Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Republic Bank & Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Republic Bank & Trust Company
601 W Market St
Louisville, KY 40202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,988
Total Mortgage Loan Application Amount $845,240,000
Average Mortgage Loan Application Amount $135,333
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $102,333
Highest Applicant Income $8,635,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2018.

Mortgage Loan Application Totals for Republic Bank & Trust Company by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 2,298 $ 351,630,000 $ 153,000 $ 118,000
Fayette County Kentucky 396 $ 78,590,000 $ 198,000 $ 111,000
Bullitt County Kentucky 183 $ 22,355,000 $ 122,000 $ 75,000
Oldham County Kentucky 178 $ 37,290,000 $ 209,000 $ 181,000
Clark County Indiana 174 $ 19,320,000 $ 111,000 $ 76,000
Daviess County Kentucky 160 $ 15,960,000 $ 99,000 $ 90,000
Pinellas County Florida 156 $ 29,350,000 $ 188,000 $ 150,000
Floyd County Indiana 128 $ 18,020,000 $ 140,000 $ 93,000
Davidson County Tennessee 121 $ 26,035,000 $ 215,000 $ 144,000
Shelby County Kentucky 112 $ 14,920,000 $ 133,000 $ 108,000
Hamilton County Ohio 79 $ 23,015,000 $ 291,000 $ 82,000
Williamson County Tennessee 73 $ 14,485,000 $ 198,000 $ 150,000
Hillsborough County Florida 63 $ 14,165,000 $ 224,000 $ 167,000
Boone County Kentucky 62 $ 10,370,000 $ 167,000 $ 149,000
Hardin County Kentucky 60 $ 6,920,000 $ 115,000 $ 116,000
Scott County Kentucky 59 $ 9,215,000 $ 156,000 $ 100,000
Kenton County Kentucky 58 $ 7,690,000 $ 132,000 $ 126,000
Franklin County Kentucky 46 $ 6,860,000 $ 149,000 $ 109,000
Pasco County Florida 41 $ 5,425,000 $ 132,000 $ 102,000
Spencer County Kentucky 37 $ 5,165,000 $ 139,000 $ 92,000
Rutherford County Tennessee 36 $ 10,050,000 $ 279,000 $ 96,000
Jessamine County Kentucky 31 $ 5,895,000 $ 190,000 $ 128,000
Harrison County Indiana 26 $ 2,940,000 $ 113,000 $ 80,000
Campbell County Kentucky 20 $ 4,020,000 $ 201,000 $ 147,000
Nelson County Kentucky 20 $ 2,530,000 $ 126,000 $ 63,000
Madison County Kentucky 16 $ 13,210,000 $ 825,000 $ 122,000
Woodford County Kentucky 15 $ 2,285,000 $ 152,000 $ 80,000
Clark County Kentucky 13 $ 1,885,000 $ 145,000 $ 77,000
Henry County Kentucky 13 $ 2,215,000 $ 170,000 $ 168,000
Shelby County Tennessee 13 $ 2,535,000 $ 195,000 $ 70,000
Anderson County Kentucky 10 $ 1,090,000 $ 109,000 $ 57,000
Manatee County Florida 9 $ 2,125,000 $ 236,000 $ 210,000
Warren County Ohio 9 $ 1,065,000 $ 118,000 $ 180,000
Sarasota County Florida 8 $ 1,020,000 $ 127,000 $ 143,000
Harrison County Kentucky 8 $ 840,000 $ 105,000 $ 66,000
Meade County Kentucky 8 $ 940,000 $ 117,000 $ 88,000
Ohio County Kentucky 8 $ 440,000 $ 55,000 $ 67,000
Maury County Tennessee 8 $ 1,800,000 $ 225,000 $ 90,000
Wilson County Tennessee 8 $ 3,260,000 $ 407,000 $ 243,000
Washington County Indiana 7 $ 875,000 $ 125,000 $ 75,000
Lee County Florida 6 $ 1,920,000 $ 320,000 $ 239,000
Garrard County Kentucky 5 $ 655,000 $ 131,000 $ 61,000
Grant County Kentucky 5 $ 4,775,000 $ 955,000 $ 129,000
Montgomery County Kentucky 5 $ 795,000 $ 159,000 $ 69,000
Clermont County Ohio 5 $ 365,000 $ 73,000 $ 51,000
Franklin County Ohio 5 $ 1,665,000 $ 333,000 $ 266,000
Bedford County Tennessee 5 $ 1,315,000 $ 263,000 $ 99,000
Sumner County Tennessee 5 $ 965,000 $ 193,000 $ 112,000
Cook County Illinois 4 $ 1,240,000 $ 310,000 $ 283,000
Scott County Indiana 4 $ 570,000 $ 142,000 $ 46,000
Hancock County Kentucky 4 $ 280,000 $ 70,000 $ 108,000
Montgomery County Ohio 4 $ 2,500,000 $ 625,000 $ 61,000
Orange County Florida 3 $ 585,000 $ 195,000 $ 75,000
Osceola County Florida 3 $ 555,000 $ 185,000 $ 72,000
Vanderburgh County Indiana 3 $ 5,385,000 $ 1,795,000 $ 0
Boyle County Kentucky 3 $ 245,000 $ 81,000 $ 127,000
Breckinridge County Kentucky 3 $ 605,000 $ 201,000 $ 266,000
Edmonson County Kentucky 3 $ 405,000 $ 135,000 $ 106,000
Grayson County Kentucky 3 $ 465,000 $ 155,000 $ 82,000
Owen County Kentucky 3 $ 655,000 $ 218,000 $ 223,000
Pulaski County Kentucky 3 $ 385,000 $ 128,000 $ 86,000
Russell County Kentucky 3 $ 675,000 $ 225,000 $ 175,000
Warren County Kentucky 3 $ 395,000 $ 131,000 $ 90,000
Butler County Ohio 3 $ 405,000 $ 135,000 $ 95,000
Charleston County South Carolina 3 $ 2,915,000 $ 971,000 $ 289,000
Dickson County Tennessee 3 $ 1,985,000 $ 661,000 $ 0
Montgomery County Tennessee 3 $ 635,000 $ 211,000 $ 90,000
Robertson County Tennessee 3 $ 465,000 $ 155,000 $ 66,000
Bay County Florida 2 $ 470,000 $ 235,000 $ 116,000
Citrus County Florida 2 $ 210,000 $ 105,000 $ 38,000
Duval County Florida 2 $ 480,000 $ 240,000 $ 72,000
Hernando County Florida 2 $ 140,000 $ 70,000 $ 39,000
Marion County Florida 2 $ 450,000 $ 225,000 $ 78,000
Hamilton County Indiana 2 $ 410,000 $ 205,000 $ 85,000
Allen County Kentucky 2 $ 60,000 $ 30,000 $ 59,000
Bourbon County Kentucky 2 $ 210,000 $ 105,000 $ 464,000
Carroll County Kentucky 2 $ 190,000 $ 95,000 $ 67,000
Hart County Kentucky 2 $ 170,000 $ 85,000 $ 107,000
Larue County Kentucky 2 $ 130,000 $ 65,000 $ 76,000
Mercer County Kentucky 2 $ 380,000 $ 190,000 $ 75,000
Oakland County Michigan 2 $ 660,000 $ 330,000 $ 123,000
Greene County Ohio 2 $ 580,000 $ 290,000 $ 117,000
Marshall County Tennessee 2 $ 430,000 $ 215,000 $ 86,000
Tipton County Tennessee 2 $ 370,000 $ 185,000 $ 79,000
Warren County Tennessee 2 $ 650,000 $ 325,000 $ 173,000
Alexandria County Virginia 2 $ 430,000 $ 215,000 $ 121,000
Fairfax County Virginia 2 $ 660,000 $ 330,000 $ 117,000
Baldwin County Alabama 1 $ 145,000 $ 145,000 $ 107,000
Limestone County Alabama 1 $ 625,000 $ 625,000 $ 250,000
Mobile County Alabama 1 $ 475,000 $ 475,000 $ 575,000
Fresno County California 1 $ 245,000 $ 245,000 $ 66,000
San Francisco County California 1 $ 765,000 $ 765,000 $ 132,000
Santa Clara County California 1 $ 855,000 $ 855,000 $ 160,000
Solano County California 1 $ 315,000 $ 315,000 $ 57,000
Tulare County California 1 $ 855,000 $ 855,000 $ 685,000
Denver County Colorado 1 $ 115,000 $ 115,000 $ 302,000
Douglas County Colorado 1 $ 455,000 $ 455,000 $ 116,000
Routt County Colorado 1 $ 735,000 $ 735,000 $ 339,000
Summit County Colorado 1 $ 835,000 $ 835,000 $ 0
Charlotte County Florida 1 $ 355,000 $ 355,000 $ 221,000
Miami-Dade County Florida 1 $ 295,000 $ 295,000 $ 170,000
Nassau County Florida 1 $ 225,000 $ 225,000 $ 180,000
Okaloosa County Florida 1 $ 155,000 $ 155,000 $ 50,000
Palm Beach County Florida 1 $ 25,000 $ 25,000 $ 100,000
Polk County Florida 1 $ 215,000 $ 215,000 $ 60,000
Seminole County Florida 1 $ 185,000 $ 185,000 $ 0
Walton County Florida 1 $ 2,125,000 $ 2,125,000 $ 0
Chattooga County Georgia 1 $ 165,000 $ 165,000 $ 129,000
Cobb County Georgia 1 $ 215,000 $ 215,000 $ 63,000
Columbia County Georgia 1 $ 165,000 $ 165,000 $ 126,000
Fayette County Georgia 1 $ 285,000 $ 285,000 $ 80,000
Fulton County Georgia 1 $ 415,000 $ 415,000 $ 145,000
Gilmer County Georgia 1 $ 235,000 $ 235,000 $ 0
Paulding County Georgia 1 $ 165,000 $ 165,000 $ 65,000
Union County Georgia 1 $ 255,000 $ 255,000 $ 233,000
Kendall County Illinois 1 $ 175,000 $ 175,000 $ 245,000
Madison County Illinois 1 $ 145,000 $ 145,000 $ 25,000
Union County Illinois 1 $ 35,000 $ 35,000 $ 30,000
Dearborn County Indiana 1 $ 245,000 $ 245,000 $ 36,000
Marion County Indiana 1 $ 255,000 $ 255,000 $ 111,000
Orange County Indiana 1 $ 125,000 $ 125,000 $ 264,000
Spencer County Indiana 1 $ 75,000 $ 75,000 $ 53,000
Warrick County Indiana 1 $ 105,000 $ 105,000 $ 170,000
Wayne County Indiana 1 $ 75,000 $ 75,000 $ 68,000
Adair County Kentucky 1 $ 95,000 $ 95,000 $ 49,000
Green County Kentucky 1 $ 235,000 $ 235,000 $ 69,000
Jackson County Kentucky 1 $ 45,000 $ 45,000 $ 64,000
McCracken County Kentucky 1 $ 175,000 $ 175,000 $ 248,000
Muhlenberg County Kentucky 1 $ 215,000 $ 215,000 $ 350,000
Taylor County Kentucky 1 $ 105,000 $ 105,000 $ 55,000
Washington County Kentucky 1 $ 195,000 $ 195,000 $ 113,000
Wayne County Kentucky 1 $ 125,000 $ 125,000 $ 154,000
Delta County Michigan 1 $ 235,000 $ 235,000 $ 100,000
Marquette County Michigan 1 $ 185,000 $ 185,000 $ 171,000
Wayne County Michigan 1 $ 205,000 $ 205,000 $ 95,000
Wexford County Michigan 1 $ 265,000 $ 265,000 $ 49,000
Dakota County Minnesota 1 $ 335,000 $ 335,000 $ 164,000
Hennepin County Minnesota 1 $ 125,000 $ 125,000 $ 52,000
Caldwell County North Carolina 1 $ 455,000 $ 455,000 $ 136,000
Gaston County North Carolina 1 $ 135,000 $ 135,000 $ 39,000
Haywood County North Carolina 1 $ 305,000 $ 305,000 $ 89,000
Jackson County North Carolina 1 $ 255,000 $ 255,000 $ 267,000
New Hanover County North Carolina 1 $ 365,000 $ 365,000 $ 312,000
Northampton County North Carolina 1 $ 75,000 $ 75,000 $ 39,000
Athens County Ohio 1 $ 265,000 $ 265,000 $ 79,000
Brown County Ohio 1 $ 6,205,000 $ 6,205,000 $ 0
Delaware County Ohio 1 $ 55,000 $ 55,000 $ 215,000
Mercer County Ohio 1 $ 285,000 $ 285,000 $ 90,000
Scioto County Ohio 1 $ 15,000 $ 15,000 $ 55,000
Trumbull County Ohio 1 $ 85,000 $ 85,000 $ 42,000
Beaufort County South Carolina 1 $ 205,000 $ 205,000 $ 215,000
Bradley County Tennessee 1 $ 95,000 $ 95,000 $ 18,000
Cheatham County Tennessee 1 $ 95,000 $ 95,000 $ 0
Coffee County Tennessee 1 $ 605,000 $ 605,000 $ 0
Fayette County Tennessee 1 $ 405,000 $ 405,000 $ 115,000
Franklin County Tennessee 1 $ 165,000 $ 165,000 $ 46,000
Giles County Tennessee 1 $ 115,000 $ 115,000 $ 56,000
Grundy County Tennessee 1 $ 115,000 $ 115,000 $ 210,000
Monroe County Tennessee 1 $ 155,000 $ 155,000 $ 58,000
Norfolk County Virginia 1 $ 205,000 $ 205,000 $ 51,000
Rockbridge County Virginia 1 $ 185,000 $ 185,000 $ 179,000

Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,124 $470,540,000 $221,000 $5,405,000 $122,000 $8,635,000
Cash-out Refinancing 1,029 $148,135,000 $143,000 $1,605,000 $117,000 $1,414,000
Other Purpose 730 $53,430,000 $73,000 $1,405,000 $117,000 $2,053,000
Home Improvement 525 $43,235,000 $82,000 $7,005,000 $107,000 $1,050,000
Refinancing 511 $126,695,000 $247,000 $6,205,000 $122,000 $1,129,000
Not Applicable 69 $3,205,000 $46,000 $125,000 $29,000 $51,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,660 $552,560,000 $150,000 $4,145,000 $124,000 $8,635,000
Not applicable 407 $172,745,000 $424,000 $7,005,000 $0 $0
Black or African American 360 $41,130,000 $114,000 $2,005,000 $71,000 $1,000,000
Hispanic 207 $24,415,000 $117,000 $1,405,000 $65,000 $1,094,000
Not Provided 205 $25,945,000 $126,000 $1,205,000 $105,000 $529,000
Asian 106 $19,860,000 $187,000 $1,045,000 $144,000 $582,000
American Indian or Alaskan Native 14 $1,540,000 $110,000 $225,000 $72,000 $172,000
Native Hawaiian or Other Pacific Islander 3 $475,000 $158,000 $175,000 $172,000 $384,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,773 $808,405,000 $169,000 $7,005,000 $120,000 $8,635,000
FHA-insured (Federal Housing Administration) 155 $23,335,000 $150,000 $345,000 $58,000 $177,000
VA-guaranteed (Veterans Administration) 48 $11,430,000 $238,000 $555,000 $81,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $2,070,000 $172,000 $245,000 $58,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,469 $568,645,000 $163,000 $7,005,000 $121,000 $2,716,000
Application Withdrawn By Applicant 894 $178,690,000 $199,000 $5,815,000 $120,000 $8,635,000
Application Denied By Financial Institution 376 $65,270,000 $173,000 $2,665,000 $82,000 $1,320,000
File Closed For Incompleteness 131 $19,395,000 $148,000 $1,105,000 $102,000 $500,000
Loan Purchased By The Institution 77 $4,275,000 $55,000 $175,000 $30,000 $58,000
Application Approved But Not Accepted 41 $8,965,000 $218,000 $2,605,000 $178,000 $3,036,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,612 $779,970,000 $169,000 $7,005,000 $119,000 $8,635,000
Credit History 124 $14,310,000 $115,000 $2,005,000 $100,000 $1,320,000
Debt-To-Income Ratio 121 $16,615,000 $137,000 $1,405,000 $71,000 $1,112,000
Collateral 65 $18,505,000 $284,000 $2,665,000 $66,000 $249,000
Other 51 $14,075,000 $275,000 $2,075,000 $99,000 $408,000
Employment History 8 $530,000 $66,000 $125,000 $44,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,005,000 $201,000 $405,000 $52,000 $61,000
Unverifiable Information 2 $230,000 $115,000 $125,000 $31,000 $31,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Republic Bank & Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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