Regent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Regent Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Bank 2205 South University Drive Davie, FL 33324 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 223 |
| Total Mortgage Loan Application Amount | $55,679,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $554,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Regent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Regent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 50 | $ 14,754,000 | $ 295,000 | $ 133,000 |
| Palm Beach County Florida | 47 | $ 15,714,000 | $ 334,000 | $ 146,000 |
| Miami-Dade County Florida | 14 | $ 3,482,000 | $ 248,000 | $ 118,000 |
| Hillsborough County Florida | 5 | $ 979,000 | $ 195,000 | $ 134,000 |
| Volusia County Florida | 5 | $ 795,000 | $ 159,000 | $ 81,000 |
| Fulton County Georgia | 5 | $ 829,000 | $ 165,000 | $ 140,000 |
| Orange County Florida | 4 | $ 563,000 | $ 140,000 | $ 137,000 |
| DeKalb County Georgia | 4 | $ 815,000 | $ 203,000 | $ 119,000 |
| Mecklenburg County North Carolina | 4 | $ 751,000 | $ 187,000 | $ 155,000 |
| Collier County Florida | 3 | $ 890,000 | $ 296,000 | $ 114,000 |
| Manatee County Florida | 3 | $ 602,000 | $ 200,000 | $ 287,000 |
| Cobb County Georgia | 3 | $ 744,000 | $ 248,000 | $ 111,000 |
| Cuyahoga County Ohio | 3 | $ 564,000 | $ 188,000 | $ 224,000 |
| Lancaster County Pennsylvania | 3 | $ 592,000 | $ 197,000 | $ 87,000 |
| Yavapai County Arizona | 2 | $ 227,000 | $ 113,000 | $ 77,000 |
| Lee County Florida | 2 | $ 475,000 | $ 237,000 | $ 229,000 |
| Pinellas County Florida | 2 | $ 151,000 | $ 75,000 | $ 62,000 |
| Guilford County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 104,000 |
| Wake County North Carolina | 2 | $ 757,000 | $ 378,000 | $ 266,000 |
| Franklin County Ohio | 2 | $ 698,000 | $ 349,000 | $ 257,000 |
| Montgomery County Pennsylvania | 2 | $ 455,000 | $ 227,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 96,000 |
| Jefferson County Alabama | 1 | $ 69,000 | $ 69,000 | $ 195,000 |
| Maricopa County Arizona | 1 | $ 350,000 | $ 350,000 | $ 126,000 |
| Pima County Arizona | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Los Angeles County California | 1 | $ 334,000 | $ 334,000 | $ 150,000 |
| Sacramento County California | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Tulare County California | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
| Douglas County Colorado | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Hartford County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 127,000 |
| Litchfield County Connecticut | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Charlotte County Florida | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 684,000 | $ 684,000 | $ 219,000 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Leon County Florida | 1 | $ 310,000 | $ 310,000 | $ 119,000 |
| Polk County Florida | 1 | $ 56,000 | $ 56,000 | $ 258,000 |
| Seminole County Florida | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| St. Lucie County Florida | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Sumter County Florida | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Catoosa County Georgia | 1 | $ 144,000 | $ 144,000 | $ 147,000 |
| Muscogee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Paulding County Georgia | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Cook County Illinois | 1 | $ 332,000 | $ 332,000 | $ 150,000 |
| DuPage County Illinois | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Allen County Indiana | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Baltimore County Maryland | 1 | $ 173,000 | $ 173,000 | $ 120,000 |
| Baltimore City County Maryland | 1 | $ 257,000 | $ 257,000 | $ 180,000 |
| Montgomery County Maryland | 1 | $ 390,000 | $ 390,000 | $ 250,000 |
| Barry County Michigan | 1 | $ 208,000 | $ 208,000 | $ 184,000 |
| Shiawassee County Michigan | 1 | $ 143,000 | $ 143,000 | $ 220,000 |
| Wayne County Michigan | 1 | $ 165,000 | $ 165,000 | $ 233,000 |
| Hudson County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 115,000 |
| Broome County New York | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Catawba County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Henderson County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 161,000 |
| Macon County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 220,000 |
| Lake County Ohio | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Hood River County Oregon | 1 | $ 510,000 | $ 510,000 | $ 233,000 |
| Marion County Oregon | 1 | $ 140,000 | $ 140,000 | $ 205,000 |
| Bucks County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 218,000 |
| Chester County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 308,000 |
| Greenville County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| York County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 91,000 |
| Knox County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Sullivan County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Williamson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Chittenden County Vermont | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Chesterfield County Virginia | 1 | $ 180,000 | $ 180,000 | $ 194,000 |
| Fairfax County Virginia | 1 | $ 142,000 | $ 142,000 | $ 86,000 |
| Richmond City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Clallam County Washington | 1 | $ 130,000 | $ 130,000 | $ 119,000 |
| Clark County Washington | 1 | $ 148,000 | $ 148,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Regent Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 102 | $25,433,000 | $249,000 | $931,000 | $133,000 | $554,000 |
| Refinancing | 99 | $25,204,000 | $254,000 | $1,900,000 | $133,000 | $538,000 |
| Home Improvement | 22 | $5,042,000 | $229,000 | $725,000 | $153,000 | $348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 143 | $35,866,000 | $250,000 | $1,900,000 | $136,000 | $554,000 |
| Not Provided | 37 | $7,767,000 | $209,000 | $931,000 | $139,000 | $533,000 |
| Hispanic | 15 | $3,517,000 | $234,000 | $379,000 | $127,000 | $262,000 |
| Asian | 14 | $3,485,000 | $248,000 | $700,000 | $135,000 | $209,000 |
| Not applicable | 6 | $2,605,000 | $434,000 | $850,000 | $0 | $0 |
| Black or African American | 5 | $914,000 | $182,000 | $315,000 | $170,000 | $343,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $950,000 | $475,000 | $900,000 | $161,000 | $258,000 |
| American Indian or Alaskan Native | 1 | $575,000 | $575,000 | $575,000 | $450,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 208 | $52,198,000 | $250,000 | $1,900,000 | $137,000 | $554,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,420,000 | $220,000 | $338,000 | $82,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,061,000 | $265,000 | $413,000 | $168,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 102 | $22,550,000 | $221,000 | $700,000 | $118,000 | $440,000 |
| Application Withdrawn By Applicant | 92 | $23,824,000 | $258,000 | $1,900,000 | $162,000 | $554,000 |
| Application Denied By Financial Institution | 22 | $6,409,000 | $291,000 | $900,000 | $101,000 | $348,000 |
| Application Approved But Not Accepted | 6 | $2,755,000 | $459,000 | $1,350,000 | $150,000 | $507,000 |
| Loan Purchased By The Institution | 1 | $141,000 | $141,000 | $141,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.