Security Bank, S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Security Bank, S.B. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Bank, S.B. 510 E. Monroe St Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 688 |
| Total Mortgage Loan Application Amount | $70,527,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $760,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $1,241,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Security Bank, S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Bank, S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Security Bank, S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Bank, S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Bank, S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Bank, S.B.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 560 | $ 62,570,000 | $ 111,000 | $ 93,000 |
| Menard County Illinois | 21 | $ 2,205,000 | $ 105,000 | $ 88,000 |
| Christian County Illinois | 7 | $ 844,000 | $ 120,000 | $ 55,000 |
| Macoupin County Illinois | 4 | $ 376,000 | $ 94,000 | $ 71,000 |
| Raleigh County West Virginia | 4 | $ 213,000 | $ 53,000 | $ 33,000 |
| Kent County Delaware | 3 | $ 196,000 | $ 65,000 | $ 32,000 |
| Anoka County Minnesota | 3 | $ 95,000 | $ 31,000 | $ 37,000 |
| Augusta County Virginia | 3 | $ 150,000 | $ 50,000 | $ 33,000 |
| Cook County Illinois | 2 | $ 55,000 | $ 27,000 | $ 47,000 |
| Leslie County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 27,000 |
| Pike County Kentucky | 2 | $ 89,000 | $ 44,000 | $ 53,000 |
| Lewis and Clark County Montana | 2 | $ 54,000 | $ 27,000 | $ 37,000 |
| Minnehaha County South Dakota | 2 | $ 43,000 | $ 21,000 | $ 28,000 |
| Washington County Vermont | 2 | $ 94,000 | $ 47,000 | $ 38,000 |
| Spotsylvania County Virginia | 2 | $ 82,000 | $ 41,000 | $ 46,000 |
| Mercer County West Virginia | 2 | $ 43,000 | $ 21,000 | $ 32,000 |
| Maricopa County Arizona | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Benton County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| New Castle County Delaware | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Franklin County Idaho | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Boone County Illinois | 1 | $ 34,000 | $ 34,000 | $ 51,000 |
| Jasper County Illinois | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Kankakee County Illinois | 1 | $ 26,000 | $ 26,000 | $ 26,000 |
| Montgomery County Illinois | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Morgan County Illinois | 1 | $ 26,000 | $ 26,000 | $ 216,000 |
| Saline County Illinois | 1 | $ 81,000 | $ 81,000 | $ 99,000 |
| St. Clair County Illinois | 1 | $ 39,000 | $ 39,000 | $ 38,000 |
| Tazewell County Illinois | 1 | $ 117,000 | $ 117,000 | $ 179,000 |
| Williamson County Illinois | 1 | $ 139,000 | $ 139,000 | $ 142,000 |
| Lawrence County Indiana | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Cowley County Kansas | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Jackson County Kansas | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Pottawatomie County Kansas | 1 | $ 41,000 | $ 41,000 | $ 25,000 |
| Riley County Kansas | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| Sumner County Kansas | 1 | $ 42,000 | $ 42,000 | $ 132,000 |
| Breathitt County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 117,000 |
| Bullitt County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Pulaski County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
| Chisago County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 122,000 |
| Dakota County Minnesota | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Houston County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Olmsted County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Ramsey County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Scott County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Steele County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Cape Girardeau County Missouri | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Greene County Missouri | 1 | $ 44,000 | $ 44,000 | $ 33,000 |
| Jackson County Missouri | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Lawrence County Missouri | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Flathead County Montana | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Richland County Montana | 1 | $ 68,000 | $ 68,000 | $ 150,000 |
| Yellowstone County Montana | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Dawes County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Delaware County New York | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Burleigh County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Mountrail County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Williams County North Dakota | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Klamath County Oregon | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Lane County Oregon | 1 | $ 43,000 | $ 43,000 | $ 38,000 |
| Indiana County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Beaufort County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Butte County South Dakota | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Lake County South Dakota | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Pennington County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 69,000 |
| Lamoille County Vermont | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Buchanan County Virginia | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Fairfax County Virginia | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Montgomery County Virginia | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Prince George County Virginia | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Benton County Washington | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Stevens County Washington | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Braxton County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Clay County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 53,000 |
| Fayette County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Logan County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| McDowell County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Monongalia County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Randolph County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Upshur County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Park County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Sweetwater County Wyoming | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Security Bank, S.B. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 388 | $46,068,000 | $118,000 | $760,000 | $96,000 | $1,241,000 |
| Home Purchase | 253 | $21,256,000 | $84,000 | $417,000 | $71,000 | $359,000 |
| Home Improvement | 47 | $3,203,000 | $68,000 | $417,000 | $88,000 | $603,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 645 | $66,757,000 | $103,000 | $760,000 | $86,000 | $1,241,000 |
| Asian | 17 | $1,872,000 | $110,000 | $401,000 | $111,000 | $270,000 |
| Black or African American | 11 | $899,000 | $81,000 | $321,000 | $99,000 | $295,000 |
| Hispanic | 6 | $460,000 | $76,000 | $182,000 | $62,000 | $84,000 |
| American Indian or Alaskan Native | 4 | $222,000 | $55,000 | $101,000 | $87,000 | $217,000 |
| Not Provided | 4 | $178,000 | $44,000 | $65,000 | $67,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $139,000 | $139,000 | $139,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 688 | $70,527,000 | $102,000 | $760,000 | $86,000 | $1,241,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 591 | $62,775,000 | $106,000 | $760,000 | $89,000 | $1,241,000 |
| Application Approved But Not Accepted | 56 | $4,173,000 | $74,000 | $270,000 | $63,000 | $270,000 |
| Application Withdrawn By Applicant | 19 | $1,562,000 | $82,000 | $266,000 | $80,000 | $301,000 |
| Application Denied By Financial Institution | 17 | $1,538,000 | $90,000 | $190,000 | $62,000 | $141,000 |
| File Closed For Incompleteness | 5 | $479,000 | $95,000 | $187,000 | $86,000 | $177,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $555,000 | $69,000 | $190,000 | $73,000 | $141,000 |
| Debt-To-Income Ratio | 5 | $559,000 | $111,000 | $174,000 | $46,000 | $76,000 |
| Collateral | 2 | $283,000 | $141,000 | $160,000 | $84,000 | $107,000 |
| Employment History | 1 | $64,000 | $64,000 | $64,000 | $34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Bank, S.B.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Bank, S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.