Riggs Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Riggs Bank Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Riggs Bank Na 808 17Th Street N.W. Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,858 |
| Total Mortgage Loan Application Amount | $451,832,000 |
| Average Mortgage Loan Application Amount | $298,509 |
| Highest Mortgage Loan Application Amount | $4,550,000 |
| Average Applicant Income | $16,672 |
| Highest Applicant Income | $3,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Riggs Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Riggs Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Riggs Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Riggs Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Riggs Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Riggs Bank Na's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 439 | $ 104,357,000 | $ 237,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 353 | $ 81,685,000 | $ 231,000 | $ 94,000 |
| Montgomery County Maryland | 185 | $ 50,662,000 | $ 273,000 | $ 125,000 |
| Prince George's County Maryland | 133 | $ 19,067,000 | $ 143,000 | $ 70,000 |
| Arlington County Virginia | 127 | $ 31,173,000 | $ 245,000 | $ 115,000 |
| Prince William County Virginia | 97 | $ 18,909,000 | $ 194,000 | $ 77,000 |
| Loudoun County Virginia | 69 | $ 15,164,000 | $ 219,000 | $ 83,000 |
| Alexandria County Virginia | 53 | $ 10,878,000 | $ 205,000 | $ 116,000 |
| Anne Arundel County Maryland | 20 | $ 6,030,000 | $ 301,000 | $ 111,000 |
| Los Angeles County California | 16 | $ 6,351,000 | $ 396,000 | $ 0 |
| Stafford County Virginia | 16 | $ 2,522,000 | $ 157,000 | $ 86,000 |
| Maricopa County Arizona | 15 | $ 5,890,000 | $ 392,000 | $ 0 |
| Howard County Maryland | 14 | $ 4,997,000 | $ 356,000 | $ 222,000 |
| Oakland County Michigan | 12 | $ 4,868,000 | $ 405,000 | $ 0 |
| San Diego County California | 9 | $ 3,153,000 | $ 350,000 | $ 0 |
| Orange County California | 8 | $ 2,291,000 | $ 286,000 | $ 0 |
| Jefferson County Colorado | 8 | $ 2,444,000 | $ 305,000 | $ 0 |
| Macomb County Michigan | 8 | $ 2,683,000 | $ 335,000 | $ 0 |
| Wayne County Michigan | 8 | $ 2,928,000 | $ 366,000 | $ 0 |
| Santa Clara County California | 7 | $ 1,374,000 | $ 196,000 | $ 0 |
| Denver County Colorado | 7 | $ 2,740,000 | $ 391,000 | $ 0 |
| Charles County Maryland | 7 | $ 1,037,000 | $ 148,000 | $ 76,000 |
| Fauquier County Virginia | 7 | $ 1,672,000 | $ 238,000 | $ 100,000 |
| King County Washington | 7 | $ 2,792,000 | $ 398,000 | $ 0 |
| Baltimore City County Maryland | 6 | $ 613,000 | $ 102,000 | $ 110,000 |
| Frederick County Maryland | 6 | $ 1,632,000 | $ 272,000 | $ 67,000 |
| Falls Church County Virginia | 6 | $ 1,008,000 | $ 168,000 | $ 55,000 |
| Alameda County California | 5 | $ 1,854,000 | $ 370,000 | $ 0 |
| Boulder County Colorado | 5 | $ 1,612,000 | $ 322,000 | $ 0 |
| Manassas County Virginia | 5 | $ 1,171,000 | $ 234,000 | $ 85,000 |
| Warren County Virginia | 5 | $ 539,000 | $ 107,000 | $ 82,000 |
| Sarasota County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,617,000 | $ 404,000 | $ 0 |
| Fairfax City County Virginia | 4 | $ 538,000 | $ 134,000 | $ 48,000 |
| Rockingham County Virginia | 4 | $ 796,000 | $ 199,000 | $ 88,000 |
| Spotsylvania County Virginia | 4 | $ 620,000 | $ 155,000 | $ 59,000 |
| Contra Costa County California | 3 | $ 594,000 | $ 198,000 | $ 0 |
| El Dorado County California | 3 | $ 1,527,000 | $ 509,000 | $ 0 |
| Sacramento County California | 3 | $ 928,000 | $ 309,000 | $ 0 |
| San Francisco County California | 3 | $ 611,000 | $ 203,000 | $ 0 |
| Sonoma County California | 3 | $ 742,000 | $ 247,000 | $ 0 |
| Lee County Florida | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 644,000 | $ 214,000 | $ 0 |
| Fulton County Georgia | 3 | $ 1,063,000 | $ 354,000 | $ 0 |
| Somerset County Maryland | 3 | $ 1,363,000 | $ 454,000 | $ 149,000 |
| Pinal County Arizona | 2 | $ 651,000 | $ 325,000 | $ 0 |
| Monterey County California | 2 | $ 519,000 | $ 259,000 | $ 0 |
| Santa Barbara County California | 2 | $ 323,000 | $ 161,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 910,000 | $ 455,000 | $ 0 |
| El Paso County Colorado | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,084,000 | $ 542,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 976,000 | $ 488,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 513,000 | $ 256,000 | $ 0 |
| Maui County Hawaii | 2 | $ 779,000 | $ 389,000 | $ 0 |
| Calvert County Maryland | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| Wicomico County Maryland | 2 | $ 171,000 | $ 85,000 | $ 66,000 |
| Middlesex County Massachusetts | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Livingston County Michigan | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 1,439,000 | $ 719,000 | $ 0 |
| Washoe County Nevada | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 781,000 | $ 390,000 | $ 0 |
| Nassau County New York | 2 | $ 636,000 | $ 318,000 | $ 0 |
| Queens County New York | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Orange County North Carolina | 2 | $ 722,000 | $ 361,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 753,000 | $ 376,000 | $ 0 |
| Washington County Oregon | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Dallas County Texas | 2 | $ 681,000 | $ 340,000 | $ 0 |
| Augusta County Virginia | 2 | $ 171,000 | $ 85,000 | $ 88,000 |
| Fredericksburg County Virginia | 2 | $ 238,000 | $ 119,000 | $ 66,000 |
| Henrico County Virginia | 2 | $ 179,000 | $ 89,000 | $ 89,000 |
| King George County Virginia | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Northumberland County Virginia | 2 | $ 309,000 | $ 154,000 | $ 68,000 |
| Page County Virginia | 2 | $ 404,000 | $ 202,000 | $ 65,000 |
| Rappahannock County Virginia | 2 | $ 248,000 | $ 124,000 | $ 53,000 |
| Richmond City County Virginia | 2 | $ 101,000 | $ 50,000 | $ 65,000 |
| Etowah County Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Mobile County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Pima County Arizona | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Mendocino County California | 1 | $ 601,000 | $ 601,000 | $ 0 |
| Placer County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Riverside County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| San Bernardino County California | 1 | $ 698,000 | $ 698,000 | $ 0 |
| San Mateo County California | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Ventura County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Adams County Colorado | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Douglas County Colorado | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Eagle County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Elbert County Colorado | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Larimer County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Summit County Colorado | 1 | $ 289,000 | $ 289,000 | $ 0 |
| New London County Connecticut | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Bay County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Broward County Florida | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Collier County Florida | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 848,000 | $ 848,000 | $ 0 |
| Marion County Florida | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Orange County Florida | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Pinellas County Florida | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Seminole County Florida | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Walton County Florida | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Hall County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Ada County Idaho | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Marion County Indiana | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Guthrie County Iowa | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Dorchester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| St. Mary's County Maryland | 1 | $ 82,000 | $ 82,000 | $ 89,000 |
| Talbot County Maryland | 1 | $ 500,000 | $ 500,000 | $ 312,000 |
| Washington County Maryland | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Worcester County Maryland | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clay County Missouri | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Jackson County Missouri | 1 | $ 410,000 | $ 410,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 298,000 | $ 298,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Kings County New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| New York County New York | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Suffolk County New York | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Westchester County New York | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Durham County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Pender County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Wake County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harney County Oregon | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Jackson County Oregon | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Collin County Texas | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Denton County Texas | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Henderson County Texas | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Montgomery County Texas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Travis County Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 300,000 | $ 300,000 | $ 236,000 |
| Culpeper County Virginia | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Manassas Park County Virginia | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
| Nelson County Virginia | 1 | $ 155,000 | $ 155,000 | $ 275,000 |
| Newport News County Virginia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Westmoreland County Virginia | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Clallam County Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Clark County Washington | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Whatcom County Washington | 1 | $ 318,000 | $ 318,000 | $ 0 |
Mortgage Loan Application Detail Totals for Riggs Bank Na in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,090 | $267,384,000 | $328,571 | $4,550,000 | $14,500 | $3,200,000 |
| Refinancing | 696 | $177,559,000 | $288,583 | $1,500,000 | $11,166 | $2,234,000 |
| Home Improvement | 72 | $6,889,000 | $97,333 | $1,000,000 | $81,000 | $406,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 879 | $220,692,000 | $265,000 | $3,600,000 | $133,666 | $3,200,000 |
| Not applicable | 281 | $99,526,000 | $373,406 | $4,550,000 | $375 | $58,000 |
| Black or African American | 267 | $40,913,000 | $189,500 | $1,000,000 | $74,250 | $1,100,000 |
| Not Provided | 210 | $47,531,000 | $222,666 | $1,366,000 | $98,000 | $550,000 |
| Hispanic | 118 | $21,430,000 | $176,000 | $541,000 | $66,000 | $147,000 |
| Asian | 97 | $20,405,000 | $210,666 | $845,000 | $105,666 | $320,000 |
| American Indian or Alaskan Native | 3 | $792,000 | $251,000 | $312,000 | $65,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $543,000 | $138,000 | $333,000 | $59,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,830 | $446,266,000 | $301,484 | $4,550,000 | $11,151 | $3,200,000 |
| FHA-insured (Federal Housing Administration) | 21 | $4,166,000 | $192,000 | $290,000 | $53,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,400,000 | $203,500 | $285,000 | $61,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,326 | $304,793,000 | $231,666 | $4,550,000 | $104,000 | $2,479,000 |
| Loan Purchased By The Institution | 277 | $94,512,000 | $310,903 | $1,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 123 | $29,523,000 | $240,666 | $1,218,000 | $126,000 | $3,200,000 |
| Application Denied By Financial Institution | 73 | $10,720,000 | $176,000 | $548,000 | $67,500 | $222,000 |
| Application Approved But Not Accepted | 43 | $10,275,000 | $234,666 | $1,000,000 | $89,333 | $900,000 |
| File Closed For Incompleteness | 16 | $2,009,000 | $126,000 | $256,000 | $69,333 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $3,951,000 | $199,750 | $390,000 | $73,000 | $160,000 |
| Debt-To-Income Ratio | 27 | $4,065,000 | $145,333 | $548,000 | $57,666 | $207,000 |
| Collateral | 4 | $1,122,000 | $280,500 | $412,000 | $126,500 | $222,000 |
| Other | 4 | $676,000 | $169,000 | $541,000 | $77,000 | $129,000 |
| Employment History | 3 | $391,000 | $130,000 | $220,000 | $77,000 | $107,000 |
| Unverifiable Information | 2 | $278,000 | $139,000 | $193,000 | $55,000 | $86,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $212,000 | $212,000 | $212,000 | $54,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Riggs Bank Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Riggs Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.