Robins Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Robins Financial 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,066 |
| Total Mortgage Loan Application Amount | $242,930,000 |
| Average Mortgage Loan Application Amount | $118,833 |
| Highest Mortgage Loan Application Amount | $12,505,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,329,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Robins Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Robins Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 790 | $ 87,090,000 | $ 110,000 | $ 94,000 |
| Bibb County Georgia | 364 | $ 52,960,000 | $ 145,000 | $ 81,000 |
| Jones County Georgia | 94 | $ 9,870,000 | $ 105,000 | $ 89,000 |
| Peach County Georgia | 83 | $ 8,165,000 | $ 98,000 | $ 74,000 |
| Monroe County Georgia | 81 | $ 12,835,000 | $ 158,000 | $ 111,000 |
| Laurens County Georgia | 56 | $ 5,630,000 | $ 100,000 | $ 82,000 |
| Baldwin County Georgia | 42 | $ 5,240,000 | $ 124,000 | $ 80,000 |
| Crawford County Georgia | 41 | $ 4,965,000 | $ 121,000 | $ 83,000 |
| Oconee County Georgia | 39 | $ 4,495,000 | $ 115,000 | $ 108,000 |
| Putnam County Georgia | 28 | $ 3,010,000 | $ 107,000 | $ 90,000 |
| Clarke County Georgia | 27 | $ 2,555,000 | $ 94,000 | $ 105,000 |
| Emanuel County Georgia | 23 | $ 1,595,000 | $ 69,000 | $ 53,000 |
| Bleckley County Georgia | 22 | $ 3,060,000 | $ 139,000 | $ 92,000 |
| Dodge County Georgia | 15 | $ 1,365,000 | $ 91,000 | $ 99,000 |
| Macon County Georgia | 15 | $ 1,355,000 | $ 90,000 | $ 72,000 |
| Gwinnett County Georgia | 13 | $ 1,885,000 | $ 145,000 | $ 147,000 |
| Jackson County Georgia | 13 | $ 1,895,000 | $ 145,000 | $ 93,000 |
| Pulaski County Georgia | 13 | $ 1,355,000 | $ 104,000 | $ 101,000 |
| Cobb County Georgia | 12 | $ 1,680,000 | $ 140,000 | $ 120,000 |
| Johnson County Georgia | 12 | $ 810,000 | $ 67,000 | $ 48,000 |
| Madison County Georgia | 11 | $ 765,000 | $ 69,000 | $ 90,000 |
| Taylor County Georgia | 11 | $ 735,000 | $ 66,000 | $ 79,000 |
| Wilkinson County Georgia | 11 | $ 1,025,000 | $ 93,000 | $ 64,000 |
| Butts County Georgia | 10 | $ 1,000,000 | $ 100,000 | $ 118,000 |
| Hancock County Georgia | 10 | $ 660,000 | $ 66,000 | $ 58,000 |
| Twiggs County Georgia | 10 | $ 720,000 | $ 72,000 | $ 87,000 |
| Barrow County Georgia | 9 | $ 1,035,000 | $ 115,000 | $ 127,000 |
| Washington County Georgia | 9 | $ 675,000 | $ 75,000 | $ 70,000 |
| Chatham County Georgia | 8 | $ 1,070,000 | $ 133,000 | $ 68,000 |
| Henry County Georgia | 8 | $ 950,000 | $ 118,000 | $ 102,000 |
| Oglethorpe County Georgia | 8 | $ 890,000 | $ 111,000 | $ 80,000 |
| Telfair County Georgia | 8 | $ 610,000 | $ 76,000 | $ 85,000 |
| Walton County Georgia | 8 | $ 600,000 | $ 75,000 | $ 75,000 |
| Dooly County Georgia | 7 | $ 455,000 | $ 65,000 | $ 105,000 |
| Lamar County Georgia | 7 | $ 815,000 | $ 116,000 | $ 78,000 |
| DeKalb County Georgia | 6 | $ 850,000 | $ 141,000 | $ 140,000 |
| Fayette County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 104,000 |
| Clayton County Georgia | 5 | $ 455,000 | $ 91,000 | $ 72,000 |
| Jasper County Georgia | 5 | $ 415,000 | $ 83,000 | $ 63,000 |
| Jefferson County Georgia | 5 | $ 245,000 | $ 49,000 | $ 70,000 |
| Upson County Georgia | 5 | $ 445,000 | $ 89,000 | $ 71,000 |
| Cherokee County Georgia | 4 | $ 810,000 | $ 202,000 | $ 122,000 |
| Crisp County Georgia | 4 | $ 570,000 | $ 142,000 | $ 80,000 |
| Glynn County Georgia | 4 | $ 920,000 | $ 230,000 | $ 129,000 |
| Greene County Georgia | 4 | $ 1,050,000 | $ 262,000 | $ 166,000 |
| Tift County Georgia | 4 | $ 560,000 | $ 140,000 | $ 98,000 |
| Bulloch County Georgia | 3 | $ 405,000 | $ 135,000 | $ 124,000 |
| Forsyth County Georgia | 3 | $ 305,000 | $ 101,000 | $ 84,000 |
| Muscogee County Georgia | 3 | $ 135,000 | $ 45,000 | $ 50,000 |
| Pike County Georgia | 3 | $ 415,000 | $ 138,000 | $ 223,000 |
| Sumter County Georgia | 3 | $ 435,000 | $ 145,000 | $ 96,000 |
| Toombs County Georgia | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| Towns County Georgia | 3 | $ 825,000 | $ 275,000 | $ 79,000 |
| Treutlen County Georgia | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Bartow County Georgia | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
| Carroll County Georgia | 2 | $ 420,000 | $ 210,000 | $ 189,000 |
| Douglas County Georgia | 2 | $ 60,000 | $ 30,000 | $ 125,000 |
| Fulton County Georgia | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Hall County Georgia | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Hart County Georgia | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| McDuffie County Georgia | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Morgan County Georgia | 2 | $ 170,000 | $ 85,000 | $ 87,000 |
| Newton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Rockdale County Georgia | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Union County Georgia | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Nassau County Florida | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Bryan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Columbia County Georgia | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Coweta County Georgia | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Dougherty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Floyd County Georgia | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Gilmer County Georgia | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Marion County Georgia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| McIntosh County Georgia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Paulding County Georgia | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Pierce County Georgia | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Richmond County Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Seminole County Georgia | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| Spalding County Georgia | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Talbot County Georgia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Thomas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Wilcox County Georgia | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Cook County Illinois | 1 | $ 45,000 | $ 45,000 | $ 190,000 |
| Atlantic County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Suffolk County New York | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Williams County North Dakota | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Tarrant County Texas | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Salt Lake County Utah | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Robins Financial in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 560 | $26,590,000 | $47,000 | $485,000 | $101,000 | $867,000 |
| Home Purchase | 467 | $83,815,000 | $179,000 | $1,545,000 | $86,000 | $1,329,000 |
| Refinancing | 421 | $75,195,000 | $178,000 | $12,505,000 | $90,000 | $393,000 |
| Other Purpose | 371 | $17,045,000 | $45,000 | $205,000 | $80,000 | $473,000 |
| Cash-out Refinancing | 244 | $39,980,000 | $163,000 | $3,525,000 | $88,000 | $283,000 |
| Not Applicable | 3 | $305,000 | $101,000 | $185,000 | $131,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,285 | $149,415,000 | $116,000 | $1,545,000 | $94,000 | $395,000 |
| Black or African American | 355 | $34,565,000 | $97,000 | $545,000 | $78,000 | $272,000 |
| Not Provided | 330 | $25,840,000 | $78,000 | $545,000 | $84,000 | $867,000 |
| Hispanic | 54 | $7,070,000 | $130,000 | $405,000 | $83,000 | $283,000 |
| Asian | 36 | $5,450,000 | $151,000 | $455,000 | $149,000 | $1,329,000 |
| Not applicable | 4 | $20,520,000 | $5,130,000 | $12,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $45,000 | $45,000 | $45,000 | $37,000 | $37,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,050 | $239,610,000 | $116,000 | $12,505,000 | $90,000 | $1,329,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,830,000 | $202,000 | $405,000 | $79,000 | $187,000 |
| FHA-insured (Federal Housing Administration) | 1 | $215,000 | $215,000 | $215,000 | $123,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $275,000 | $275,000 | $275,000 | $76,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,405 | $183,295,000 | $130,000 | $12,505,000 | $97,000 | $618,000 |
| Application Denied By Financial Institution | 462 | $26,300,000 | $56,000 | $475,000 | $69,000 | $867,000 |
| Application Approved But Not Accepted | 120 | $20,570,000 | $171,000 | $545,000 | $87,000 | $333,000 |
| Application Withdrawn By Applicant | 67 | $11,165,000 | $166,000 | $455,000 | $104,000 | $1,329,000 |
| File Closed For Incompleteness | 7 | $1,065,000 | $152,000 | $245,000 | $68,000 | $115,000 |
| Preapproval Denied by Financial Institution | 5 | $535,000 | $107,000 | $155,000 | $46,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,599 | $216,095,000 | $135,000 | $12,505,000 | $96,000 | $1,329,000 |
| Credit History | 186 | $10,650,000 | $57,000 | $395,000 | $70,000 | $867,000 |
| Debt-To-Income Ratio | 171 | $11,145,000 | $65,000 | $475,000 | $62,000 | $231,000 |
| Collateral | 87 | $3,645,000 | $41,000 | $185,000 | $82,000 | $236,000 |
| Employment History | 9 | $435,000 | $48,000 | $165,000 | $37,000 | $78,000 |
| Unverifiable Information | 6 | $510,000 | $85,000 | $175,000 | $111,000 | $260,000 |
| Other | 5 | $225,000 | $45,000 | $95,000 | $75,000 | $98,000 |
| Credit Application Incomplete | 2 | $100,000 | $50,000 | $65,000 | $59,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.