Seneca Falls Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Seneca Falls Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seneca Falls Savings Bank 19 Cayuga St Seneca Falls, NY 13148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 289 |
| Total Mortgage Loan Application Amount | $26,082,000 |
| Average Mortgage Loan Application Amount | $90,333 |
| Highest Mortgage Loan Application Amount | $380,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $442,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Seneca Falls Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seneca Falls Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Seneca Falls Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seneca Falls Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seneca Falls Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seneca Falls Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cayuga County New York | 74 | $ 8,594,000 | $ 116,000 | $ 71,000 |
| Seneca County New York | 53 | $ 4,989,000 | $ 94,000 | $ 68,000 |
| Ontario County New York | 39 | $ 3,907,000 | $ 100,000 | $ 75,000 |
| Suffolk County New York | 11 | $ 688,000 | $ 62,000 | $ 60,000 |
| Dutchess County New York | 9 | $ 654,000 | $ 72,000 | $ 58,000 |
| Onondaga County New York | 8 | $ 1,626,000 | $ 203,000 | $ 89,000 |
| New London County Connecticut | 5 | $ 457,000 | $ 91,000 | $ 64,000 |
| Sussex County Delaware | 5 | $ 284,000 | $ 56,000 | $ 104,000 |
| Cape May County New Jersey | 5 | $ 220,000 | $ 44,000 | $ 42,000 |
| Gloucester County New Jersey | 5 | $ 257,000 | $ 51,000 | $ 57,000 |
| Orange County New York | 5 | $ 217,000 | $ 43,000 | $ 49,000 |
| Middlesex County New Jersey | 4 | $ 166,000 | $ 41,000 | $ 41,000 |
| Rockland County New York | 4 | $ 315,000 | $ 78,000 | $ 77,000 |
| Cumberland County New Jersey | 3 | $ 159,000 | $ 53,000 | $ 74,000 |
| Monmouth County New Jersey | 3 | $ 115,000 | $ 38,000 | $ 63,000 |
| Passaic County New Jersey | 3 | $ 167,000 | $ 55,000 | $ 52,000 |
| Ulster County New York | 3 | $ 203,000 | $ 67,000 | $ 60,000 |
| Wayne County New York | 3 | $ 289,000 | $ 96,000 | $ 73,000 |
| Montgomery County Pennsylvania | 3 | $ 193,000 | $ 64,000 | $ 70,000 |
| Worcester County Massachusetts | 2 | $ 108,000 | $ 54,000 | $ 60,000 |
| Burlington County New Jersey | 2 | $ 98,000 | $ 49,000 | $ 47,000 |
| Ocean County New Jersey | 2 | $ 225,000 | $ 112,000 | $ 92,000 |
| Erie County New York | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Niagara County New York | 2 | $ 113,000 | $ 56,000 | $ 38,000 |
| Oneida County New York | 2 | $ 76,000 | $ 38,000 | $ 60,000 |
| Saratoga County New York | 2 | $ 68,000 | $ 34,000 | $ 27,000 |
| Yates County New York | 2 | $ 187,000 | $ 93,000 | $ 251,000 |
| Bucks County Pennsylvania | 2 | $ 173,000 | $ 86,000 | $ 59,000 |
| Litchfield County Connecticut | 1 | $ 28,000 | $ 28,000 | $ 102,000 |
| New Haven County Connecticut | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
| Kent County Delaware | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Bristol County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Hampden County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Plymouth County Massachusetts | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Hillsborough County New Hampshire | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Atlantic County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Morris County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 142,000 |
| Salem County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Sussex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Chemung County New York | 1 | $ 47,000 | $ 47,000 | $ 51,000 |
| Fulton County New York | 1 | $ 57,000 | $ 57,000 | $ 94,000 |
| Orleans County New York | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Steuben County New York | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Adams County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 132,000 |
| Carbon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Franklin County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Lancaster County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 94,000 |
| Northampton County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Washington County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 203,000 |
| York County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Providence County Rhode Island | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Seneca Falls Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 225 | $17,964,000 | $79,000 | $328,000 | $66,000 | $441,000 |
| Refinancing | 63 | $8,053,000 | $127,000 | $380,000 | $82,000 | $442,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 282 | $25,543,000 | $90,000 | $380,000 | $69,000 | $442,000 |
| Hispanic | 4 | $245,000 | $61,000 | $80,000 | $55,000 | $67,000 |
| Black or African American | 3 | $294,000 | $98,000 | $154,000 | $81,000 | $161,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 243 | $21,742,000 | $89,000 | $380,000 | $73,000 | $442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $3,142,000 | $92,000 | $165,000 | $46,000 | $80,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,198,000 | $99,000 | $154,000 | $65,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 213 | $20,077,000 | $94,000 | $380,000 | $71,000 | $442,000 |
| Application Withdrawn By Applicant | 52 | $3,335,000 | $64,000 | $180,000 | $66,000 | $441,000 |
| Application Denied By Financial Institution | 24 | $2,670,000 | $111,000 | $220,000 | $61,000 | $127,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $1,049,000 | $104,000 | $220,000 | $65,000 | $110,000 |
| Other | 7 | $734,000 | $104,000 | $196,000 | $59,000 | $127,000 |
| Debt-To-Income Ratio | 4 | $452,000 | $113,000 | $142,000 | $44,000 | $54,000 |
| Credit History | 2 | $228,000 | $114,000 | $154,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 1 | $207,000 | $207,000 | $207,000 | $126,000 | $126,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seneca Falls Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seneca Falls Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.