Regent Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Regent Financial Group, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Financial Group, Inc. 1910 S 72Nd Street, Ste. 103 Elkhorn, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,496 |
| Total Mortgage Loan Application Amount | $469,200,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $988,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Regent Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Regent Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Financial Group, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 846 | $ 164,480,000 | $ 194,000 | $ 94,000 |
| Sedgwick County Kansas | 408 | $ 68,730,000 | $ 168,000 | $ 70,000 |
| Sarpy County Nebraska | 351 | $ 76,205,000 | $ 217,000 | $ 90,000 |
| Lancaster County Nebraska | 121 | $ 21,765,000 | $ 179,000 | $ 84,000 |
| Tulsa County Oklahoma | 92 | $ 17,770,000 | $ 193,000 | $ 78,000 |
| St. Louis County Minnesota | 83 | $ 14,975,000 | $ 180,000 | $ 71,000 |
| Dodge County Nebraska | 71 | $ 9,825,000 | $ 138,000 | $ 66,000 |
| Cass County Nebraska | 55 | $ 11,055,000 | $ 201,000 | $ 74,000 |
| Butler County Kansas | 52 | $ 8,990,000 | $ 172,000 | $ 79,000 |
| Pottawattamie County Iowa | 47 | $ 8,155,000 | $ 173,000 | $ 92,000 |
| Rogers County Oklahoma | 43 | $ 9,275,000 | $ 215,000 | $ 89,000 |
| Washington County Nebraska | 32 | $ 6,270,000 | $ 195,000 | $ 98,000 |
| Saunders County Nebraska | 27 | $ 5,825,000 | $ 215,000 | $ 120,000 |
| Douglas County Wisconsin | 22 | $ 3,910,000 | $ 177,000 | $ 96,000 |
| Sumner County Kansas | 17 | $ 2,155,000 | $ 126,000 | $ 85,000 |
| Carlton County Minnesota | 12 | $ 2,710,000 | $ 225,000 | $ 52,000 |
| Harvey County Kansas | 11 | $ 1,765,000 | $ 160,000 | $ 53,000 |
| Reno County Kansas | 11 | $ 1,495,000 | $ 135,000 | $ 71,000 |
| Burt County Nebraska | 8 | $ 750,000 | $ 93,000 | $ 51,000 |
| Johnson County Kansas | 7 | $ 1,395,000 | $ 199,000 | $ 86,000 |
| Buffalo County Nebraska | 7 | $ 695,000 | $ 99,000 | $ 67,000 |
| Wagoner County Oklahoma | 7 | $ 1,295,000 | $ 185,000 | $ 64,000 |
| Harrison County Iowa | 6 | $ 1,020,000 | $ 170,000 | $ 95,000 |
| Gage County Nebraska | 6 | $ 840,000 | $ 140,000 | $ 100,000 |
| Madison County Nebraska | 5 | $ 705,000 | $ 141,000 | $ 58,000 |
| Otoe County Nebraska | 5 | $ 435,000 | $ 87,000 | $ 41,000 |
| Saline County Nebraska | 5 | $ 935,000 | $ 187,000 | $ 79,000 |
| Seward County Nebraska | 5 | $ 1,235,000 | $ 247,000 | $ 111,000 |
| Osage County Oklahoma | 5 | $ 895,000 | $ 179,000 | $ 81,000 |
| Mills County Iowa | 4 | $ 1,540,000 | $ 385,000 | $ 212,000 |
| Nemaha County Nebraska | 4 | $ 360,000 | $ 90,000 | $ 98,000 |
| Platte County Nebraska | 4 | $ 570,000 | $ 142,000 | $ 71,000 |
| Washington County Oklahoma | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| Cowley County Kansas | 3 | $ 335,000 | $ 111,000 | $ 57,000 |
| Lyon County Kansas | 3 | $ 925,000 | $ 308,000 | $ 67,000 |
| Box Butte County Nebraska | 3 | $ 385,000 | $ 128,000 | $ 42,000 |
| Dakota County Nebraska | 3 | $ 485,000 | $ 161,000 | $ 71,000 |
| Hamilton County Nebraska | 3 | $ 655,000 | $ 218,000 | $ 105,000 |
| Lincoln County Nebraska | 3 | $ 305,000 | $ 101,000 | $ 51,000 |
| Phelps County Nebraska | 3 | $ 855,000 | $ 285,000 | $ 99,000 |
| Scotts Bluff County Nebraska | 3 | $ 595,000 | $ 198,000 | $ 111,000 |
| Mayes County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 51,000 |
| Jefferson County Colorado | 2 | $ 300,000 | $ 150,000 | $ 253,000 |
| Larimer County Colorado | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Weld County Colorado | 2 | $ 770,000 | $ 385,000 | $ 156,000 |
| Fremont County Iowa | 2 | $ 480,000 | $ 240,000 | $ 168,000 |
| Polk County Iowa | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Itasca County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Ramsey County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Boone County Nebraska | 2 | $ 540,000 | $ 270,000 | $ 98,000 |
| Dawson County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 99,000 |
| Hall County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Harlan County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Keith County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| York County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Garvin County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Oklahoma County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Boulder County Colorado | 1 | $ 515,000 | $ 515,000 | $ 210,000 |
| Garfield County Colorado | 1 | $ 595,000 | $ 595,000 | $ 137,000 |
| Park County Colorado | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Pueblo County Colorado | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Carroll County Iowa | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Cass County Iowa | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Crawford County Iowa | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Dickinson County Iowa | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Linn County Iowa | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Mahaska County Iowa | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Montgomery County Iowa | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Page County Iowa | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Palo Alto County Iowa | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Shelby County Iowa | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Anderson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 140,000 |
| Barton County Kansas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Coffey County Kansas | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Dickinson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Finney County Kansas | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Ford County Kansas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Greenwood County Kansas | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Harper County Kansas | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Kingman County Kansas | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Kiowa County Kansas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Marion County Kansas | 1 | $ 5,000 | $ 5,000 | $ 107,000 |
| McPherson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Morris County Kansas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Osage County Kansas | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Pottawatomie County Kansas | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Rice County Kansas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Riley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Saline County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Beltrami County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Hubbard County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Kanabec County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Mille Lacs County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Olmsted County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 147,000 |
| Sherburne County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Antelope County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Cedar County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clay County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Cuming County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Custer County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Kearney County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Knox County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| Polk County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 180,000 |
| Red Willow County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| Richardson County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Valley County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Pawnee County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Pittsburg County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Pottawatomie County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Dane County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,352 | $258,730,000 | $191,000 | $695,000 | $81,000 | $988,000 |
| Refinancing | 868 | $164,150,000 | $189,000 | $885,000 | $90,000 | $925,000 |
| Home Improvement | 276 | $46,320,000 | $167,000 | $605,000 | $89,000 | $510,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,208 | $420,890,000 | $190,000 | $885,000 | $86,000 | $988,000 |
| Hispanic | 96 | $15,490,000 | $161,000 | $365,000 | $63,000 | $236,000 |
| Not Provided | 76 | $12,230,000 | $160,000 | $465,000 | $86,000 | $296,000 |
| Black or African American | 65 | $11,015,000 | $169,000 | $455,000 | $86,000 | $380,000 |
| Asian | 39 | $7,095,000 | $181,000 | $435,000 | $93,000 | $825,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,395,000 | $199,000 | $375,000 | $66,000 | $134,000 |
| Not applicable | 4 | $930,000 | $232,000 | $345,000 | $88,000 | $169,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,695 | $314,655,000 | $185,000 | $885,000 | $95,000 | $988,000 |
| FHA-insured (Federal Housing Administration) | 483 | $83,165,000 | $172,000 | $385,000 | $65,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 312 | $70,600,000 | $226,000 | $695,000 | $60,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $780,000 | $130,000 | $175,000 | $52,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,984 | $400,310,000 | $201,000 | $885,000 | $86,000 | $988,000 |
| Application Withdrawn By Applicant | 485 | $66,185,000 | $136,000 | $605,000 | $82,000 | $500,000 |
| Application Denied By Financial Institution | 17 | $1,905,000 | $112,000 | $265,000 | $64,000 | $173,000 |
| File Closed For Incompleteness | 10 | $800,000 | $80,000 | $345,000 | $88,000 | $148,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,479 | $467,295,000 | $188,000 | $885,000 | $85,000 | $988,000 |
| Credit History | 8 | $780,000 | $97,000 | $175,000 | $64,000 | $104,000 |
| Debt-To-Income Ratio | 8 | $940,000 | $117,000 | $265,000 | $63,000 | $173,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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