Generations Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Generations Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Generations Bank 20 East Bayard Street Seneca Falls, NY 13148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 245 |
| Total Mortgage Loan Application Amount | $23,953,000 |
| Average Mortgage Loan Application Amount | $104,500 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $311,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Generations Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Generations Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Generations Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Generations Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Generations Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Generations Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cayuga County New York | 75 | $ 9,822,000 | $ 130,000 | $ 86,000 |
| Seneca County New York | 50 | $ 4,497,000 | $ 89,000 | $ 65,000 |
| Ontario County New York | 16 | $ 1,868,000 | $ 116,000 | $ 89,000 |
| Ocean County New Jersey | 11 | $ 517,000 | $ 47,000 | $ 51,000 |
| New Haven County Connecticut | 7 | $ 403,000 | $ 57,000 | $ 49,000 |
| Hartford County Connecticut | 6 | $ 273,000 | $ 45,000 | $ 51,000 |
| Burlington County New Jersey | 6 | $ 334,000 | $ 55,000 | $ 48,000 |
| Monmouth County New Jersey | 6 | $ 334,000 | $ 55,000 | $ 61,000 |
| Montgomery County Pennsylvania | 6 | $ 650,000 | $ 108,000 | $ 85,000 |
| Onondaga County New York | 5 | $ 1,231,000 | $ 246,000 | $ 146,000 |
| Gloucester County New Jersey | 4 | $ 215,000 | $ 53,000 | $ 55,000 |
| Dutchess County New York | 3 | $ 195,000 | $ 65,000 | $ 74,000 |
| Suffolk County New York | 3 | $ 242,000 | $ 80,000 | $ 73,000 |
| Fairfield County Connecticut | 2 | $ 117,000 | $ 58,000 | $ 53,000 |
| Middlesex County Connecticut | 2 | $ 89,000 | $ 44,000 | $ 79,000 |
| New London County Connecticut | 2 | $ 86,000 | $ 43,000 | $ 56,000 |
| Bristol County Massachusetts | 2 | $ 141,000 | $ 70,000 | $ 85,000 |
| Plymouth County Massachusetts | 2 | $ 109,000 | $ 54,000 | $ 116,000 |
| Atlantic County New Jersey | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Cape May County New Jersey | 2 | $ 91,000 | $ 45,000 | $ 55,000 |
| Middlesex County New Jersey | 2 | $ 73,000 | $ 36,000 | $ 79,000 |
| Erie County New York | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Orange County New York | 2 | $ 76,000 | $ 38,000 | $ 43,000 |
| Yates County New York | 2 | $ 555,000 | $ 277,000 | $ 141,000 |
| Bucks County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 119,000 |
| Litchfield County Connecticut | 1 | $ 48,000 | $ 48,000 | $ 49,000 |
| Tolland County Connecticut | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Windham County Connecticut | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Kent County Delaware | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Sussex County Delaware | 1 | $ 58,000 | $ 58,000 | $ 167,000 |
| Sarasota County Florida | 1 | $ 288,000 | $ 288,000 | $ 272,000 |
| Worcester County Massachusetts | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Morris County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Somerset County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Warren County New Jersey | 1 | $ 64,000 | $ 64,000 | $ 216,000 |
| Allegany County New York | 1 | $ 110,000 | $ 110,000 | $ 103,000 |
| Niagara County New York | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Putnam County New York | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Saratoga County New York | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Steuben County New York | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Wayne County New York | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Berks County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Chester County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Delaware County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 85,000 |
| Lebanon County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Northampton County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| York County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Generations Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 178 | $15,786,000 | $88,000 | $417,000 | $71,000 | $272,000 |
| Refinancing | 67 | $8,167,000 | $121,000 | $400,000 | $88,000 | $311,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 235 | $23,228,000 | $98,000 | $417,000 | $76,000 | $311,000 |
| Hispanic | 5 | $197,000 | $39,000 | $64,000 | $37,000 | $46,000 |
| Asian | 4 | $464,000 | $116,000 | $240,000 | $92,000 | $215,000 |
| Black or African American | 1 | $64,000 | $64,000 | $64,000 | $41,000 | $41,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 225 | $21,996,000 | $97,000 | $417,000 | $79,000 | $311,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $1,957,000 | $97,000 | $151,000 | $44,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 177 | $18,907,000 | $106,000 | $417,000 | $78,000 | $311,000 |
| Application Approved But Not Accepted | 56 | $3,474,000 | $62,000 | $240,000 | $62,000 | $215,000 |
| Application Denied By Financial Institution | 7 | $795,000 | $113,000 | $216,000 | $93,000 | $174,000 |
| Application Withdrawn By Applicant | 5 | $777,000 | $155,000 | $375,000 | $115,000 | $256,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $258,000 | $86,000 | $115,000 | $89,000 | $174,000 |
| Collateral | 2 | $352,000 | $176,000 | $216,000 | $131,000 | $147,000 |
| Credit History | 2 | $185,000 | $92,000 | $99,000 | $62,000 | $86,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Generations Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Generations Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.