Schoolsfirst
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Schoolsfirst 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Schoolsfirst 2115 North Broadway Santa Ana, CA 92706 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,558 |
| Total Mortgage Loan Application Amount | $1,567,429,000 |
| Average Mortgage Loan Application Amount | $251,666 |
| Highest Mortgage Loan Application Amount | $1,331,000 |
| Average Applicant Income | $115,666 |
| Highest Applicant Income | $4,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Schoolsfirst. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Schoolsfirst's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Schoolsfirst's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Schoolsfirst serves its applicants.
Each category highlights the total number of mortgage applications processed by Schoolsfirst, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Schoolsfirst's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 3,908 | $ 786,196,000 | $ 201,000 | $ 117,000 |
| Los Angeles County California | 2,043 | $ 336,531,000 | $ 164,000 | $ 105,000 |
| Riverside County California | 1,906 | $ 239,434,000 | $ 125,000 | $ 99,000 |
| San Bernardino County California | 1,225 | $ 144,044,000 | $ 117,000 | $ 97,000 |
| San Diego County California | 117 | $ 24,215,000 | $ 206,000 | $ 119,000 |
| Kern County California | 48 | $ 3,676,000 | $ 76,000 | $ 86,000 |
| Ventura County California | 26 | $ 6,874,000 | $ 264,000 | $ 130,000 |
| Maricopa County Arizona | 13 | $ 155,000 | $ 11,000 | $ 55,000 |
| Clark County Nevada | 12 | $ 219,000 | $ 18,000 | $ 81,000 |
| Fresno County California | 11 | $ 602,000 | $ 54,000 | $ 99,000 |
| Sacramento County California | 11 | $ 2,312,000 | $ 210,000 | $ 111,000 |
| Mohave County Arizona | 10 | $ 159,000 | $ 15,000 | $ 89,000 |
| El Dorado County California | 9 | $ 2,351,000 | $ 261,000 | $ 211,000 |
| San Joaquin County California | 8 | $ 1,093,000 | $ 136,000 | $ 87,000 |
| Contra Costa County California | 7 | $ 604,000 | $ 86,000 | $ 154,000 |
| San Luis Obispo County California | 7 | $ 1,214,000 | $ 173,000 | $ 115,000 |
| Alameda County California | 6 | $ 1,062,000 | $ 177,000 | $ 82,000 |
| Santa Cruz County California | 6 | $ 1,448,000 | $ 241,000 | $ 169,000 |
| Ada County Idaho | 6 | $ 144,000 | $ 24,000 | $ 81,000 |
| Sonoma County California | 5 | $ 1,746,000 | $ 349,000 | $ 107,000 |
| Placer County California | 4 | $ 639,000 | $ 159,000 | $ 117,000 |
| San Francisco County California | 4 | $ 1,957,000 | $ 489,000 | $ 156,000 |
| Santa Barbara County California | 4 | $ 707,000 | $ 176,000 | $ 75,000 |
| Tuolumne County California | 4 | $ 66,000 | $ 16,000 | $ 84,000 |
| Nye County Nevada | 4 | $ 64,000 | $ 16,000 | $ 33,000 |
| Harris County Texas | 4 | $ 115,000 | $ 28,000 | $ 85,000 |
| Clark County Washington | 4 | $ 55,000 | $ 13,000 | $ 80,000 |
| Butte County California | 3 | $ 177,000 | $ 59,000 | $ 72,000 |
| Marin County California | 3 | $ 1,458,000 | $ 486,000 | $ 204,000 |
| Solano County California | 3 | $ 1,121,000 | $ 373,000 | $ 116,000 |
| Tulare County California | 3 | $ 240,000 | $ 80,000 | $ 77,000 |
| El Paso County Colorado | 3 | $ 28,000 | $ 9,000 | $ 64,000 |
| Williamson County Texas | 3 | $ 20,000 | $ 6,000 | $ 18,000 |
| Pima County Arizona | 2 | $ 9,000 | $ 4,000 | $ 41,000 |
| Pulaski County Arkansas | 2 | $ 39,000 | $ 19,000 | $ 64,000 |
| Amador County California | 2 | $ 395,000 | $ 197,000 | $ 119,000 |
| Mendocino County California | 2 | $ 499,000 | $ 249,000 | $ 125,000 |
| Mono County California | 2 | $ 867,000 | $ 433,000 | $ 338,000 |
| San Benito County California | 2 | $ 459,000 | $ 229,000 | $ 60,000 |
| San Mateo County California | 2 | $ 60,000 | $ 30,000 | $ 102,000 |
| Santa Clara County California | 2 | $ 755,000 | $ 377,000 | $ 95,000 |
| Shasta County California | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Yolo County California | 2 | $ 892,000 | $ 446,000 | $ 114,000 |
| Arapahoe County Colorado | 2 | $ 20,000 | $ 10,000 | $ 83,000 |
| Gwinnett County Georgia | 2 | $ 19,000 | $ 9,000 | $ 69,000 |
| Kootenai County Idaho | 2 | $ 18,000 | $ 9,000 | $ 94,000 |
| Chatham County North Carolina | 2 | $ 20,000 | $ 10,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 19,000 | $ 9,000 | $ 78,000 |
| Bexar County Texas | 2 | $ 7,000 | $ 3,000 | $ 16,000 |
| Collin County Texas | 2 | $ 30,000 | $ 15,000 | $ 74,000 |
| Dallas County Texas | 2 | $ 46,000 | $ 23,000 | $ 159,000 |
| Kendall County Texas | 2 | $ 29,000 | $ 14,000 | $ 80,000 |
| Tarrant County Texas | 2 | $ 9,000 | $ 4,000 | $ 41,000 |
| Tom Green County Texas | 2 | $ 43,000 | $ 21,000 | $ 60,000 |
| Travis County Texas | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| Iron County Utah | 2 | $ 14,000 | $ 7,000 | $ 51,000 |
| Thurston County Washington | 2 | $ 45,000 | $ 22,000 | $ 117,000 |
| Jefferson County Alabama | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Mobile County Alabama | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Navajo County Arizona | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| Yavapai County Arizona | 1 | $ 50,000 | $ 50,000 | $ 103,000 |
| Scott County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Calaveras County California | 1 | $ 272,000 | $ 272,000 | $ 100,000 |
| Del Norte County California | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Imperial County California | 1 | $ 3,000 | $ 3,000 | $ 120,000 |
| Inyo County California | 1 | $ 460,000 | $ 460,000 | $ 141,000 |
| Kings County California | 1 | $ 90,000 | $ 90,000 | $ 147,000 |
| Mariposa County California | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Merced County California | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Siskiyou County California | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Adams County Colorado | 1 | $ 13,000 | $ 13,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 5,000 | $ 5,000 | $ 201,000 |
| Clear Creek County Colorado | 1 | $ 7,000 | $ 7,000 | $ 81,000 |
| Denver County Colorado | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Larimer County Colorado | 1 | $ 7,000 | $ 7,000 | $ 75,000 |
| Montezuma County Colorado | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Summit County Colorado | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 227,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 19,000 | $ 19,000 | $ 79,000 |
| Lee County Florida | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Fulton County Georgia | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Hawaii County Hawaii | 1 | $ 30,000 | $ 30,000 | $ 103,000 |
| Maui County Hawaii | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Johnson County Kansas | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Sedgwick County Kansas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Montgomery County Maryland | 1 | $ 1,000 | $ 1,000 | $ 36,000 |
| Suffolk County Massachusetts | 1 | $ 14,000 | $ 14,000 | $ 56,000 |
| St. Clair County Michigan | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Beltrami County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Clay County Missouri | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Newton County Missouri | 1 | $ 6,000 | $ 6,000 | $ 58,000 |
| Randolph County Missouri | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Mineral County Nevada | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Union County New Mexico | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Valencia County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Dutchess County New York | 1 | $ 20,000 | $ 20,000 | $ 153,000 |
| Monroe County New York | 1 | $ 4,000 | $ 4,000 | $ 105,000 |
| Carteret County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Gaston County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 9,000 |
| Haywood County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Franklin County Ohio | 1 | $ 13,000 | $ 13,000 | $ 38,000 |
| Columbia County Oregon | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Jackson County Oregon | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Lane County Oregon | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Lehigh County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Newberry County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Knox County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 135,000 |
| Williamson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| Bastrop County Texas | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Bell County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Comal County Texas | 1 | $ 6,000 | $ 6,000 | $ 73,000 |
| Ellis County Texas | 1 | $ 16,000 | $ 16,000 | $ 123,000 |
| Grayson County Texas | 1 | $ 30,000 | $ 30,000 | $ 164,000 |
| Hidalgo County Texas | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Nueces County Texas | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Polk County Texas | 1 | $ 2,000 | $ 2,000 | $ 45,000 |
| Webb County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Davis County Utah | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Summit County Utah | 1 | $ 7,000 | $ 7,000 | $ 107,000 |
| Uintah County Utah | 1 | $ 24,000 | $ 24,000 | $ 96,000 |
| Utah County Utah | 1 | $ 8,000 | $ 8,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 10,000 | $ 10,000 | $ 137,000 |
| Fairfax County Virginia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 20,000 | $ 20,000 | $ 229,000 |
| Franklin County Washington | 1 | $ 2,000 | $ 2,000 | $ 52,000 |
| Island County Washington | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Kitsap County Washington | 1 | $ 26,000 | $ 26,000 | $ 149,000 |
| Snohomish County Washington | 1 | $ 15,000 | $ 15,000 | $ 147,000 |
| Spokane County Washington | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Monroe County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 91,000 |
| Uinta County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Schoolsfirst in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,852 | $364,521,000 | $62,000 | $945,000 | $99,000 | $1,681,000 |
| Refinancing | 2,588 | $751,757,000 | $290,000 | $1,331,000 | $117,000 | $4,116,000 |
| Home Purchase | 1,118 | $451,151,000 | $403,000 | $1,104,000 | $131,000 | $1,038,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,292 | $779,366,000 | $181,000 | $1,331,000 | $116,000 | $1,038,000 |
| Hispanic | 3,515 | $471,125,000 | $134,000 | $1,104,000 | $93,000 | $1,681,000 |
| Not Provided | 738 | $118,604,000 | $160,000 | $1,203,000 | $126,000 | $4,116,000 |
| Asian | 526 | $114,101,000 | $216,000 | $928,000 | $114,000 | $384,000 |
| Black or African American | 392 | $58,406,000 | $148,000 | $750,000 | $95,000 | $600,000 |
| American Indian or Alaskan Native | 52 | $13,962,000 | $268,000 | $1,100,000 | $108,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $11,865,000 | $275,000 | $549,000 | $136,000 | $280,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,558 | $1,567,429,000 | $163,000 | $1,331,000 | $108,000 | $4,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,576 | $1,115,984,000 | $169,000 | $1,202,000 | $110,000 | $1,681,000 |
| Application Denied By Financial Institution | 1,746 | $188,437,000 | $107,000 | $1,331,000 | $87,000 | $756,000 |
| File Closed For Incompleteness | 529 | $144,475,000 | $273,000 | $1,200,000 | $130,000 | $4,116,000 |
| Application Withdrawn By Applicant | 399 | $104,107,000 | $260,000 | $1,000,000 | $121,000 | $520,000 |
| Application Approved But Not Accepted | 308 | $14,426,000 | $46,000 | $720,000 | $108,000 | $1,380,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 801 | $80,726,000 | $100,000 | $1,203,000 | $66,000 | $254,000 |
| Credit History | 471 | $45,856,000 | $97,000 | $853,000 | $100,000 | $600,000 |
| Other | 226 | $21,693,000 | $95,000 | $1,331,000 | $103,000 | $755,000 |
| Unverifiable Information | 127 | $7,201,000 | $56,000 | $907,000 | $118,000 | $756,000 |
| Collateral | 86 | $26,427,000 | $307,000 | $815,000 | $122,000 | $297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,286,000 | $293,000 | $648,000 | $120,000 | $303,000 |
| Employment History | 16 | $1,223,000 | $76,000 | $590,000 | $93,000 | $242,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Schoolsfirst's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Schoolsfirst's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.