Ross Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Ross Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ross Mortgage Corporation 2075 W. Big Beaver, Suite 700 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,724 |
| Total Mortgage Loan Application Amount | $878,701,000 |
| Average Mortgage Loan Application Amount | $119,666 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $53,333 |
| Highest Applicant Income | $1,867,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,336 | $ 208,065,000 | $ 155,000 | $ 69,000 |
| Macomb County Michigan | 1,063 | $ 132,191,000 | $ 124,000 | $ 45,000 |
| Wayne County Michigan | 767 | $ 90,857,000 | $ 118,000 | $ 51,000 |
| Genesee County Michigan | 469 | $ 47,531,000 | $ 101,000 | $ 42,000 |
| Hamilton County Ohio | 198 | $ 27,862,000 | $ 140,000 | $ 60,000 |
| Saginaw County Michigan | 143 | $ 12,705,000 | $ 88,000 | $ 40,000 |
| St. Clair County Michigan | 140 | $ 17,812,000 | $ 127,000 | $ 44,000 |
| Livingston County Michigan | 139 | $ 24,031,000 | $ 172,000 | $ 59,000 |
| Franklin County Ohio | 118 | $ 15,604,000 | $ 132,000 | $ 58,000 |
| Washtenaw County Michigan | 111 | $ 19,425,000 | $ 175,000 | $ 54,000 |
| Kent County Michigan | 100 | $ 13,328,000 | $ 133,000 | $ 40,000 |
| Lapeer County Michigan | 100 | $ 13,172,000 | $ 131,000 | $ 46,000 |
| Ingham County Michigan | 95 | $ 11,474,000 | $ 120,000 | $ 37,000 |
| Jackson County Michigan | 93 | $ 10,248,000 | $ 110,000 | $ 35,000 |
| Kenton County Kentucky | 74 | $ 8,921,000 | $ 120,000 | $ 42,000 |
| Ottawa County Michigan | 67 | $ 9,988,000 | $ 149,000 | $ 42,000 |
| Bay County Michigan | 57 | $ 5,706,000 | $ 100,000 | $ 37,000 |
| Eaton County Michigan | 53 | $ 6,778,000 | $ 127,000 | $ 38,000 |
| Boone County Kentucky | 46 | $ 7,693,000 | $ 167,000 | $ 50,000 |
| Clermont County Ohio | 36 | $ 5,808,000 | $ 161,000 | $ 58,000 |
| Lorain County Ohio | 36 | $ 5,120,000 | $ 142,000 | $ 47,000 |
| Muskegon County Michigan | 32 | $ 4,416,000 | $ 138,000 | $ 52,000 |
| Pickaway County Ohio | 32 | $ 3,806,000 | $ 118,000 | $ 52,000 |
| Warren County Ohio | 32 | $ 6,485,000 | $ 202,000 | $ 98,000 |
| Cuyahoga County Ohio | 30 | $ 3,864,000 | $ 128,000 | $ 54,000 |
| Butler County Ohio | 29 | $ 4,185,000 | $ 144,000 | $ 67,000 |
| Monroe County Michigan | 28 | $ 4,118,000 | $ 147,000 | $ 45,000 |
| Campbell County Kentucky | 24 | $ 2,746,000 | $ 114,000 | $ 45,000 |
| Calhoun County Michigan | 24 | $ 3,168,000 | $ 132,000 | $ 25,000 |
| Kalamazoo County Michigan | 21 | $ 2,666,000 | $ 126,000 | $ 23,000 |
| Berrien County Michigan | 20 | $ 2,213,000 | $ 110,000 | $ 12,000 |
| Clinton County Michigan | 20 | $ 2,962,000 | $ 148,000 | $ 38,000 |
| Fairfield County Ohio | 18 | $ 2,330,000 | $ 129,000 | $ 48,000 |
| Summit County Ohio | 16 | $ 2,264,000 | $ 141,000 | $ 64,000 |
| Licking County Ohio | 14 | $ 2,143,000 | $ 153,000 | $ 41,000 |
| Preble County Ohio | 14 | $ 1,649,000 | $ 117,000 | $ 42,000 |
| Delaware County Ohio | 13 | $ 2,418,000 | $ 186,000 | $ 58,000 |
| Montgomery County Ohio | 13 | $ 1,480,000 | $ 113,000 | $ 60,000 |
| Ionia County Michigan | 11 | $ 1,444,000 | $ 131,000 | $ 35,000 |
| Lake County Ohio | 11 | $ 1,669,000 | $ 151,000 | $ 58,000 |
| Barry County Michigan | 7 | $ 925,000 | $ 132,000 | $ 32,000 |
| Van Buren County Michigan | 7 | $ 939,000 | $ 134,000 | $ 24,000 |
| Lee County Florida | 6 | $ 1,027,000 | $ 171,000 | $ 118,000 |
| Greene County Ohio | 6 | $ 901,000 | $ 150,000 | $ 74,000 |
| Lucas County Ohio | 5 | $ 656,000 | $ 131,000 | $ 53,000 |
| Medina County Ohio | 5 | $ 952,000 | $ 190,000 | $ 221,000 |
| Dearborn County Indiana | 4 | $ 627,000 | $ 156,000 | $ 41,000 |
| Lawrence County Ohio | 4 | $ 378,000 | $ 94,000 | $ 40,000 |
| Stark County Ohio | 4 | $ 495,000 | $ 123,000 | $ 28,000 |
| Allen County Indiana | 3 | $ 388,000 | $ 129,000 | $ 32,000 |
| Lake County Indiana | 3 | $ 381,000 | $ 127,000 | $ 26,000 |
| Marion County Indiana | 3 | $ 574,000 | $ 191,000 | $ 99,000 |
| Cass County Michigan | 3 | $ 349,000 | $ 116,000 | $ 16,000 |
| Newaygo County Michigan | 3 | $ 300,000 | $ 100,000 | $ 13,000 |
| Erie County Ohio | 3 | $ 311,000 | $ 103,000 | $ 52,000 |
| Madison County Ohio | 3 | $ 508,000 | $ 169,000 | $ 33,000 |
| Portage County Ohio | 3 | $ 437,000 | $ 145,000 | $ 68,000 |
| New Castle County Delaware | 2 | $ 747,000 | $ 373,000 | $ 222,000 |
| Collier County Florida | 2 | $ 826,000 | $ 413,000 | $ 364,000 |
| Hillsborough County Florida | 2 | $ 373,000 | $ 186,000 | $ 81,000 |
| Orange County Florida | 2 | $ 233,000 | $ 116,000 | $ 68,000 |
| Pinellas County Florida | 2 | $ 493,000 | $ 246,000 | $ 69,000 |
| Sarasota County Florida | 2 | $ 177,000 | $ 88,000 | $ 135,000 |
| Clark County Indiana | 2 | $ 266,000 | $ 133,000 | $ 53,000 |
| Hamilton County Indiana | 2 | $ 500,000 | $ 250,000 | $ 133,000 |
| Morgan County Indiana | 2 | $ 215,000 | $ 107,000 | $ 55,000 |
| Porter County Indiana | 2 | $ 325,000 | $ 162,000 | $ 70,000 |
| St. Joseph County Indiana | 2 | $ 354,000 | $ 177,000 | $ 65,000 |
| Tippecanoe County Indiana | 2 | $ 178,000 | $ 89,000 | $ 41,000 |
| Grant County Kentucky | 2 | $ 235,000 | $ 117,000 | $ 18,000 |
| Jefferson County Kentucky | 2 | $ 496,000 | $ 248,000 | $ 67,000 |
| Scott County Kentucky | 2 | $ 232,000 | $ 116,000 | $ 36,000 |
| Clark County Ohio | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Fulton County Ohio | 2 | $ 241,000 | $ 120,000 | $ 49,000 |
| Mahoning County Ohio | 2 | $ 211,000 | $ 105,000 | $ 46,000 |
| Morrow County Ohio | 2 | $ 249,000 | $ 124,000 | $ 21,000 |
| York County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 112,000 |
| Broward County Florida | 1 | $ 1,040,000 | $ 1,040,000 | $ 54,000 |
| Manatee County Florida | 1 | $ 409,000 | $ 409,000 | $ 176,000 |
| Osceola County Florida | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 172,000 | $ 172,000 | $ 92,000 |
| Pasco County Florida | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Walton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cook County Illinois | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Boone County Indiana | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Delaware County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Hancock County Indiana | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Harrison County Indiana | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Hendricks County Indiana | 1 | $ 220,000 | $ 220,000 | $ 99,000 |
| Howard County Indiana | 1 | $ 76,000 | $ 76,000 | $ 14,000 |
| Johnson County Indiana | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Monroe County Indiana | 1 | $ 141,000 | $ 141,000 | $ 127,000 |
| Shelby County Indiana | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Bourbon County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Bracken County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Edmonson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 223,000 | $ 223,000 | $ 250,000 |
| Oldham County Kentucky | 1 | $ 189,000 | $ 189,000 | $ 97,000 |
| Pendleton County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Warren County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 63,000 |
| Baltimore County Maryland | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Middlesex County Massachusetts | 1 | $ 353,000 | $ 353,000 | $ 180,000 |
| Boone County Missouri | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Jackson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jasper County Missouri | 1 | $ 156,000 | $ 156,000 | $ 140,000 |
| Lincoln County Missouri | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Newton County Missouri | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Brown County Ohio | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Carroll County Ohio | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Geauga County Ohio | 1 | $ 299,000 | $ 299,000 | $ 70,000 |
| Ottawa County Ohio | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Richland County Ohio | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Trumbull County Ohio | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Union County Ohio | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Washington County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Racine County Wisconsin | 1 | $ 370,000 | $ 370,000 | $ 180,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ross Mortgage Corporation in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,012 | $439,279,000 | $109,000 | $480,000 | $56,000 | $1,867,000 |
| Refinancing | 2,705 | $438,800,000 | $162,000 | $1,875,000 | $49,000 | $1,417,000 |
| Home Improvement | 7 | $622,000 | $88,000 | $267,000 | $55,000 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,823 | $776,111,000 | $133,000 | $1,875,000 | $54,000 | $1,867,000 |
| Black or African American | 670 | $72,232,000 | $107,000 | $417,000 | $46,000 | $750,000 |
| Hispanic | 133 | $15,603,000 | $117,000 | $615,000 | $45,000 | $440,000 |
| Asian | 67 | $11,165,000 | $166,000 | $480,000 | $69,000 | $509,000 |
| American Indian or Alaskan Native | 12 | $1,338,000 | $111,000 | $266,000 | $47,000 | $88,000 |
| Not Provided | 10 | $984,000 | $98,000 | $136,000 | $48,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,268,000 | $140,000 | $219,000 | $41,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,607 | $571,826,000 | $124,000 | $374,000 | $41,000 | $864,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,248 | $212,526,000 | $170,000 | $1,875,000 | $103,000 | $1,867,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 701 | $70,523,000 | $100,000 | $343,000 | $42,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 168 | $23,826,000 | $141,000 | $417,000 | $48,000 | $191,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,064 | $406,945,000 | $132,000 | $630,000 | $58,000 | $1,867,000 |
| Application Withdrawn By Applicant | 1,548 | $201,354,000 | $130,000 | $1,875,000 | $55,000 | $864,000 |
| Loan Purchased By The Institution | 1,286 | $168,078,000 | $130,000 | $343,000 | $37,000 | $276,000 |
| Application Denied By Financial Institution | 702 | $84,747,000 | $120,000 | $417,000 | $51,000 | $580,000 |
| Application Approved But Not Accepted | 113 | $16,192,000 | $143,000 | $480,000 | $62,000 | $206,000 |
| File Closed For Incompleteness | 11 | $1,385,000 | $125,000 | $413,000 | $83,000 | $490,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 229 | $27,733,000 | $121,000 | $417,000 | $56,000 | $580,000 |
| Credit History | 214 | $24,320,000 | $113,000 | $417,000 | $45,000 | $230,000 |
| Debt-To-Income Ratio | 107 | $13,592,000 | $127,000 | $402,000 | $45,000 | $121,000 |
| Collateral | 98 | $13,114,000 | $133,000 | $417,000 | $61,000 | $252,000 |
| Employment History | 28 | $2,687,000 | $95,000 | $303,000 | $37,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $736,000 | $66,000 | $126,000 | $37,000 | $88,000 |
| Unverifiable Information | 11 | $1,668,000 | $151,000 | $414,000 | $77,000 | $317,000 |
| Mortgage Insurance Denied | 4 | $897,000 | $224,000 | $256,000 | $88,000 | $114,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.