Red River Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Red River Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Red River Bank 1412 Centre Court Drive Alexandria, LA 71301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 1,414 |
| Total Mortgage Loan Application Amount | $362,670,000 |
| Average Mortgage Loan Application Amount | $169,166 |
| Highest Mortgage Loan Application Amount | $4,435,000 |
| Average Applicant Income | $163,666 |
| Highest Applicant Income | $7,092,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Red River Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Red River Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Red River Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Red River Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Red River Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Red River Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rapides County Louisiana | 524 | $ 96,130,000 | $ 183,000 | $ 125,000 |
| Caddo County Louisiana | 204 | $ 52,110,000 | $ 255,000 | $ 223,000 |
| East Baton Rouge County Louisiana | 161 | $ 51,305,000 | $ 318,000 | $ 229,000 |
| Bossier County Louisiana | 70 | $ 18,610,000 | $ 265,000 | $ 135,000 |
| Calcasieu County Louisiana | 50 | $ 14,470,000 | $ 289,000 | $ 289,000 |
| Avoyelles County Louisiana | 46 | $ 6,210,000 | $ 135,000 | $ 108,000 |
| Orleans County Louisiana | 39 | $ 25,935,000 | $ 665,000 | $ 283,000 |
| Grant County Louisiana | 37 | $ 6,745,000 | $ 182,000 | $ 87,000 |
| St. Tammany County Louisiana | 29 | $ 8,085,000 | $ 278,000 | $ 304,000 |
| Livingston County Louisiana | 26 | $ 5,880,000 | $ 226,000 | $ 257,000 |
| Ascension County Louisiana | 23 | $ 6,755,000 | $ 293,000 | $ 563,000 |
| Lafayette County Louisiana | 20 | $ 4,780,000 | $ 239,000 | $ 188,000 |
| De Soto County Louisiana | 13 | $ 3,025,000 | $ 232,000 | $ 121,000 |
| Natchitoches County Louisiana | 10 | $ 2,530,000 | $ 253,000 | $ 116,000 |
| Jefferson County Louisiana | 9 | $ 4,225,000 | $ 469,000 | $ 329,000 |
| Sabine County Louisiana | 7 | $ 1,815,000 | $ 259,000 | $ 266,000 |
| St. Landry County Louisiana | 6 | $ 890,000 | $ 148,000 | $ 80,000 |
| Webster County Louisiana | 6 | $ 1,180,000 | $ 196,000 | $ 67,000 |
| Ouachita County Louisiana | 5 | $ 955,000 | $ 191,000 | $ 172,000 |
| Tangipahoa County Louisiana | 5 | $ 945,000 | $ 189,000 | $ 67,000 |
| Harris County Texas | 5 | $ 2,565,000 | $ 513,000 | $ 411,000 |
| Washington County Arkansas | 4 | $ 1,260,000 | $ 315,000 | $ 428,000 |
| Okaloosa County Florida | 4 | $ 3,360,000 | $ 840,000 | $ 561,000 |
| Walton County Florida | 4 | $ 4,670,000 | $ 1,167,000 | $ 801,000 |
| Allen County Louisiana | 4 | $ 1,360,000 | $ 340,000 | $ 156,000 |
| Lincoln County Louisiana | 4 | $ 580,000 | $ 145,000 | $ 210,000 |
| Pointe Coupee County Louisiana | 4 | $ 1,090,000 | $ 272,000 | $ 190,000 |
| Vernon County Louisiana | 4 | $ 710,000 | $ 177,000 | $ 63,000 |
| West Baton Rouge County Louisiana | 4 | $ 650,000 | $ 162,000 | $ 61,000 |
| Dallas County Texas | 4 | $ 1,880,000 | $ 470,000 | $ 1,313,000 |
| Douglas County Colorado | 3 | $ 2,785,000 | $ 928,000 | $ 925,000 |
| Jefferson Davis County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| St. Martin County Louisiana | 3 | $ 345,000 | $ 115,000 | $ 58,000 |
| Baldwin County Alabama | 2 | $ 670,000 | $ 335,000 | $ 138,000 |
| Escambia County Florida | 2 | $ 700,000 | $ 350,000 | $ 146,000 |
| Acadia County Louisiana | 2 | $ 620,000 | $ 310,000 | $ 92,000 |
| Caldwell County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Cameron County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 233,000 |
| Catahoula County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 317,000 |
| East Feliciana County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Evangeline County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Iberville County Louisiana | 2 | $ 940,000 | $ 470,000 | $ 575,000 |
| La Salle County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 118,000 |
| St. Bernard County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 134,000 |
| Winn County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 116,000 |
| Harrison County Mississippi | 2 | $ 630,000 | $ 315,000 | $ 168,000 |
| Jefferson County Alabama | 1 | $ 705,000 | $ 705,000 | $ 211,000 |
| Pickens County Alabama | 1 | $ 375,000 | $ 375,000 | $ 219,000 |
| Shelby County Alabama | 1 | $ 345,000 | $ 345,000 | $ 172,000 |
| Baxter County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 531,000 |
| Benton County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 270,000 |
| Montgomery County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 287,000 |
| Denver County Colorado | 1 | $ 475,000 | $ 475,000 | $ 128,000 |
| Bay County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Citrus County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,003,000 |
| Miami-Dade County Florida | 1 | $ 615,000 | $ 615,000 | $ 525,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Muscogee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Beauregard County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Claiborne County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Franklin County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Iberia County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Morehouse County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Richland County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Terrebonne County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 299,000 |
| Washington County Louisiana | 1 | $ 615,000 | $ 615,000 | $ 0 |
| West Feliciana County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 734,000 |
| Middlesex County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 352,000 |
| Hancock County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pike County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jackson County Missouri | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Santa Fe County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 287,000 |
| New York County New York | 1 | $ 1,605,000 | $ 1,605,000 | $ 735,000 |
| Transylvania County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Ward County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Athens County Ohio | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Coshocton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| McCurtain County Oklahoma | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Wilson County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 263,000 |
| Collin County Texas | 1 | $ 425,000 | $ 425,000 | $ 419,000 |
| Guadalupe County Texas | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Kaufman County Texas | 1 | $ 415,000 | $ 415,000 | $ 156,000 |
| Kerr County Texas | 1 | $ 555,000 | $ 555,000 | $ 209,000 |
| Sabine County Texas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Travis County Texas | 1 | $ 1,495,000 | $ 1,495,000 | $ 689,000 |
| Wasatch County Utah | 1 | $ 925,000 | $ 925,000 | $ 185,000 |
| Newport News County Virginia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Natrona County Wyoming | 1 | $ 635,000 | $ 635,000 | $ 450,000 |
Mortgage Loan Application Detail Totals for Red River Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,021 | $280,895,000 | $275,000 | $4,435,000 | $175,000 | $7,092,000 |
| Refinancing | 208 | $55,350,000 | $266,000 | $1,775,000 | $237,000 | $2,175,000 |
| Other Purpose | 62 | $10,600,000 | $170,000 | $1,605,000 | $173,000 | $1,056,000 |
| Home Improvement | 60 | $5,840,000 | $97,000 | $695,000 | $287,000 | $4,740,000 |
| Cash-out Refinancing | 52 | $9,760,000 | $187,000 | $535,000 | $110,000 | $360,000 |
| Not Applicable | 11 | $225,000 | $20,000 | $55,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,049 | $278,355,000 | $265,000 | $2,705,000 | $202,000 | $7,092,000 |
| Black or African American | 165 | $24,645,000 | $149,000 | $645,000 | $72,000 | $375,000 |
| Not applicable | 162 | $48,880,000 | $301,000 | $4,435,000 | $0 | $0 |
| Hispanic | 20 | $5,300,000 | $265,000 | $1,435,000 | $114,000 | $451,000 |
| Asian | 16 | $5,050,000 | $315,000 | $815,000 | $262,000 | $761,000 |
| Not Provided | 1 | $175,000 | $175,000 | $175,000 | $128,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,119 | $306,395,000 | $273,000 | $4,435,000 | $221,000 | $7,092,000 |
| FHA-insured (Federal Housing Administration) | 173 | $29,145,000 | $168,000 | $375,000 | $64,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 62 | $17,580,000 | $283,000 | $795,000 | $100,000 | $316,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $9,550,000 | $159,000 | $285,000 | $60,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,077 | $277,485,000 | $257,000 | $4,435,000 | $194,000 | $7,092,000 |
| Application Withdrawn By Applicant | 218 | $64,950,000 | $297,000 | $2,705,000 | $169,000 | $1,454,000 |
| Application Denied By Financial Institution | 85 | $15,385,000 | $181,000 | $1,145,000 | $99,000 | $1,047,000 |
| Application Approved But Not Accepted | 21 | $4,495,000 | $214,000 | $755,000 | $294,000 | $1,370,000 |
| Loan Purchased By The Institution | 13 | $355,000 | $27,000 | $75,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,329 | $347,285,000 | $261,000 | $4,435,000 | $191,000 | $7,092,000 |
| Debt-To-Income Ratio | 38 | $6,840,000 | $180,000 | $645,000 | $60,000 | $360,000 |
| Credit History | 24 | $2,930,000 | $122,000 | $335,000 | $134,000 | $1,047,000 |
| Collateral | 13 | $4,215,000 | $324,000 | $1,145,000 | $182,000 | $801,000 |
| Other | 5 | $585,000 | $117,000 | $195,000 | $61,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $525,000 | $175,000 | $325,000 | $55,000 | $93,000 |
| Employment History | 2 | $290,000 | $145,000 | $215,000 | $62,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Red River Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Red River Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.