Resource Lenders Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Resource Lenders Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Lenders Inc 7330 N. Palm Ave Ste 106 Fresno, CA 93711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,943 |
| Total Mortgage Loan Application Amount | $1,081,812,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $2,794,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Resource Lenders Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Lenders Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Resource Lenders Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Lenders Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Lenders Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Lenders Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 1,955 | $ 403,936,000 | $ 206,000 | $ 92,000 |
| Tulare County California | 728 | $ 129,760,000 | $ 178,000 | $ 87,000 |
| Kern County California | 627 | $ 119,414,000 | $ 190,000 | $ 100,000 |
| San Luis Obispo County California | 522 | $ 179,253,000 | $ 343,000 | $ 167,000 |
| Santa Barbara County California | 311 | $ 76,870,000 | $ 247,000 | $ 102,000 |
| Kings County California | 307 | $ 54,638,000 | $ 177,000 | $ 77,000 |
| Madera County California | 179 | $ 35,192,000 | $ 196,000 | $ 103,000 |
| Los Angeles County California | 54 | $ 15,426,000 | $ 285,000 | $ 88,000 |
| Merced County California | 46 | $ 9,054,000 | $ 196,000 | $ 75,000 |
| Riverside County California | 32 | $ 7,213,000 | $ 225,000 | $ 88,000 |
| Orange County California | 26 | $ 8,012,000 | $ 308,000 | $ 143,000 |
| San Bernardino County California | 22 | $ 4,814,000 | $ 218,000 | $ 142,000 |
| San Diego County California | 13 | $ 4,126,000 | $ 317,000 | $ 88,000 |
| Sacramento County California | 11 | $ 2,120,000 | $ 192,000 | $ 78,000 |
| Stanislaus County California | 10 | $ 2,077,000 | $ 207,000 | $ 66,000 |
| Tuolumne County California | 10 | $ 2,569,000 | $ 256,000 | $ 61,000 |
| Ventura County California | 10 | $ 3,533,000 | $ 353,000 | $ 102,000 |
| Santa Clara County California | 8 | $ 3,112,000 | $ 389,000 | $ 133,000 |
| Imperial County California | 5 | $ 704,000 | $ 140,000 | $ 49,000 |
| Placer County California | 5 | $ 2,386,000 | $ 477,000 | $ 228,000 |
| Shasta County California | 5 | $ 1,116,000 | $ 223,000 | $ 88,000 |
| Butte County California | 4 | $ 674,000 | $ 168,000 | $ 112,000 |
| Contra Costa County California | 4 | $ 1,135,000 | $ 283,000 | $ 127,000 |
| Monterey County California | 4 | $ 2,860,000 | $ 715,000 | $ 167,000 |
| Nevada County California | 4 | $ 1,702,000 | $ 425,000 | $ 287,000 |
| Sonoma County California | 4 | $ 1,592,000 | $ 398,000 | $ 163,000 |
| Tehama County California | 4 | $ 903,000 | $ 225,000 | $ 15,000 |
| Yuba County California | 4 | $ 678,000 | $ 169,000 | $ 52,000 |
| El Dorado County California | 3 | $ 734,000 | $ 244,000 | $ 137,000 |
| Inyo County California | 3 | $ 286,000 | $ 95,000 | $ 125,000 |
| San Joaquin County California | 3 | $ 561,000 | $ 187,000 | $ 70,000 |
| Santa Cruz County California | 3 | $ 1,685,000 | $ 561,000 | $ 146,000 |
| Humboldt County California | 2 | $ 174,000 | $ 87,000 | $ 205,000 |
| Plumas County California | 2 | $ 153,000 | $ 76,000 | $ 158,000 |
| San Francisco County California | 2 | $ 261,000 | $ 130,000 | $ 71,000 |
| Solano County California | 2 | $ 565,000 | $ 282,000 | $ 265,000 |
| Alameda County California | 1 | $ 339,000 | $ 339,000 | $ 75,000 |
| Calaveras County California | 1 | $ 270,000 | $ 270,000 | $ 102,000 |
| Del Norte County California | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Marin County California | 1 | $ 850,000 | $ 850,000 | $ 196,000 |
| Mariposa County California | 1 | $ 310,000 | $ 310,000 | $ 184,000 |
| Napa County California | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Siskiyou County California | 1 | $ 129,000 | $ 129,000 | $ 102,000 |
| Sutter County California | 1 | $ 268,000 | $ 268,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Resource Lenders Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,638 | $565,456,000 | $214,000 | $1,650,000 | $116,000 | $1,200,000 |
| Refinancing | 2,285 | $510,452,000 | $223,000 | $1,500,000 | $93,000 | $2,794,000 |
| Home Improvement | 20 | $5,904,000 | $295,000 | $650,000 | $107,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,360 | $766,205,000 | $228,000 | $1,500,000 | $122,000 | $2,794,000 |
| Hispanic | 1,266 | $243,084,000 | $192,000 | $1,650,000 | $82,000 | $962,000 |
| Asian | 181 | $44,675,000 | $246,000 | $1,000,000 | $118,000 | $408,000 |
| Black or African American | 76 | $14,328,000 | $188,000 | $720,000 | $76,000 | $285,000 |
| American Indian or Alaskan Native | 27 | $5,831,000 | $215,000 | $535,000 | $128,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $5,785,000 | $231,000 | $432,000 | $79,000 | $266,000 |
| Not Provided | 8 | $1,904,000 | $238,000 | $588,000 | $101,000 | $228,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,928 | $1,078,804,000 | $218,000 | $1,650,000 | $105,000 | $2,794,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,814,000 | $216,000 | $312,000 | $69,000 | $169,000 |
| FHA-insured (Federal Housing Administration) | 2 | $194,000 | $97,000 | $120,000 | $21,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,052 | $893,133,000 | $220,000 | $1,500,000 | $113,000 | $2,794,000 |
| Application Approved But Not Accepted | 340 | $77,240,000 | $227,000 | $1,650,000 | $98,000 | $756,000 |
| Application Denied By Financial Institution | 327 | $66,674,000 | $203,000 | $1,250,000 | $97,000 | $1,200,000 |
| Application Withdrawn By Applicant | 218 | $44,050,000 | $202,000 | $1,000,000 | $91,000 | $1,200,000 |
| File Closed For Incompleteness | 5 | $490,000 | $98,000 | $168,000 | $57,000 | $95,000 |
| Preapproval Approved but not Accepted | 1 | $225,000 | $225,000 | $225,000 | $844,000 | $844,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $18,295,000 | $179,000 | $648,000 | $86,000 | $297,000 |
| Credit Application Incomplete | 101 | $21,109,000 | $209,000 | $1,250,000 | $94,000 | $408,000 |
| Other | 54 | $11,924,000 | $220,000 | $800,000 | $130,000 | $1,200,000 |
| Collateral | 30 | $7,722,000 | $257,000 | $910,000 | $90,000 | $391,000 |
| Debt-To-Income Ratio | 20 | $3,214,000 | $160,000 | $392,000 | $73,000 | $152,000 |
| Employment History | 12 | $2,150,000 | $179,000 | $650,000 | $86,000 | $300,000 |
| Unverifiable Information | 4 | $619,000 | $154,000 | $300,000 | $136,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,373,000 | $457,000 | $928,000 | $226,000 | $419,000 |
| Mortgage Insurance Denied | 1 | $268,000 | $268,000 | $268,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Lenders Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Lenders Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.