Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Residential Home Funding Corp. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 881 |
| Total Mortgage Loan Application Amount | $249,947,000 |
| Average Mortgage Loan Application Amount | $284,000 |
| Highest Mortgage Loan Application Amount | $1,180,000 |
| Average Applicant Income | $102,500 |
| Highest Applicant Income | $4,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sussex County New Jersey | 85 | $ 24,152,000 | $ 284,000 | $ 99,000 |
| Monmouth County New Jersey | 77 | $ 24,028,000 | $ 312,000 | $ 116,000 |
| Morris County New Jersey | 70 | $ 22,255,000 | $ 317,000 | $ 113,000 |
| Ocean County New Jersey | 57 | $ 13,380,000 | $ 234,000 | $ 87,000 |
| Westchester County New York | 48 | $ 16,497,000 | $ 343,000 | $ 109,000 |
| Hudson County New Jersey | 32 | $ 11,915,000 | $ 372,000 | $ 231,000 |
| Essex County New Jersey | 30 | $ 9,186,000 | $ 306,000 | $ 83,000 |
| Bronx County New York | 30 | $ 12,427,000 | $ 414,000 | $ 103,000 |
| Passaic County New Jersey | 29 | $ 7,921,000 | $ 273,000 | $ 95,000 |
| Middlesex County New Jersey | 24 | $ 7,166,000 | $ 298,000 | $ 115,000 |
| Bergen County New Jersey | 23 | $ 8,579,000 | $ 373,000 | $ 117,000 |
| Union County New Jersey | 21 | $ 6,212,000 | $ 295,000 | $ 108,000 |
| Fairfield County Connecticut | 19 | $ 5,654,000 | $ 297,000 | $ 118,000 |
| Dutchess County New York | 18 | $ 4,077,000 | $ 226,000 | $ 85,000 |
| Warren County New Jersey | 17 | $ 5,090,000 | $ 299,000 | $ 100,000 |
| Kings County New York | 17 | $ 6,867,000 | $ 403,000 | $ 151,000 |
| Orange County New York | 17 | $ 4,339,000 | $ 255,000 | $ 83,000 |
| Somerset County New Jersey | 16 | $ 5,185,000 | $ 324,000 | $ 112,000 |
| Suffolk County New York | 16 | $ 5,705,000 | $ 356,000 | $ 88,000 |
| New Haven County Connecticut | 13 | $ 3,648,000 | $ 280,000 | $ 156,000 |
| Queens County New York | 13 | $ 4,742,000 | $ 364,000 | $ 70,000 |
| Atlantic County New Jersey | 10 | $ 1,994,000 | $ 199,000 | $ 69,000 |
| Nassau County New York | 9 | $ 3,601,000 | $ 400,000 | $ 131,000 |
| Richmond County New York | 8 | $ 2,335,000 | $ 291,000 | $ 77,000 |
| Ulster County New York | 8 | $ 1,632,000 | $ 204,000 | $ 81,000 |
| Burlington County New Jersey | 7 | $ 1,303,000 | $ 186,000 | $ 95,000 |
| Rockland County New York | 7 | $ 2,082,000 | $ 297,000 | $ 110,000 |
| Hunterdon County New Jersey | 6 | $ 2,409,000 | $ 401,000 | $ 151,000 |
| Putnam County New York | 6 | $ 1,768,000 | $ 294,000 | $ 100,000 |
| Northampton County Pennsylvania | 6 | $ 1,025,000 | $ 170,000 | $ 67,000 |
| Hartford County Connecticut | 5 | $ 977,000 | $ 195,000 | $ 78,000 |
| Camden County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 5 | $ 646,000 | $ 129,000 | $ 52,000 |
| Cumberland County New Jersey | 4 | $ 541,000 | $ 135,000 | $ 46,000 |
| Mercer County New Jersey | 4 | $ 894,000 | $ 223,000 | $ 98,000 |
| Onondaga County New York | 4 | $ 481,000 | $ 120,000 | $ 60,000 |
| Monroe County Pennsylvania | 4 | $ 835,000 | $ 208,000 | $ 73,000 |
| Broward County Florida | 3 | $ 438,000 | $ 146,000 | $ 73,000 |
| Cape May County New Jersey | 3 | $ 810,000 | $ 270,000 | $ 34,000 |
| Monroe County New York | 3 | $ 373,000 | $ 124,000 | $ 75,000 |
| Saratoga County New York | 3 | $ 403,000 | $ 134,000 | $ 65,000 |
| Sullivan County New York | 3 | $ 499,000 | $ 166,000 | $ 67,000 |
| Delaware County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 75,000 |
| Fayette County Pennsylvania | 3 | $ 254,000 | $ 84,000 | $ 34,000 |
| Greenville County South Carolina | 3 | $ 367,000 | $ 122,000 | $ 72,000 |
| Hillsborough County Florida | 2 | $ 373,000 | $ 186,000 | $ 106,000 |
| Lake County Florida | 2 | $ 561,000 | $ 280,000 | $ 89,000 |
| Osceola County Florida | 2 | $ 637,000 | $ 318,000 | $ 178,000 |
| Pasco County Florida | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| Gloucester County New Jersey | 2 | $ 564,000 | $ 282,000 | $ 77,000 |
| Delaware County New York | 2 | $ 241,000 | $ 120,000 | $ 62,000 |
| Erie County New York | 2 | $ 361,000 | $ 180,000 | $ 66,000 |
| Niagara County New York | 2 | $ 193,000 | $ 96,000 | $ 29,000 |
| Otsego County New York | 2 | $ 138,000 | $ 69,000 | $ 48,000 |
| York County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 52,000 |
| Horry County South Carolina | 2 | $ 365,000 | $ 182,000 | $ 116,000 |
| Laurens County South Carolina | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Richland County South Carolina | 2 | $ 321,000 | $ 160,000 | $ 68,000 |
| Maricopa County Arizona | 1 | $ 938,000 | $ 938,000 | $ 239,000 |
| Adams County Colorado | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Arapahoe County Colorado | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Fremont County Colorado | 1 | $ 98,000 | $ 98,000 | $ 26,000 |
| Park County Colorado | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Middlesex County Connecticut | 1 | $ 278,000 | $ 278,000 | $ 72,000 |
| Tolland County Connecticut | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Windham County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Alachua County Florida | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Duval County Florida | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Flagler County Florida | 1 | $ 170,000 | $ 170,000 | $ 228,000 |
| Hernando County Florida | 1 | $ 76,000 | $ 76,000 | $ 13,000 |
| Miami-Dade County Florida | 1 | $ 750,000 | $ 750,000 | $ 585,000 |
| Orange County Florida | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
| Palm Beach County Florida | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Seminole County Florida | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
| Greene County Missouri | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Jackson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Polk County Missouri | 1 | $ 76,000 | $ 76,000 | $ 21,000 |
| Reynolds County Missouri | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| St. Louis County Missouri | 1 | $ 178,000 | $ 178,000 | $ 68,000 |
| Albany County New York | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Chautauqua County New York | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Columbia County New York | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Franklin County New York | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Fulton County New York | 1 | $ 217,000 | $ 217,000 | $ 53,000 |
| Greene County New York | 1 | $ 252,000 | $ 252,000 | $ 64,000 |
| Jefferson County New York | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Livingston County New York | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Madison County New York | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Montgomery County New York | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Oneida County New York | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Oswego County New York | 1 | $ 87,000 | $ 87,000 | $ 63,000 |
| Rensselaer County New York | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| St. Lawrence County New York | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Tioga County New York | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Allegheny County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Carbon County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Columbia County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Dauphin County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Erie County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Huntingdon County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Indiana County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Lackawanna County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Lebanon County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Lehigh County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Luzerne County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Pike County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Schuylkill County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Wayne County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Westmoreland County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
| Berkeley County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Charleston County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Dorchester County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Lexington County South Carolina | 1 | $ 457,000 | $ 457,000 | $ 143,000 |
| Orangeburg County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 100,000 |
| Pickens County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Sumter County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| York County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 469 | $126,977,000 | $270,000 | $1,180,000 | $99,000 | $928,000 |
| Refinancing | 412 | $122,970,000 | $298,000 | $1,000,000 | $106,000 | $4,020,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 560 | $157,487,000 | $281,000 | $1,180,000 | $103,000 | $960,000 |
| Black or African American | 108 | $29,937,000 | $277,000 | $541,000 | $83,000 | $235,000 |
| Hispanic | 91 | $26,206,000 | $287,000 | $661,000 | $86,000 | $314,000 |
| Not Provided | 86 | $25,263,000 | $293,000 | $1,000,000 | $133,000 | $4,020,000 |
| Asian | 26 | $8,619,000 | $331,000 | $960,000 | $129,000 | $628,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,604,000 | $267,000 | $577,000 | $111,000 | $236,000 |
| American Indian or Alaskan Native | 4 | $831,000 | $207,000 | $283,000 | $57,000 | $83,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 444 | $117,182,000 | $263,000 | $720,000 | $86,000 | $4,020,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 431 | $130,920,000 | $303,000 | $1,180,000 | $120,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,845,000 | $307,000 | $413,000 | $78,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 490 | $138,220,000 | $282,000 | $1,000,000 | $97,000 | $530,000 |
| Application Withdrawn By Applicant | 282 | $79,759,000 | $282,000 | $960,000 | $106,000 | $960,000 |
| Application Denied By Financial Institution | 90 | $27,109,000 | $301,000 | $1,180,000 | $122,000 | $4,020,000 |
| Application Approved But Not Accepted | 13 | $3,330,000 | $256,000 | $433,000 | $112,000 | $228,000 |
| File Closed For Incompleteness | 6 | $1,529,000 | $254,000 | $472,000 | $75,000 | $186,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $2,981,000 | $298,000 | $1,180,000 | $55,000 | $104,000 |
| Debt-To-Income Ratio | 8 | $1,820,000 | $227,000 | $347,000 | $52,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,425,000 | $237,000 | $330,000 | $84,000 | $120,000 |
| Other | 5 | $1,192,000 | $238,000 | $417,000 | $873,000 | $4,020,000 |
| Unverifiable Information | 5 | $1,707,000 | $341,000 | $544,000 | $64,000 | $119,000 |
| Credit History | 5 | $1,385,000 | $277,000 | $417,000 | $89,000 | $142,000 |
| Employment History | 2 | $518,000 | $259,000 | $330,000 | $54,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.