Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Residential Home Funding Corp. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,630 |
| Total Mortgage Loan Application Amount | $1,004,210,000 |
| Average Mortgage Loan Application Amount | $314,666 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $634,000 |
| Highest Applicant Income | $1,711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 315 | $ 94,215,000 | $ 299,000 | $ 111,000 |
| Suffolk County New York | 237 | $ 78,405,000 | $ 330,000 | $ 104,000 |
| Sussex County New Jersey | 224 | $ 48,210,000 | $ 215,000 | $ 91,000 |
| Orange County New York | 194 | $ 46,420,000 | $ 239,000 | $ 100,000 |
| Union County New Jersey | 168 | $ 48,740,000 | $ 290,000 | $ 93,000 |
| Richmond County New York | 151 | $ 57,865,000 | $ 383,000 | $ 111,000 |
| Middlesex County New Jersey | 140 | $ 35,150,000 | $ 251,000 | $ 89,000 |
| Essex County New Jersey | 128 | $ 37,690,000 | $ 294,000 | $ 108,000 |
| Passaic County New Jersey | 127 | $ 34,085,000 | $ 268,000 | $ 102,000 |
| Bergen County New Jersey | 116 | $ 44,410,000 | $ 382,000 | $ 149,000 |
| Nassau County New York | 115 | $ 48,065,000 | $ 417,000 | $ 127,000 |
| Queens County New York | 111 | $ 41,445,000 | $ 373,000 | $ 96,000 |
| Ocean County New Jersey | 107 | $ 24,645,000 | $ 230,000 | $ 97,000 |
| Westchester County New York | 105 | $ 37,005,000 | $ 352,000 | $ 120,000 |
| Monmouth County New Jersey | 85 | $ 26,255,000 | $ 308,000 | $ 127,000 |
| Dutchess County New York | 80 | $ 20,690,000 | $ 258,000 | $ 105,000 |
| Warren County New Jersey | 75 | $ 15,355,000 | $ 204,000 | $ 80,000 |
| Bronx County New York | 56 | $ 21,160,000 | $ 377,000 | $ 109,000 |
| Hudson County New Jersey | 53 | $ 18,135,000 | $ 342,000 | $ 125,000 |
| Monroe County Pennsylvania | 52 | $ 8,520,000 | $ 163,000 | $ 66,000 |
| Kings County New York | 47 | $ 19,035,000 | $ 405,000 | $ 75,000 |
| Somerset County New Jersey | 42 | $ 9,990,000 | $ 237,000 | $ 80,000 |
| Allegheny County Pennsylvania | 30 | $ 4,750,000 | $ 158,000 | $ 77,000 |
| Hunterdon County New Jersey | 29 | $ 9,545,000 | $ 329,000 | $ 123,000 |
| Pike County Pennsylvania | 28 | $ 4,930,000 | $ 176,000 | $ 89,000 |
| Northampton County Pennsylvania | 26 | $ 4,720,000 | $ 181,000 | $ 75,000 |
| Fairfield County Connecticut | 25 | $ 6,765,000 | $ 270,000 | $ 92,000 |
| Lee County Florida | 25 | $ 5,465,000 | $ 218,000 | $ 73,000 |
| Palm Beach County Florida | 24 | $ 5,990,000 | $ 249,000 | $ 91,000 |
| Sullivan County New York | 24 | $ 4,030,000 | $ 167,000 | $ 83,000 |
| Ulster County New York | 24 | $ 5,040,000 | $ 210,000 | $ 84,000 |
| Putnam County New York | 21 | $ 5,975,000 | $ 284,000 | $ 128,000 |
| Carbon County Pennsylvania | 21 | $ 2,965,000 | $ 141,000 | $ 69,000 |
| New Haven County Connecticut | 20 | $ 4,130,000 | $ 206,000 | $ 148,000 |
| Hartford County Connecticut | 19 | $ 3,695,000 | $ 194,000 | $ 82,000 |
| Broward County Florida | 16 | $ 3,530,000 | $ 220,000 | $ 90,000 |
| Baltimore City County Maryland | 16 | $ 2,640,000 | $ 165,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,950,000 | $ 184,000 | $ 89,000 |
| Mercer County New Jersey | 13 | $ 2,685,000 | $ 206,000 | $ 93,000 |
| Lehigh County Pennsylvania | 13 | $ 1,855,000 | $ 142,000 | $ 71,000 |
| Gwinnett County Georgia | 12 | $ 2,510,000 | $ 209,000 | $ 83,000 |
| Bucks County Pennsylvania | 12 | $ 2,990,000 | $ 249,000 | $ 78,000 |
| Pinellas County Florida | 11 | $ 2,365,000 | $ 215,000 | $ 84,000 |
| Rockland County New York | 11 | $ 3,775,000 | $ 343,000 | $ 126,000 |
| Hidalgo County Texas | 11 | $ 1,725,000 | $ 156,000 | $ 70,000 |
| Hillsborough County Florida | 10 | $ 2,080,000 | $ 208,000 | $ 70,000 |
| Clayton County Georgia | 10 | $ 1,600,000 | $ 160,000 | $ 64,000 |
| DeKalb County Georgia | 10 | $ 1,810,000 | $ 181,000 | $ 84,000 |
| Burlington County New Jersey | 10 | $ 1,770,000 | $ 177,000 | $ 84,000 |
| Montgomery County Pennsylvania | 10 | $ 2,500,000 | $ 250,000 | $ 82,000 |
| Charleston County South Carolina | 10 | $ 2,030,000 | $ 203,000 | $ 71,000 |
| Montgomery County Virginia | 10 | $ 1,810,000 | $ 181,000 | $ 91,000 |
| Onondaga County New York | 9 | $ 1,475,000 | $ 163,000 | $ 81,000 |
| Horry County South Carolina | 9 | $ 1,635,000 | $ 181,000 | $ 91,000 |
| Cobb County Georgia | 8 | $ 1,470,000 | $ 183,000 | $ 80,000 |
| Baltimore County Maryland | 8 | $ 1,730,000 | $ 216,000 | $ 72,000 |
| Prince George's County Maryland | 8 | $ 2,490,000 | $ 311,000 | $ 92,000 |
| Dorchester County South Carolina | 8 | $ 1,340,000 | $ 167,000 | $ 87,000 |
| St. Lucie County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 77,000 |
| Fulton County Georgia | 7 | $ 1,375,000 | $ 196,000 | $ 102,000 |
| Camden County New Jersey | 7 | $ 1,265,000 | $ 180,000 | $ 84,000 |
| Kent County Delaware | 6 | $ 1,370,000 | $ 228,000 | $ 71,000 |
| Denton County Texas | 6 | $ 1,260,000 | $ 210,000 | $ 72,000 |
| Prince William County Virginia | 6 | $ 2,410,000 | $ 401,000 | $ 107,000 |
| Pulaski County Virginia | 6 | $ 940,000 | $ 156,000 | $ 62,000 |
| New Castle County Delaware | 5 | $ 1,185,000 | $ 237,000 | $ 70,000 |
| Lake County Florida | 5 | $ 875,000 | $ 175,000 | $ 61,000 |
| Orange County Florida | 5 | $ 805,000 | $ 161,000 | $ 51,000 |
| Gloucester County New Jersey | 5 | $ 1,085,000 | $ 217,000 | $ 76,000 |
| Albany County New York | 5 | $ 1,095,000 | $ 219,000 | $ 101,000 |
| York County Pennsylvania | 5 | $ 535,000 | $ 107,000 | $ 41,000 |
| Dallas County Texas | 5 | $ 755,000 | $ 151,000 | $ 51,000 |
| Litchfield County Connecticut | 4 | $ 710,000 | $ 177,000 | $ 63,000 |
| Brevard County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 112,000 |
| Collier County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 168,000 |
| Okaloosa County Florida | 4 | $ 760,000 | $ 190,000 | $ 74,000 |
| Osceola County Florida | 4 | $ 680,000 | $ 170,000 | $ 146,000 |
| Pasco County Florida | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| Seminole County Florida | 4 | $ 800,000 | $ 200,000 | $ 46,000 |
| Douglas County Georgia | 4 | $ 760,000 | $ 190,000 | $ 67,000 |
| Forsyth County Georgia | 4 | $ 900,000 | $ 225,000 | $ 99,000 |
| Monroe County New York | 4 | $ 550,000 | $ 137,000 | $ 46,000 |
| Berks County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 74,000 |
| Berkeley County South Carolina | 4 | $ 1,550,000 | $ 387,000 | $ 115,000 |
| Bexar County Texas | 4 | $ 920,000 | $ 230,000 | $ 103,000 |
| Fairfax County Virginia | 4 | $ 1,880,000 | $ 470,000 | $ 122,000 |
| Middlesex County Connecticut | 3 | $ 535,000 | $ 178,000 | $ 272,000 |
| Tolland County Connecticut | 3 | $ 515,000 | $ 171,000 | $ 107,000 |
| Marion County Florida | 3 | $ 365,000 | $ 121,000 | $ 28,000 |
| Miami-Dade County Florida | 3 | $ 965,000 | $ 321,000 | $ 132,000 |
| Sarasota County Florida | 3 | $ 575,000 | $ 191,000 | $ 73,000 |
| Bulloch County Georgia | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| Henry County Georgia | 3 | $ 675,000 | $ 225,000 | $ 70,000 |
| Montgomery County Maryland | 3 | $ 1,225,000 | $ 408,000 | $ 159,000 |
| Atlantic County New Jersey | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Cape May County New Jersey | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| Cayuga County New York | 3 | $ 605,000 | $ 201,000 | $ 86,000 |
| Chautauqua County New York | 3 | $ 235,000 | $ 78,000 | $ 39,000 |
| Erie County New York | 3 | $ 405,000 | $ 135,000 | $ 53,000 |
| Butler County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 48,000 |
| Chester County Pennsylvania | 3 | $ 835,000 | $ 278,000 | $ 153,000 |
| Lackawanna County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 43,000 |
| Lancaster County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 111,000 |
| Spartanburg County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Loudoun County Virginia | 3 | $ 1,505,000 | $ 501,000 | $ 105,000 |
| District of Columbia County District Of Columbia | 2 | $ 980,000 | $ 490,000 | $ 84,000 |
| Citrus County Florida | 2 | $ 280,000 | $ 140,000 | $ 33,000 |
| Clay County Florida | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Manatee County Florida | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Martin County Florida | 2 | $ 400,000 | $ 200,000 | $ 146,000 |
| Monroe County Florida | 2 | $ 890,000 | $ 445,000 | $ 138,000 |
| Sumter County Florida | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| Berrien County Georgia | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Chatham County Georgia | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Coweta County Georgia | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Newton County Georgia | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| Paulding County Georgia | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Anne Arundel County Maryland | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Frederick County Maryland | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Howard County Maryland | 2 | $ 630,000 | $ 315,000 | $ 71,000 |
| Worcester County Maryland | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Cumberland County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Columbia County New York | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Delaware County New York | 2 | $ 520,000 | $ 260,000 | $ 181,000 |
| New York County New York | 2 | $ 720,000 | $ 360,000 | $ 248,000 |
| Rensselaer County New York | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Saratoga County New York | 2 | $ 750,000 | $ 375,000 | $ 140,000 |
| Wake County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Cumberland County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Delaware County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Lebanon County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 114,000 |
| Beaufort County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 73,000 |
| Harris County Texas | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Tarrant County Texas | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Giles County Virginia | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Radford County Virginia | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Charlotte County Florida | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Escambia County Florida | 1 | $ 585,000 | $ 585,000 | $ 202,000 |
| Flagler County Florida | 1 | $ 195,000 | $ 195,000 | $ 325,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Barrow County Georgia | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Bibb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Lee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Rockdale County Georgia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Carroll County Maryland | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Charles County Maryland | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Broome County New York | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cattaraugus County New York | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Chenango County New York | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Essex County New York | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Genesee County New York | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Greene County New York | 1 | $ 285,000 | $ 285,000 | $ 183,000 |
| Herkimer County New York | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Madison County New York | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Oneida County New York | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Orleans County New York | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Otsego County New York | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Washington County New York | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Alamance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Brunswick County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 157,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Lenoir County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Lincoln County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Mecklenburg County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Pender County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Rockingham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Yadkin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Beaver County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Bedford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Clearfield County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Fayette County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Franklin County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Lawrence County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| McKean County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Mercer County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Schuylkill County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Washington County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 400,000 |
| Wayne County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Colleton County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Georgetown County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Richland County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| York County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Collin County Texas | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Ellis County Texas | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Erath County Texas | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Jefferson County Texas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Kaufman County Texas | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lubbock County Texas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Nueces County Texas | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Parker County Texas | 1 | $ 375,000 | $ 375,000 | $ 261,000 |
| Sterling County Texas | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Wichita County Texas | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Accomack County Virginia | 1 | $ 175,000 | $ 175,000 | $ 288,000 |
| Carroll County Virginia | 1 | $ 135,000 | $ 135,000 | $ 13,000 |
| Chesterfield County Virginia | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Fauquier County Virginia | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Franklin County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| James City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Lynchburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Northumberland County Virginia | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Orange County Virginia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Powhatan County Virginia | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Roanoke City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Wythe County Virginia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,614 | $997,900,000 | $276,000 | $2,005,000 | $100,000 | $1,711,000 |
| Refinancing | 15 | $6,045,000 | $403,000 | $645,000 | $106,000 | $220,000 |
| Not Applicable | 1 | $265,000 | $265,000 | $265,000 | $1,696,000 | $1,696,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,139 | $588,585,000 | $275,000 | $2,005,000 | $107,000 | $1,711,000 |
| Hispanic | 798 | $215,940,000 | $270,000 | $1,505,000 | $87,000 | $1,696,000 |
| Black or African American | 484 | $126,830,000 | $262,000 | $685,000 | $84,000 | $418,000 |
| Asian | 178 | $62,120,000 | $348,000 | $865,000 | $115,000 | $308,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,330,000 | $360,000 | $625,000 | $130,000 | $218,000 |
| American Indian or Alaskan Native | 10 | $3,520,000 | $352,000 | $635,000 | $134,000 | $536,000 |
| Not Provided | 9 | $2,885,000 | $320,000 | $465,000 | $90,000 | $117,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,001 | $556,625,000 | $278,000 | $2,005,000 | $113,000 | $1,711,000 |
| FHA-insured (Federal Housing Administration) | 1,456 | $404,100,000 | $277,000 | $865,000 | $85,000 | $993,000 |
| VA-guaranteed (Veterans Administration) | 117 | $34,955,000 | $298,000 | $975,000 | $97,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $8,530,000 | $152,000 | $265,000 | $58,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,589 | $707,965,000 | $273,000 | $1,505,000 | $101,000 | $1,711,000 |
| Application Withdrawn By Applicant | 850 | $245,990,000 | $289,000 | $2,005,000 | $101,000 | $692,000 |
| Application Denied By Financial Institution | 177 | $46,845,000 | $264,000 | $1,225,000 | $83,000 | $536,000 |
| Application Approved But Not Accepted | 13 | $3,225,000 | $248,000 | $605,000 | $114,000 | $284,000 |
| File Closed For Incompleteness | 1 | $185,000 | $185,000 | $185,000 | $81,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,453 | $957,365,000 | $277,000 | $2,005,000 | $101,000 | $1,711,000 |
| Debt-To-Income Ratio | 52 | $15,630,000 | $300,000 | $1,225,000 | $70,000 | $315,000 |
| Credit History | 36 | $8,560,000 | $237,000 | $655,000 | $81,000 | $246,000 |
| Collateral | 31 | $8,145,000 | $262,000 | $565,000 | $108,000 | $536,000 |
| Other | 18 | $4,170,000 | $231,000 | $645,000 | $77,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,620,000 | $256,000 | $615,000 | $106,000 | $254,000 |
| Employment History | 9 | $2,595,000 | $288,000 | $665,000 | $83,000 | $248,000 |
| Unverifiable Information | 8 | $2,170,000 | $271,000 | $475,000 | $72,000 | $130,000 |
| Credit Application Incomplete | 4 | $780,000 | $195,000 | $355,000 | $54,000 | $88,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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