Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Residential Home Funding Corp. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,389 |
| Total Mortgage Loan Application Amount | $357,205,000 |
| Average Mortgage Loan Application Amount | $275,000 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $130,333 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 113 | $ 29,106,000 | $ 257,000 | $ 123,000 |
| Westchester County New York | 112 | $ 37,973,000 | $ 339,000 | $ 118,000 |
| Sussex County New Jersey | 102 | $ 21,065,000 | $ 206,000 | $ 102,000 |
| Monmouth County New Jersey | 81 | $ 25,717,000 | $ 317,000 | $ 142,000 |
| Bergen County New Jersey | 69 | $ 21,488,000 | $ 311,000 | $ 150,000 |
| Hudson County New Jersey | 66 | $ 16,352,000 | $ 247,000 | $ 118,000 |
| Passaic County New Jersey | 65 | $ 17,679,000 | $ 271,000 | $ 131,000 |
| Morris County New Jersey | 64 | $ 18,427,000 | $ 287,000 | $ 143,000 |
| Ocean County New Jersey | 52 | $ 13,640,000 | $ 262,000 | $ 147,000 |
| Dutchess County New York | 52 | $ 11,095,000 | $ 213,000 | $ 127,000 |
| Queens County New York | 42 | $ 12,622,000 | $ 300,000 | $ 166,000 |
| Orange County New York | 35 | $ 7,492,000 | $ 214,000 | $ 94,000 |
| Bronx County New York | 33 | $ 11,567,000 | $ 350,000 | $ 116,000 |
| Fairfield County Connecticut | 30 | $ 8,474,000 | $ 282,000 | $ 117,000 |
| Union County New Jersey | 25 | $ 5,823,000 | $ 232,000 | $ 95,000 |
| Suffolk County New York | 25 | $ 7,305,000 | $ 292,000 | $ 109,000 |
| Warren County New Jersey | 24 | $ 4,935,000 | $ 205,000 | $ 119,000 |
| Kings County New York | 24 | $ 8,858,000 | $ 369,000 | $ 114,000 |
| Middlesex County New Jersey | 22 | $ 4,740,000 | $ 215,000 | $ 93,000 |
| Ulster County New York | 18 | $ 3,811,000 | $ 211,000 | $ 86,000 |
| Nassau County New York | 17 | $ 5,900,000 | $ 347,000 | $ 102,000 |
| Putnam County New York | 17 | $ 4,661,000 | $ 274,000 | $ 98,000 |
| New York County New York | 15 | $ 6,715,000 | $ 447,000 | $ 213,000 |
| Atlantic County New Jersey | 13 | $ 2,711,000 | $ 208,000 | $ 70,000 |
| Richmond County New York | 13 | $ 3,172,000 | $ 244,000 | $ 128,000 |
| Rockland County New York | 12 | $ 3,533,000 | $ 294,000 | $ 100,000 |
| Albany County New York | 9 | $ 885,000 | $ 98,000 | $ 93,000 |
| Horry County South Carolina | 8 | $ 2,143,000 | $ 267,000 | $ 99,000 |
| Hunterdon County New Jersey | 7 | $ 2,087,000 | $ 298,000 | $ 170,000 |
| Luzerne County Pennsylvania | 7 | $ 428,000 | $ 61,000 | $ 55,000 |
| Pike County Pennsylvania | 7 | $ 1,005,000 | $ 143,000 | $ 103,000 |
| New Haven County Connecticut | 6 | $ 1,406,000 | $ 234,000 | $ 49,000 |
| Camden County New Jersey | 6 | $ 603,000 | $ 100,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 6 | $ 298,000 | $ 49,000 | $ 50,000 |
| Burlington County New Jersey | 5 | $ 963,000 | $ 192,000 | $ 47,000 |
| Mercer County New Jersey | 5 | $ 1,390,000 | $ 278,000 | $ 99,000 |
| Greenville County South Carolina | 5 | $ 566,000 | $ 113,000 | $ 103,000 |
| Richland County South Carolina | 5 | $ 1,127,000 | $ 225,000 | $ 135,000 |
| Miami-Dade County Florida | 4 | $ 1,356,000 | $ 339,000 | $ 110,000 |
| Palm Beach County Florida | 4 | $ 742,000 | $ 185,000 | $ 45,000 |
| Somerset County New Jersey | 4 | $ 1,045,000 | $ 261,000 | $ 174,000 |
| Chautauqua County New York | 4 | $ 520,000 | $ 130,000 | $ 141,000 |
| Sullivan County New York | 4 | $ 748,000 | $ 187,000 | $ 91,000 |
| Monroe County Pennsylvania | 4 | $ 808,000 | $ 202,000 | $ 55,000 |
| Berkeley County South Carolina | 4 | $ 438,000 | $ 109,000 | $ 51,000 |
| Spartanburg County South Carolina | 4 | $ 416,000 | $ 104,000 | $ 42,000 |
| Hartford County Connecticut | 3 | $ 505,000 | $ 168,000 | $ 46,000 |
| Litchfield County Connecticut | 3 | $ 570,000 | $ 190,000 | $ 81,000 |
| New Castle County Delaware | 3 | $ 559,000 | $ 186,000 | $ 78,000 |
| Broward County Florida | 3 | $ 887,000 | $ 295,000 | $ 104,000 |
| Orange County Florida | 3 | $ 657,000 | $ 219,000 | $ 0 |
| Volusia County Florida | 3 | $ 503,000 | $ 167,000 | $ 47,000 |
| Cape May County New Jersey | 3 | $ 598,000 | $ 199,000 | $ 62,000 |
| Gloucester County New Jersey | 3 | $ 503,000 | $ 167,000 | $ 86,000 |
| Broome County New York | 3 | $ 678,000 | $ 226,000 | $ 108,000 |
| Delaware County New York | 3 | $ 649,000 | $ 216,000 | $ 170,000 |
| Erie County New York | 3 | $ 368,000 | $ 122,000 | $ 54,000 |
| Madison County New York | 3 | $ 257,000 | $ 85,000 | $ 81,000 |
| Oneida County New York | 3 | $ 270,000 | $ 90,000 | $ 168,000 |
| Schenectady County New York | 3 | $ 235,000 | $ 78,000 | $ 74,000 |
| Bucks County Pennsylvania | 3 | $ 1,167,000 | $ 389,000 | $ 218,000 |
| Columbia County Pennsylvania | 3 | $ 264,000 | $ 88,000 | $ 167,000 |
| Hillsborough County Florida | 2 | $ 319,000 | $ 159,000 | $ 59,000 |
| Pasco County Florida | 2 | $ 264,000 | $ 132,000 | $ 162,000 |
| Linn County Iowa | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Phelps County Missouri | 2 | $ 125,000 | $ 62,000 | $ 85,000 |
| Cumberland County New Jersey | 2 | $ 296,000 | $ 148,000 | $ 54,000 |
| Cayuga County New York | 2 | $ 313,000 | $ 156,000 | $ 134,000 |
| Chenango County New York | 2 | $ 184,000 | $ 92,000 | $ 57,000 |
| Fulton County New York | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Herkimer County New York | 2 | $ 172,000 | $ 86,000 | $ 59,000 |
| Jefferson County New York | 2 | $ 460,000 | $ 230,000 | $ 277,000 |
| Monroe County New York | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| Niagara County New York | 2 | $ 229,000 | $ 114,000 | $ 46,000 |
| Onondaga County New York | 2 | $ 222,000 | $ 111,000 | $ 96,000 |
| Oswego County New York | 2 | $ 186,000 | $ 93,000 | $ 81,000 |
| Rensselaer County New York | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Wyoming County New York | 2 | $ 93,000 | $ 46,000 | $ 82,000 |
| Lehigh County Pennsylvania | 2 | $ 411,000 | $ 205,000 | $ 118,000 |
| Northampton County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 59,000 |
| Charleston County South Carolina | 2 | $ 394,000 | $ 197,000 | $ 77,000 |
| Clarendon County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 55,000 |
| Florence County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 131,000 |
| Hampton County South Carolina | 2 | $ 226,000 | $ 113,000 | $ 61,000 |
| Lexington County South Carolina | 2 | $ 298,000 | $ 149,000 | $ 83,000 |
| York County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 106,000 |
| Windham County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Sussex County Delaware | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Brevard County Florida | 1 | $ 90,000 | $ 90,000 | $ 102,000 |
| Charlotte County Florida | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Citrus County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Columbia County Florida | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Indian River County Florida | 1 | $ 157,000 | $ 157,000 | $ 122,000 |
| Levy County Florida | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| Manatee County Florida | 1 | $ 268,000 | $ 268,000 | $ 77,000 |
| Marion County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Osceola County Florida | 1 | $ 352,000 | $ 352,000 | $ 323,000 |
| Pinellas County Florida | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Walton County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 420,000 |
| Barrow County Georgia | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Middlesex County Massachusetts | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 55,000 |
| Worcester County Massachusetts | 1 | $ 306,000 | $ 306,000 | $ 180,000 |
| Cass County Missouri | 1 | $ 87,000 | $ 87,000 | $ 123,000 |
| Clay County Missouri | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| DeKalb County Missouri | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Jasper County Missouri | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Texas County Missouri | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Salem County New Jersey | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Columbia County New York | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Genesee County New York | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Livingston County New York | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Orleans County New York | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Otsego County New York | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Wayne County New York | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Union County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Adams County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Blair County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 84,000 |
| Chester County Pennsylvania | 1 | $ 450,000 | $ 450,000 | $ 225,000 |
| York County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 129,000 |
| Aiken County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Anderson County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Barnwell County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Newberry County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 234,000 | $ 234,000 | $ 52,000 |
| Prince William County Virginia | 1 | $ 468,000 | $ 468,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 715 | $171,622,000 | $240,000 | $1,323,000 | $116,000 | $640,000 |
| Refinancing | 655 | $179,657,000 | $274,000 | $1,680,000 | $118,000 | $1,500,000 |
| Home Improvement | 19 | $5,926,000 | $311,000 | $693,000 | $157,000 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 808 | $208,815,000 | $258,000 | $1,680,000 | $129,000 | $1,500,000 |
| Hispanic | 205 | $54,590,000 | $266,000 | $825,000 | $95,000 | $317,000 |
| Not Provided | 196 | $44,054,000 | $224,000 | $900,000 | $108,000 | $658,000 |
| Black or African American | 164 | $45,344,000 | $276,000 | $817,000 | $98,000 | $500,000 |
| Asian | 14 | $4,192,000 | $299,000 | $1,000,000 | $133,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $210,000 | $105,000 | $170,000 | $67,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,227 | $318,405,000 | $259,000 | $1,680,000 | $126,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 159 | $37,989,000 | $238,000 | $498,000 | $52,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 2 | $535,000 | $267,000 | $275,000 | $68,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $276,000 | $276,000 | $276,000 | $142,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 846 | $222,242,000 | $262,000 | $1,680,000 | $117,000 | $600,000 |
| Application Withdrawn By Applicant | 371 | $94,559,000 | $254,000 | $1,000,000 | $123,000 | $1,500,000 |
| Application Denied By Financial Institution | 103 | $23,135,000 | $224,000 | $713,000 | $102,000 | $300,000 |
| Application Approved But Not Accepted | 42 | $10,816,000 | $257,000 | $1,323,000 | $110,000 | $391,000 |
| Loan Purchased By The Institution | 16 | $4,346,000 | $271,000 | $443,000 | $120,000 | $450,000 |
| File Closed For Incompleteness | 11 | $2,107,000 | $191,000 | $417,000 | $103,000 | $213,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 28 | $6,382,000 | $227,000 | $636,000 | $90,000 | $240,000 |
| Collateral | 23 | $4,671,000 | $203,000 | $500,000 | $99,000 | $300,000 |
| Credit History | 9 | $2,139,000 | $237,000 | $499,000 | $130,000 | $198,000 |
| Debt-To-Income Ratio | 5 | $1,103,000 | $220,000 | $358,000 | $60,000 | $90,000 |
| Employment History | 4 | $601,000 | $150,000 | $245,000 | $45,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $163,000 | $163,000 | $163,000 | $41,000 | $41,000 |
| Unverifiable Information | 1 | $232,000 | $232,000 | $232,000 | $78,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.