Red River Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Red River Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Red River Bank 1412 Centre Court Drive Alexandria, LA 71301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 1,371 |
| Total Mortgage Loan Application Amount | $297,215,000 |
| Average Mortgage Loan Application Amount | $172,400 |
| Highest Mortgage Loan Application Amount | $4,425,000 |
| Average Applicant Income | $157,800 |
| Highest Applicant Income | $2,138,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Red River Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Red River Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Red River Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Red River Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Red River Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Red River Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rapides County Louisiana | 535 | $ 89,625,000 | $ 167,000 | $ 128,000 |
| Caddo County Louisiana | 239 | $ 62,525,000 | $ 261,000 | $ 179,000 |
| East Baton Rouge County Louisiana | 161 | $ 46,035,000 | $ 285,000 | $ 234,000 |
| Bossier County Louisiana | 111 | $ 23,515,000 | $ 211,000 | $ 103,000 |
| Grant County Louisiana | 42 | $ 5,650,000 | $ 134,000 | $ 69,000 |
| Avoyelles County Louisiana | 37 | $ 4,065,000 | $ 109,000 | $ 90,000 |
| Livingston County Louisiana | 27 | $ 5,505,000 | $ 203,000 | $ 144,000 |
| Ascension County Louisiana | 22 | $ 4,630,000 | $ 210,000 | $ 119,000 |
| Calcasieu County Louisiana | 20 | $ 5,910,000 | $ 295,000 | $ 322,000 |
| St. Tammany County Louisiana | 14 | $ 6,240,000 | $ 445,000 | $ 262,000 |
| De Soto County Louisiana | 13 | $ 3,555,000 | $ 273,000 | $ 112,000 |
| Lafayette County Louisiana | 12 | $ 2,480,000 | $ 206,000 | $ 182,000 |
| Orleans County Louisiana | 12 | $ 4,370,000 | $ 364,000 | $ 300,000 |
| Baldwin County Alabama | 8 | $ 3,570,000 | $ 446,000 | $ 598,000 |
| Iberville County Louisiana | 8 | $ 1,020,000 | $ 127,000 | $ 83,000 |
| West Baton Rouge County Louisiana | 6 | $ 760,000 | $ 126,000 | $ 152,000 |
| Jefferson County Louisiana | 5 | $ 1,935,000 | $ 387,000 | $ 281,000 |
| Lincoln County Louisiana | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Natchitoches County Louisiana | 5 | $ 1,035,000 | $ 207,000 | $ 627,000 |
| Vernon County Louisiana | 5 | $ 625,000 | $ 125,000 | $ 49,000 |
| Catahoula County Louisiana | 4 | $ 360,000 | $ 90,000 | $ 105,000 |
| Sarasota County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 119,000 |
| Allen County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 143,000 |
| East Feliciana County Louisiana | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| Evangeline County Louisiana | 3 | $ 535,000 | $ 178,000 | $ 117,000 |
| La Salle County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Webster County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 91,000 |
| West Feliciana County Louisiana | 3 | $ 1,605,000 | $ 535,000 | $ 492,000 |
| Harris County Texas | 3 | $ 1,355,000 | $ 451,000 | $ 244,000 |
| Escambia County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 434,000 |
| Walton County Florida | 2 | $ 910,000 | $ 455,000 | $ 532,000 |
| Bienville County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 89,000 |
| Cameron County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 215,000 |
| Ouachita County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Pointe Coupee County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 138,000 |
| Sabine County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 209,000 |
| St. Landry County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 99,000 |
| Clark County Nevada | 2 | $ 710,000 | $ 355,000 | $ 162,000 |
| Davidson County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Fort Bend County Texas | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Travis County Texas | 2 | $ 480,000 | $ 240,000 | $ 232,000 |
| Pima County Arizona | 1 | $ 805,000 | $ 805,000 | $ 691,000 |
| Benton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Logan County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Saline County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 226,000 |
| Washington County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Mono County California | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Weld County Colorado | 1 | $ 445,000 | $ 445,000 | $ 207,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 360,000 |
| Osceola County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 416,000 |
| Acadia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Iberia County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Tangipahoa County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 248,000 |
| Tensas County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Terrebonne County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Washington County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 837,000 |
| Winn County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| St. Louis County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Madison County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Lake County Montana | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Coos County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Buncombe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Collin County Texas | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Comal County Texas | 1 | $ 455,000 | $ 455,000 | $ 197,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Wichita County Texas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Summit County Utah | 1 | $ 1,605,000 | $ 1,605,000 | $ 122,000 |
| Arlington County Virginia | 1 | $ 905,000 | $ 905,000 | $ 249,000 |
Mortgage Loan Application Detail Totals for Red River Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 841 | $191,565,000 | $227,000 | $2,045,000 | $146,000 | $1,751,000 |
| Refinancing | 331 | $74,185,000 | $224,000 | $4,425,000 | $195,000 | $2,138,000 |
| Cash-out Refinancing | 88 | $18,820,000 | $213,000 | $485,000 | $114,000 | $770,000 |
| Other Purpose | 73 | $10,575,000 | $144,000 | $1,325,000 | $200,000 | $1,856,000 |
| Home Improvement | 38 | $2,070,000 | $54,000 | $225,000 | $134,000 | $432,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,125 | $248,955,000 | $221,000 | $1,605,000 | $163,000 | $2,138,000 |
| Black or African American | 104 | $14,150,000 | $136,000 | $405,000 | $62,000 | $209,000 |
| Not applicable | 89 | $22,475,000 | $252,000 | $4,425,000 | $0 | $0 |
| Asian | 25 | $5,925,000 | $237,000 | $855,000 | $251,000 | $954,000 |
| Hispanic | 18 | $3,760,000 | $208,000 | $455,000 | $147,000 | $698,000 |
| American Indian or Alaskan Native | 3 | $365,000 | $121,000 | $195,000 | $80,000 | $181,000 |
| Not Provided | 1 | $35,000 | $35,000 | $35,000 | $57,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,049 | $239,135,000 | $227,000 | $4,425,000 | $187,000 | $2,138,000 |
| FHA-insured (Federal Housing Administration) | 166 | $26,210,000 | $157,000 | $325,000 | $62,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 88 | $21,350,000 | $242,000 | $525,000 | $93,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $10,520,000 | $154,000 | $335,000 | $54,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,115 | $247,335,000 | $221,000 | $4,425,000 | $168,000 | $1,755,000 |
| Application Withdrawn By Applicant | 163 | $34,485,000 | $211,000 | $1,205,000 | $126,000 | $2,138,000 |
| Application Denied By Financial Institution | 80 | $12,540,000 | $156,000 | $1,605,000 | $70,000 | $199,000 |
| Application Approved But Not Accepted | 9 | $2,645,000 | $293,000 | $845,000 | $324,000 | $880,000 |
| Loan Purchased By The Institution | 4 | $210,000 | $52,000 | $55,000 | $21,000 | $26,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,291 | $284,675,000 | $220,000 | $4,425,000 | $162,000 | $2,138,000 |
| Credit History | 28 | $2,770,000 | $98,000 | $415,000 | $61,000 | $152,000 |
| Debt-To-Income Ratio | 23 | $5,085,000 | $221,000 | $1,605,000 | $59,000 | $167,000 |
| Collateral | 17 | $2,325,000 | $136,000 | $445,000 | $99,000 | $199,000 |
| Other | 9 | $1,575,000 | $175,000 | $605,000 | $61,000 | $130,000 |
| Credit Application Incomplete | 2 | $670,000 | $335,000 | $365,000 | $141,000 | $162,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Red River Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Red River Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.