Robins Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Robins Financial 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,430 |
| Total Mortgage Loan Application Amount | $324,800,000 |
| Average Mortgage Loan Application Amount | $80,833 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $80,500 |
| Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Robins Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Robins Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 990 | $ 78,830,000 | $ 79,000 | $ 87,000 |
| Bibb County Georgia | 457 | $ 35,075,000 | $ 76,000 | $ 78,000 |
| Jones County Georgia | 150 | $ 12,310,000 | $ 82,000 | $ 78,000 |
| Peach County Georgia | 150 | $ 11,420,000 | $ 76,000 | $ 83,000 |
| Monroe County Georgia | 133 | $ 14,015,000 | $ 105,000 | $ 85,000 |
| Baldwin County Georgia | 77 | $ 6,225,000 | $ 80,000 | $ 82,000 |
| Laurens County Georgia | 62 | $ 5,470,000 | $ 88,000 | $ 77,000 |
| Crawford County Georgia | 49 | $ 3,595,000 | $ 73,000 | $ 69,000 |
| Clarke County Georgia | 46 | $ 3,920,000 | $ 85,000 | $ 82,000 |
| Oconee County Georgia | 46 | $ 4,820,000 | $ 104,000 | $ 131,000 |
| Emanuel County Georgia | 32 | $ 1,790,000 | $ 55,000 | $ 73,000 |
| Putnam County Georgia | 31 | $ 2,555,000 | $ 82,000 | $ 72,000 |
| Bleckley County Georgia | 26 | $ 2,690,000 | $ 103,000 | $ 80,000 |
| Pulaski County Georgia | 26 | $ 1,990,000 | $ 76,000 | $ 67,000 |
| Jackson County Georgia | 21 | $ 1,245,000 | $ 59,000 | $ 85,000 |
| Twiggs County Georgia | 19 | $ 1,175,000 | $ 61,000 | $ 65,000 |
| Dodge County Georgia | 18 | $ 990,000 | $ 55,000 | $ 57,000 |
| Wilkinson County Georgia | 16 | $ 1,000,000 | $ 62,000 | $ 81,000 |
| Macon County Georgia | 15 | $ 1,145,000 | $ 76,000 | $ 78,000 |
| Dooly County Georgia | 13 | $ 795,000 | $ 61,000 | $ 72,000 |
| Henry County Georgia | 13 | $ 2,665,000 | $ 205,000 | $ 95,000 |
| Telfair County Georgia | 13 | $ 1,025,000 | $ 78,000 | $ 58,000 |
| Hancock County Georgia | 12 | $ 1,630,000 | $ 135,000 | $ 80,000 |
| Madison County Georgia | 10 | $ 750,000 | $ 75,000 | $ 87,000 |
| Barrow County Georgia | 8 | $ 990,000 | $ 123,000 | $ 61,000 |
| DeKalb County Georgia | 8 | $ 1,600,000 | $ 200,000 | $ 110,000 |
| Fulton County Georgia | 8 | $ 1,050,000 | $ 131,000 | $ 135,000 |
| Gwinnett County Georgia | 8 | $ 680,000 | $ 85,000 | $ 99,000 |
| Washington County Georgia | 8 | $ 610,000 | $ 76,000 | $ 52,000 |
| Butts County Georgia | 7 | $ 475,000 | $ 67,000 | $ 59,000 |
| Cherokee County Georgia | 7 | $ 445,000 | $ 63,000 | $ 100,000 |
| Jasper County Georgia | 7 | $ 305,000 | $ 43,000 | $ 79,000 |
| Taylor County Georgia | 7 | $ 235,000 | $ 33,000 | $ 58,000 |
| Cobb County Georgia | 6 | $ 820,000 | $ 136,000 | $ 64,000 |
| Lamar County Georgia | 6 | $ 520,000 | $ 86,000 | $ 110,000 |
| Morgan County Georgia | 6 | $ 850,000 | $ 141,000 | $ 127,000 |
| Treutlen County Georgia | 6 | $ 460,000 | $ 76,000 | $ 70,000 |
| Upson County Georgia | 6 | $ 310,000 | $ 51,000 | $ 76,000 |
| Wilcox County Georgia | 6 | $ 540,000 | $ 90,000 | $ 97,000 |
| Bulloch County Georgia | 5 | $ 495,000 | $ 99,000 | $ 73,000 |
| Bartow County Georgia | 4 | $ 430,000 | $ 107,000 | $ 72,000 |
| Chatham County Georgia | 4 | $ 820,000 | $ 205,000 | $ 132,000 |
| Clayton County Georgia | 4 | $ 160,000 | $ 40,000 | $ 62,000 |
| Coweta County Georgia | 4 | $ 450,000 | $ 112,000 | $ 86,000 |
| Johnson County Georgia | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| Newton County Georgia | 4 | $ 360,000 | $ 90,000 | $ 95,000 |
| Toombs County Georgia | 4 | $ 540,000 | $ 135,000 | $ 93,000 |
| Union County Georgia | 4 | $ 440,000 | $ 110,000 | $ 214,000 |
| Banks County Georgia | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| Paulding County Georgia | 3 | $ 365,000 | $ 121,000 | $ 85,000 |
| Rockdale County Georgia | 3 | $ 225,000 | $ 75,000 | $ 121,000 |
| Camden County Georgia | 2 | $ 190,000 | $ 95,000 | $ 107,000 |
| Colquitt County Georgia | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Douglas County Georgia | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Effingham County Georgia | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Fayette County Georgia | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Floyd County Georgia | 2 | $ 100,000 | $ 50,000 | $ 24,000 |
| Forsyth County Georgia | 2 | $ 140,000 | $ 70,000 | $ 94,000 |
| Glynn County Georgia | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Harris County Georgia | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Jeff Davis County Georgia | 2 | $ 200,000 | $ 100,000 | $ 109,000 |
| Jefferson County Georgia | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Lowndes County Georgia | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Muscogee County Georgia | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| Oglethorpe County Georgia | 2 | $ 100,000 | $ 50,000 | $ 88,000 |
| Pike County Georgia | 2 | $ 710,000 | $ 355,000 | $ 101,000 |
| Spalding County Georgia | 2 | $ 280,000 | $ 140,000 | $ 129,000 |
| Sumter County Georgia | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Tattnall County Georgia | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| Tift County Georgia | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Warren County Georgia | 2 | $ 110,000 | $ 55,000 | $ 147,000 |
| Wheeler County Georgia | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Santa Rosa County Florida | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Burke County Georgia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Candler County Georgia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Catoosa County Georgia | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Coffee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Cook County Georgia | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Crisp County Georgia | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Elbert County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Habersham County Georgia | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Hall County Georgia | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Lee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Marion County Georgia | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| McIntosh County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Montgomery County Georgia | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Rabun County Georgia | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Screven County Georgia | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Walton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 74,000 |
| White County Georgia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Whitfield County Georgia | 1 | $ 35,000 | $ 35,000 | $ 6,000 |
| Edgefield County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 480,000 |
| Davidson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Robins Financial in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,522 | $210,390,000 | $138,000 | $855,000 | $66,000 | $720,000 |
| Other Purpose | 721 | $31,265,000 | $43,000 | $305,000 | $84,000 | $469,000 |
| Home Improvement | 528 | $21,270,000 | $40,000 | $205,000 | $95,000 | $603,000 |
| Refinancing | 366 | $43,090,000 | $117,000 | $555,000 | $78,000 | $600,000 |
| Not Applicable | 199 | $9,125,000 | $45,000 | $345,000 | $86,000 | $551,000 |
| Cash-out Refinancing | 94 | $9,660,000 | $102,000 | $285,000 | $74,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,729 | $190,975,000 | $110,000 | $565,000 | $75,000 | $600,000 |
| Not Provided | 851 | $48,475,000 | $56,000 | $435,000 | $92,000 | $720,000 |
| Black or African American | 659 | $65,685,000 | $99,000 | $855,000 | $62,000 | $336,000 |
| Hispanic | 70 | $6,760,000 | $96,000 | $435,000 | $59,000 | $480,000 |
| Not applicable | 66 | $4,650,000 | $70,000 | $505,000 | $108,000 | $603,000 |
| Asian | 40 | $6,380,000 | $159,000 | $455,000 | $79,000 | $359,000 |
| American Indian or Alaskan Native | 9 | $795,000 | $88,000 | $215,000 | $97,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,425 | $324,025,000 | $94,000 | $855,000 | $77,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 3 | $565,000 | $188,000 | $275,000 | $58,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $165,000 | $109,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,751 | $149,315,000 | $85,000 | $535,000 | $88,000 | $551,000 |
| Application Denied By Financial Institution | 556 | $30,100,000 | $54,000 | $395,000 | $68,000 | $720,000 |
| Preapproval Approved but not Accepted | 398 | $60,000,000 | $150,000 | $425,000 | $65,000 | $270,000 |
| Preapproval Denied by Financial Institution | 377 | $45,095,000 | $119,000 | $455,000 | $45,000 | $230,000 |
| Application Approved But Not Accepted | 239 | $27,975,000 | $117,000 | $565,000 | $84,000 | $603,000 |
| File Closed For Incompleteness | 59 | $6,905,000 | $117,000 | $855,000 | $77,000 | $372,000 |
| Application Withdrawn By Applicant | 50 | $5,410,000 | $108,000 | $385,000 | $82,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,497 | $249,605,000 | $99,000 | $855,000 | $84,000 | $603,000 |
| Debt-To-Income Ratio | 351 | $23,955,000 | $68,000 | $455,000 | $51,000 | $189,000 |
| Credit History | 280 | $22,810,000 | $81,000 | $425,000 | $63,000 | $720,000 |
| Collateral | 122 | $6,230,000 | $51,000 | $335,000 | $90,000 | $600,000 |
| Mortgage Insurance Denied | 92 | $11,490,000 | $124,000 | $395,000 | $48,000 | $143,000 |
| Credit Application Incomplete | 38 | $5,330,000 | $140,000 | $435,000 | $56,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $3,665,000 | $111,000 | $195,000 | $43,000 | $135,000 |
| Employment History | 8 | $810,000 | $101,000 | $135,000 | $36,000 | $70,000 |
| Unverifiable Information | 8 | $710,000 | $88,000 | $125,000 | $35,000 | $59,000 |
| Other | 1 | $195,000 | $195,000 | $195,000 | $54,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.