Resource Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Resource Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Resource Bank 4429 Bonney Road Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,005 |
| Total Mortgage Loan Application Amount | $1,572,015,000 |
| Average Mortgage Loan Application Amount | $131,311 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $73,558 |
| Highest Applicant Income | $1,980,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Strafford County New Hampshire | 1 | $ 44,000 | $ 44,000 | $ 67,000 |
| Sullivan County New Hampshire | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 907,000 | $ 907,000 | $ 450,000 |
| Broome County New York | 1 | $ 60,000 | $ 60,000 | $ 216,000 |
| Kings County New York | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Oneida County New York | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Suffolk County New York | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Burke County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 92,000 |
| Cabarrus County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| Chowan County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Davidson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Edgecombe County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Gaston County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Halifax County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 170,000 |
| Hoke County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Martin County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Montgomery County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Northampton County North Carolina | 1 | $ 428,000 | $ 428,000 | $ 180,000 |
| Orange County North Carolina | 1 | $ 1,388,000 | $ 1,388,000 | $ 266,000 |
| Perquimans County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 91,000 |
| Person County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Crawford County Ohio | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Geauga County Ohio | 1 | $ 268,000 | $ 268,000 | $ 120,000 |
| Guernsey County Ohio | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| Harrison County Ohio | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Huron County Ohio | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Lorain County Ohio | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Marion County Ohio | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Monroe County Ohio | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
| Perry County Ohio | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Shelby County Ohio | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| Vinton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Garfield County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Le Flore County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Pottawatomie County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Benton County Oregon | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Deschutes County Oregon | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Blair County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Butler County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Columbia County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Huntingdon County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Snyder County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Tioga County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 115,000 |
| Wayne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Abbeville County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
| Florence County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Georgetown County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 190,000 |
| Jasper County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Laurens County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 102,000 |
| Pickens County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Williamsburg County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Cocke County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Fentress County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| Giles County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
| McMinn County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 97,000 |
| Obion County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Rutherford County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Anderson County Texas | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Gregg County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lubbock County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Buena Vista County Virginia | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Charles City County Virginia | 1 | $ 580,000 | $ 580,000 | $ 168,000 |
| Cumberland County Virginia | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Dickenson County Virginia | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Franklin City County Virginia | 1 | $ 171,000 | $ 171,000 | $ 113,000 |
| Grayson County Virginia | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Henry County Virginia | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Prince Edward County Virginia | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Richmond County Virginia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Rockbridge County Virginia | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Smyth County Virginia | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Washington County Virginia | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Wythe County Virginia | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Boone County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Braxton County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Brooke County West Virginia | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Hardy County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 15,000 |
| Lewis County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| Lincoln County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Nicholas County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Putnam County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Wayne County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Florence County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 165,000 |
| Forest County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Oconto County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Rusk County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| St. Croix County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Waupaca County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Resource Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,606 | $1,128,354,000 | $113,526 | $4,215,000 | $70,447 | $1,980,000 |
| Refinancing | 2,380 | $439,499,000 | $148,764 | $5,000,000 | $78,558 | $1,818,000 |
| Home Improvement | 19 | $4,162,000 | $147,800 | $800,000 | $63,200 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,478 | $902,629,000 | $144,189 | $5,000,000 | $84,054 | $1,818,000 |
| Black or African American | 1,851 | $261,244,000 | $111,607 | $1,485,000 | $76,535 | $600,000 |
| Hispanic | 1,671 | $235,771,000 | $121,750 | $985,000 | $62,541 | $431,000 |
| Not Provided | 555 | $85,378,000 | $114,730 | $1,625,000 | $56,038 | $1,980,000 |
| Asian | 372 | $66,301,000 | $134,857 | $1,961,000 | $84,571 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $5,218,000 | $124,500 | $462,000 | $69,833 | $313,000 |
| American Indian or Alaskan Native | 23 | $2,515,000 | $128,000 | $224,000 | $42,600 | $156,000 |
| Not applicable | 19 | $12,959,000 | $1,204,666 | $4,215,000 | $18,666 | $344,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,046 | $1,433,231,000 | $117,421 | $5,000,000 | $73,842 | $1,980,000 |
| FHA-insured (Federal Housing Administration) | 531 | $69,075,000 | $137,285 | $294,000 | $46,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 414 | $67,523,000 | $170,400 | $296,000 | $53,400 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,186,000 | $193,500 | $238,000 | $66,500 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,319 | $1,211,399,000 | $119,270 | $4,215,000 | $72,243 | $1,818,000 |
| Application Denied By Financial Institution | 1,046 | $113,781,000 | $107,062 | $628,000 | $66,906 | $932,000 |
| Application Approved But Not Accepted | 944 | $122,141,000 | $109,866 | $995,000 | $86,100 | $744,000 |
| Application Withdrawn By Applicant | 638 | $114,235,000 | $134,882 | $5,000,000 | $58,117 | $1,980,000 |
| File Closed For Incompleteness | 58 | $10,459,000 | $165,000 | $440,000 | $119,500 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 306 | $32,370,000 | $116,958 | $560,000 | $68,041 | $720,000 |
| Collateral | 276 | $28,851,000 | $118,185 | $580,000 | $74,555 | $932,000 |
| Other | 173 | $20,581,000 | $108,421 | $600,000 | $70,684 | $312,000 |
| Debt-To-Income Ratio | 127 | $14,249,000 | $112,142 | $628,000 | $56,190 | $169,000 |
| Employment History | 65 | $6,832,000 | $107,117 | $600,000 | $66,764 | $234,000 |
| Credit Application Incomplete | 5 | $1,307,000 | $202,666 | $572,000 | $53,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $383,000 | $383,000 | $383,000 | $110,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.