Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Semper Home Loans, Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 677 |
| Total Mortgage Loan Application Amount | $168,208,000 |
| Average Mortgage Loan Application Amount | $202,500 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $445,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 35 | $ 6,798,000 | $ 194,000 | $ 75,000 |
| Nassau County New York | 22 | $ 9,213,000 | $ 418,000 | $ 112,000 |
| Suffolk County New York | 22 | $ 6,887,000 | $ 313,000 | $ 110,000 |
| Hartford County Connecticut | 19 | $ 4,209,000 | $ 221,000 | $ 87,000 |
| Kings County New York | 17 | $ 6,356,000 | $ 373,000 | $ 96,000 |
| Queens County New York | 13 | $ 4,945,000 | $ 380,000 | $ 71,000 |
| Fairfax County Virginia | 13 | $ 3,477,000 | $ 267,000 | $ 84,000 |
| New Haven County Connecticut | 12 | $ 2,593,000 | $ 216,000 | $ 80,000 |
| Richmond County New York | 12 | $ 2,994,000 | $ 249,000 | $ 68,000 |
| Mecklenburg County North Carolina | 12 | $ 2,365,000 | $ 197,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,704,000 | $ 225,000 | $ 103,000 |
| Middlesex County Massachusetts | 10 | $ 3,334,000 | $ 333,000 | $ 95,000 |
| Norfolk County Massachusetts | 10 | $ 3,910,000 | $ 391,000 | $ 99,000 |
| Westchester County New York | 10 | $ 4,286,000 | $ 428,000 | $ 122,000 |
| Wake County North Carolina | 10 | $ 2,558,000 | $ 255,000 | $ 89,000 |
| Worcester County Massachusetts | 9 | $ 1,899,000 | $ 211,000 | $ 63,000 |
| Bristol County Massachusetts | 8 | $ 2,234,000 | $ 279,000 | $ 89,000 |
| Erie County New York | 8 | $ 1,314,000 | $ 164,000 | $ 65,000 |
| Virginia Beach County Virginia | 8 | $ 2,347,000 | $ 293,000 | $ 64,000 |
| Orange County New York | 7 | $ 1,800,000 | $ 257,000 | $ 67,000 |
| Rockland County New York | 7 | $ 2,239,000 | $ 319,000 | $ 102,000 |
| Chester County Pennsylvania | 7 | $ 2,321,000 | $ 331,000 | $ 150,000 |
| Montgomery County Pennsylvania | 7 | $ 1,720,000 | $ 245,000 | $ 78,000 |
| Newport County Rhode Island | 7 | $ 1,502,000 | $ 214,000 | $ 78,000 |
| Hampden County Massachusetts | 6 | $ 1,132,000 | $ 188,000 | $ 65,000 |
| Atlantic County New Jersey | 6 | $ 1,121,000 | $ 186,000 | $ 63,000 |
| Bucks County Pennsylvania | 6 | $ 1,688,000 | $ 281,000 | $ 94,000 |
| York County Pennsylvania | 6 | $ 1,067,000 | $ 177,000 | $ 67,000 |
| Kent County Rhode Island | 6 | $ 1,063,000 | $ 177,000 | $ 65,000 |
| Washington County Rhode Island | 6 | $ 1,724,000 | $ 287,000 | $ 101,000 |
| Bergen County New Jersey | 5 | $ 2,075,000 | $ 415,000 | $ 143,000 |
| Burlington County New Jersey | 5 | $ 1,520,000 | $ 304,000 | $ 144,000 |
| Camden County New Jersey | 5 | $ 674,000 | $ 134,000 | $ 67,000 |
| Middlesex County New Jersey | 5 | $ 1,190,000 | $ 238,000 | $ 112,000 |
| Bronx County New York | 5 | $ 1,032,000 | $ 206,000 | $ 113,000 |
| Dutchess County New York | 5 | $ 1,505,000 | $ 301,000 | $ 91,000 |
| Fairfield County Connecticut | 4 | $ 2,252,000 | $ 563,000 | $ 161,000 |
| Litchfield County Connecticut | 4 | $ 991,000 | $ 247,000 | $ 71,000 |
| Middlesex County Connecticut | 4 | $ 810,000 | $ 202,000 | $ 48,000 |
| Windham County Connecticut | 4 | $ 701,000 | $ 175,000 | $ 58,000 |
| Baltimore County Maryland | 4 | $ 643,000 | $ 160,000 | $ 50,000 |
| Prince George's County Maryland | 4 | $ 759,000 | $ 189,000 | $ 75,000 |
| Gloucester County New Jersey | 4 | $ 734,000 | $ 183,000 | $ 77,000 |
| Monmouth County New Jersey | 4 | $ 1,507,000 | $ 376,000 | $ 142,000 |
| Ocean County New Jersey | 4 | $ 1,011,000 | $ 252,000 | $ 82,000 |
| Clinton County New York | 4 | $ 783,000 | $ 195,000 | $ 74,000 |
| Monroe County New York | 4 | $ 640,000 | $ 160,000 | $ 106,000 |
| Saratoga County New York | 4 | $ 1,142,000 | $ 285,000 | $ 140,000 |
| Schenectady County New York | 4 | $ 620,000 | $ 155,000 | $ 81,000 |
| Forsyth County North Carolina | 4 | $ 586,000 | $ 146,000 | $ 77,000 |
| Allegheny County Pennsylvania | 4 | $ 566,000 | $ 141,000 | $ 64,000 |
| Berks County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 87,000 |
| Delaware County Pennsylvania | 4 | $ 855,000 | $ 213,000 | $ 79,000 |
| Franklin County Pennsylvania | 4 | $ 525,000 | $ 131,000 | $ 56,000 |
| Lancaster County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 55,000 |
| Northampton County Pennsylvania | 4 | $ 1,218,000 | $ 304,000 | $ 99,000 |
| Bristol County Rhode Island | 4 | $ 1,514,000 | $ 378,000 | $ 118,000 |
| Fulton County Georgia | 3 | $ 796,000 | $ 265,000 | $ 89,000 |
| Plymouth County Massachusetts | 3 | $ 613,000 | $ 204,000 | $ 62,000 |
| Suffolk County Massachusetts | 3 | $ 767,000 | $ 255,000 | $ 71,000 |
| Morris County New Jersey | 3 | $ 814,000 | $ 271,000 | $ 81,000 |
| Passaic County New Jersey | 3 | $ 1,046,000 | $ 348,000 | $ 122,000 |
| Broome County New York | 3 | $ 487,000 | $ 162,000 | $ 86,000 |
| Putnam County New York | 3 | $ 746,000 | $ 248,000 | $ 78,000 |
| Rensselaer County New York | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| Warren County New York | 3 | $ 609,000 | $ 203,000 | $ 76,000 |
| Alamance County North Carolina | 3 | $ 698,000 | $ 232,000 | $ 72,000 |
| Cabarrus County North Carolina | 3 | $ 451,000 | $ 150,000 | $ 51,000 |
| Cleveland County North Carolina | 3 | $ 416,000 | $ 138,000 | $ 53,000 |
| Cumberland County North Carolina | 3 | $ 410,000 | $ 136,000 | $ 59,000 |
| Durham County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 76,000 |
| Harnett County North Carolina | 3 | $ 436,000 | $ 145,000 | $ 59,000 |
| Cumberland County Pennsylvania | 3 | $ 724,000 | $ 241,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 3 | $ 719,000 | $ 239,000 | $ 61,000 |
| Lehigh County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 60,000 |
| Prince William County Virginia | 3 | $ 737,000 | $ 245,000 | $ 107,000 |
| New London County Connecticut | 2 | $ 505,000 | $ 252,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 306,000 | $ 153,000 | $ 52,000 |
| Cobb County Georgia | 2 | $ 222,000 | $ 111,000 | $ 63,000 |
| Harris County Georgia | 2 | $ 395,000 | $ 197,000 | $ 82,000 |
| Hart County Georgia | 2 | $ 567,000 | $ 283,000 | $ 113,000 |
| Muscogee County Georgia | 2 | $ 432,000 | $ 216,000 | $ 62,000 |
| Harford County Maryland | 2 | $ 502,000 | $ 251,000 | $ 105,000 |
| Montgomery County Maryland | 2 | $ 625,000 | $ 312,000 | $ 101,000 |
| Barnstable County Massachusetts | 2 | $ 626,000 | $ 313,000 | $ 61,000 |
| Essex County Massachusetts | 2 | $ 537,000 | $ 268,000 | $ 111,000 |
| Essex County New Jersey | 2 | $ 342,000 | $ 171,000 | $ 77,000 |
| Hudson County New Jersey | 2 | $ 379,000 | $ 189,000 | $ 80,000 |
| Union County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| Columbia County New York | 2 | $ 521,000 | $ 260,000 | $ 72,000 |
| Oneida County New York | 2 | $ 394,000 | $ 197,000 | $ 99,000 |
| Onondaga County New York | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Ontario County New York | 2 | $ 394,000 | $ 197,000 | $ 109,000 |
| Otsego County New York | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| St. Lawrence County New York | 2 | $ 381,000 | $ 190,000 | $ 98,000 |
| Yates County New York | 2 | $ 533,000 | $ 266,000 | $ 146,000 |
| Brunswick County North Carolina | 2 | $ 488,000 | $ 244,000 | $ 58,000 |
| Chatham County North Carolina | 2 | $ 416,000 | $ 208,000 | $ 59,000 |
| Davie County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 30,000 |
| Gaston County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Lincoln County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 91,000 |
| New Hanover County North Carolina | 2 | $ 594,000 | $ 297,000 | $ 145,000 |
| Onslow County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Stokes County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Transylvania County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 50,000 |
| Union County North Carolina | 2 | $ 622,000 | $ 311,000 | $ 84,000 |
| Vance County North Carolina | 2 | $ 301,000 | $ 150,000 | $ 109,000 |
| Blair County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 63,000 |
| Columbia County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 62,000 |
| Juniata County Pennsylvania | 2 | $ 259,000 | $ 129,000 | $ 46,000 |
| Lebanon County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 62,000 |
| Lycoming County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 65,000 |
| Monroe County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 42,000 |
| Pike County Pennsylvania | 2 | $ 337,000 | $ 168,000 | $ 36,000 |
| Susquehanna County Pennsylvania | 2 | $ 387,000 | $ 193,000 | $ 35,000 |
| Alexandria County Virginia | 2 | $ 541,000 | $ 270,000 | $ 84,000 |
| Chesapeake County Virginia | 2 | $ 614,000 | $ 307,000 | $ 93,000 |
| Chesterfield County Virginia | 2 | $ 381,000 | $ 190,000 | $ 82,000 |
| Loudoun County Virginia | 2 | $ 756,000 | $ 378,000 | $ 194,000 |
| Newport News County Virginia | 2 | $ 378,000 | $ 189,000 | $ 45,000 |
| Richmond City County Virginia | 2 | $ 294,000 | $ 147,000 | $ 36,000 |
| Tolland County Connecticut | 1 | $ 213,000 | $ 213,000 | $ 57,000 |
| Collier County Florida | 1 | $ 238,000 | $ 238,000 | $ 157,000 |
| Monroe County Florida | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Orange County Florida | 1 | $ 70,000 | $ 70,000 | $ 129,000 |
| Palm Beach County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Sumter County Florida | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Banks County Georgia | 1 | $ 269,000 | $ 269,000 | $ 62,000 |
| Barrow County Georgia | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Bryan County Georgia | 1 | $ 202,000 | $ 202,000 | $ 184,000 |
| Candler County Georgia | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Catoosa County Georgia | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| Columbia County Georgia | 1 | $ 229,000 | $ 229,000 | $ 101,000 |
| DeKalb County Georgia | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Fayette County Georgia | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Glynn County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Gwinnett County Georgia | 1 | $ 71,000 | $ 71,000 | $ 157,000 |
| Hall County Georgia | 1 | $ 382,000 | $ 382,000 | $ 100,000 |
| Jackson County Georgia | 1 | $ 540,000 | $ 540,000 | $ 147,000 |
| Jones County Georgia | 1 | $ 212,000 | $ 212,000 | $ 113,000 |
| Lamar County Georgia | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Lanier County Georgia | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Richmond County Georgia | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Towns County Georgia | 1 | $ 900,000 | $ 900,000 | $ 139,000 |
| Carroll County Maryland | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Cecil County Maryland | 1 | $ 209,000 | $ 209,000 | $ 48,000 |
| Washington County Maryland | 1 | $ 381,000 | $ 381,000 | $ 58,000 |
| Worcester County Maryland | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Berkshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Franklin County Massachusetts | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Hampshire County Massachusetts | 1 | $ 254,000 | $ 254,000 | $ 124,000 |
| Cape May County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Cumberland County New Jersey | 1 | $ 201,000 | $ 201,000 | $ 47,000 |
| Somerset County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Chautauqua County New York | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Delaware County New York | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Essex County New York | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| New York County New York | 1 | $ 392,000 | $ 392,000 | $ 146,000 |
| Niagara County New York | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Oswego County New York | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Sullivan County New York | 1 | $ 213,000 | $ 213,000 | $ 47,000 |
| Ulster County New York | 1 | $ 231,000 | $ 231,000 | $ 106,000 |
| Wayne County New York | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Davidson County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Greene County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 26,000 |
| Guilford County North Carolina | 1 | $ 602,000 | $ 602,000 | $ 127,000 |
| Haywood County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Iredell County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| McDowell County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 90,000 |
| Orange County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 145,000 |
| Randolph County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 77,000 |
| Richmond County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Rowan County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Surry County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 84,000 |
| Warren County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 363,000 |
| Watauga County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Armstrong County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Beaver County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 105,000 |
| Bedford County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Butler County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 113,000 |
| Carbon County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Centre County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| Greene County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Luzerne County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| McKean County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 88,000 |
| Wayne County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Dallas County Texas | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Culpeper County Virginia | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Frederick County Virginia | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Hampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Henrico County Virginia | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Isle of Wight County Virginia | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| James City County Virginia | 1 | $ 212,000 | $ 212,000 | $ 134,000 |
| Portsmouth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Stafford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Washington County Virginia | 1 | $ 219,000 | $ 219,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 656 | $164,956,000 | $251,000 | $1,200,000 | $84,000 | $445,000 |
| Home Purchase | 21 | $3,252,000 | $154,000 | $393,000 | $100,000 | $193,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 527 | $130,215,000 | $247,000 | $1,200,000 | $86,000 | $445,000 |
| Not Provided | 78 | $19,480,000 | $249,000 | $900,000 | $78,000 | $204,000 |
| Black or African American | 45 | $11,280,000 | $250,000 | $611,000 | $87,000 | $208,000 |
| Hispanic | 17 | $4,141,000 | $243,000 | $539,000 | $73,000 | $183,000 |
| Asian | 8 | $2,797,000 | $349,000 | $501,000 | $90,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $295,000 | $147,000 | $195,000 | $46,000 | $55,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 432 | $106,584,000 | $246,000 | $745,000 | $78,000 | $253,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 244 | $61,350,000 | $251,000 | $1,200,000 | $97,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 1 | $274,000 | $274,000 | $274,000 | $150,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 493 | $115,192,000 | $233,000 | $900,000 | $83,000 | $445,000 |
| Application Denied By Financial Institution | 106 | $31,025,000 | $292,000 | $1,200,000 | $88,000 | $363,000 |
| Application Withdrawn By Applicant | 77 | $21,717,000 | $282,000 | $900,000 | $92,000 | $285,000 |
| Application Approved But Not Accepted | 1 | $274,000 | $274,000 | $274,000 | $98,000 | $98,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 58 | $15,447,000 | $266,000 | $1,200,000 | $83,000 | $363,000 |
| Debt-To-Income Ratio | 26 | $7,688,000 | $295,000 | $675,000 | $91,000 | $208,000 |
| Credit History | 8 | $2,481,000 | $310,000 | $600,000 | $110,000 | $271,000 |
| Unverifiable Information | 4 | $1,510,000 | $377,000 | $552,000 | $92,000 | $120,000 |
| Employment History | 3 | $1,701,000 | $567,000 | $900,000 | $133,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $946,000 | $315,000 | $402,000 | $18,000 | $54,000 |
| Other | 2 | $564,000 | $282,000 | $286,000 | $148,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $307,000 | $307,000 | $307,000 | $107,000 | $107,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.