Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Security Service Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,111 |
| Total Mortgage Loan Application Amount | $3,419,795,000 |
| Average Mortgage Loan Application Amount | $207,400 |
| Highest Mortgage Loan Application Amount | $10,245,000 |
| Average Applicant Income | $156,400 |
| Highest Applicant Income | $9,660,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 4,798 | $ 868,990,000 | $ 181,000 | $ 126,000 |
| Hidalgo County Texas | 881 | $ 141,665,000 | $ 160,000 | $ 117,000 |
| El Paso County Colorado | 850 | $ 153,720,000 | $ 180,000 | $ 122,000 |
| Utah County Utah | 846 | $ 241,300,000 | $ 285,000 | $ 150,000 |
| Salt Lake County Utah | 728 | $ 191,970,000 | $ 263,000 | $ 162,000 |
| Cameron County Texas | 517 | $ 83,355,000 | $ 161,000 | $ 106,000 |
| Comal County Texas | 454 | $ 146,140,000 | $ 321,000 | $ 192,000 |
| Pueblo County Colorado | 309 | $ 40,115,000 | $ 129,000 | $ 80,000 |
| El Paso County Texas | 298 | $ 37,840,000 | $ 126,000 | $ 95,000 |
| Weld County Colorado | 274 | $ 45,270,000 | $ 165,000 | $ 135,000 |
| Larimer County Colorado | 256 | $ 57,770,000 | $ 225,000 | $ 145,000 |
| Arapahoe County Colorado | 250 | $ 55,180,000 | $ 220,000 | $ 206,000 |
| Jefferson County Colorado | 241 | $ 52,985,000 | $ 219,000 | $ 196,000 |
| Guadalupe County Texas | 233 | $ 39,825,000 | $ 170,000 | $ 122,000 |
| Denver County Colorado | 224 | $ 41,440,000 | $ 185,000 | $ 171,000 |
| Nueces County Texas | 216 | $ 44,360,000 | $ 205,000 | $ 147,000 |
| Douglas County Colorado | 194 | $ 46,390,000 | $ 239,000 | $ 223,000 |
| Travis County Texas | 191 | $ 92,835,000 | $ 486,000 | $ 230,000 |
| Adams County Colorado | 173 | $ 29,755,000 | $ 171,000 | $ 186,000 |
| Medina County Texas | 173 | $ 33,625,000 | $ 194,000 | $ 126,000 |
| Kendall County Texas | 153 | $ 80,815,000 | $ 528,000 | $ 269,000 |
| Washington County Utah | 147 | $ 39,765,000 | $ 270,000 | $ 215,000 |
| Davis County Utah | 127 | $ 49,475,000 | $ 389,000 | $ 165,000 |
| Atascosa County Texas | 125 | $ 20,275,000 | $ 162,000 | $ 99,000 |
| Uvalde County Texas | 108 | $ 16,200,000 | $ 150,000 | $ 100,000 |
| Summit County Utah | 101 | $ 109,925,000 | $ 1,088,000 | $ 545,000 |
| Williamson County Texas | 93 | $ 24,665,000 | $ 265,000 | $ 155,000 |
| Weber County Utah | 92 | $ 33,140,000 | $ 360,000 | $ 214,000 |
| Harris County Texas | 87 | $ 28,045,000 | $ 322,000 | $ 177,000 |
| Webb County Texas | 78 | $ 14,130,000 | $ 181,000 | $ 151,000 |
| Boulder County Colorado | 76 | $ 25,460,000 | $ 335,000 | $ 159,000 |
| San Patricio County Texas | 74 | $ 12,820,000 | $ 173,000 | $ 110,000 |
| Wilson County Texas | 74 | $ 15,430,000 | $ 208,000 | $ 130,000 |
| Hays County Texas | 64 | $ 18,840,000 | $ 294,000 | $ 170,000 |
| Wasatch County Utah | 64 | $ 91,060,000 | $ 1,422,000 | $ 511,000 |
| Tarrant County Texas | 58 | $ 20,920,000 | $ 360,000 | $ 166,000 |
| Bandera County Texas | 55 | $ 11,935,000 | $ 217,000 | $ 126,000 |
| Maverick County Texas | 51 | $ 7,415,000 | $ 145,000 | $ 109,000 |
| Dallas County Texas | 48 | $ 12,860,000 | $ 267,000 | $ 178,000 |
| Denton County Texas | 47 | $ 13,465,000 | $ 286,000 | $ 181,000 |
| Val Verde County Texas | 44 | $ 6,740,000 | $ 153,000 | $ 100,000 |
| Mesa County Colorado | 43 | $ 7,025,000 | $ 163,000 | $ 128,000 |
| Collin County Texas | 43 | $ 16,745,000 | $ 389,000 | $ 232,000 |
| Aransas County Texas | 34 | $ 8,290,000 | $ 243,000 | $ 254,000 |
| Fort Bend County Texas | 33 | $ 9,375,000 | $ 284,000 | $ 201,000 |
| Tooele County Utah | 32 | $ 8,010,000 | $ 250,000 | $ 178,000 |
| Fremont County Colorado | 31 | $ 3,495,000 | $ 112,000 | $ 138,000 |
| Blanco County Texas | 30 | $ 11,440,000 | $ 381,000 | $ 177,000 |
| Montgomery County Texas | 30 | $ 8,230,000 | $ 274,000 | $ 140,000 |
| Cache County Utah | 28 | $ 8,750,000 | $ 312,000 | $ 206,000 |
| Broomfield County Colorado | 27 | $ 10,355,000 | $ 383,000 | $ 260,000 |
| Kerr County Texas | 26 | $ 7,060,000 | $ 271,000 | $ 114,000 |
| Teller County Colorado | 25 | $ 5,665,000 | $ 226,000 | $ 130,000 |
| Gillespie County Texas | 25 | $ 8,245,000 | $ 329,000 | $ 210,000 |
| Starr County Texas | 24 | $ 4,070,000 | $ 169,000 | $ 126,000 |
| Bell County Texas | 23 | $ 3,955,000 | $ 171,000 | $ 128,000 |
| Bastrop County Texas | 22 | $ 7,380,000 | $ 335,000 | $ 153,000 |
| Burnet County Texas | 22 | $ 8,730,000 | $ 396,000 | $ 146,000 |
| Zavala County Texas | 22 | $ 2,110,000 | $ 95,000 | $ 75,000 |
| Elbert County Colorado | 20 | $ 5,600,000 | $ 280,000 | $ 171,000 |
| Park County Colorado | 16 | $ 2,880,000 | $ 180,000 | $ 256,000 |
| Dimmit County Texas | 16 | $ 1,800,000 | $ 112,000 | $ 151,000 |
| Willacy County Texas | 15 | $ 1,315,000 | $ 87,000 | $ 73,000 |
| Brazos County Texas | 14 | $ 2,900,000 | $ 207,000 | $ 299,000 |
| Frio County Texas | 13 | $ 1,715,000 | $ 131,000 | $ 78,000 |
| Iron County Utah | 13 | $ 2,955,000 | $ 227,000 | $ 97,000 |
| Eagle County Colorado | 12 | $ 3,580,000 | $ 298,000 | $ 191,000 |
| Brazoria County Texas | 11 | $ 1,745,000 | $ 158,000 | $ 148,000 |
| Montrose County Colorado | 10 | $ 2,240,000 | $ 224,000 | $ 155,000 |
| Kleberg County Texas | 10 | $ 1,990,000 | $ 199,000 | $ 151,000 |
| Box Elder County Utah | 10 | $ 2,390,000 | $ 239,000 | $ 111,000 |
| Lubbock County Texas | 9 | $ 3,285,000 | $ 365,000 | $ 217,000 |
| Morgan County Utah | 9 | $ 4,235,000 | $ 470,000 | $ 205,000 |
| Sanpete County Utah | 9 | $ 2,915,000 | $ 323,000 | $ 166,000 |
| La Plata County Colorado | 8 | $ 1,950,000 | $ 243,000 | $ 134,000 |
| Otero County Colorado | 8 | $ 750,000 | $ 93,000 | $ 51,000 |
| Rio Grande County Colorado | 8 | $ 1,270,000 | $ 158,000 | $ 121,000 |
| Summit County Colorado | 8 | $ 2,180,000 | $ 272,000 | $ 142,000 |
| Jim Wells County Texas | 8 | $ 1,590,000 | $ 198,000 | $ 109,000 |
| Karnes County Texas | 8 | $ 1,790,000 | $ 223,000 | $ 135,000 |
| McLennan County Texas | 8 | $ 1,410,000 | $ 176,000 | $ 75,000 |
| Tom Green County Texas | 8 | $ 1,350,000 | $ 168,000 | $ 97,000 |
| Juab County Utah | 8 | $ 1,980,000 | $ 247,000 | $ 138,000 |
| Galveston County Texas | 7 | $ 2,565,000 | $ 366,000 | $ 301,000 |
| Llano County Texas | 7 | $ 3,135,000 | $ 447,000 | $ 282,000 |
| Garfield County Colorado | 6 | $ 1,300,000 | $ 216,000 | $ 96,000 |
| Brown County Texas | 6 | $ 1,400,000 | $ 233,000 | $ 294,000 |
| Kinney County Texas | 6 | $ 570,000 | $ 95,000 | $ 100,000 |
| Carbon County Utah | 6 | $ 960,000 | $ 160,000 | $ 69,000 |
| Las Animas County Colorado | 5 | $ 655,000 | $ 131,000 | $ 55,000 |
| Saguache County Colorado | 5 | $ 945,000 | $ 189,000 | $ 71,000 |
| Gonzales County Texas | 5 | $ 915,000 | $ 183,000 | $ 111,000 |
| Hunt County Texas | 5 | $ 1,795,000 | $ 359,000 | $ 229,000 |
| Midland County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 132,000 |
| Parker County Texas | 5 | $ 1,515,000 | $ 303,000 | $ 143,000 |
| Washington County Texas | 5 | $ 2,745,000 | $ 549,000 | $ 188,000 |
| Rich County Utah | 5 | $ 2,125,000 | $ 425,000 | $ 647,000 |
| Alamosa County Colorado | 4 | $ 860,000 | $ 215,000 | $ 159,000 |
| Custer County Colorado | 4 | $ 520,000 | $ 130,000 | $ 86,000 |
| Bee County Texas | 4 | $ 670,000 | $ 167,000 | $ 96,000 |
| Goliad County Texas | 4 | $ 580,000 | $ 145,000 | $ 109,000 |
| Hill County Texas | 4 | $ 990,000 | $ 247,000 | $ 199,000 |
| Jefferson County Texas | 4 | $ 890,000 | $ 222,000 | $ 232,000 |
| La Salle County Texas | 4 | $ 780,000 | $ 195,000 | $ 207,000 |
| Lee County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 104,000 |
| Liberty County Texas | 4 | $ 810,000 | $ 202,000 | $ 70,000 |
| Milam County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 195,000 |
| Polk County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 166,000 |
| Real County Texas | 4 | $ 690,000 | $ 172,000 | $ 138,000 |
| Grand County Utah | 4 | $ 1,640,000 | $ 410,000 | $ 1,014,000 |
| Uintah County Utah | 4 | $ 520,000 | $ 130,000 | $ 91,000 |
| Chaffee County Colorado | 3 | $ 1,555,000 | $ 518,000 | $ 273,000 |
| Crowley County Colorado | 3 | $ 195,000 | $ 65,000 | $ 67,000 |
| Gilpin County Colorado | 3 | $ 575,000 | $ 191,000 | $ 130,000 |
| Montezuma County Colorado | 3 | $ 1,015,000 | $ 338,000 | $ 70,000 |
| Routt County Colorado | 3 | $ 935,000 | $ 311,000 | $ 284,000 |
| Brewster County Texas | 3 | $ 625,000 | $ 208,000 | $ 91,000 |
| Erath County Texas | 3 | $ 625,000 | $ 208,000 | $ 130,000 |
| Fayette County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 134,000 |
| Henderson County Texas | 3 | $ 975,000 | $ 325,000 | $ 141,000 |
| Hood County Texas | 3 | $ 705,000 | $ 235,000 | $ 176,000 |
| Johnson County Texas | 3 | $ 505,000 | $ 168,000 | $ 186,000 |
| Lampasas County Texas | 3 | $ 895,000 | $ 298,000 | $ 139,000 |
| Red River County Texas | 3 | $ 765,000 | $ 255,000 | $ 45,000 |
| Taylor County Texas | 3 | $ 355,000 | $ 118,000 | $ 47,000 |
| Van Zandt County Texas | 3 | $ 955,000 | $ 318,000 | $ 525,000 |
| Victoria County Texas | 3 | $ 755,000 | $ 251,000 | $ 155,000 |
| Waller County Texas | 3 | $ 595,000 | $ 198,000 | $ 124,000 |
| Wharton County Texas | 3 | $ 675,000 | $ 225,000 | $ 107,000 |
| Kane County Utah | 3 | $ 955,000 | $ 318,000 | $ 91,000 |
| Sevier County Utah | 3 | $ 225,000 | $ 75,000 | $ 95,000 |
| Maricopa County Arizona | 2 | $ 310,000 | $ 155,000 | $ 668,000 |
| Archuleta County Colorado | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Clear Creek County Colorado | 2 | $ 360,000 | $ 180,000 | $ 209,000 |
| Costilla County Colorado | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Delta County Colorado | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Grand County Colorado | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Gunnison County Colorado | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Hinsdale County Colorado | 2 | $ 500,000 | $ 250,000 | $ 129,000 |
| Huerfano County Colorado | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Lake County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 470,000 |
| Logan County Colorado | 2 | $ 90,000 | $ 45,000 | $ 604,000 |
| Mineral County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 1,536,000 |
| Moffat County Colorado | 2 | $ 130,000 | $ 65,000 | $ 131,000 |
| San Miguel County Colorado | 2 | $ 210,000 | $ 105,000 | $ 101,000 |
| Orange County Florida | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Anderson County Texas | 2 | $ 720,000 | $ 360,000 | $ 111,000 |
| Burleson County Texas | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Calhoun County Texas | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| Cherokee County Texas | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Cooke County Texas | 2 | $ 790,000 | $ 395,000 | $ 199,000 |
| Eastland County Texas | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Ector County Texas | 2 | $ 340,000 | $ 170,000 | $ 170,000 |
| Edwards County Texas | 2 | $ 110,000 | $ 55,000 | $ 145,000 |
| Ellis County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 187,000 |
| Grayson County Texas | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Gregg County Texas | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Harrison County Texas | 2 | $ 410,000 | $ 205,000 | $ 243,000 |
| Howard County Texas | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Jim Hogg County Texas | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Kaufman County Texas | 2 | $ 830,000 | $ 415,000 | $ 71,000 |
| Live Oak County Texas | 2 | $ 600,000 | $ 300,000 | $ 160,000 |
| Matagorda County Texas | 2 | $ 430,000 | $ 215,000 | $ 141,000 |
| Orange County Texas | 2 | $ 580,000 | $ 290,000 | $ 213,000 |
| Parmer County Texas | 2 | $ 70,000 | $ 35,000 | $ 68,000 |
| Pecos County Texas | 2 | $ 300,000 | $ 150,000 | $ 129,000 |
| Randall County Texas | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Refugio County Texas | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| Rockwall County Texas | 2 | $ 1,110,000 | $ 555,000 | $ 239,000 |
| Smith County Texas | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Stephens County Texas | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Upshur County Texas | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Walker County Texas | 2 | $ 310,000 | $ 155,000 | $ 185,000 |
| Wichita County Texas | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Zapata County Texas | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Wayne County Utah | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| King County Washington | 2 | $ 1,290,000 | $ 645,000 | $ 626,000 |
| Sharp County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,445,000 | $ 1,445,000 | $ 148,000 |
| San Diego County California | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Bent County Colorado | 1 | $ 265,000 | $ 265,000 | $ 288,000 |
| Yuma County Colorado | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Escambia County Florida | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Santa Rosa County Florida | 1 | $ 635,000 | $ 635,000 | $ 220,000 |
| Barton County Kansas | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Clark County Nevada | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Washoe County Nevada | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Lincoln County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
| Otero County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Santa Fe County New Mexico | 1 | $ 2,195,000 | $ 2,195,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Cleveland County Oklahoma | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 8,905,000 | $ 8,905,000 | $ 0 |
| Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Archer County Texas | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Caldwell County Texas | 1 | $ 685,000 | $ 685,000 | $ 190,000 |
| Callahan County Texas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cass County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Chambers County Texas | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Coleman County Texas | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Dallam County Texas | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| DeWitt County Texas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Fannin County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Grimes County Texas | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Hardin County Texas | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Hartley County Texas | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Hemphill County Texas | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| Houston County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Hudspeth County Texas | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Jasper County Texas | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Leon County Texas | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Martin County Texas | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| McCulloch County Texas | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Palo Pinto County Texas | 1 | $ 55,000 | $ 55,000 | $ 341,000 |
| Rains County Texas | 1 | $ 125,000 | $ 125,000 | $ 217,000 |
| Robertson County Texas | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Rusk County Texas | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Sabine County Texas | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Titus County Texas | 1 | $ 625,000 | $ 625,000 | $ 420,000 |
| Ward County Texas | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Beaver County Utah | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Duchesne County Utah | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Emery County Utah | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Millard County Utah | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| San Juan County Utah | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Cowlitz County Washington | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Pierce County Washington | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
| Snohomish County Washington | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Spokane County Washington | 1 | $ 785,000 | $ 785,000 | $ 173,000 |
| Albany County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 325,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 6,156 | $812,990,000 | $132,000 | $2,165,000 | $142,000 | $6,420,000 |
| Cash-out Refinancing | 3,858 | $811,310,000 | $210,000 | $10,245,000 | $132,000 | $9,660,000 |
| Home Purchase | 3,675 | $1,523,035,000 | $414,000 | $8,005,000 | $182,000 | $4,391,000 |
| Refinancing | 1,272 | $260,960,000 | $205,000 | $8,905,000 | $117,000 | $2,519,000 |
| Home Improvement | 150 | $11,500,000 | $76,000 | $415,000 | $209,000 | $3,024,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,448 | $1,732,480,000 | $268,000 | $3,005,000 | $174,000 | $9,660,000 |
| Hispanic | 6,385 | $1,067,615,000 | $167,000 | $3,005,000 | $112,000 | $4,404,000 |
| Not Provided | 1,243 | $307,735,000 | $247,000 | $3,005,000 | $174,000 | $4,176,000 |
| Asian | 460 | $136,450,000 | $296,000 | $3,005,000 | $174,000 | $2,671,000 |
| Black or African American | 412 | $90,930,000 | $220,000 | $2,805,000 | $139,000 | $2,357,000 |
| Native Hawaiian or Other Pacific Islander | 84 | $18,300,000 | $217,000 | $585,000 | $143,000 | $1,320,000 |
| American Indian or Alaskan Native | 66 | $13,620,000 | $206,000 | $1,085,000 | $154,000 | $1,440,000 |
| Not applicable | 13 | $52,665,000 | $4,051,000 | $10,245,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,098 | $3,416,130,000 | $226,000 | $10,245,000 | $148,000 | $9,660,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,620,000 | $262,000 | $445,000 | $220,000 | $1,273,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,045,000 | $348,000 | $455,000 | $70,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,975 | $1,920,505,000 | $240,000 | $10,245,000 | $143,000 | $4,391,000 |
| File Closed For Incompleteness | 2,831 | $625,375,000 | $220,000 | $3,005,000 | $180,000 | $6,420,000 |
| Application Denied By Financial Institution | 2,692 | $428,660,000 | $159,000 | $2,105,000 | $104,000 | $2,347,000 |
| Application Withdrawn By Applicant | 1,204 | $311,290,000 | $258,000 | $8,005,000 | $170,000 | $9,660,000 |
| Application Approved But Not Accepted | 269 | $95,955,000 | $356,000 | $3,005,000 | $175,000 | $2,739,000 |
| Preapproval Denied by Financial Institution | 77 | $17,705,000 | $229,000 | $605,000 | $65,000 | $240,000 |
| Preapproval Approved but not Accepted | 63 | $20,305,000 | $322,000 | $965,000 | $173,000 | $2,357,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,342 | $2,973,430,000 | $240,000 | $10,245,000 | $155,000 | $9,660,000 |
| Debt-To-Income Ratio | 996 | $196,240,000 | $197,000 | $2,105,000 | $56,000 | $533,000 |
| Credit History | 992 | $123,830,000 | $124,000 | $1,505,000 | $134,000 | $2,019,000 |
| Other | 457 | $67,295,000 | $147,000 | $2,105,000 | $154,000 | $2,244,000 |
| Collateral | 172 | $31,440,000 | $182,000 | $1,765,000 | $149,000 | $1,512,000 |
| Unverifiable Information | 114 | $18,020,000 | $158,000 | $505,000 | $174,000 | $2,347,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $5,585,000 | $293,000 | $675,000 | $116,000 | $228,000 |
| Employment History | 18 | $3,570,000 | $198,000 | $365,000 | $109,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $385,000 | $385,000 | $385,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.