State Employees Credit Union Of Maryland, Incorporated
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees Credit Union Of Maryland, Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | State Employees Credit Union Of Maryland, Incorporated 971 Corporate Blvd Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,287 |
| Total Mortgage Loan Application Amount | $976,815,000 |
| Average Mortgage Loan Application Amount | $152,800 |
| Highest Mortgage Loan Application Amount | $12,475,000 |
| Average Applicant Income | $113,800 |
| Highest Applicant Income | $2,912,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 1,419 | $ 146,005,000 | $ 102,000 | $ 106,000 |
| Anne Arundel County Maryland | 1,022 | $ 123,270,000 | $ 120,000 | $ 116,000 |
| Baltimore City County Maryland | 913 | $ 75,435,000 | $ 82,000 | $ 80,000 |
| Montgomery County Maryland | 606 | $ 147,930,000 | $ 244,000 | $ 168,000 |
| Prince George's County Maryland | 533 | $ 53,865,000 | $ 101,000 | $ 98,000 |
| Howard County Maryland | 490 | $ 90,640,000 | $ 184,000 | $ 164,000 |
| Harford County Maryland | 261 | $ 31,925,000 | $ 122,000 | $ 126,000 |
| Wicomico County Maryland | 237 | $ 16,465,000 | $ 69,000 | $ 81,000 |
| Carroll County Maryland | 187 | $ 19,595,000 | $ 104,000 | $ 118,000 |
| Worcester County Maryland | 158 | $ 16,450,000 | $ 104,000 | $ 136,000 |
| Washington County Maryland | 122 | $ 10,270,000 | $ 84,000 | $ 84,000 |
| Frederick County Maryland | 111 | $ 18,075,000 | $ 162,000 | $ 127,000 |
| District of Columbia County District Of Columbia | 100 | $ 41,570,000 | $ 415,000 | $ 185,000 |
| Fairfax County Virginia | 98 | $ 42,410,000 | $ 432,000 | $ 214,000 |
| Allegany County Maryland | 89 | $ 6,135,000 | $ 68,000 | $ 77,000 |
| Queen Anne's County Maryland | 88 | $ 7,900,000 | $ 89,000 | $ 100,000 |
| Sussex County Delaware | 82 | $ 13,340,000 | $ 162,000 | $ 127,000 |
| Dorchester County Maryland | 63 | $ 3,895,000 | $ 61,000 | $ 80,000 |
| Talbot County Maryland | 61 | $ 6,065,000 | $ 99,000 | $ 98,000 |
| Caroline County Maryland | 55 | $ 3,715,000 | $ 67,000 | $ 83,000 |
| York County Pennsylvania | 54 | $ 4,350,000 | $ 80,000 | $ 98,000 |
| Calvert County Maryland | 52 | $ 5,610,000 | $ 107,000 | $ 105,000 |
| Loudoun County Virginia | 52 | $ 22,480,000 | $ 432,000 | $ 190,000 |
| Somerset County Maryland | 41 | $ 2,905,000 | $ 70,000 | $ 76,000 |
| Charles County Maryland | 31 | $ 3,095,000 | $ 99,000 | $ 98,000 |
| St. Mary's County Maryland | 30 | $ 5,130,000 | $ 171,000 | $ 112,000 |
| Berkeley County West Virginia | 30 | $ 1,830,000 | $ 61,000 | $ 83,000 |
| Garrett County Maryland | 24 | $ 3,110,000 | $ 129,000 | $ 105,000 |
| Kent County Maryland | 22 | $ 1,560,000 | $ 70,000 | $ 84,000 |
| Arlington County Virginia | 22 | $ 11,080,000 | $ 503,000 | $ 231,000 |
| Franklin County Pennsylvania | 18 | $ 1,510,000 | $ 83,000 | $ 83,000 |
| Prince William County Virginia | 17 | $ 4,395,000 | $ 258,000 | $ 148,000 |
| Alexandria County Virginia | 13 | $ 6,375,000 | $ 490,000 | $ 208,000 |
| Jefferson County West Virginia | 12 | $ 1,220,000 | $ 101,000 | $ 85,000 |
| Adams County Pennsylvania | 10 | $ 950,000 | $ 95,000 | $ 54,000 |
| Bucks County Pennsylvania | 10 | $ 3,170,000 | $ 317,000 | $ 141,000 |
| Mineral County West Virginia | 9 | $ 635,000 | $ 70,000 | $ 66,000 |
| Kent County Delaware | 8 | $ 920,000 | $ 115,000 | $ 71,000 |
| Montgomery County Pennsylvania | 8 | $ 680,000 | $ 85,000 | $ 88,000 |
| Cecil County Maryland | 7 | $ 315,000 | $ 45,000 | $ 98,000 |
| Bedford County Pennsylvania | 6 | $ 410,000 | $ 68,000 | $ 79,000 |
| Chester County Pennsylvania | 6 | $ 2,380,000 | $ 396,000 | $ 200,000 |
| New Castle County Delaware | 5 | $ 755,000 | $ 151,000 | $ 142,000 |
| Morgan County West Virginia | 5 | $ 495,000 | $ 99,000 | $ 78,000 |
| Delaware County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 181,000 |
| Lancaster County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 88,000 |
| Philadelphia County Pennsylvania | 4 | $ 550,000 | $ 137,000 | $ 66,000 |
| Accomack County Virginia | 4 | $ 170,000 | $ 42,000 | $ 84,000 |
| Fauquier County Virginia | 4 | $ 1,870,000 | $ 467,000 | $ 172,000 |
| San Diego County California | 3 | $ 1,095,000 | $ 365,000 | $ 154,000 |
| Allegheny County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| Fulton County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 92,000 |
| Chesterfield County Virginia | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Fairfax City County Virginia | 3 | $ 1,275,000 | $ 425,000 | $ 199,000 |
| Spotsylvania County Virginia | 3 | $ 725,000 | $ 241,000 | $ 78,000 |
| Virginia Beach County Virginia | 3 | $ 695,000 | $ 231,000 | $ 235,000 |
| Butler County Pennsylvania | 2 | $ 1,120,000 | $ 560,000 | $ 301,000 |
| Columbia County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Cumberland County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Culpeper County Virginia | 2 | $ 170,000 | $ 85,000 | $ 93,000 |
| Frederick County Virginia | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| King George County Virginia | 2 | $ 200,000 | $ 100,000 | $ 101,000 |
| Page County Virginia | 2 | $ 120,000 | $ 60,000 | $ 27,000 |
| Stafford County Virginia | 2 | $ 970,000 | $ 485,000 | $ 237,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Orange County Florida | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Pinellas County Florida | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| St. Lucie County Florida | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Forsyth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Clark County Indiana | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Jefferson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Essex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Chenango County New York | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Kings County New York | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Beaver County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Clearfield County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Dauphin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Huntingdon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Somerset County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Susquehanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 205,000 |
| Tioga County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Shelby County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Charlottesville County Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Chesapeake County Virginia | 1 | $ 305,000 | $ 305,000 | $ 442,000 |
| Grayson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Louisa County Virginia | 1 | $ 425,000 | $ 425,000 | $ 284,000 |
| Lunenburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Madison County Virginia | 1 | $ 15,000 | $ 15,000 | $ 134,000 |
| Nelson County Virginia | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| Northampton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 322,000 |
| Portsmouth County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Prince Edward County Virginia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Warren County Virginia | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Whatcom County Washington | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Hampshire County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Hardy County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 202,000 |
| Ohio County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Preston County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Dunn County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees Credit Union Of Maryland, Incorporated in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,046 | $361,860,000 | $89,000 | $12,475,000 | $114,000 | $2,089,000 |
| Cash-out Refinancing | 1,420 | $186,850,000 | $131,000 | $1,575,000 | $113,000 | $1,215,000 |
| Home Purchase | 1,166 | $343,340,000 | $294,000 | $2,005,000 | $137,000 | $2,912,000 |
| Refinancing | 349 | $65,965,000 | $189,000 | $1,255,000 | $111,000 | $865,000 |
| Home Improvement | 306 | $18,800,000 | $61,000 | $365,000 | $94,000 | $825,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,437 | $468,355,000 | $136,000 | $2,005,000 | $124,000 | $2,089,000 |
| Black or African American | 1,678 | $141,630,000 | $84,000 | $1,755,000 | $90,000 | $930,000 |
| Not Provided | 1,478 | $227,360,000 | $153,000 | $12,475,000 | $116,000 | $1,601,000 |
| Asian | 442 | $108,230,000 | $244,000 | $1,775,000 | $163,000 | $2,912,000 |
| Hispanic | 149 | $17,525,000 | $117,000 | $1,075,000 | $95,000 | $338,000 |
| American Indian or Alaskan Native | 27 | $3,305,000 | $122,000 | $575,000 | $112,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,315,000 | $119,000 | $375,000 | $114,000 | $289,000 |
| Not applicable | 5 | $2,245,000 | $449,000 | $1,025,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,109 | $943,485,000 | $132,000 | $12,475,000 | $118,000 | $2,912,000 |
| FHA-insured (Federal Housing Administration) | 178 | $33,330,000 | $187,000 | $405,000 | $64,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,614 | $605,200,000 | $167,000 | $12,475,000 | $127,000 | $2,912,000 |
| Application Denied By Financial Institution | 2,789 | $221,365,000 | $79,000 | $1,225,000 | $100,000 | $1,601,000 |
| Application Withdrawn By Applicant | 739 | $119,435,000 | $161,000 | $1,685,000 | $128,000 | $2,825,000 |
| Application Approved But Not Accepted | 81 | $15,125,000 | $186,000 | $1,445,000 | $114,000 | $586,000 |
| File Closed For Incompleteness | 64 | $15,690,000 | $245,000 | $605,000 | $106,000 | $285,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,498 | $755,450,000 | $167,000 | $12,475,000 | $127,000 | $2,912,000 |
| Credit History | 2,384 | $160,710,000 | $67,000 | $765,000 | $100,000 | $1,601,000 |
| Collateral | 191 | $20,925,000 | $109,000 | $1,165,000 | $109,000 | $400,000 |
| Debt-To-Income Ratio | 96 | $17,130,000 | $178,000 | $725,000 | $68,000 | $179,000 |
| Credit Application Incomplete | 83 | $15,365,000 | $185,000 | $515,000 | $94,000 | $250,000 |
| Unverifiable Information | 23 | $3,285,000 | $142,000 | $405,000 | $130,000 | $373,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,295,000 | $259,000 | $405,000 | $99,000 | $122,000 |
| Other | 4 | $890,000 | $222,000 | $455,000 | $100,000 | $151,000 |
| Employment History | 3 | $1,765,000 | $588,000 | $1,225,000 | $169,000 | $282,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.