Servisfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Servisfirst Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Servisfirst Bank 2500 Woodcrest Place Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,378 |
| Total Mortgage Loan Application Amount | $578,800,000 |
| Average Mortgage Loan Application Amount | $474,000 |
| Highest Mortgage Loan Application Amount | $38,705,000 |
| Average Applicant Income | $294,800 |
| Highest Applicant Income | $9,768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Servisfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servisfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Servisfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servisfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Servisfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servisfirst Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 322 | $ 154,450,000 | $ 479,000 | $ 194,000 |
| Madison County Alabama | 121 | $ 36,055,000 | $ 297,000 | $ 177,000 |
| Houston County Alabama | 112 | $ 28,680,000 | $ 256,000 | $ 204,000 |
| Baldwin County Alabama | 84 | $ 28,520,000 | $ 339,000 | $ 243,000 |
| Charleston County South Carolina | 82 | $ 42,810,000 | $ 522,000 | $ 392,000 |
| Shelby County Alabama | 78 | $ 23,170,000 | $ 297,000 | $ 190,000 |
| Mobile County Alabama | 70 | $ 21,170,000 | $ 302,000 | $ 370,000 |
| Escambia County Florida | 57 | $ 16,555,000 | $ 290,000 | $ 181,000 |
| Montgomery County Alabama | 49 | $ 14,275,000 | $ 291,000 | $ 167,000 |
| Berkeley County South Carolina | 19 | $ 5,855,000 | $ 308,000 | $ 139,000 |
| Cobb County Georgia | 15 | $ 5,005,000 | $ 333,000 | $ 212,000 |
| Bay County Florida | 14 | $ 5,580,000 | $ 398,000 | $ 471,000 |
| Walton County Florida | 14 | $ 11,270,000 | $ 805,000 | $ 664,000 |
| Dale County Alabama | 13 | $ 3,115,000 | $ 239,000 | $ 106,000 |
| Elmore County Alabama | 13 | $ 8,795,000 | $ 676,000 | $ 309,000 |
| Santa Rosa County Florida | 13 | $ 4,575,000 | $ 351,000 | $ 227,000 |
| Sarasota County Florida | 13 | $ 10,825,000 | $ 832,000 | $ 1,121,000 |
| Okaloosa County Florida | 12 | $ 7,710,000 | $ 642,000 | $ 738,000 |
| Dorchester County South Carolina | 12 | $ 3,560,000 | $ 296,000 | $ 126,000 |
| Fulton County Georgia | 11 | $ 6,245,000 | $ 567,000 | $ 410,000 |
| Lee County Alabama | 9 | $ 6,355,000 | $ 706,000 | $ 348,000 |
| Tallapoosa County Alabama | 9 | $ 3,695,000 | $ 410,000 | $ 288,000 |
| Tuscaloosa County Alabama | 9 | $ 11,605,000 | $ 1,289,000 | $ 507,000 |
| Hillsborough County Florida | 9 | $ 4,015,000 | $ 446,000 | $ 417,000 |
| Limestone County Alabama | 8 | $ 2,060,000 | $ 257,000 | $ 237,000 |
| St. Clair County Alabama | 8 | $ 1,510,000 | $ 188,000 | $ 165,000 |
| Davidson County Tennessee | 8 | $ 5,400,000 | $ 675,000 | $ 677,000 |
| Marshall County Alabama | 7 | $ 3,585,000 | $ 512,000 | $ 614,000 |
| Pinellas County Florida | 7 | $ 3,835,000 | $ 547,000 | $ 185,000 |
| Douglas County Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 135,000 |
| Cullman County Alabama | 6 | $ 2,050,000 | $ 341,000 | $ 577,000 |
| Winston County Alabama | 6 | $ 2,330,000 | $ 388,000 | $ 474,000 |
| Pasco County Florida | 6 | $ 13,770,000 | $ 2,295,000 | $ 129,000 |
| Henry County Alabama | 5 | $ 1,595,000 | $ 319,000 | $ 301,000 |
| Russell County Alabama | 5 | $ 2,145,000 | $ 429,000 | $ 0 |
| Carroll County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 184,000 |
| Muscogee County Georgia | 5 | $ 1,235,000 | $ 247,000 | $ 130,000 |
| Williamson County Tennessee | 5 | $ 2,615,000 | $ 523,000 | $ 456,000 |
| Blount County Alabama | 4 | $ 800,000 | $ 200,000 | $ 191,000 |
| Geneva County Alabama | 4 | $ 850,000 | $ 212,000 | $ 110,000 |
| DeKalb County Georgia | 4 | $ 2,200,000 | $ 550,000 | $ 544,000 |
| Beaufort County South Carolina | 4 | $ 1,560,000 | $ 390,000 | $ 231,000 |
| Sumner County Tennessee | 4 | $ 1,420,000 | $ 355,000 | $ 311,000 |
| Coosa County Alabama | 3 | $ 1,095,000 | $ 365,000 | $ 318,000 |
| Escambia County Alabama | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Morgan County Alabama | 3 | $ 705,000 | $ 235,000 | $ 132,000 |
| Manatee County Florida | 3 | $ 685,000 | $ 228,000 | $ 107,000 |
| Paulding County Georgia | 3 | $ 1,715,000 | $ 571,000 | $ 59,000 |
| Wayne County Michigan | 3 | $ 615,000 | $ 205,000 | $ 73,000 |
| Oconee County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 731,000 |
| Robertson County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Barbour County Alabama | 2 | $ 740,000 | $ 370,000 | $ 278,000 |
| Coffee County Alabama | 2 | $ 430,000 | $ 215,000 | $ 208,000 |
| Talladega County Alabama | 2 | $ 610,000 | $ 305,000 | $ 283,000 |
| Charlotte County Florida | 2 | $ 860,000 | $ 430,000 | $ 162,000 |
| Lake County Florida | 2 | $ 1,950,000 | $ 975,000 | $ 486,000 |
| Orange County Florida | 2 | $ 640,000 | $ 320,000 | $ 592,000 |
| Clay County Georgia | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Haralson County Georgia | 2 | $ 730,000 | $ 365,000 | $ 195,000 |
| Henry County Georgia | 2 | $ 660,000 | $ 330,000 | $ 149,000 |
| Troup County Georgia | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Macon County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 384,000 |
| Colleton County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 372,000 |
| Richland County South Carolina | 2 | $ 970,000 | $ 485,000 | $ 267,000 |
| Sumter County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 109,000 |
| Maury County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 51,000 |
| Putnam County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 1,155,000 |
| Harris County Texas | 2 | $ 1,320,000 | $ 660,000 | $ 336,000 |
| Chambers County Alabama | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| DeKalb County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Etowah County Alabama | 1 | $ 515,000 | $ 515,000 | $ 202,000 |
| Lawrence County Alabama | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Lowndes County Alabama | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Macon County Alabama | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Pike County Alabama | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 375,000 | $ 375,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Douglas County Colorado | 1 | $ 1,535,000 | $ 1,535,000 | $ 500,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 210,000 |
| Summit County Colorado | 1 | $ 285,000 | $ 285,000 | $ 479,000 |
| Franklin County Florida | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Lee County Florida | 1 | $ 455,000 | $ 455,000 | $ 2,071,000 |
| Leon County Florida | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
| Marion County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 156,000 |
| Chattooga County Georgia | 1 | $ 515,000 | $ 515,000 | $ 107,000 |
| Cherokee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Harris County Georgia | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Houston County Georgia | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| Oconee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Pickens County Georgia | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Rabun County Georgia | 1 | $ 515,000 | $ 515,000 | $ 1,042,000 |
| Fayette County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Orleans County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Jackson County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 16,805,000 | $ 16,805,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 345,000 |
| Davidson County North Carolina | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Durham County North Carolina | 1 | $ 835,000 | $ 835,000 | $ 212,000 |
| Orange County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 209,000 |
| Wake County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Yancey County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 438,000 |
| Lexington County South Carolina | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 309,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Blount County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Knox County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Marion County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 360,000 |
| Denton County Texas | 1 | $ 145,000 | $ 145,000 | $ 330,000 |
| Albemarle County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Servisfirst Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 582 | $217,510,000 | $373,000 | $12,485,000 | $212,000 | $3,506,000 |
| Refinancing | 567 | $270,985,000 | $477,000 | $38,705,000 | $257,000 | $9,768,000 |
| Cash-out Refinancing | 219 | $83,035,000 | $379,000 | $3,115,000 | $324,000 | $4,729,000 |
| Home Improvement | 9 | $6,895,000 | $766,000 | $3,655,000 | $426,000 | $426,000 |
| Other Purpose | 1 | $375,000 | $375,000 | $375,000 | $255,000 | $255,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 987 | $359,325,000 | $364,000 | $8,145,000 | $275,000 | $9,768,000 |
| Not applicable | 152 | $157,780,000 | $1,038,000 | $38,705,000 | $0 | $0 |
| Black or African American | 128 | $23,150,000 | $180,000 | $1,105,000 | $74,000 | $619,000 |
| Not Provided | 85 | $30,285,000 | $356,000 | $2,005,000 | $265,000 | $3,380,000 |
| Hispanic | 12 | $2,860,000 | $238,000 | $455,000 | $266,000 | $2,220,000 |
| Asian | 8 | $3,120,000 | $390,000 | $675,000 | $181,000 | $364,000 |
| American Indian or Alaskan Native | 4 | $1,620,000 | $405,000 | $685,000 | $235,000 | $431,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $465,000 | $465,000 | $465,000 | $345,000 | $345,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,332 | $569,740,000 | $427,000 | $38,705,000 | $259,000 | $9,768,000 |
| FHA-insured (Federal Housing Administration) | 26 | $4,440,000 | $170,000 | $275,000 | $59,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,855,000 | $257,000 | $495,000 | $80,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $765,000 | $153,000 | $195,000 | $48,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,169 | $516,625,000 | $441,000 | $38,705,000 | $249,000 | $9,768,000 |
| Application Withdrawn By Applicant | 127 | $39,165,000 | $308,000 | $1,235,000 | $293,000 | $9,600,000 |
| Application Denied By Financial Institution | 69 | $19,615,000 | $284,000 | $835,000 | $218,000 | $2,220,000 |
| Application Approved But Not Accepted | 8 | $1,510,000 | $188,000 | $425,000 | $43,000 | $60,000 |
| File Closed For Incompleteness | 5 | $1,885,000 | $377,000 | $515,000 | $438,000 | $830,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,309 | $559,185,000 | $427,000 | $38,705,000 | $254,000 | $9,768,000 |
| Debt-To-Income Ratio | 28 | $8,100,000 | $289,000 | $515,000 | $88,000 | $388,000 |
| Credit History | 15 | $4,505,000 | $300,000 | $835,000 | $542,000 | $2,220,000 |
| Collateral | 11 | $3,105,000 | $282,000 | $515,000 | $221,000 | $628,000 |
| Other | 6 | $1,160,000 | $193,000 | $365,000 | $95,000 | $216,000 |
| Employment History | 4 | $540,000 | $135,000 | $315,000 | $85,000 | $201,000 |
| Credit Application Incomplete | 3 | $935,000 | $311,000 | $475,000 | $206,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,270,000 | $635,000 | $675,000 | $124,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servisfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.