Residential Home Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Residential Home Lending 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Lending 105 Decker Court, Suite 1050 Irving, TX 75062 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,032 |
| Total Mortgage Loan Application Amount | $126,631,000 |
| Average Mortgage Loan Application Amount | $121,333 |
| Highest Mortgage Loan Application Amount | $475,000 |
| Average Applicant Income | $56,333 |
| Highest Applicant Income | $739,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Residential Home Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Residential Home Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Lending's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 355 | $ 42,632,000 | $ 120,000 | $ 56,000 |
| Dallas County Texas | 279 | $ 33,853,000 | $ 121,000 | $ 52,000 |
| Denton County Texas | 97 | $ 13,666,000 | $ 140,000 | $ 52,000 |
| Collin County Texas | 85 | $ 12,880,000 | $ 151,000 | $ 75,000 |
| Ellis County Texas | 35 | $ 4,047,000 | $ 115,000 | $ 56,000 |
| Harris County Texas | 22 | $ 2,782,000 | $ 126,000 | $ 43,000 |
| Bexar County Texas | 12 | $ 1,195,000 | $ 99,000 | $ 43,000 |
| Randall County Texas | 12 | $ 1,223,000 | $ 101,000 | $ 46,000 |
| Kaufman County Texas | 11 | $ 1,117,000 | $ 101,000 | $ 37,000 |
| Johnson County Texas | 10 | $ 1,172,000 | $ 117,000 | $ 56,000 |
| Wilson County Texas | 9 | $ 888,000 | $ 98,000 | $ 45,000 |
| Fort Bend County Texas | 8 | $ 889,000 | $ 111,000 | $ 45,000 |
| Hays County Texas | 6 | $ 632,000 | $ 105,000 | $ 34,000 |
| Henderson County Texas | 5 | $ 442,000 | $ 88,000 | $ 52,000 |
| Lubbock County Texas | 5 | $ 509,000 | $ 101,000 | $ 35,000 |
| Parker County Texas | 5 | $ 431,000 | $ 86,000 | $ 37,000 |
| Potter County Texas | 5 | $ 408,000 | $ 81,000 | $ 35,000 |
| Atascosa County Texas | 4 | $ 423,000 | $ 105,000 | $ 46,000 |
| Fannin County Texas | 4 | $ 349,000 | $ 87,000 | $ 40,000 |
| Grayson County Texas | 4 | $ 456,000 | $ 114,000 | $ 74,000 |
| Kerr County Texas | 4 | $ 488,000 | $ 122,000 | $ 51,000 |
| Van Zandt County Texas | 4 | $ 394,000 | $ 98,000 | $ 45,000 |
| Hunt County Texas | 3 | $ 292,000 | $ 97,000 | $ 50,000 |
| Navarro County Texas | 3 | $ 304,000 | $ 101,000 | $ 42,000 |
| Smith County Texas | 3 | $ 565,000 | $ 188,000 | $ 111,000 |
| Travis County Texas | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Wharton County Texas | 3 | $ 343,000 | $ 114,000 | $ 45,000 |
| Austin County Texas | 2 | $ 237,000 | $ 118,000 | $ 47,000 |
| Bandera County Texas | 2 | $ 225,000 | $ 112,000 | $ 39,000 |
| Bastrop County Texas | 2 | $ 223,000 | $ 111,000 | $ 56,000 |
| Bowie County Texas | 2 | $ 143,000 | $ 71,000 | $ 42,000 |
| Caldwell County Texas | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Comal County Texas | 2 | $ 174,000 | $ 87,000 | $ 34,000 |
| Montgomery County Texas | 2 | $ 419,000 | $ 209,000 | $ 93,000 |
| Bryan County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Brazoria County Texas | 1 | $ 156,000 | $ 156,000 | $ 80,000 |
| Burnet County Texas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Childress County Texas | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| Erath County Texas | 1 | $ 173,000 | $ 173,000 | $ 155,000 |
| Gillespie County Texas | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Guadalupe County Texas | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Hidalgo County Texas | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Hill County Texas | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Karnes County Texas | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Liberty County Texas | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| McLennan County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Medina County Texas | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Nueces County Texas | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| Rockwall County Texas | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Walker County Texas | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Wichita County Texas | 1 | $ 83,000 | $ 83,000 | $ 63,000 |
| Wise County Texas | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Residential Home Lending in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 822 | $100,707,000 | $122,000 | $475,000 | $55,000 | $739,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 210 | $25,924,000 | $121,000 | $471,000 | $57,000 | $623,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 566 | $70,264,000 | $121,500 | $475,000 | $59,500 | $739,000 |
| Hispanic | 212 | $24,319,000 | $114,000 | $283,000 | $48,000 | $185,000 |
| Black | 187 | $22,881,000 | $122,000 | $242,000 | $48,000 | $129,000 |
| Asian or Pacific Islander | 38 | $5,064,000 | $133,000 | $332,000 | $63,000 | $375,000 |
| Other | 18 | $2,709,000 | $150,000 | $231,000 | $61,000 | $129,000 |
| Information not provided by applicant in mail or telephone application | 9 | $1,159,000 | $128,000 | $200,000 | $55,000 | $85,000 |
| American Indian or Alaskan Native | 2 | $235,000 | $117,000 | $124,000 | $61,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 563 | $64,527,000 | $116,500 | $173,000 | $52,500 | $120,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 440 | $58,413,000 | $132,000 | $475,000 | $74,000 | $739,000 |
| VA-guaranteed (Veterans Administration) | 29 | $3,691,000 | $127,000 | $207,000 | $43,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,028 | $126,073,000 | $120,500 | $475,000 | $58,500 | $739,000 |
| Application Withdrawn By Applicant | 3 | $460,000 | $153,000 | $275,000 | $67,000 | $132,000 |
| Application Denied By Financial Institution | 1 | $98,000 | $98,000 | $98,000 | $27,000 | $27,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $98,000 | $98,000 | $98,000 | $27,000 | $27,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Lending's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.