Security Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Security Savings Bank, Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Savings Bank, Fsb 11599 Ridgeview Rd Olathe, KS 66061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,959 |
| Total Mortgage Loan Application Amount | $309,714,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $592,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $667,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Security Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Security Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Savings Bank, Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 553 | $ 81,267,000 | $ 146,000 | $ 71,000 |
| Johnson County Kansas | 543 | $ 106,652,000 | $ 196,000 | $ 85,000 |
| Saline County Kansas | 246 | $ 29,413,000 | $ 119,000 | $ 59,000 |
| McPherson County Kansas | 129 | $ 14,513,000 | $ 112,000 | $ 45,000 |
| Jackson County Missouri | 79 | $ 13,257,000 | $ 167,000 | $ 81,000 |
| Butler County Kansas | 47 | $ 6,999,000 | $ 148,000 | $ 76,000 |
| Miami County Kansas | 39 | $ 6,342,000 | $ 162,000 | $ 62,000 |
| Wyandotte County Kansas | 39 | $ 5,728,000 | $ 146,000 | $ 65,000 |
| Leavenworth County Kansas | 25 | $ 5,186,000 | $ 207,000 | $ 89,000 |
| Cass County Missouri | 20 | $ 4,100,000 | $ 205,000 | $ 91,000 |
| Clay County Missouri | 17 | $ 3,240,000 | $ 190,000 | $ 82,000 |
| Platte County Missouri | 17 | $ 4,132,000 | $ 243,000 | $ 86,000 |
| Reno County Kansas | 12 | $ 1,119,000 | $ 93,000 | $ 40,000 |
| Sumner County Kansas | 12 | $ 1,764,000 | $ 147,000 | $ 59,000 |
| Dickinson County Kansas | 11 | $ 1,473,000 | $ 133,000 | $ 61,000 |
| Douglas County Kansas | 10 | $ 1,287,000 | $ 128,000 | $ 51,000 |
| Harvey County Kansas | 10 | $ 1,526,000 | $ 152,000 | $ 68,000 |
| Ottawa County Kansas | 10 | $ 1,393,000 | $ 139,000 | $ 69,000 |
| Franklin County Kansas | 8 | $ 930,000 | $ 116,000 | $ 35,000 |
| Marion County Kansas | 8 | $ 540,000 | $ 67,000 | $ 46,000 |
| Geary County Kansas | 5 | $ 771,000 | $ 154,000 | $ 66,000 |
| Jefferson County Kansas | 5 | $ 732,000 | $ 146,000 | $ 65,000 |
| Osage County Kansas | 5 | $ 400,000 | $ 80,000 | $ 26,000 |
| Shawnee County Kansas | 5 | $ 813,000 | $ 162,000 | $ 102,000 |
| Linn County Kansas | 4 | $ 535,000 | $ 133,000 | $ 89,000 |
| Tulsa County Oklahoma | 4 | $ 458,000 | $ 114,000 | $ 74,000 |
| Clay County Kansas | 3 | $ 286,000 | $ 95,000 | $ 58,000 |
| Cloud County Kansas | 3 | $ 236,000 | $ 78,000 | $ 63,000 |
| Ellsworth County Kansas | 3 | $ 331,000 | $ 110,000 | $ 23,000 |
| Lincoln County Kansas | 3 | $ 189,000 | $ 63,000 | $ 62,000 |
| Rice County Kansas | 3 | $ 283,000 | $ 94,000 | $ 42,000 |
| Taney County Missouri | 3 | $ 413,000 | $ 137,000 | $ 64,000 |
| Yellowstone County Montana | 3 | $ 833,000 | $ 277,000 | $ 101,000 |
| Wagoner County Oklahoma | 3 | $ 318,000 | $ 106,000 | $ 75,000 |
| Barton County Kansas | 2 | $ 276,000 | $ 138,000 | $ 61,000 |
| Cowley County Kansas | 2 | $ 238,000 | $ 119,000 | $ 49,000 |
| Haskell County Kansas | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Lyon County Kansas | 2 | $ 402,000 | $ 201,000 | $ 130,000 |
| Stevens County Kansas | 2 | $ 164,000 | $ 82,000 | $ 90,000 |
| Christian County Missouri | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Jefferson County Missouri | 2 | $ 312,000 | $ 156,000 | $ 73,000 |
| Delaware County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Maricopa County Arizona | 1 | $ 189,000 | $ 189,000 | $ 300,000 |
| El Paso County Colorado | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Summit County Colorado | 1 | $ 362,000 | $ 362,000 | $ 465,000 |
| Pinellas County Florida | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| Polk County Florida | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| St. Joseph County Indiana | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Clarke County Iowa | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Monroe County Iowa | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| Anderson County Kansas | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Bourbon County Kansas | 1 | $ 187,000 | $ 187,000 | $ 114,000 |
| Cherokee County Kansas | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Finney County Kansas | 1 | $ 103,000 | $ 103,000 | $ 91,000 |
| Grant County Kansas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Hamilton County Kansas | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
| Kingman County Kansas | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Neosho County Kansas | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Pottawatomie County Kansas | 1 | $ 141,000 | $ 141,000 | $ 78,000 |
| Pratt County Kansas | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Thomas County Kansas | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Wabaunsee County Kansas | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Wilson County Kansas | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Jefferson County Kentucky | 1 | $ 341,000 | $ 341,000 | $ 121,000 |
| Audrain County Missouri | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Bates County Missouri | 1 | $ 144,000 | $ 144,000 | $ 141,000 |
| Boone County Missouri | 1 | $ 147,000 | $ 147,000 | $ 94,000 |
| Buchanan County Missouri | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Camden County Missouri | 1 | $ 223,000 | $ 223,000 | $ 270,000 |
| Greene County Missouri | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| Grundy County Missouri | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Jasper County Missouri | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Lawrence County Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 276,000 | $ 276,000 | $ 79,000 |
| St. Clair County Missouri | 1 | $ 73,000 | $ 73,000 | $ 182,000 |
| Gallatin County Montana | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Saunders County Nebraska | 1 | $ 228,000 | $ 228,000 | $ 89,000 |
| Bergen County New Jersey | 1 | $ 352,000 | $ 352,000 | $ 174,000 |
| Avery County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 650,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 450,000 |
| Creek County Oklahoma | 1 | $ 213,000 | $ 213,000 | $ 112,000 |
| Kay County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Oklahoma County Oklahoma | 1 | $ 362,000 | $ 362,000 | $ 100,000 |
| Rogers County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Brazos County Texas | 1 | $ 181,000 | $ 181,000 | $ 110,000 |
| Dallas County Texas | 1 | $ 280,000 | $ 280,000 | $ 124,000 |
| Harris County Texas | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| Amherst County Virginia | 1 | $ 572,000 | $ 572,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Security Savings Bank, Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,139 | $192,840,000 | $169,000 | $417,000 | $80,000 | $667,000 |
| Home Purchase | 817 | $116,832,000 | $143,000 | $592,000 | $64,000 | $596,000 |
| Home Improvement | 3 | $42,000 | $14,000 | $30,000 | $77,000 | $112,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,739 | $278,297,000 | $160,000 | $592,000 | $75,000 | $667,000 |
| Asian | 81 | $10,902,000 | $134,000 | $417,000 | $59,000 | $247,000 |
| Hispanic | 67 | $7,893,000 | $117,000 | $320,000 | $63,000 | $596,000 |
| Black or African American | 47 | $7,947,000 | $169,000 | $379,000 | $59,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,598,000 | $199,000 | $351,000 | $86,000 | $189,000 |
| Not Provided | 11 | $1,964,000 | $178,000 | $417,000 | $73,000 | $142,000 |
| American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $89,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,068 | $190,362,000 | $178,000 | $592,000 | $92,000 | $667,000 |
| FHA-insured (Federal Housing Administration) | 690 | $93,852,000 | $136,000 | $278,000 | $51,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $12,900,000 | $105,000 | $236,000 | $42,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 79 | $12,600,000 | $159,000 | $337,000 | $54,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,665 | $264,200,000 | $158,000 | $592,000 | $73,000 | $667,000 |
| Application Withdrawn By Applicant | 177 | $28,246,000 | $159,000 | $562,000 | $71,000 | $300,000 |
| Application Approved But Not Accepted | 69 | $9,930,000 | $143,000 | $417,000 | $79,000 | $643,000 |
| Application Denied By Financial Institution | 48 | $7,338,000 | $152,000 | $417,000 | $71,000 | $650,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $2,448,000 | $153,000 | $295,000 | $58,000 | $189,000 |
| Debt-To-Income Ratio | 15 | $2,650,000 | $176,000 | $417,000 | $52,000 | $96,000 |
| Collateral | 7 | $858,000 | $122,000 | $224,000 | $159,000 | $650,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $500,000 | $166,000 | $292,000 | $58,000 | $74,000 |
| Other | 3 | $529,000 | $176,000 | $210,000 | $94,000 | $119,000 |
| Unverifiable Information | 2 | $192,000 | $96,000 | $142,000 | $41,000 | $45,000 |
| Employment History | 2 | $161,000 | $80,000 | $106,000 | $32,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.