Security Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Security Savings Bank, Fsb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Savings Bank, Fsb 11599 Ridgeview Rd Olathe, KS 66061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,251 |
| Total Mortgage Loan Application Amount | $248,792,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $130,666 |
| Highest Applicant Income | $591,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Security Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Savings Bank, Fsb's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Saline County Kansas | 592 | $ 54,280,000 | $ 91,000 | $ 50,000 |
| Johnson County Kansas | 541 | $ 84,380,000 | $ 155,000 | $ 68,000 |
| Finney County Kansas | 444 | $ 34,532,000 | $ 77,000 | $ 42,000 |
| Sedgwick County Kansas | 241 | $ 25,790,000 | $ 107,000 | $ 61,000 |
| Wyandotte County Kansas | 83 | $ 7,875,000 | $ 94,000 | $ 52,000 |
| Jackson County Missouri | 71 | $ 8,475,000 | $ 119,000 | $ 51,000 |
| Leavenworth County Kansas | 27 | $ 3,838,000 | $ 142,000 | $ 48,000 |
| Ottawa County Kansas | 26 | $ 2,667,000 | $ 102,000 | $ 44,000 |
| Cass County Missouri | 21 | $ 2,641,000 | $ 125,000 | $ 72,000 |
| Clay County Missouri | 19 | $ 2,891,000 | $ 152,000 | $ 75,000 |
| Dickinson County Kansas | 18 | $ 1,666,000 | $ 92,000 | $ 69,000 |
| McPherson County Kansas | 17 | $ 1,135,000 | $ 66,000 | $ 53,000 |
| Seward County Kansas | 14 | $ 1,329,000 | $ 94,000 | $ 43,000 |
| Haskell County Kansas | 13 | $ 1,191,000 | $ 91,000 | $ 55,000 |
| Miami County Kansas | 11 | $ 1,856,000 | $ 168,000 | $ 143,000 |
| Platte County Missouri | 11 | $ 1,961,000 | $ 178,000 | $ 79,000 |
| Douglas County Kansas | 8 | $ 1,323,000 | $ 165,000 | $ 154,000 |
| Kearny County Kansas | 6 | $ 419,000 | $ 69,000 | $ 41,000 |
| Harvey County Kansas | 4 | $ 494,000 | $ 123,000 | $ 88,000 |
| Shawnee County Kansas | 4 | $ 415,000 | $ 103,000 | $ 61,000 |
| Ellis County Kansas | 3 | $ 152,000 | $ 50,000 | $ 46,000 |
| Franklin County Kansas | 3 | $ 328,000 | $ 109,000 | $ 48,000 |
| Gray County Kansas | 3 | $ 394,000 | $ 131,000 | $ 87,000 |
| Hamilton County Kansas | 3 | $ 154,000 | $ 51,000 | $ 43,000 |
| Jefferson County Kansas | 3 | $ 351,000 | $ 117,000 | $ 59,000 |
| Lane County Kansas | 3 | $ 290,000 | $ 96,000 | $ 118,000 |
| Lincoln County Kansas | 3 | $ 234,000 | $ 78,000 | $ 60,000 |
| Meade County Kansas | 3 | $ 134,000 | $ 44,000 | $ 70,000 |
| Sumner County Kansas | 3 | $ 141,000 | $ 47,000 | $ 60,000 |
| Lafayette County Missouri | 3 | $ 354,000 | $ 118,000 | $ 39,000 |
| Summit County Colorado | 2 | $ 569,000 | $ 284,000 | $ 176,000 |
| Atchison County Kansas | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Butler County Kansas | 2 | $ 218,000 | $ 109,000 | $ 80,000 |
| Ellsworth County Kansas | 2 | $ 125,000 | $ 62,000 | $ 78,000 |
| Grant County Kansas | 2 | $ 254,000 | $ 127,000 | $ 81,000 |
| Riley County Kansas | 2 | $ 255,000 | $ 127,000 | $ 155,000 |
| Scott County Kansas | 2 | $ 232,000 | $ 116,000 | $ 45,000 |
| Wichita County Kansas | 2 | $ 322,000 | $ 161,000 | $ 69,000 |
| Johnson County Missouri | 2 | $ 239,000 | $ 119,000 | $ 59,000 |
| Morgan County Missouri | 2 | $ 395,000 | $ 197,000 | $ 102,000 |
| St. Louis County Missouri | 2 | $ 272,000 | $ 136,000 | $ 182,000 |
| Taney County Missouri | 2 | $ 162,000 | $ 81,000 | $ 87,000 |
| Pima County Arizona | 1 | $ 280,000 | $ 280,000 | $ 147,000 |
| Benton County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Orange County California | 1 | $ 182,000 | $ 182,000 | $ 16,000 |
| Riverside County California | 1 | $ 377,000 | $ 377,000 | $ 469,000 |
| Adams County Colorado | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Denver County Colorado | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Lee County Florida | 1 | $ 628,000 | $ 628,000 | $ 591,000 |
| Liberty County Georgia | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Anderson County Kansas | 1 | $ 64,000 | $ 64,000 | $ 96,000 |
| Bourbon County Kansas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Ford County Kansas | 1 | $ 46,000 | $ 46,000 | $ 131,000 |
| Geary County Kansas | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Kingman County Kansas | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Linn County Kansas | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Marshall County Kansas | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| Mitchell County Kansas | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Osage County Kansas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Pottawatomie County Kansas | 1 | $ 89,000 | $ 89,000 | $ 63,000 |
| Reno County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 156,000 |
| Benton County Missouri | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Boone County Missouri | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Christian County Missouri | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Polk County Missouri | 1 | $ 108,000 | $ 108,000 | $ 119,000 |
| Canadian County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Henrico County Virginia | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Security Savings Bank, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,589 | $178,549,000 | $233,333 | $630,000 | $167,111 | $591,000 |
| Home Purchase (one-to-four family) | 642 | $69,237,000 | $139,000 | $650,000 | $65,200 | $475,000 |
| Home Improvement (one-to-four family) | 20 | $1,006,000 | $50,000 | $480,000 | $130,000 | $576,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,866 | $216,829,000 | $175,900 | $650,000 | $106,600 | $576,000 |
| Hispanic | 259 | $18,077,000 | $77,000 | $491,000 | $86,500 | $406,000 |
| Black | 44 | $4,143,000 | $95,000 | $211,000 | $45,000 | $108,000 |
| Information not provided by applicant in mail or telephone application | 38 | $4,218,000 | $280,000 | $628,000 | $227,666 | $591,000 |
| Asian or Pacific Islander | 34 | $3,792,000 | $133,000 | $209,000 | $53,000 | $177,000 |
| Other | 8 | $1,503,000 | $187,000 | $415,000 | $115,000 | $326,000 |
| American Indian or Alaskan Native | 2 | $230,000 | $115,000 | $162,000 | $78,000 | $104,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,995 | $225,696,000 | $216,636 | $650,000 | $151,363 | $591,000 |
| FHA-insured (Federal Housing Administration) | 217 | $18,497,000 | $92,000 | $181,000 | $38,500 | $276,000 |
| VA-guaranteed (Veterans Administration) | 39 | $4,599,000 | $128,500 | $222,000 | $48,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,028 | $230,777,000 | $216,727 | $650,000 | $150,727 | $591,000 |
| Application Withdrawn By Applicant | 126 | $10,714,000 | $72,500 | $245,000 | $24,500 | $300,000 |
| Application Denied By Financial Institution | 89 | $6,693,000 | $75,000 | $449,000 | $40,000 | $130,000 |
| Application Approved But Not Accepted | 6 | $441,000 | $69,500 | $122,000 | $54,500 | $94,000 |
| File Closed For Incompleteness | 2 | $167,000 | $83,000 | $115,000 | $40,000 | $43,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $3,588,000 | $70,000 | $190,000 | $39,000 | $90,000 |
| Debt-To-Income Ratio | 23 | $2,081,000 | $90,000 | $449,000 | $45,000 | $85,000 |
| Employment History | 5 | $233,000 | $46,000 | $69,000 | $31,000 | $61,000 |
| Collateral | 5 | $521,000 | $104,000 | $208,000 | $76,000 | $130,000 |
| Unverifiable Information | 2 | $114,000 | $57,000 | $79,000 | $28,000 | $33,000 |
| Credit Application Incomplete | 1 | $54,000 | $54,000 | $54,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 1 | $32,000 | $32,000 | $32,000 | $12,000 | $12,000 |
| Other | 1 | $70,000 | $70,000 | $70,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, Fsb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.