Robins Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Robins Financial Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial Credit Union 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,475 |
| Total Mortgage Loan Application Amount | $173,858,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $785,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Robins Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Robins Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 468 | $ 53,638,000 | $ 114,000 | $ 76,000 |
| Bibb County Georgia | 241 | $ 27,250,000 | $ 113,000 | $ 72,000 |
| Peach County Georgia | 65 | $ 7,309,000 | $ 112,000 | $ 80,000 |
| Monroe County Georgia | 56 | $ 8,860,000 | $ 158,000 | $ 88,000 |
| Jones County Georgia | 38 | $ 4,385,000 | $ 115,000 | $ 140,000 |
| Baldwin County Georgia | 28 | $ 3,797,000 | $ 135,000 | $ 84,000 |
| Clarke County Georgia | 23 | $ 3,726,000 | $ 162,000 | $ 99,000 |
| Bleckley County Georgia | 22 | $ 1,817,000 | $ 82,000 | $ 78,000 |
| Crawford County Georgia | 17 | $ 1,819,000 | $ 107,000 | $ 61,000 |
| Pulaski County Georgia | 16 | $ 1,768,000 | $ 110,000 | $ 86,000 |
| Putnam County Georgia | 16 | $ 1,839,000 | $ 114,000 | $ 73,000 |
| Oconee County Georgia | 12 | $ 2,322,000 | $ 193,000 | $ 105,000 |
| Laurens County Georgia | 11 | $ 1,612,000 | $ 146,000 | $ 96,000 |
| Dodge County Georgia | 9 | $ 815,000 | $ 90,000 | $ 66,000 |
| Gwinnett County Georgia | 9 | $ 668,000 | $ 74,000 | $ 68,000 |
| Hancock County Georgia | 9 | $ 1,254,000 | $ 139,000 | $ 91,000 |
| Taylor County Georgia | 9 | $ 770,000 | $ 85,000 | $ 71,000 |
| Emanuel County Georgia | 8 | $ 636,000 | $ 79,000 | $ 47,000 |
| Macon County Georgia | 8 | $ 670,000 | $ 83,000 | $ 42,000 |
| Twiggs County Georgia | 8 | $ 705,000 | $ 88,000 | $ 60,000 |
| DeKalb County Georgia | 7 | $ 1,325,000 | $ 189,000 | $ 156,000 |
| Dooly County Georgia | 7 | $ 678,000 | $ 96,000 | $ 64,000 |
| Henry County Georgia | 7 | $ 1,099,000 | $ 157,000 | $ 60,000 |
| Bulloch County Georgia | 6 | $ 723,000 | $ 120,000 | $ 60,000 |
| Butts County Georgia | 6 | $ 895,000 | $ 149,000 | $ 169,000 |
| Telfair County Georgia | 6 | $ 453,000 | $ 75,000 | $ 61,000 |
| Barrow County Georgia | 5 | $ 604,000 | $ 120,000 | $ 66,000 |
| Cobb County Georgia | 5 | $ 836,000 | $ 167,000 | $ 78,000 |
| Fulton County Georgia | 5 | $ 545,000 | $ 109,000 | $ 88,000 |
| Madison County Georgia | 5 | $ 626,000 | $ 125,000 | $ 65,000 |
| Oglethorpe County Georgia | 5 | $ 808,000 | $ 161,000 | $ 87,000 |
| Jackson County Georgia | 4 | $ 559,000 | $ 139,000 | $ 76,000 |
| Jasper County Georgia | 4 | $ 374,000 | $ 93,000 | $ 90,000 |
| Lamar County Georgia | 4 | $ 994,000 | $ 248,000 | $ 89,000 |
| Wilkinson County Georgia | 4 | $ 256,000 | $ 64,000 | $ 55,000 |
| Forsyth County Georgia | 3 | $ 613,000 | $ 204,000 | $ 63,000 |
| Lowndes County Georgia | 3 | $ 712,000 | $ 237,000 | $ 98,000 |
| Newton County Georgia | 3 | $ 557,000 | $ 185,000 | $ 90,000 |
| Toombs County Georgia | 3 | $ 782,000 | $ 260,000 | $ 104,000 |
| Wheeler County Georgia | 3 | $ 153,000 | $ 51,000 | $ 238,000 |
| Candler County Georgia | 2 | $ 507,000 | $ 253,000 | $ 52,000 |
| Coweta County Georgia | 2 | $ 197,000 | $ 98,000 | $ 113,000 |
| Effingham County Georgia | 2 | $ 331,000 | $ 165,000 | $ 52,000 |
| Jefferson County Georgia | 2 | $ 90,000 | $ 45,000 | $ 18,000 |
| Johnson County Georgia | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Pike County Georgia | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Schley County Georgia | 2 | $ 169,000 | $ 84,000 | $ 82,000 |
| Spalding County Georgia | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
| Tift County Georgia | 2 | $ 406,000 | $ 203,000 | $ 108,000 |
| Treutlen County Georgia | 2 | $ 181,000 | $ 90,000 | $ 55,000 |
| Worth County Georgia | 2 | $ 255,000 | $ 127,000 | $ 169,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Appling County Georgia | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Bartow County Georgia | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Carroll County Georgia | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Chatham County Georgia | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Clayton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Colquitt County Georgia | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Columbia County Georgia | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Crisp County Georgia | 1 | $ 236,000 | $ 236,000 | $ 192,000 |
| Evans County Georgia | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Fannin County Georgia | 1 | $ 280,000 | $ 280,000 | $ 234,000 |
| Fayette County Georgia | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Gilmer County Georgia | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Glynn County Georgia | 1 | $ 232,000 | $ 232,000 | $ 104,000 |
| Greene County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Jenkins County Georgia | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Lumpkin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| McIntosh County Georgia | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Muscogee County Georgia | 1 | $ 243,000 | $ 243,000 | $ 111,000 |
| Paulding County Georgia | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Stephens County Georgia | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Towns County Georgia | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Union County Georgia | 1 | $ 207,000 | $ 207,000 | $ 109,000 |
| Upson County Georgia | 1 | $ 26,000 | $ 26,000 | $ 195,000 |
| White County Georgia | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| Wilcox County Georgia | 1 | $ 43,000 | $ 43,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Robins Financial Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 795 | $96,850,000 | $121,000 | $650,000 | $66,000 | $721,000 |
| Refinancing | 619 | $75,064,000 | $121,000 | $785,000 | $83,000 | $2,280,000 |
| Home Improvement | 61 | $1,944,000 | $31,000 | $100,000 | $82,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 985 | $121,308,000 | $123,000 | $650,000 | $81,000 | $2,280,000 |
| Black or African American | 327 | $33,177,000 | $101,000 | $397,000 | $56,000 | $414,000 |
| Not Provided | 84 | $9,767,000 | $116,000 | $785,000 | $82,000 | $624,000 |
| Hispanic | 30 | $2,859,000 | $95,000 | $187,000 | $51,000 | $124,000 |
| Asian | 21 | $2,963,000 | $141,000 | $378,000 | $64,000 | $206,000 |
| Not applicable | 16 | $2,060,000 | $128,000 | $450,000 | $8,000 | $135,000 |
| American Indian or Alaskan Native | 6 | $858,000 | $143,000 | $243,000 | $82,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $866,000 | $144,000 | $380,000 | $65,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,474 | $173,703,000 | $117,000 | $785,000 | $74,000 | $2,280,000 |
| VA-guaranteed (Veterans Administration) | 1 | $155,000 | $155,000 | $155,000 | $67,000 | $67,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 755 | $89,886,000 | $119,000 | $610,000 | $80,000 | $721,000 |
| Application Denied By Financial Institution | 272 | $29,104,000 | $107,000 | $360,000 | $61,000 | $624,000 |
| Application Withdrawn By Applicant | 250 | $33,978,000 | $135,000 | $785,000 | $91,000 | $2,280,000 |
| Preapproval Denied by Financial Institution | 168 | $16,567,000 | $98,000 | $267,000 | $38,000 | $120,000 |
| File Closed For Incompleteness | 21 | $3,109,000 | $148,000 | $417,000 | $89,000 | $249,000 |
| Application Approved But Not Accepted | 9 | $1,214,000 | $134,000 | $394,000 | $100,000 | $414,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 190 | $18,499,000 | $97,000 | $350,000 | $58,000 | $624,000 |
| Debt-To-Income Ratio | 143 | $16,367,000 | $114,000 | $295,000 | $39,000 | $154,000 |
| Mortgage Insurance Denied | 30 | $3,128,000 | $104,000 | $190,000 | $47,000 | $105,000 |
| Collateral | 27 | $3,033,000 | $112,000 | $360,000 | $73,000 | $292,000 |
| Other | 24 | $2,237,000 | $93,000 | $209,000 | $79,000 | $545,000 |
| Employment History | 10 | $1,006,000 | $100,000 | $195,000 | $38,000 | $56,000 |
| Unverifiable Information | 3 | $275,000 | $91,000 | $116,000 | $50,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $146,000 | $73,000 | $126,000 | $37,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.