Seacoast National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Seacoast National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seacoast National Bank Po Box 9012 Stuart, FL 34995 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,016 |
| Total Mortgage Loan Application Amount | $696,011,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $9,800,000 |
| Average Applicant Income | $139,333 |
| Highest Applicant Income | $2,778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Seacoast National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seacoast National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Seacoast National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seacoast National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seacoast National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seacoast National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Lucie County Florida | 608 | $ 77,061,000 | $ 126,000 | $ 87,000 |
| Martin County Florida | 584 | $ 116,600,000 | $ 199,000 | $ 133,000 |
| Palm Beach County Florida | 310 | $ 103,171,000 | $ 332,000 | $ 180,000 |
| Brevard County Florida | 304 | $ 81,130,000 | $ 266,000 | $ 151,000 |
| Orange County Florida | 261 | $ 85,442,000 | $ 327,000 | $ 181,000 |
| Indian River County Florida | 216 | $ 38,265,000 | $ 177,000 | $ 113,000 |
| Okeechobee County Florida | 142 | $ 5,619,000 | $ 39,000 | $ 57,000 |
| Volusia County Florida | 116 | $ 34,135,000 | $ 294,000 | $ 178,000 |
| Seminole County Florida | 111 | $ 25,357,000 | $ 228,000 | $ 140,000 |
| Lake County Florida | 79 | $ 20,448,000 | $ 258,000 | $ 141,000 |
| Broward County Florida | 40 | $ 21,896,000 | $ 547,000 | $ 168,000 |
| Fulton County Georgia | 22 | $ 13,730,000 | $ 624,000 | $ 285,000 |
| Hendry County Florida | 21 | $ 461,000 | $ 21,000 | $ 57,000 |
| Glades County Florida | 20 | $ 717,000 | $ 35,000 | $ 60,000 |
| Osceola County Florida | 16 | $ 4,314,000 | $ 269,000 | $ 219,000 |
| Miami-Dade County Florida | 10 | $ 3,364,000 | $ 336,000 | $ 176,000 |
| Hillsborough County Florida | 9 | $ 2,683,000 | $ 298,000 | $ 156,000 |
| Santa Clara County California | 8 | $ 5,830,000 | $ 728,000 | $ 177,000 |
| Flagler County Florida | 8 | $ 1,340,000 | $ 167,000 | $ 106,000 |
| Highlands County Florida | 8 | $ 379,000 | $ 47,000 | $ 36,000 |
| Polk County Florida | 8 | $ 568,000 | $ 71,000 | $ 82,000 |
| Los Angeles County California | 5 | $ 3,972,000 | $ 794,000 | $ 211,000 |
| Alachua County Florida | 4 | $ 255,000 | $ 63,000 | $ 130,000 |
| Hernando County Florida | 4 | $ 499,000 | $ 124,000 | $ 42,000 |
| Pinellas County Florida | 4 | $ 672,000 | $ 168,000 | $ 118,000 |
| Forsyth County Georgia | 4 | $ 1,882,000 | $ 470,000 | $ 195,000 |
| Orange County California | 3 | $ 2,202,000 | $ 734,000 | $ 233,000 |
| Charlotte County Florida | 3 | $ 312,000 | $ 104,000 | $ 194,000 |
| DeSoto County Florida | 3 | $ 167,000 | $ 55,000 | $ 77,000 |
| Sarasota County Florida | 3 | $ 2,682,000 | $ 894,000 | $ 557,000 |
| DeKalb County Georgia | 3 | $ 1,177,000 | $ 392,000 | $ 194,000 |
| Glynn County Georgia | 3 | $ 1,578,000 | $ 526,000 | $ 298,000 |
| Mecklenburg County North Carolina | 3 | $ 440,000 | $ 146,000 | $ 132,000 |
| San Mateo County California | 2 | $ 1,725,000 | $ 862,000 | $ 193,000 |
| Sonoma County California | 2 | $ 1,234,000 | $ 617,000 | $ 146,000 |
| Duval County Florida | 2 | $ 383,000 | $ 191,000 | $ 134,000 |
| Lee County Florida | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Sumter County Florida | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Gwinnett County Georgia | 2 | $ 335,000 | $ 167,000 | $ 88,000 |
| Cook County Illinois | 2 | $ 3,190,000 | $ 1,595,000 | $ 408,000 |
| Deschutes County Oregon | 2 | $ 679,000 | $ 339,000 | $ 164,000 |
| Alameda County California | 1 | $ 683,000 | $ 683,000 | $ 155,000 |
| Contra Costa County California | 1 | $ 963,000 | $ 963,000 | $ 250,000 |
| Marin County California | 1 | $ 291,000 | $ 291,000 | $ 112,000 |
| San Bernardino County California | 1 | $ 890,000 | $ 890,000 | $ 175,000 |
| San Francisco County California | 1 | $ 800,000 | $ 800,000 | $ 719,000 |
| Santa Cruz County California | 1 | $ 707,000 | $ 707,000 | $ 214,000 |
| Boulder County Colorado | 1 | $ 762,000 | $ 762,000 | $ 172,000 |
| Douglas County Colorado | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Eagle County Colorado | 1 | $ 1,040,000 | $ 1,040,000 | $ 401,000 |
| Bay County Florida | 1 | $ 256,000 | $ 256,000 | $ 116,000 |
| Bradford County Florida | 1 | $ 2,000 | $ 2,000 | $ 16,000 |
| Citrus County Florida | 1 | $ 324,000 | $ 324,000 | $ 108,000 |
| Collier County Florida | 1 | $ 240,000 | $ 240,000 | $ 316,000 |
| Hardee County Florida | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Levy County Florida | 1 | $ 6,000 | $ 6,000 | $ 56,000 |
| Madison County Florida | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Marion County Florida | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Monroe County Florida | 1 | $ 50,000 | $ 50,000 | $ 186,000 |
| Putnam County Florida | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Walton County Florida | 1 | $ 984,000 | $ 984,000 | $ 480,000 |
| Barrow County Georgia | 1 | $ 277,000 | $ 277,000 | $ 653,000 |
| Chatham County Georgia | 1 | $ 478,000 | $ 478,000 | $ 163,000 |
| Cherokee County Georgia | 1 | $ 482,000 | $ 482,000 | $ 210,000 |
| Cobb County Georgia | 1 | $ 416,000 | $ 416,000 | $ 115,000 |
| Jackson County Georgia | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
| Maui County Hawaii | 1 | $ 2,653,000 | $ 2,653,000 | $ 386,000 |
| Ada County Idaho | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Essex County Massachusetts | 1 | $ 1,017,000 | $ 1,017,000 | $ 526,000 |
| Clark County Nevada | 1 | $ 181,000 | $ 181,000 | $ 107,000 |
| Washoe County Nevada | 1 | $ 500,000 | $ 500,000 | $ 223,000 |
| Morris County New Jersey | 1 | $ 1,144,000 | $ 1,144,000 | $ 293,000 |
| Passaic County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 156,000 |
| Somerset County New Jersey | 1 | $ 386,000 | $ 386,000 | $ 88,000 |
| Kings County New York | 1 | $ 993,000 | $ 993,000 | $ 258,000 |
| Queens County New York | 1 | $ 571,000 | $ 571,000 | $ 217,000 |
| Westchester County New York | 1 | $ 14,000 | $ 14,000 | $ 147,000 |
| Brunswick County North Carolina | 1 | $ 406,000 | $ 406,000 | $ 169,000 |
| Pender County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 249,000 |
| Beaufort County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 149,000 |
| Georgetown County South Carolina | 1 | $ 731,000 | $ 731,000 | $ 258,000 |
| Oconee County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Denton County Texas | 1 | $ 516,000 | $ 516,000 | $ 219,000 |
| Utah County Utah | 1 | $ 992,000 | $ 992,000 | $ 240,000 |
| Washington County Utah | 1 | $ 759,000 | $ 759,000 | $ 557,000 |
| Alexandria County Virginia | 1 | $ 113,000 | $ 113,000 | $ 108,000 |
| Fairfax County Virginia | 1 | $ 339,000 | $ 339,000 | $ 119,000 |
| Fairfax City County Virginia | 1 | $ 276,000 | $ 276,000 | $ 273,000 |
| Henrico County Virginia | 1 | $ 469,000 | $ 469,000 | $ 232,000 |
| Teton County Wyoming | 1 | $ 2,669,000 | $ 2,669,000 | $ 2,669,000 |
Mortgage Loan Application Detail Totals for Seacoast National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,504 | $471,905,000 | $313,000 | $9,800,000 | $148,000 | $2,778,000 |
| Home Improvement | 983 | $42,285,000 | $43,000 | $3,000,000 | $95,000 | $1,543,000 |
| Refinancing | 529 | $181,821,000 | $343,000 | $5,152,000 | $175,000 | $2,669,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,373 | $547,271,000 | $230,000 | $3,000,000 | $140,000 | $2,669,000 |
| Hispanic | 245 | $39,851,000 | $162,000 | $2,120,000 | $124,000 | $2,524,000 |
| Not Provided | 137 | $22,606,000 | $165,000 | $2,500,000 | $131,000 | $2,778,000 |
| Black or African American | 115 | $12,898,000 | $112,000 | $687,000 | $89,000 | $750,000 |
| Asian | 92 | $31,298,000 | $340,000 | $1,371,000 | $173,000 | $938,000 |
| Not applicable | 25 | $39,892,000 | $1,595,000 | $9,800,000 | $3,000 | $84,000 |
| American Indian or Alaskan Native | 20 | $1,420,000 | $71,000 | $416,000 | $78,000 | $194,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $775,000 | $86,000 | $413,000 | $86,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,774 | $647,091,000 | $233,000 | $9,800,000 | $141,000 | $2,778,000 |
| FHA-insured (Federal Housing Administration) | 183 | $33,465,000 | $182,000 | $351,000 | $65,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 59 | $15,455,000 | $261,000 | $880,000 | $106,000 | $485,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,814 | $437,735,000 | $241,000 | $9,800,000 | $140,000 | $2,778,000 |
| Application Denied By Financial Institution | 632 | $75,418,000 | $119,000 | $2,000,000 | $94,000 | $1,403,000 |
| Application Withdrawn By Applicant | 327 | $80,557,000 | $246,000 | $1,700,000 | $141,000 | $850,000 |
| File Closed For Incompleteness | 107 | $33,725,000 | $315,000 | $1,400,000 | $188,000 | $1,800,000 |
| Loan Purchased By The Institution | 99 | $63,591,000 | $642,000 | $2,669,000 | $259,000 | $2,669,000 |
| Application Approved But Not Accepted | 29 | $1,568,000 | $54,000 | $490,000 | $119,000 | $380,000 |
| Preapproval Denied by Financial Institution | 8 | $3,417,000 | $427,000 | $850,000 | $131,000 | $350,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 331 | $24,000,000 | $72,000 | $989,000 | $100,000 | $1,030,000 |
| Debt-To-Income Ratio | 220 | $28,800,000 | $130,000 | $2,000,000 | $66,000 | $915,000 |
| Collateral | 46 | $15,680,000 | $340,000 | $1,855,000 | $185,000 | $1,403,000 |
| Other | 14 | $3,129,000 | $223,000 | $950,000 | $76,000 | $357,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,702,000 | $270,000 | $675,000 | $103,000 | $240,000 |
| Credit Application Incomplete | 8 | $340,000 | $42,000 | $50,000 | $91,000 | $270,000 |
| Unverifiable Information | 6 | $2,861,000 | $476,000 | $1,400,000 | $176,000 | $444,000 |
| Employment History | 5 | $1,323,000 | $264,000 | $850,000 | $130,000 | $350,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seacoast National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seacoast National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.