South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
South State Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 10,079 |
| Total Mortgage Loan Application Amount | $2,526,781,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $88,000,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $5,481,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 1,002 | $ 326,116,000 | $ 325,000 | $ 154,000 |
| Greenville County South Carolina | 788 | $ 218,695,000 | $ 277,000 | $ 140,000 |
| Horry County South Carolina | 723 | $ 112,689,000 | $ 155,000 | $ 87,000 |
| Beaufort County South Carolina | 495 | $ 133,680,000 | $ 270,000 | $ 124,000 |
| Mecklenburg County North Carolina | 443 | $ 182,017,000 | $ 410,000 | $ 202,000 |
| York County South Carolina | 405 | $ 135,099,000 | $ 333,000 | $ 111,000 |
| Berkeley County South Carolina | 346 | $ 131,922,000 | $ 381,000 | $ 105,000 |
| Richland County South Carolina | 326 | $ 84,101,000 | $ 257,000 | $ 153,000 |
| Anderson County South Carolina | 266 | $ 53,562,000 | $ 201,000 | $ 100,000 |
| Chatham County Georgia | 253 | $ 84,340,000 | $ 333,000 | $ 163,000 |
| Lexington County South Carolina | 249 | $ 43,742,000 | $ 175,000 | $ 102,000 |
| Dorchester County South Carolina | 239 | $ 31,346,000 | $ 131,000 | $ 68,000 |
| Florence County South Carolina | 216 | $ 26,164,000 | $ 121,000 | $ 74,000 |
| Brunswick County North Carolina | 213 | $ 53,589,000 | $ 251,000 | $ 126,000 |
| Orangeburg County South Carolina | 204 | $ 19,903,000 | $ 97,000 | $ 59,000 |
| Oconee County South Carolina | 198 | $ 49,633,000 | $ 250,000 | $ 129,000 |
| Pickens County South Carolina | 190 | $ 39,684,000 | $ 208,000 | $ 138,000 |
| Georgetown County South Carolina | 170 | $ 30,061,000 | $ 176,000 | $ 105,000 |
| Spartanburg County South Carolina | 166 | $ 29,274,000 | $ 176,000 | $ 91,000 |
| Habersham County Georgia | 114 | $ 14,195,000 | $ 124,000 | $ 64,000 |
| New Hanover County North Carolina | 106 | $ 25,568,000 | $ 241,000 | $ 102,000 |
| Colleton County South Carolina | 105 | $ 13,494,000 | $ 128,000 | $ 80,000 |
| Jasper County South Carolina | 88 | $ 10,399,000 | $ 118,000 | $ 74,000 |
| Jackson County Georgia | 65 | $ 5,938,000 | $ 91,000 | $ 54,000 |
| Darlington County South Carolina | 62 | $ 5,704,000 | $ 92,000 | $ 58,000 |
| Union County North Carolina | 53 | $ 23,926,000 | $ 451,000 | $ 200,000 |
| Sumter County South Carolina | 53 | $ 5,095,000 | $ 96,000 | $ 66,000 |
| Clarke County Georgia | 46 | $ 7,306,000 | $ 158,000 | $ 111,000 |
| Hall County Georgia | 42 | $ 6,415,000 | $ 152,000 | $ 86,000 |
| Pender County North Carolina | 42 | $ 11,041,000 | $ 262,000 | $ 96,000 |
| Greenwood County South Carolina | 42 | $ 6,166,000 | $ 146,000 | $ 72,000 |
| Laurens County South Carolina | 42 | $ 4,699,000 | $ 111,000 | $ 55,000 |
| Lancaster County South Carolina | 39 | $ 6,964,000 | $ 178,000 | $ 77,000 |
| Robeson County North Carolina | 37 | $ 2,250,000 | $ 60,000 | $ 47,000 |
| Clarendon County South Carolina | 37 | $ 3,534,000 | $ 95,000 | $ 64,000 |
| Bryan County Georgia | 36 | $ 8,991,000 | $ 249,000 | $ 131,000 |
| Stephens County Georgia | 36 | $ 3,194,000 | $ 88,000 | $ 49,000 |
| Barrow County Georgia | 34 | $ 3,915,000 | $ 115,000 | $ 70,000 |
| Bamberg County South Carolina | 34 | $ 2,057,000 | $ 60,000 | $ 44,000 |
| Calhoun County South Carolina | 33 | $ 71,830,000 | $ 2,176,000 | $ 84,000 |
| Kershaw County South Carolina | 33 | $ 4,028,000 | $ 122,000 | $ 75,000 |
| Aiken County South Carolina | 29 | $ 2,998,000 | $ 103,000 | $ 68,000 |
| Chesterfield County South Carolina | 27 | $ 2,074,000 | $ 76,000 | $ 50,000 |
| Dillon County South Carolina | 27 | $ 2,025,000 | $ 75,000 | $ 47,000 |
| Marion County Florida | 26 | $ 1,694,000 | $ 65,000 | $ 47,000 |
| White County Georgia | 26 | $ 2,802,000 | $ 107,000 | $ 53,000 |
| Chester County South Carolina | 26 | $ 5,038,000 | $ 193,000 | $ 90,000 |
| Newberry County South Carolina | 26 | $ 2,892,000 | $ 111,000 | $ 71,000 |
| Banks County Georgia | 23 | $ 3,667,000 | $ 159,000 | $ 75,000 |
| Hart County Georgia | 23 | $ 2,099,000 | $ 91,000 | $ 52,000 |
| Williamsburg County South Carolina | 23 | $ 1,260,000 | $ 54,000 | $ 46,000 |
| Oconee County Georgia | 21 | $ 5,956,000 | $ 283,000 | $ 123,000 |
| Cabarrus County North Carolina | 21 | $ 4,722,000 | $ 224,000 | $ 93,000 |
| Saluda County South Carolina | 21 | $ 2,942,000 | $ 140,000 | $ 79,000 |
| Shelby County Alabama | 20 | $ 60,010,000 | $ 3,000,000 | $ 32,000 |
| Walker County Alabama | 20 | $ 1,141,000 | $ 57,000 | $ 51,000 |
| Panola County Mississippi | 20 | $ 1,182,000 | $ 59,000 | $ 32,000 |
| Rabun County Georgia | 19 | $ 2,723,000 | $ 143,000 | $ 86,000 |
| Hampton County South Carolina | 19 | $ 1,534,000 | $ 80,000 | $ 72,000 |
| Marion County South Carolina | 18 | $ 1,274,000 | $ 70,000 | $ 53,000 |
| Leon County Florida | 17 | $ 1,312,000 | $ 77,000 | $ 44,000 |
| Columbus County North Carolina | 17 | $ 1,032,000 | $ 60,000 | $ 49,000 |
| Gaston County North Carolina | 16 | $ 4,287,000 | $ 267,000 | $ 145,000 |
| Gadsden County Florida | 14 | $ 1,038,000 | $ 74,000 | $ 46,000 |
| Lake County Florida | 14 | $ 987,000 | $ 70,000 | $ 78,000 |
| Suwannee County Florida | 14 | $ 969,000 | $ 69,000 | $ 55,000 |
| Cherokee County Georgia | 14 | $ 2,596,000 | $ 185,000 | $ 90,000 |
| Effingham County Georgia | 14 | $ 1,862,000 | $ 133,000 | $ 39,000 |
| Tate County Mississippi | 14 | $ 1,026,000 | $ 73,000 | $ 50,000 |
| Talladega County Alabama | 13 | $ 1,045,000 | $ 80,000 | $ 58,000 |
| Taylor County Florida | 13 | $ 933,000 | $ 71,000 | $ 49,000 |
| Bladen County North Carolina | 13 | $ 943,000 | $ 72,000 | $ 50,000 |
| Abbeville County South Carolina | 13 | $ 1,189,000 | $ 91,000 | $ 66,000 |
| Cherokee County South Carolina | 13 | $ 1,455,000 | $ 111,000 | $ 81,000 |
| Lee County South Carolina | 13 | $ 689,000 | $ 53,000 | $ 47,000 |
| Alachua County Florida | 12 | $ 751,000 | $ 62,000 | $ 75,000 |
| Baker County Florida | 12 | $ 987,000 | $ 82,000 | $ 72,000 |
| Duval County Florida | 12 | $ 850,000 | $ 70,000 | $ 85,000 |
| Franklin County Georgia | 12 | $ 1,030,000 | $ 85,000 | $ 66,000 |
| Lincoln County North Carolina | 12 | $ 4,134,000 | $ 344,000 | $ 201,000 |
| Fairfield County South Carolina | 12 | $ 57,506,000 | $ 4,792,000 | $ 147,000 |
| Mobile County Alabama | 11 | $ 652,000 | $ 59,000 | $ 47,000 |
| St. Clair County Alabama | 11 | $ 780,000 | $ 70,000 | $ 59,000 |
| DeSoto County Mississippi | 11 | $ 812,000 | $ 73,000 | $ 65,000 |
| Wake County North Carolina | 11 | $ 2,474,000 | $ 224,000 | $ 110,000 |
| Columbia County Florida | 10 | $ 724,000 | $ 72,000 | $ 58,000 |
| Sumter County Florida | 10 | $ 674,000 | $ 67,000 | $ 80,000 |
| Brantley County Georgia | 10 | $ 729,000 | $ 72,000 | $ 59,000 |
| Buncombe County North Carolina | 10 | $ 1,477,000 | $ 147,000 | $ 105,000 |
| Craven County North Carolina | 10 | $ 508,000 | $ 50,000 | $ 64,000 |
| Jackson County North Carolina | 10 | $ 3,456,000 | $ 345,000 | $ 365,000 |
| Baldwin County Alabama | 9 | $ 536,000 | $ 59,000 | $ 45,000 |
| Clay County Florida | 9 | $ 618,000 | $ 68,000 | $ 68,000 |
| Barnwell County South Carolina | 9 | $ 515,000 | $ 57,000 | $ 34,000 |
| Jefferson County Alabama | 8 | $ 456,000 | $ 57,000 | $ 51,000 |
| Appling County Georgia | 8 | $ 635,000 | $ 79,000 | $ 87,000 |
| Gwinnett County Georgia | 8 | $ 1,661,000 | $ 207,000 | $ 94,000 |
| Wayne County Georgia | 8 | $ 445,000 | $ 55,000 | $ 57,000 |
| Carteret County North Carolina | 8 | $ 504,000 | $ 63,000 | $ 74,000 |
| Pitt County North Carolina | 8 | $ 399,000 | $ 49,000 | $ 43,000 |
| Edgefield County South Carolina | 8 | $ 1,318,000 | $ 164,000 | $ 83,000 |
| Fayette County Alabama | 7 | $ 431,000 | $ 61,000 | $ 48,000 |
| Polk County Florida | 7 | $ 423,000 | $ 60,000 | $ 38,000 |
| Charlton County Georgia | 7 | $ 419,000 | $ 59,000 | $ 64,000 |
| Liberty County Georgia | 7 | $ 400,000 | $ 57,000 | $ 30,000 |
| Lincoln County Mississippi | 7 | $ 521,000 | $ 74,000 | $ 79,000 |
| Marshall County Mississippi | 7 | $ 617,000 | $ 88,000 | $ 54,000 |
| Forsyth County North Carolina | 7 | $ 639,000 | $ 91,000 | $ 65,000 |
| Johnston County North Carolina | 7 | $ 519,000 | $ 74,000 | $ 60,000 |
| Watauga County North Carolina | 7 | $ 1,724,000 | $ 246,000 | $ 138,000 |
| Marlboro County South Carolina | 7 | $ 339,000 | $ 48,000 | $ 47,000 |
| Bay County Florida | 6 | $ 406,000 | $ 67,000 | $ 43,000 |
| Escambia County Florida | 6 | $ 369,000 | $ 61,000 | $ 48,000 |
| Nassau County Florida | 6 | $ 351,000 | $ 58,000 | $ 54,000 |
| Union County Florida | 6 | $ 482,000 | $ 80,000 | $ 80,000 |
| Jackson County Mississippi | 6 | $ 343,000 | $ 57,000 | $ 44,000 |
| Lauderdale County Mississippi | 6 | $ 434,000 | $ 72,000 | $ 48,000 |
| Cleveland County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 73,000 |
| Durham County North Carolina | 6 | $ 1,123,000 | $ 187,000 | $ 93,000 |
| Haywood County North Carolina | 6 | $ 461,000 | $ 76,000 | $ 62,000 |
| Onslow County North Carolina | 6 | $ 988,000 | $ 164,000 | $ 70,000 |
| Richmond County North Carolina | 6 | $ 296,000 | $ 49,000 | $ 40,000 |
| Rutherford County North Carolina | 6 | $ 1,072,000 | $ 178,000 | $ 148,000 |
| Wayne County North Carolina | 6 | $ 347,000 | $ 57,000 | $ 70,000 |
| Tuscaloosa County Alabama | 5 | $ 225,000 | $ 45,000 | $ 77,000 |
| Levy County Florida | 5 | $ 229,000 | $ 45,000 | $ 53,000 |
| Putnam County Florida | 5 | $ 284,000 | $ 56,000 | $ 41,000 |
| DeKalb County Georgia | 5 | $ 1,059,000 | $ 211,000 | $ 65,000 |
| Elbert County Georgia | 5 | $ 159,000 | $ 31,000 | $ 37,000 |
| Fulton County Georgia | 5 | $ 2,176,000 | $ 435,000 | $ 261,000 |
| Glynn County Georgia | 5 | $ 1,636,000 | $ 327,000 | $ 46,000 |
| Madison County Georgia | 5 | $ 435,000 | $ 87,000 | $ 50,000 |
| Ware County Georgia | 5 | $ 342,000 | $ 68,000 | $ 56,000 |
| Copiah County Mississippi | 5 | $ 346,000 | $ 69,000 | $ 47,000 |
| Jones County Mississippi | 5 | $ 280,000 | $ 56,000 | $ 72,000 |
| Walthall County Mississippi | 5 | $ 334,000 | $ 66,000 | $ 36,000 |
| Alamance County North Carolina | 5 | $ 516,000 | $ 103,000 | $ 59,000 |
| Duplin County North Carolina | 5 | $ 318,000 | $ 63,000 | $ 36,000 |
| Nash County North Carolina | 5 | $ 340,000 | $ 68,000 | $ 63,000 |
| Orange County North Carolina | 5 | $ 2,285,000 | $ 457,000 | $ 577,000 |
| Polk County North Carolina | 5 | $ 698,000 | $ 139,000 | $ 149,000 |
| Choctaw County Alabama | 4 | $ 387,000 | $ 96,000 | $ 79,000 |
| Colbert County Alabama | 4 | $ 211,000 | $ 52,000 | $ 44,000 |
| DeKalb County Alabama | 4 | $ 196,000 | $ 49,000 | $ 74,000 |
| Escambia County Alabama | 4 | $ 231,000 | $ 57,000 | $ 44,000 |
| Etowah County Alabama | 4 | $ 212,000 | $ 53,000 | $ 48,000 |
| Dixie County Florida | 4 | $ 191,000 | $ 47,000 | $ 32,000 |
| Liberty County Florida | 4 | $ 450,000 | $ 112,000 | $ 57,000 |
| Camden County Georgia | 4 | $ 259,000 | $ 64,000 | $ 63,000 |
| Cobb County Georgia | 4 | $ 1,064,000 | $ 266,000 | $ 82,000 |
| Forsyth County Georgia | 4 | $ 715,000 | $ 178,000 | $ 131,000 |
| Lumpkin County Georgia | 4 | $ 213,000 | $ 53,000 | $ 46,000 |
| Coahoma County Mississippi | 4 | $ 190,000 | $ 47,000 | $ 43,000 |
| Greene County Mississippi | 4 | $ 231,000 | $ 57,000 | $ 81,000 |
| Lamar County Mississippi | 4 | $ 217,000 | $ 54,000 | $ 54,000 |
| Wayne County Mississippi | 4 | $ 269,000 | $ 67,000 | $ 48,000 |
| Catawba County North Carolina | 4 | $ 1,249,000 | $ 312,000 | $ 298,000 |
| Henderson County North Carolina | 4 | $ 479,000 | $ 119,000 | $ 198,000 |
| Iredell County North Carolina | 4 | $ 2,836,000 | $ 709,000 | $ 325,000 |
| Lenoir County North Carolina | 4 | $ 201,000 | $ 50,000 | $ 43,000 |
| Madison County North Carolina | 4 | $ 429,000 | $ 107,000 | $ 97,000 |
| Montgomery County North Carolina | 4 | $ 1,974,000 | $ 493,000 | $ 816,000 |
| Rowan County North Carolina | 4 | $ 1,122,000 | $ 280,000 | $ 114,000 |
| Swain County North Carolina | 4 | $ 265,000 | $ 66,000 | $ 52,000 |
| Allendale County South Carolina | 4 | $ 602,000 | $ 150,000 | $ 104,000 |
| Union County South Carolina | 4 | $ 355,000 | $ 88,000 | $ 55,000 |
| Butler County Alabama | 3 | $ 211,000 | $ 70,000 | $ 80,000 |
| Clarke County Alabama | 3 | $ 210,000 | $ 70,000 | $ 52,000 |
| Clay County Alabama | 3 | $ 243,000 | $ 81,000 | $ 78,000 |
| Franklin County Alabama | 3 | $ 193,000 | $ 64,000 | $ 54,000 |
| Jackson County Alabama | 3 | $ 267,000 | $ 89,000 | $ 61,000 |
| Lauderdale County Alabama | 3 | $ 168,000 | $ 56,000 | $ 57,000 |
| Marion County Alabama | 3 | $ 199,000 | $ 66,000 | $ 82,000 |
| Monroe County Alabama | 3 | $ 191,000 | $ 63,000 | $ 62,000 |
| Winston County Alabama | 3 | $ 148,000 | $ 49,000 | $ 47,000 |
| Bradford County Florida | 3 | $ 171,000 | $ 57,000 | $ 45,000 |
| Hillsborough County Florida | 3 | $ 153,000 | $ 51,000 | $ 66,000 |
| Jefferson County Florida | 3 | $ 208,000 | $ 69,000 | $ 30,000 |
| Pasco County Florida | 3 | $ 166,000 | $ 55,000 | $ 56,000 |
| Bacon County Georgia | 3 | $ 206,000 | $ 68,000 | $ 44,000 |
| Bulloch County Georgia | 3 | $ 213,000 | $ 71,000 | $ 59,000 |
| Clinch County Georgia | 3 | $ 158,000 | $ 52,000 | $ 30,000 |
| Columbia County Georgia | 3 | $ 232,000 | $ 77,000 | $ 60,000 |
| Decatur County Georgia | 3 | $ 242,000 | $ 80,000 | $ 51,000 |
| Long County Georgia | 3 | $ 167,000 | $ 55,000 | $ 61,000 |
| McIntosh County Georgia | 3 | $ 248,000 | $ 82,000 | $ 82,000 |
| Murray County Georgia | 3 | $ 469,000 | $ 156,000 | $ 80,000 |
| Pierce County Georgia | 3 | $ 136,000 | $ 45,000 | $ 36,000 |
| Adams County Mississippi | 3 | $ 188,000 | $ 62,000 | $ 69,000 |
| Covington County Mississippi | 3 | $ 182,000 | $ 60,000 | $ 64,000 |
| Forrest County Mississippi | 3 | $ 202,000 | $ 67,000 | $ 68,000 |
| Jefferson Davis County Mississippi | 3 | $ 197,000 | $ 65,000 | $ 67,000 |
| Marion County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 70,000 |
| Neshoba County Mississippi | 3 | $ 171,000 | $ 57,000 | $ 40,000 |
| Rankin County Mississippi | 3 | $ 219,000 | $ 73,000 | $ 42,000 |
| Scott County Mississippi | 3 | $ 177,000 | $ 59,000 | $ 41,000 |
| Smith County Mississippi | 3 | $ 157,000 | $ 52,000 | $ 51,000 |
| Avery County North Carolina | 3 | $ 1,866,000 | $ 622,000 | $ 322,000 |
| Edgecombe County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| Hoke County North Carolina | 3 | $ 219,000 | $ 73,000 | $ 43,000 |
| Macon County North Carolina | 3 | $ 1,325,000 | $ 441,000 | $ 552,000 |
| Moore County North Carolina | 3 | $ 209,000 | $ 69,000 | $ 74,000 |
| Pamlico County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 215,000 |
| Randolph County North Carolina | 3 | $ 204,000 | $ 68,000 | $ 70,000 |
| Scotland County North Carolina | 3 | $ 166,000 | $ 55,000 | $ 52,000 |
| Wilson County North Carolina | 3 | $ 196,000 | $ 65,000 | $ 45,000 |
| McCormick County South Carolina | 3 | $ 158,000 | $ 52,000 | $ 18,000 |
| Autauga County Alabama | 2 | $ 125,000 | $ 62,000 | $ 29,000 |
| Bibb County Alabama | 2 | $ 103,000 | $ 51,000 | $ 25,000 |
| Calhoun County Alabama | 2 | $ 117,000 | $ 58,000 | $ 40,000 |
| Chambers County Alabama | 2 | $ 166,000 | $ 83,000 | $ 54,000 |
| Cherokee County Alabama | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Chilton County Alabama | 2 | $ 151,000 | $ 75,000 | $ 35,000 |
| Elmore County Alabama | 2 | $ 113,000 | $ 56,000 | $ 98,000 |
| Lamar County Alabama | 2 | $ 156,000 | $ 78,000 | $ 42,000 |
| Marshall County Alabama | 2 | $ 84,000 | $ 42,000 | $ 36,000 |
| Washington County Alabama | 2 | $ 64,000 | $ 32,000 | $ 36,000 |
| Citrus County Florida | 2 | $ 167,000 | $ 83,000 | $ 40,000 |
| Holmes County Florida | 2 | $ 146,000 | $ 73,000 | $ 55,000 |
| Madison County Florida | 2 | $ 138,000 | $ 69,000 | $ 76,000 |
| Okaloosa County Florida | 2 | $ 157,000 | $ 78,000 | $ 50,000 |
| Santa Rosa County Florida | 2 | $ 149,000 | $ 74,000 | $ 55,000 |
| St. Johns County Florida | 2 | $ 106,000 | $ 53,000 | $ 112,000 |
| Volusia County Florida | 2 | $ 112,000 | $ 56,000 | $ 65,000 |
| Wakulla County Florida | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Burke County Georgia | 2 | $ 148,000 | $ 74,000 | $ 48,000 |
| Crisp County Georgia | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Fannin County Georgia | 2 | $ 418,000 | $ 209,000 | $ 74,000 |
| Floyd County Georgia | 2 | $ 95,000 | $ 47,000 | $ 40,000 |
| Jeff Davis County Georgia | 2 | $ 102,000 | $ 51,000 | $ 105,000 |
| Jenkins County Georgia | 2 | $ 227,000 | $ 113,000 | $ 28,000 |
| Marion County Georgia | 2 | $ 144,000 | $ 72,000 | $ 89,000 |
| McDuffie County Georgia | 2 | $ 181,000 | $ 90,000 | $ 11,000 |
| Sumter County Georgia | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Walton County Georgia | 2 | $ 297,000 | $ 148,000 | $ 47,000 |
| Wilkes County Georgia | 2 | $ 166,000 | $ 83,000 | $ 75,000 |
| Worth County Georgia | 2 | $ 129,000 | $ 64,000 | $ 53,000 |
| Bolivar County Mississippi | 2 | $ 182,000 | $ 91,000 | $ 85,000 |
| George County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 87,000 |
| Harrison County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Hinds County Mississippi | 2 | $ 144,000 | $ 72,000 | $ 87,000 |
| Itawamba County Mississippi | 2 | $ 98,000 | $ 49,000 | $ 70,000 |
| Lafayette County Mississippi | 2 | $ 101,000 | $ 50,000 | $ 31,000 |
| Madison County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Montgomery County Mississippi | 2 | $ 214,000 | $ 107,000 | $ 37,000 |
| Pike County Mississippi | 2 | $ 122,000 | $ 61,000 | $ 71,000 |
| Simpson County Mississippi | 2 | $ 169,000 | $ 84,000 | $ 70,000 |
| Tallahatchie County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 33,000 |
| Tunica County Mississippi | 2 | $ 168,000 | $ 84,000 | $ 53,000 |
| Anson County North Carolina | 2 | $ 139,000 | $ 69,000 | $ 87,000 |
| Ashe County North Carolina | 2 | $ 788,000 | $ 394,000 | $ 462,000 |
| Beaufort County North Carolina | 2 | $ 73,000 | $ 36,000 | $ 58,000 |
| Cherokee County North Carolina | 2 | $ 123,000 | $ 61,000 | $ 37,000 |
| Cumberland County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 56,000 |
| Davidson County North Carolina | 2 | $ 95,000 | $ 47,000 | $ 27,000 |
| Jones County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 22,000 |
| Lee County North Carolina | 2 | $ 97,000 | $ 48,000 | $ 37,000 |
| Martin County North Carolina | 2 | $ 144,000 | $ 72,000 | $ 53,000 |
| McDowell County North Carolina | 2 | $ 485,000 | $ 242,000 | $ 131,000 |
| Mitchell County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 85,000 |
| Rockingham County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 60,000 |
| Stokes County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 38,000 |
| Transylvania County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Yancey County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Jackson County Tennessee | 2 | $ 126,000 | $ 63,000 | $ 31,000 |
| Wayne County Tennessee | 2 | $ 72,000 | $ 36,000 | $ 43,000 |
| Isle of Wight County Virginia | 2 | $ 92,000 | $ 46,000 | $ 48,000 |
| Blount County Alabama | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Coffee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Conecuh County Alabama | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Crenshaw County Alabama | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Geneva County Alabama | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Greene County Alabama | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Hale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Henry County Alabama | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Houston County Alabama | 1 | $ 28,000 | $ 28,000 | $ 94,000 |
| Lee County Alabama | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Madison County Alabama | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Montgomery County Alabama | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Perry County Alabama | 1 | $ 49,000 | $ 49,000 | $ 86,000 |
| Sumter County Alabama | 1 | $ 82,000 | $ 82,000 | $ 82,000 |
| Broward County Florida | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Calhoun County Florida | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Charlotte County Florida | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Collier County Florida | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Gilchrist County Florida | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Gulf County Florida | 1 | $ 107,000 | $ 107,000 | $ 120,000 |
| Hamilton County Florida | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Jackson County Florida | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Lafayette County Florida | 1 | $ 63,000 | $ 63,000 | $ 98,000 |
| Okeechobee County Florida | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Walton County Florida | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
| Washington County Florida | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Baldwin County Georgia | 1 | $ 300,000 | $ 300,000 | $ 65,000 |
| Ben Hill County Georgia | 1 | $ 72,000 | $ 72,000 | $ 114,000 |
| Bibb County Georgia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Calhoun County Georgia | 1 | $ 42,000 | $ 42,000 | $ 82,000 |
| Candler County Georgia | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Carroll County Georgia | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Cook County Georgia | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Coweta County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Early County Georgia | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Echols County Georgia | 1 | $ 23,000 | $ 23,000 | $ 66,000 |
| Emanuel County Georgia | 1 | $ 37,000 | $ 37,000 | $ 95,000 |
| Grady County Georgia | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Harris County Georgia | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Henry County Georgia | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Jasper County Georgia | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Jefferson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Lanier County Georgia | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Miller County Georgia | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Montgomery County Georgia | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Morgan County Georgia | 1 | $ 342,000 | $ 342,000 | $ 92,000 |
| Newton County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Oglethorpe County Georgia | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Taliaferro County Georgia | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Thomas County Georgia | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Treutlen County Georgia | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Troup County Georgia | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Benton County Mississippi | 1 | $ 42,000,000 | $ 42,000,000 | $ 41,000 |
| Calhoun County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 20,000 |
| Carroll County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Franklin County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Holmes County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Jefferson County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Kemper County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Leake County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Lee County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Perry County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Pontotoc County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Stone County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 24,000 |
| Caldwell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 1,291,000 |
| Caswell County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Chatham County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| Clay County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Dare County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 384,000 |
| Granville County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Greene County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Hyde County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 242,000 |
| Person County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Stanly County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Surry County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Vance County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 152,000 |
| Washington County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Wilkes County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 153,000 |
| Yadkin County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Hamilton County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 210,000 |
| Lawrence County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 11,000 |
| Lincoln County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Sevier County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 55,000 |
| Amherst County Virginia | 1 | $ 79,000 | $ 79,000 | $ 144,000 |
| Halifax County Virginia | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Rockbridge County Virginia | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Wise County Virginia | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,473 | $1,716,781,000 | $265,000 | $88,000,000 | $102,000 | $5,481,000 |
| Refinancing | 2,934 | $732,421,000 | $249,000 | $17,800,000 | $125,000 | $3,195,000 |
| Home Improvement | 672 | $77,579,000 | $115,000 | $1,325,000 | $100,000 | $1,018,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,551 | $1,701,422,000 | $225,000 | $59,000,000 | $118,000 | $5,481,000 |
| Black or African American | 994 | $351,955,000 | $354,000 | $88,000,000 | $53,000 | $406,000 |
| Not Provided | 879 | $220,434,000 | $250,000 | $1,500,000 | $127,000 | $2,557,000 |
| Not applicable | 238 | $123,507,000 | $518,000 | $26,556,000 | $1,000 | $187,000 |
| Hispanic | 217 | $88,333,000 | $407,000 | $56,000,000 | $77,000 | $789,000 |
| Asian | 115 | $31,953,000 | $277,000 | $1,500,000 | $145,000 | $1,291,000 |
| American Indian or Alaskan Native | 75 | $7,533,000 | $100,000 | $400,000 | $58,000 | $259,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $1,644,000 | $164,000 | $321,000 | $77,000 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,365 | $2,403,335,000 | $256,000 | $88,000,000 | $112,000 | $5,481,000 |
| FHA-insured (Federal Housing Administration) | 342 | $50,878,000 | $148,000 | $356,000 | $56,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 261 | $58,309,000 | $223,000 | $804,000 | $78,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $14,259,000 | $128,000 | $278,000 | $44,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,105 | $1,512,663,000 | $247,000 | $26,556,000 | $125,000 | $5,481,000 |
| Application Denied By Financial Institution | 2,442 | $674,428,000 | $276,000 | $88,000,000 | $58,000 | $2,287,000 |
| Application Withdrawn By Applicant | 740 | $184,136,000 | $248,000 | $2,738,000 | $137,000 | $1,936,000 |
| Application Approved But Not Accepted | 572 | $93,338,000 | $163,000 | $1,569,000 | $101,000 | $1,400,000 |
| File Closed For Incompleteness | 211 | $60,685,000 | $287,000 | $1,972,000 | $132,000 | $1,500,000 |
| Loan Purchased By The Institution | 9 | $1,531,000 | $170,000 | $324,000 | $73,000 | $126,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,208 | $296,936,000 | $245,000 | $88,000,000 | $54,000 | $940,000 |
| Debt-To-Income Ratio | 621 | $114,294,000 | $184,000 | $53,000,000 | $43,000 | $932,000 |
| Employment History | 223 | $117,211,000 | $525,000 | $59,000,000 | $49,000 | $680,000 |
| Credit Application Incomplete | 139 | $30,284,000 | $217,000 | $900,000 | $79,000 | $598,000 |
| Collateral | 131 | $28,916,000 | $220,000 | $1,750,000 | $138,000 | $2,287,000 |
| Other | 60 | $8,144,000 | $135,000 | $750,000 | $97,000 | $928,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $4,579,000 | $138,000 | $417,000 | $70,000 | $240,000 |
| Unverifiable Information | 27 | $74,064,000 | $2,743,000 | $69,000,000 | $95,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.