Reliant Mortgage Company, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Reliant Mortgage Company, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliant Mortgage Company, Llc 100 Cummings Center Suite 303 C Beverly, MA 01915 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,041 |
| Total Mortgage Loan Application Amount | $1,327,102,000 |
| Average Mortgage Loan Application Amount | $256,500 |
| Highest Mortgage Loan Application Amount | $1,287,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $1,441,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Reliant Mortgage Company, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliant Mortgage Company, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Reliant Mortgage Company, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliant Mortgage Company, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliant Mortgage Company, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliant Mortgage Company, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County Massachusetts | 1,320 | $ 375,249,000 | $ 284,000 | $ 113,000 |
| Middlesex County Massachusetts | 1,132 | $ 332,628,000 | $ 293,000 | $ 120,000 |
| Cumberland County Maine | 677 | $ 153,023,000 | $ 226,000 | $ 107,000 |
| Suffolk County Massachusetts | 270 | $ 76,994,000 | $ 285,000 | $ 115,000 |
| Norfolk County Massachusetts | 259 | $ 80,986,000 | $ 312,000 | $ 130,000 |
| Worcester County Massachusetts | 221 | $ 51,569,000 | $ 233,000 | $ 101,000 |
| Rockingham County New Hampshire | 170 | $ 40,530,000 | $ 238,000 | $ 106,000 |
| York County Maine | 142 | $ 30,118,000 | $ 212,000 | $ 106,000 |
| Plymouth County Massachusetts | 119 | $ 32,276,000 | $ 271,000 | $ 114,000 |
| Hillsborough County New Hampshire | 102 | $ 22,471,000 | $ 220,000 | $ 105,000 |
| Androscoggin County Maine | 96 | $ 14,545,000 | $ 151,000 | $ 61,000 |
| Barnstable County Massachusetts | 74 | $ 19,443,000 | $ 262,000 | $ 130,000 |
| Bristol County Massachusetts | 63 | $ 14,350,000 | $ 227,000 | $ 102,000 |
| Kennebec County Maine | 48 | $ 6,450,000 | $ 134,000 | $ 61,000 |
| Hartford County Connecticut | 31 | $ 7,223,000 | $ 233,000 | $ 122,000 |
| Hampden County Massachusetts | 25 | $ 5,131,000 | $ 205,000 | $ 93,000 |
| Fairfield County Connecticut | 24 | $ 8,910,000 | $ 371,000 | $ 175,000 |
| Sagadahoc County Maine | 23 | $ 3,821,000 | $ 166,000 | $ 66,000 |
| Carroll County New Hampshire | 20 | $ 4,108,000 | $ 205,000 | $ 153,000 |
| Lincoln County Maine | 16 | $ 3,339,000 | $ 208,000 | $ 102,000 |
| Oxford County Maine | 16 | $ 2,895,000 | $ 180,000 | $ 111,000 |
| Merrimack County New Hampshire | 16 | $ 3,700,000 | $ 231,000 | $ 139,000 |
| Belknap County New Hampshire | 15 | $ 4,769,000 | $ 317,000 | $ 167,000 |
| Strafford County New Hampshire | 14 | $ 2,754,000 | $ 196,000 | $ 112,000 |
| Penobscot County Maine | 13 | $ 1,900,000 | $ 146,000 | $ 66,000 |
| New Haven County Connecticut | 10 | $ 2,965,000 | $ 296,000 | $ 121,000 |
| Franklin County Maine | 8 | $ 1,177,000 | $ 147,000 | $ 72,000 |
| Hampshire County Massachusetts | 8 | $ 1,490,000 | $ 186,000 | $ 71,000 |
| Grafton County New Hampshire | 8 | $ 1,666,000 | $ 208,000 | $ 157,000 |
| New London County Connecticut | 7 | $ 1,741,000 | $ 248,000 | $ 145,000 |
| Lee County Florida | 7 | $ 1,123,000 | $ 160,000 | $ 140,000 |
| Hancock County Maine | 7 | $ 1,135,000 | $ 162,000 | $ 52,000 |
| Somerset County Maine | 7 | $ 860,000 | $ 122,000 | $ 86,000 |
| Waldo County Maine | 7 | $ 956,000 | $ 136,000 | $ 77,000 |
| Berkshire County Massachusetts | 7 | $ 1,319,000 | $ 188,000 | $ 75,000 |
| Dukes County Massachusetts | 7 | $ 2,983,000 | $ 426,000 | $ 301,000 |
| Litchfield County Connecticut | 6 | $ 1,107,000 | $ 184,000 | $ 81,000 |
| Cheshire County New Hampshire | 6 | $ 1,523,000 | $ 253,000 | $ 99,000 |
| Middlesex County Connecticut | 5 | $ 938,000 | $ 187,000 | $ 96,000 |
| Sullivan County New Hampshire | 5 | $ 909,000 | $ 181,000 | $ 153,000 |
| Aroostook County Maine | 3 | $ 414,000 | $ 138,000 | $ 64,000 |
| Piscataquis County Maine | 3 | $ 372,000 | $ 124,000 | $ 133,000 |
| Coos County New Hampshire | 3 | $ 404,000 | $ 134,000 | $ 93,000 |
| Tolland County Connecticut | 2 | $ 415,000 | $ 207,000 | $ 82,000 |
| Windham County Connecticut | 2 | $ 391,000 | $ 195,000 | $ 73,000 |
| Knox County Maine | 2 | $ 362,000 | $ 181,000 | $ 59,000 |
| Washington County Maine | 2 | $ 288,000 | $ 144,000 | $ 50,000 |
| Bristol County Rhode Island | 2 | $ 735,000 | $ 367,000 | $ 181,000 |
| Washington County Rhode Island | 2 | $ 467,000 | $ 233,000 | $ 133,000 |
| Broward County Florida | 1 | $ 398,000 | $ 398,000 | $ 206,000 |
| Indian River County Florida | 1 | $ 56,000 | $ 56,000 | $ 101,000 |
| Miami-Dade County Florida | 1 | $ 228,000 | $ 228,000 | $ 193,000 |
| Sarasota County Florida | 1 | $ 270,000 | $ 270,000 | $ 226,000 |
| Franklin County Massachusetts | 1 | $ 201,000 | $ 201,000 | $ 91,000 |
| Nantucket County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Kent County Rhode Island | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Providence County Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 222,000 |
| Windsor County Vermont | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Reliant Mortgage Company, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,749 | $1,010,888,000 | $269,000 | $1,200,000 | $118,000 | $1,441,000 |
| Home Purchase | 1,292 | $316,214,000 | $244,000 | $1,287,000 | $97,000 | $1,376,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,762 | $1,251,890,000 | $262,000 | $1,287,000 | $113,000 | $1,441,000 |
| Asian | 114 | $35,509,000 | $311,000 | $1,190,000 | $123,000 | $750,000 |
| Hispanic | 76 | $18,754,000 | $246,000 | $492,000 | $114,000 | $550,000 |
| Black or African American | 62 | $14,791,000 | $238,000 | $533,000 | $76,000 | $196,000 |
| Not Provided | 23 | $5,223,000 | $227,000 | $326,000 | $120,000 | $490,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $775,000 | $258,000 | $417,000 | $90,000 | $130,000 |
| American Indian or Alaskan Native | 1 | $160,000 | $160,000 | $160,000 | $58,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,128 | $1,102,761,000 | $267,000 | $1,287,000 | $119,000 | $1,441,000 |
| FHA-insured (Federal Housing Administration) | 756 | $196,733,000 | $260,000 | $727,000 | $92,000 | $539,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $19,108,000 | $156,000 | $297,000 | $50,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 35 | $8,500,000 | $242,000 | $418,000 | $67,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,231 | $1,123,015,000 | $265,000 | $1,287,000 | $114,000 | $1,441,000 |
| Application Denied By Financial Institution | 410 | $102,263,000 | $249,000 | $800,000 | $100,000 | $1,349,000 |
| Application Withdrawn By Applicant | 197 | $49,173,000 | $249,000 | $700,000 | $107,000 | $650,000 |
| Application Approved But Not Accepted | 117 | $27,937,000 | $238,000 | $580,000 | $108,000 | $940,000 |
| File Closed For Incompleteness | 86 | $24,714,000 | $287,000 | $701,000 | $115,000 | $730,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 130 | $34,753,000 | $267,000 | $800,000 | $112,000 | $720,000 |
| Collateral | 98 | $23,612,000 | $240,000 | $625,000 | $112,000 | $490,000 |
| Debt-To-Income Ratio | 72 | $17,206,000 | $238,000 | $430,000 | $68,000 | $308,000 |
| Credit History | 42 | $9,506,000 | $226,000 | $532,000 | $77,000 | $196,000 |
| Other | 35 | $8,415,000 | $240,000 | $591,000 | $121,000 | $1,349,000 |
| Employment History | 13 | $2,956,000 | $227,000 | $382,000 | $67,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,248,000 | $281,000 | $555,000 | $87,000 | $155,000 |
| Unverifiable Information | 6 | $1,836,000 | $306,000 | $468,000 | $140,000 | $202,000 |
| Mortgage Insurance Denied | 5 | $1,316,000 | $263,000 | $370,000 | $97,000 | $183,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Mortgage Company, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliant Mortgage Company, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.