Ruoff Mortgage Company, Inc.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Ruoff Mortgage Company, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ruoff Mortgage Company, Inc. 1700 Magnavox Way Suite 220 Fort Wayne, IN 46804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,522 |
| Total Mortgage Loan Application Amount | $1,092,266,000 |
| Average Mortgage Loan Application Amount | $137,000 |
| Highest Mortgage Loan Application Amount | $1,092,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,240,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allen County Indiana | 1,776 | $ 234,254,000 | $ 131,000 | $ 62,000 |
| St. Joseph County Indiana | 666 | $ 76,517,000 | $ 114,000 | $ 54,000 |
| Marion County Indiana | 639 | $ 90,215,000 | $ 141,000 | $ 78,000 |
| Hamilton County Indiana | 589 | $ 138,653,000 | $ 235,000 | $ 108,000 |
| Elkhart County Indiana | 399 | $ 50,932,000 | $ 127,000 | $ 54,000 |
| Tippecanoe County Indiana | 330 | $ 47,164,000 | $ 142,000 | $ 64,000 |
| Kosciusko County Indiana | 303 | $ 42,932,000 | $ 141,000 | $ 75,000 |
| Hendricks County Indiana | 292 | $ 51,201,000 | $ 175,000 | $ 76,000 |
| Monroe County Indiana | 261 | $ 52,018,000 | $ 199,000 | $ 98,000 |
| Whitley County Indiana | 251 | $ 31,123,000 | $ 123,000 | $ 53,000 |
| DeKalb County Indiana | 181 | $ 22,259,000 | $ 122,000 | $ 52,000 |
| Noble County Indiana | 153 | $ 18,058,000 | $ 118,000 | $ 52,000 |
| Johnson County Indiana | 132 | $ 21,307,000 | $ 161,000 | $ 73,000 |
| Putnam County Indiana | 109 | $ 15,577,000 | $ 142,000 | $ 70,000 |
| Boone County Indiana | 107 | $ 19,117,000 | $ 178,000 | $ 79,000 |
| Marshall County Indiana | 100 | $ 12,246,000 | $ 122,000 | $ 45,000 |
| Cass County Michigan | 92 | $ 12,565,000 | $ 136,000 | $ 67,000 |
| Huntington County Indiana | 80 | $ 9,367,000 | $ 117,000 | $ 51,000 |
| Lawrence County Indiana | 77 | $ 10,722,000 | $ 139,000 | $ 66,000 |
| Hancock County Indiana | 65 | $ 11,588,000 | $ 178,000 | $ 70,000 |
| Berrien County Michigan | 58 | $ 5,915,000 | $ 101,000 | $ 52,000 |
| Wells County Indiana | 50 | $ 6,035,000 | $ 120,000 | $ 52,000 |
| LaGrange County Indiana | 49 | $ 6,467,000 | $ 131,000 | $ 78,000 |
| Adams County Indiana | 47 | $ 4,974,000 | $ 105,000 | $ 43,000 |
| Steuben County Indiana | 40 | $ 5,090,000 | $ 127,000 | $ 55,000 |
| Howard County Indiana | 38 | $ 4,715,000 | $ 124,000 | $ 65,000 |
| Morgan County Indiana | 38 | $ 6,702,000 | $ 176,000 | $ 65,000 |
| LaPorte County Indiana | 37 | $ 4,727,000 | $ 127,000 | $ 56,000 |
| White County Indiana | 34 | $ 4,057,000 | $ 119,000 | $ 52,000 |
| Jasper County Indiana | 32 | $ 4,481,000 | $ 140,000 | $ 70,000 |
| Carroll County Indiana | 31 | $ 4,296,000 | $ 138,000 | $ 57,000 |
| Cass County Indiana | 28 | $ 3,260,000 | $ 116,000 | $ 53,000 |
| Starke County Indiana | 28 | $ 3,034,000 | $ 108,000 | $ 48,000 |
| Lake County Indiana | 24 | $ 5,262,000 | $ 219,000 | $ 88,000 |
| Wabash County Indiana | 24 | $ 2,486,000 | $ 103,000 | $ 49,000 |
| Montgomery County Indiana | 21 | $ 2,834,000 | $ 134,000 | $ 58,000 |
| Madison County Indiana | 20 | $ 2,154,000 | $ 107,000 | $ 47,000 |
| Owen County Indiana | 19 | $ 2,542,000 | $ 133,000 | $ 55,000 |
| Fulton County Indiana | 15 | $ 1,808,000 | $ 120,000 | $ 53,000 |
| Greene County Indiana | 14 | $ 2,202,000 | $ 157,000 | $ 74,000 |
| Bartholomew County Indiana | 13 | $ 1,980,000 | $ 152,000 | $ 71,000 |
| Brown County Indiana | 13 | $ 1,878,000 | $ 144,000 | $ 143,000 |
| Clinton County Indiana | 13 | $ 1,738,000 | $ 133,000 | $ 40,000 |
| Delaware County Indiana | 13 | $ 1,549,000 | $ 119,000 | $ 53,000 |
| Blackford County Indiana | 11 | $ 841,000 | $ 76,000 | $ 45,000 |
| Grant County Indiana | 10 | $ 1,016,000 | $ 101,000 | $ 64,000 |
| Vigo County Indiana | 9 | $ 1,099,000 | $ 122,000 | $ 50,000 |
| Tipton County Indiana | 8 | $ 1,139,000 | $ 142,000 | $ 95,000 |
| Porter County Indiana | 7 | $ 1,414,000 | $ 202,000 | $ 106,000 |
| Shelby County Indiana | 6 | $ 708,000 | $ 118,000 | $ 50,000 |
| Benton County Indiana | 5 | $ 621,000 | $ 124,000 | $ 45,000 |
| Henry County Indiana | 5 | $ 724,000 | $ 144,000 | $ 76,000 |
| Clay County Indiana | 4 | $ 507,000 | $ 126,000 | $ 61,000 |
| Fountain County Indiana | 4 | $ 455,000 | $ 113,000 | $ 54,000 |
| Miami County Indiana | 4 | $ 485,000 | $ 121,000 | $ 40,000 |
| Pulaski County Indiana | 4 | $ 359,000 | $ 89,000 | $ 44,000 |
| St. Joseph County Michigan | 4 | $ 668,000 | $ 167,000 | $ 114,000 |
| Van Wert County Ohio | 4 | $ 476,000 | $ 119,000 | $ 59,000 |
| Pasco County Florida | 3 | $ 776,000 | $ 258,000 | $ 89,000 |
| Cook County Illinois | 3 | $ 662,000 | $ 220,000 | $ 184,000 |
| Clark County Indiana | 3 | $ 402,000 | $ 134,000 | $ 50,000 |
| Jackson County Indiana | 3 | $ 299,000 | $ 99,000 | $ 86,000 |
| Parke County Indiana | 3 | $ 323,000 | $ 107,000 | $ 65,000 |
| Rush County Indiana | 3 | $ 468,000 | $ 156,000 | $ 85,000 |
| Sullivan County Indiana | 3 | $ 343,000 | $ 114,000 | $ 61,000 |
| Washington County Indiana | 3 | $ 510,000 | $ 170,000 | $ 44,000 |
| Wayne County Indiana | 3 | $ 422,000 | $ 140,000 | $ 96,000 |
| Kent County Michigan | 3 | $ 532,000 | $ 177,000 | $ 55,000 |
| Highlands County Florida | 2 | $ 228,000 | $ 114,000 | $ 90,000 |
| Manatee County Florida | 2 | $ 282,000 | $ 141,000 | $ 199,000 |
| Knox County Illinois | 2 | $ 272,000 | $ 136,000 | $ 185,000 |
| Daviess County Indiana | 2 | $ 363,000 | $ 181,000 | $ 71,000 |
| Warren County Indiana | 2 | $ 315,000 | $ 157,000 | $ 64,000 |
| Branch County Michigan | 2 | $ 362,000 | $ 181,000 | $ 146,000 |
| Newaygo County Michigan | 2 | $ 418,000 | $ 209,000 | $ 63,000 |
| Oakland County Michigan | 2 | $ 538,000 | $ 269,000 | $ 125,000 |
| Van Buren County Michigan | 2 | $ 188,000 | $ 94,000 | $ 63,000 |
| Williams County Ohio | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| Bay County Florida | 1 | $ 116,000 | $ 116,000 | $ 143,000 |
| Broward County Florida | 1 | $ 747,000 | $ 747,000 | $ 213,000 |
| Collier County Florida | 1 | $ 171,000 | $ 171,000 | $ 102,000 |
| Lee County Florida | 1 | $ 287,000 | $ 287,000 | $ 229,000 |
| Martin County Florida | 1 | $ 290,000 | $ 290,000 | $ 74,000 |
| Orange County Florida | 1 | $ 220,000 | $ 220,000 | $ 107,000 |
| Palm Beach County Florida | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Walton County Florida | 1 | $ 600,000 | $ 600,000 | $ 157,000 |
| DuPage County Illinois | 1 | $ 399,000 | $ 399,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 740,000 | $ 740,000 | $ 201,000 |
| McLean County Illinois | 1 | $ 293,000 | $ 293,000 | $ 80,000 |
| Sangamon County Illinois | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Floyd County Indiana | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
| Jay County Indiana | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Martin County Indiana | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Warrick County Indiana | 1 | $ 390,000 | $ 390,000 | $ 320,000 |
| Boone County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Fayette County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 108,000 |
| Laurel County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Shelby County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 83,000 |
| Barry County Michigan | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Charlevoix County Michigan | 1 | $ 182,000 | $ 182,000 | $ 70,000 |
| Genesee County Michigan | 1 | $ 156,000 | $ 156,000 | $ 85,000 |
| Hillsdale County Michigan | 1 | $ 124,000 | $ 124,000 | $ 29,000 |
| Iron County Michigan | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Jackson County Michigan | 1 | $ 203,000 | $ 203,000 | $ 58,000 |
| Kalamazoo County Michigan | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Saginaw County Michigan | 1 | $ 282,000 | $ 282,000 | $ 133,000 |
| Darke County Ohio | 1 | $ 370,000 | $ 370,000 | $ 193,000 |
| Defiance County Ohio | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Hamilton County Ohio | 1 | $ 238,000 | $ 238,000 | $ 130,000 |
| Henry County Ohio | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Madison County Ohio | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Preble County Ohio | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Warren County Ohio | 1 | $ 312,000 | $ 312,000 | $ 165,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ruoff Mortgage Company, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,131 | $867,464,000 | $141,000 | $1,020,000 | $66,000 | $1,240,000 |
| Refinancing | 1,390 | $224,693,000 | $161,000 | $1,092,000 | $78,000 | $1,023,000 |
| Home Improvement | 1 | $109,000 | $109,000 | $109,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,745 | $975,614,000 | $144,000 | $1,010,000 | $68,000 | $1,240,000 |
| Hispanic | 288 | $36,116,000 | $125,000 | $747,000 | $53,000 | $456,000 |
| Black or African American | 275 | $41,467,000 | $150,000 | $1,092,000 | $59,000 | $393,000 |
| Asian | 103 | $19,188,000 | $186,000 | $1,020,000 | $93,000 | $1,232,000 |
| Not Provided | 78 | $14,064,000 | $180,000 | $780,000 | $86,000 | $700,000 |
| American Indian or Alaskan Native | 22 | $4,428,000 | $201,000 | $361,000 | $86,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,389,000 | $126,000 | $273,000 | $71,000 | $291,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,670 | $610,587,000 | $166,000 | $1,092,000 | $89,000 | $1,240,000 |
| FHA-insured (Federal Housing Administration) | 2,750 | $335,802,000 | $122,000 | $305,000 | $47,000 | $511,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 713 | $77,877,000 | $109,000 | $280,000 | $41,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 389 | $68,000,000 | $174,000 | $608,000 | $67,000 | $263,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,931 | $859,405,000 | $144,000 | $1,092,000 | $67,000 | $1,240,000 |
| Application Denied By Financial Institution | 590 | $86,143,000 | $146,000 | $900,000 | $64,000 | $772,000 |
| Application Withdrawn By Applicant | 580 | $88,170,000 | $152,000 | $688,000 | $82,000 | $1,232,000 |
| Application Approved But Not Accepted | 378 | $53,517,000 | $141,000 | $600,000 | $66,000 | $447,000 |
| Preapproval Denied by Financial Institution | 43 | $5,031,000 | $117,000 | $270,000 | $41,000 | $107,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 162 | $28,261,000 | $174,000 | $900,000 | $76,000 | $700,000 |
| Credit History | 137 | $19,017,000 | $138,000 | $736,000 | $61,000 | $772,000 |
| Collateral | 106 | $12,126,000 | $114,000 | $740,000 | $68,000 | $475,000 |
| Debt-To-Income Ratio | 102 | $15,208,000 | $149,000 | $828,000 | $44,000 | $478,000 |
| Other | 32 | $3,756,000 | $117,000 | $417,000 | $48,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $2,627,000 | $97,000 | $197,000 | $44,000 | $116,000 |
| Employment History | 25 | $3,524,000 | $140,000 | $398,000 | $59,000 | $320,000 |
| Unverifiable Information | 13 | $1,626,000 | $125,000 | $340,000 | $76,000 | $350,000 |
| Mortgage Insurance Denied | 1 | $169,000 | $169,000 | $169,000 | $96,000 | $96,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.