Robins Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Robins Financial 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,460 |
| Total Mortgage Loan Application Amount | $241,260,000 |
| Average Mortgage Loan Application Amount | $139,666 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $102,166 |
| Highest Applicant Income | $6,610,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Robins Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Robins Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 873 | $ 72,635,000 | $ 83,000 | $ 94,000 |
| Bibb County Georgia | 381 | $ 52,205,000 | $ 137,000 | $ 86,000 |
| Peach County Georgia | 125 | $ 10,235,000 | $ 81,000 | $ 94,000 |
| Monroe County Georgia | 114 | $ 12,480,000 | $ 109,000 | $ 179,000 |
| Jones County Georgia | 113 | $ 9,365,000 | $ 82,000 | $ 99,000 |
| Baldwin County Georgia | 72 | $ 6,240,000 | $ 86,000 | $ 123,000 |
| Oconee County Georgia | 68 | $ 6,100,000 | $ 89,000 | $ 132,000 |
| Clarke County Georgia | 65 | $ 8,995,000 | $ 138,000 | $ 93,000 |
| Laurens County Georgia | 64 | $ 4,070,000 | $ 63,000 | $ 101,000 |
| Crawford County Georgia | 44 | $ 3,550,000 | $ 80,000 | $ 87,000 |
| Bleckley County Georgia | 31 | $ 2,365,000 | $ 76,000 | $ 88,000 |
| Putnam County Georgia | 27 | $ 5,935,000 | $ 219,000 | $ 140,000 |
| Emanuel County Georgia | 24 | $ 1,400,000 | $ 58,000 | $ 63,000 |
| Jackson County Georgia | 21 | $ 2,105,000 | $ 100,000 | $ 127,000 |
| Wilkinson County Georgia | 19 | $ 1,375,000 | $ 72,000 | $ 89,000 |
| Barrow County Georgia | 17 | $ 1,245,000 | $ 73,000 | $ 80,000 |
| Fulton County Georgia | 17 | $ 3,335,000 | $ 196,000 | $ 258,000 |
| Henry County Georgia | 17 | $ 1,505,000 | $ 88,000 | $ 87,000 |
| Pulaski County Georgia | 17 | $ 905,000 | $ 53,000 | $ 85,000 |
| Macon County Georgia | 15 | $ 635,000 | $ 42,000 | $ 79,000 |
| Madison County Georgia | 15 | $ 1,275,000 | $ 85,000 | $ 93,000 |
| Taylor County Georgia | 15 | $ 1,225,000 | $ 81,000 | $ 396,000 |
| Twiggs County Georgia | 15 | $ 1,315,000 | $ 87,000 | $ 96,000 |
| DeKalb County Georgia | 14 | $ 2,230,000 | $ 159,000 | $ 101,000 |
| Dodge County Georgia | 12 | $ 620,000 | $ 51,000 | $ 71,000 |
| Gwinnett County Georgia | 12 | $ 1,330,000 | $ 110,000 | $ 121,000 |
| Walton County Georgia | 12 | $ 1,610,000 | $ 134,000 | $ 127,000 |
| Rockdale County Georgia | 11 | $ 815,000 | $ 74,000 | $ 106,000 |
| Crisp County Georgia | 10 | $ 790,000 | $ 79,000 | $ 70,000 |
| Lamar County Georgia | 10 | $ 1,050,000 | $ 105,000 | $ 84,000 |
| Chatham County Georgia | 9 | $ 955,000 | $ 106,000 | $ 168,000 |
| Newton County Georgia | 8 | $ 630,000 | $ 78,000 | $ 92,000 |
| Cobb County Georgia | 7 | $ 1,205,000 | $ 172,000 | $ 204,000 |
| Dooly County Georgia | 7 | $ 605,000 | $ 86,000 | $ 117,000 |
| Oglethorpe County Georgia | 7 | $ 705,000 | $ 100,000 | $ 108,000 |
| Washington County Georgia | 7 | $ 785,000 | $ 112,000 | $ 85,000 |
| Forsyth County Georgia | 6 | $ 810,000 | $ 135,000 | $ 317,000 |
| Pike County Georgia | 6 | $ 410,000 | $ 68,000 | $ 109,000 |
| Toombs County Georgia | 6 | $ 640,000 | $ 106,000 | $ 92,000 |
| Bulloch County Georgia | 5 | $ 335,000 | $ 67,000 | $ 127,000 |
| Greene County Georgia | 5 | $ 1,385,000 | $ 277,000 | $ 194,000 |
| Telfair County Georgia | 5 | $ 455,000 | $ 91,000 | $ 85,000 |
| Treutlen County Georgia | 5 | $ 175,000 | $ 35,000 | $ 78,000 |
| Upson County Georgia | 5 | $ 655,000 | $ 131,000 | $ 129,000 |
| Butts County Georgia | 4 | $ 330,000 | $ 82,000 | $ 124,000 |
| Coweta County Georgia | 4 | $ 320,000 | $ 80,000 | $ 69,000 |
| Hancock County Georgia | 4 | $ 370,000 | $ 92,000 | $ 65,000 |
| Johnson County Georgia | 4 | $ 240,000 | $ 60,000 | $ 76,000 |
| Muscogee County Georgia | 4 | $ 350,000 | $ 87,000 | $ 98,000 |
| Spalding County Georgia | 4 | $ 220,000 | $ 55,000 | $ 77,000 |
| Tift County Georgia | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| White County Georgia | 4 | $ 820,000 | $ 205,000 | $ 143,000 |
| Cherokee County Georgia | 3 | $ 265,000 | $ 88,000 | $ 196,000 |
| Columbia County Georgia | 3 | $ 295,000 | $ 98,000 | $ 149,000 |
| Douglas County Georgia | 3 | $ 205,000 | $ 68,000 | $ 78,000 |
| Glynn County Georgia | 3 | $ 155,000 | $ 51,000 | $ 52,000 |
| Hall County Georgia | 3 | $ 105,000 | $ 35,000 | $ 102,000 |
| Jasper County Georgia | 3 | $ 155,000 | $ 51,000 | $ 90,000 |
| Lowndes County Georgia | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| Morgan County Georgia | 3 | $ 385,000 | $ 128,000 | $ 113,000 |
| Sumter County Georgia | 3 | $ 315,000 | $ 105,000 | $ 139,000 |
| Wilcox County Georgia | 3 | $ 175,000 | $ 58,000 | $ 135,000 |
| San Diego County California | 2 | $ 50,000 | $ 25,000 | $ 100,000 |
| Clayton County Georgia | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| Dawson County Georgia | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Dougherty County Georgia | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Effingham County Georgia | 2 | $ 180,000 | $ 90,000 | $ 138,000 |
| Elbert County Georgia | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Fayette County Georgia | 2 | $ 60,000 | $ 30,000 | $ 84,000 |
| Lee County Georgia | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Paulding County Georgia | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Richmond County Georgia | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Troup County Georgia | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| Wheeler County Georgia | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Wilkes County Georgia | 2 | $ 110,000 | $ 55,000 | $ 127,000 |
| Randolph County Alabama | 1 | $ 965,000 | $ 965,000 | $ 840,000 |
| Los Angeles County California | 1 | $ 15,000 | $ 15,000 | $ 234,000 |
| Douglas County Colorado | 1 | $ 35,000 | $ 35,000 | $ 190,000 |
| District of Columbia County District Of Columbia | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Bartow County Georgia | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Camden County Georgia | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Candler County Georgia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Coffee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Colquitt County Georgia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Decatur County Georgia | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Franklin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Heard County Georgia | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Jefferson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Liberty County Georgia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Lumpkin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Montgomery County Georgia | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Murray County Georgia | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Pickens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 188,000 |
| Schley County Georgia | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Stephens County Georgia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Terrell County Georgia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Towns County Georgia | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Union County Georgia | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Bourbon County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 107,000 |
| Westchester County New York | 1 | $ 75,000 | $ 75,000 | $ 216,000 |
| Mecklenburg County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Waller County Texas | 1 | $ 85,000 | $ 85,000 | $ 226,000 |
| Fairfax County Virginia | 1 | $ 5,000 | $ 5,000 | $ 182,000 |
| Spokane County Washington | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Robins Financial in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,222 | $78,660,000 | $64,000 | $505,000 | $109,000 | $6,610,000 |
| Other Purpose | 752 | $45,790,000 | $60,000 | $355,000 | $98,000 | $4,892,000 |
| Home Purchase | 317 | $86,515,000 | $272,000 | $20,005,000 | $98,000 | $840,000 |
| Cash-out Refinancing | 83 | $14,105,000 | $169,000 | $1,015,000 | $98,000 | $660,000 |
| Refinancing | 79 | $15,665,000 | $198,000 | $2,905,000 | $141,000 | $1,718,000 |
| Not Applicable | 7 | $525,000 | $75,000 | $155,000 | $69,000 | $128,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,261 | $125,805,000 | $99,000 | $2,905,000 | $113,000 | $6,610,000 |
| Not Provided | 692 | $47,830,000 | $69,000 | $555,000 | $99,000 | $1,698,000 |
| Black or African American | 433 | $35,815,000 | $82,000 | $625,000 | $90,000 | $1,718,000 |
| Not applicable | 18 | $24,820,000 | $1,378,000 | $20,005,000 | $0 | $0 |
| Hispanic | 16 | $1,570,000 | $98,000 | $215,000 | $81,000 | $265,000 |
| Asian | 10 | $2,790,000 | $279,000 | $575,000 | $122,000 | $200,000 |
| American Indian or Alaskan Native | 2 | $190,000 | $95,000 | $125,000 | $88,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,442 | $237,270,000 | $97,000 | $20,005,000 | $105,000 | $6,610,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,800,000 | $237,000 | $555,000 | $91,000 | $246,000 |
| FHA-insured (Federal Housing Administration) | 1 | $15,000 | $15,000 | $15,000 | $116,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $73,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,421 | $156,225,000 | $109,000 | $20,005,000 | $114,000 | $6,610,000 |
| Application Denied By Financial Institution | 811 | $57,265,000 | $70,000 | $2,905,000 | $87,000 | $4,892,000 |
| Application Approved But Not Accepted | 171 | $14,775,000 | $86,000 | $385,000 | $110,000 | $860,000 |
| Application Withdrawn By Applicant | 46 | $9,910,000 | $215,000 | $585,000 | $104,000 | $279,000 |
| File Closed For Incompleteness | 11 | $3,085,000 | $280,000 | $585,000 | $131,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,649 | $183,995,000 | $111,000 | $20,005,000 | $114,000 | $6,610,000 |
| Credit History | 360 | $20,800,000 | $57,000 | $355,000 | $74,000 | $624,000 |
| Debt-To-Income Ratio | 298 | $21,910,000 | $73,000 | $505,000 | $85,000 | $4,892,000 |
| Collateral | 78 | $7,890,000 | $101,000 | $2,905,000 | $111,000 | $1,048,000 |
| Credit Application Incomplete | 49 | $3,125,000 | $63,000 | $255,000 | $120,000 | $500,000 |
| Other | 12 | $1,820,000 | $151,000 | $475,000 | $121,000 | $275,000 |
| Employment History | 7 | $425,000 | $60,000 | $155,000 | $51,000 | $84,000 |
| Unverifiable Information | 5 | $1,125,000 | $225,000 | $625,000 | $492,000 | $1,718,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.