500 $ 146,000
Plumas, California 2 $ 265,000 $ 132,500 $ 202,000
Sacramento, California 2 $ 589,000 $ 294,500 $ 90,000
San Bernardino, California 2 $ 432,000 $ 216,000 $ 117,000
Santa Barbara, California 2 $ 1,400,000 $ 700,000 $ 1,428,000
Santa Clara, California 2 $ 596,000 $ 298,000 $ 138,000
Ventura, California 2 $ 718,000 $ 359,000 $ 170,000
Escambia, Florida 2 $ 137,000 $ 68,500 $ 43,000
Flagler, Florida 2 $ 363,000 $ 181,500 $ 315,000
St. Johns, Florida 2 $ 629,000 $ 314,500 $ 200,000
Cherokee, Georgia 2 $ 363,000 $ 181,500 $ 67,000
Fayette, Georgia 2 $ 717,000 $ 358,500 $ 143,000
Gwinnett, Georgia 2 $ 314,000 $ 157,000 $ 114,000
Hall, Georgia 2 $ 310,000 $ 155,000 $ 76,000
Henry, Georgia 2 $ 242,000 $ 121,000 $ 71,000
Iroquois, Illinois 2 $ 111,000 $ 55,500 $ 32,000
Logan, Illinois 2 $ 193,000 $ 96,500 $ 99,000
Madison, Illinois 2 $ 108,000 $ 54,000 $ 47,000
Marshall, Illinois 2 $ 466,000 $ 233,000 $ 76,000
McLean, Illinois 2 $ 20,000 $ 10,000 $ 62,000
Rock Island, Illinois 2 $ 91,000 $ 45,500 $ 97,000
Tippecanoe, Indiana 2 $ 456,000 $ 228,000 $ 113,000
Polk, Iowa 2 $ 296,000 $ 148,000 $ 78,000
Johnson, Kansas 2 $ 263,000 $ 131,500 $ 83,000
Woodson, Kansas 2 $ 246,000 $ 123,000 $ 80,000
Boone, Kentucky 2 $ 330,000 $ 165,000 $ 96,000
Campbell, Kentucky 2 $ 261,000 $ 130,500 $ 64,000
Carter, Kentucky 2 $ 127,000 $ 63,500 $ 79,000
Lawrence, Kentucky 2 $ 149,000 $ 74,500 $ 126,000
Orleans, Louisiana 2 $ 343,000 $ 171,500 $ 112,000
Franklin, Maine 2 $ 195,000 $ 97,500 $ 290,000
Knox, Maine 2 $ 557,000 $ 278,500 $ 86,000
Penobscot, Maine 2 $ 291,000 $ 145,500 $ 121,000
Waldo, Maine 2 $ 410,000 $ 205,000 $ 137,000
Calvert, Maryland 2 $ 218,000 $ 109,000 $ 68,000
Talbot, Maryland 2 $ 1,040,000 $ 520,000 $ 286,000
Arenac, Michigan 2 $ 208,000 $ 104,000 $ 59,000
Branch, Michigan 2 $ 180,000 $ 90,000 $ 72,000
Crawford, Michigan 2 $ 256,000 $ 128,000 $ 78,000
Dickinson, Michigan 2 $ 556,000 $ 278,000 $ 140,000
Isabella, Michigan 2 $ 158,000 $ 79,000 $ 85,000
Lake, Michigan 2 $ 249,000 $ 124,500 $ 83,000
Mackinac, Michigan 2 $ 260,000 $ 130,000 $ 125,000
Newaygo, Michigan 2 $ 174,000 $ 87,000 $ 38,000
Presque Isle, Michigan 2 $ 108,000 $ 54,000 $ 73,000
Jackson, Missouri 2 $ 356,000 $ 178,000 $ 95,000
Newton, Missouri 2 $ 224,000 $ 112,000 $ 74,000
Flathead, Montana 2 $ 390,000 $ 195,000 $ 95,000
Cumberland, New Jersey 2 $ 551,000 $ 275,500 $ 135,000
Lewis, New York 2 $ 112,000 $ 56,000 $ 90,000
Catawba, North Carolina 2 $ 1,006,000 $ 503,000 $ 163,000
Cumberland, North Carolina 2 $ 172,000 $ 86,000 $ 69,000
Lincoln, North Carolina 2 $ 408,000 $ 204,000 $ 66,000
Moore, North Carolina 2 $ 697,000 $ 348,500 $ 183,000
Onslow, North Carolina 2 $ 230,000 $ 115,000 $ 60,000
Allen, Ohio 2 $ 222,000 $ 111,000 $ 57,000
Crawford, Ohio 2 $ 249,000 $ 124,500 $ 104,000
Guernsey, Ohio 2 $ 152,000 $ 76,000 $ 76,000
Hancock, Ohio 2 $ 304,000 $ 152,000 $ 52,000
Madison, Ohio 2 $ 80,000 $ 40,000 $ 21,000
Miami, Ohio 2 $ 208,000 $ 104,000 $ 86,000
Muskingum, Ohio 2 $ 151,000 $ 75,500 $ 47,000
Vinton, Ohio 2 $ 14,000 $ 7,000 $ 32,000
Multnomah, Oregon 2 $ 420,000 $ 210,000 $ 99,000
Greene, Pennsylvania 2 $ 135,000 $ 67,500 $ 81,000
Juniata, Pennsylvania 2 $ 344,000 $ 172,000 $ 113,000
Lycoming, Pennsylvania 2 $ 155,000 $ 77,500 $ 108,000
Potter, Pennsylvania 2 $ 360,000 $ 180,000 $ 146,000
Snyder, Pennsylvania 2 $ 170,000 $ 85,000 $ 41,000
Anderson, South Carolina 2 $ 229,000 $ 114,500 $ 169,000
Page:

Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 44,392 $9,332,408,000 $210,000 $30,000,000 $120,000 $8,417,000
Home Purchase 13,548 $2,818,096,000 $208,000 $31,400,000 $103,000 $7,000,000
Home Improvement 10,808 $205,703,000 $19,000 $25,133,000 $48,000 $5,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,829 $7,400,253,000 $181,000 $11,000,000 $110,000 $8,417,000
Not Provided 17,359 $3,581,232,000 $206,000 $2,880,000 $118,000 $3,620,000
Black or African American 4,902 $336,186,000 $68,000 $1,500,000 $53,000 $1,080,000
Hispanic 3,200 $316,660,000 $98,000 $1,847,000 $57,000 $800,000
Asian 2,086 $451,241,000 $216,000 $3,588,000 $118,000 $6,465,000
American Indian or Alaskan Native 167 $15,057,000 $90,000 $625,000 $71,000 $479,000
Native Hawaiian or Other Pacific Islander 138 $25,284,000 $183,000 $1,971,000 $111,000 $762,000
Not applicable 67 $230,294,000 $3,437,000 $31,400,000 $43,000 $271,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,755 $11,279,000,000 $182,000 $31,400,000 $111,000 $8,417,000
FHA-insured (Federal Housing Administration) 6,402 $966,887,000 $151,000 $999,000 $58,000 $697,000
VA-guaranteed (Veterans Administration) 591 $110,320,000 $186,000 $417,000 $68,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 39,101 $7,765,212,000 $198,000 $31,400,000 $116,000 $8,417,000
Application Denied By Financial Institution 16,552 $1,699,308,000 $102,000 $3,587,000 $73,000 $7,000,000
File Closed For Incompleteness 5,269 $1,143,655,000 $217,000 $11,000,000 $118,000 $4,400,000
Application Withdrawn By Applicant 4,292 $1,073,715,000 $250,000 $30,000,000 $114,000 $6,465,000
Application Approved But Not Accepted 3,114 $613,370,000 $196,000 $11,450,000 $125,000 $5,983,000
Preapproval Denied by Financial Institution 377 $53,962,000 $143,000 $1,425,000 $59,000 $1,392,000
Loan Purchased By The Institution 43 $6,985,000 $162,000 $294,000 $68,000 $271,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,275 $499,696,000 $94,000 $1,500,000 $52,000 $1,227,000
Credit History 4,736 $264,843,000 $55,000 $3,587,000 $56,000 $7,000,000
Collateral 3,836 $738,753,000 $192,000 $2,400,000 $116,000 $2,383,000
Other 1,186 $42,795,000 $36,000 $1,925,000 $71,000 $2,330,000
Unverifiable Information 1,144 $77,193,000 $67,000 $750,000 $74,000 $1,551,000
Credit Application Incomplete 349 $72,646,000 $208,000 $1,425,000 $126,000 $2,271,000
Insufficient Cash (Downpayment, Closing Cost) 202 $43,395,000 $214,000 $1,999,000 $96,000 $785,000
Employment History 170 $8,532,000 $50,000 $422,000 $41,000 $374,000
Mortgage Insurance Denied 31 $5,417,000 $174,000 $409,000 $88,000 $301,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List