Share Plus Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Share Plus Federal Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Share Plus Federal Bank 5224 W. Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 376 |
| Total Mortgage Loan Application Amount | $78,273,000 |
| Average Mortgage Loan Application Amount | $230,666 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $182,333 |
| Highest Applicant Income | $3,862,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Share Plus Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Share Plus Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Share Plus Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Share Plus Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Share Plus Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Share Plus Federal Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 85 | $ 30,625,000 | $ 360,000 | $ 225,000 |
| Collin County Texas | 60 | $ 10,452,000 | $ 174,000 | $ 159,000 |
| Denton County Texas | 37 | $ 7,833,000 | $ 211,000 | $ 350,000 |
| Tarrant County Texas | 19 | $ 2,701,000 | $ 142,000 | $ 152,000 |
| Jefferson County Kentucky | 8 | $ 718,000 | $ 89,000 | $ 109,000 |
| Orange County Florida | 5 | $ 382,000 | $ 76,000 | $ 64,000 |
| Cook County Illinois | 5 | $ 2,035,000 | $ 407,000 | $ 162,000 |
| Fort Bend County Texas | 5 | $ 197,000 | $ 39,000 | $ 60,000 |
| Orange County California | 4 | $ 1,607,000 | $ 401,000 | $ 201,000 |
| Rockwall County Texas | 4 | $ 437,000 | $ 109,000 | $ 111,000 |
| Windham County Connecticut | 3 | $ 18,000 | $ 6,000 | $ 54,000 |
| Hillsborough County Florida | 3 | $ 497,000 | $ 165,000 | $ 144,000 |
| Sarasota County Florida | 3 | $ 932,000 | $ 310,000 | $ 404,000 |
| York County South Carolina | 3 | $ 63,000 | $ 21,000 | $ 60,000 |
| Harris County Texas | 3 | $ 1,523,000 | $ 507,000 | $ 1,199,000 |
| Travis County Texas | 3 | $ 1,307,000 | $ 435,000 | $ 181,000 |
| Williamson County Texas | 3 | $ 312,000 | $ 104,000 | $ 31,000 |
| Shelby County Alabama | 2 | $ 256,000 | $ 128,000 | $ 134,000 |
| Maricopa County Arizona | 2 | $ 380,000 | $ 190,000 | $ 168,000 |
| Contra Costa County California | 2 | $ 540,000 | $ 270,000 | $ 110,000 |
| Los Angeles County California | 2 | $ 75,000 | $ 37,000 | $ 92,000 |
| Fairfield County Connecticut | 2 | $ 2,050,000 | $ 1,025,000 | $ 367,000 |
| Duval County Florida | 2 | $ 405,000 | $ 202,000 | $ 150,000 |
| Seminole County Florida | 2 | $ 229,000 | $ 114,000 | $ 100,000 |
| Hall County Georgia | 2 | $ 20,000 | $ 10,000 | $ 90,000 |
| Wicomico County Maryland | 2 | $ 9,000 | $ 4,000 | $ 82,000 |
| Worcester County Massachusetts | 2 | $ 366,000 | $ 183,000 | $ 96,000 |
| Lauderdale County Mississippi | 2 | $ 35,000 | $ 17,000 | $ 82,000 |
| Bernalillo County New Mexico | 2 | $ 64,000 | $ 32,000 | $ 251,000 |
| Lycoming County Pennsylvania | 2 | $ 79,000 | $ 39,000 | $ 52,000 |
| Lincoln County Tennessee | 2 | $ 11,000 | $ 5,000 | $ 84,000 |
| Bexar County Texas | 2 | $ 349,000 | $ 174,000 | $ 100,000 |
| Franklin County Texas | 2 | $ 650,000 | $ 325,000 | $ 656,000 |
| Hays County Texas | 2 | $ 314,000 | $ 157,000 | $ 96,000 |
| Henderson County Texas | 2 | $ 413,000 | $ 206,000 | $ 194,000 |
| Montgomery County Texas | 2 | $ 704,000 | $ 352,000 | $ 179,000 |
| Etowah County Alabama | 1 | $ 19,000 | $ 19,000 | $ 85,000 |
| Mobile County Alabama | 1 | $ 76,000 | $ 76,000 | $ 102,000 |
| Garland County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 63,000 |
| Washington County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 206,000 |
| Kern County California | 1 | $ 6,000 | $ 6,000 | $ 61,000 |
| Merced County California | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| San Bernardino County California | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| San Diego County California | 1 | $ 1,110,000 | $ 1,110,000 | $ 373,000 |
| Stanislaus County California | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Ventura County California | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Arapahoe County Colorado | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Archuleta County Colorado | 1 | $ 280,000 | $ 280,000 | $ 85,000 |
| Denver County Colorado | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| New London County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Palm Beach County Florida | 1 | $ 65,000 | $ 65,000 | $ 200,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Fayette County Georgia | 1 | $ 408,000 | $ 408,000 | $ 110,000 |
| Houston County Georgia | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Pulaski County Georgia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Clinton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Madison County Indiana | 1 | $ 43,000 | $ 43,000 | $ 87,000 |
| Vanderburgh County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Boyd County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 117,000 |
| Meade County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Oldham County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Livingston County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Orleans County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Cecil County Maryland | 1 | $ 18,000 | $ 18,000 | $ 97,000 |
| Frederick County Maryland | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Plymouth County Massachusetts | 1 | $ 904,000 | $ 904,000 | $ 340,000 |
| St. Clair County Michigan | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Hinds County Mississippi | 1 | $ 7,000 | $ 7,000 | $ 56,000 |
| Hillsborough County New Hampshire | 1 | $ 3,000 | $ 3,000 | $ 89,000 |
| Warren County New Jersey | 1 | $ 6,000 | $ 6,000 | $ 73,000 |
| Broome County New York | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Westchester County New York | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 737,000 |
| Holmes County Ohio | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Kent County Rhode Island | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Aiken County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Jefferson County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 110,000 |
| Bell County Texas | 1 | $ 122,000 | $ 122,000 | $ 134,000 |
| Cameron County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Gray County Texas | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Grayson County Texas | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Guadalupe County Texas | 1 | $ 7,000 | $ 7,000 | $ 69,000 |
| Hidalgo County Texas | 1 | $ 3,000 | $ 3,000 | $ 72,000 |
| Hill County Texas | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Hunt County Texas | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Liberty County Texas | 1 | $ 4,000 | $ 4,000 | $ 58,000 |
| Lubbock County Texas | 1 | $ 76,000 | $ 76,000 | $ 148,000 |
| Nolan County Texas | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Parker County Texas | 1 | $ 7,000 | $ 7,000 | $ 116,000 |
| Randall County Texas | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| San Patricio County Texas | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Van Zandt County Texas | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Wharton County Texas | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Winkler County Texas | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| Augusta County Virginia | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Chesapeake County Virginia | 1 | $ 525,000 | $ 525,000 | $ 159,000 |
| Lynchburg County Virginia | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 77,000 |
| Monroe County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Share Plus Federal Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 161 | $3,719,000 | $23,000 | $284,000 | $107,000 | $862,000 |
| Home Purchase | 153 | $55,476,000 | $362,000 | $2,205,000 | $292,000 | $3,862,000 |
| Refinancing | 62 | $19,078,000 | $307,000 | $1,155,000 | $148,000 | $609,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 212 | $51,021,000 | $240,000 | $2,205,000 | $194,000 | $3,387,000 |
| Not Provided | 91 | $11,870,000 | $130,000 | $1,725,000 | $121,000 | $1,445,000 |
| Hispanic | 35 | $3,203,000 | $91,000 | $960,000 | $94,000 | $420,000 |
| Black or African American | 25 | $7,577,000 | $303,000 | $1,500,000 | $520,000 | $3,862,000 |
| Asian | 12 | $4,592,000 | $382,000 | $1,785,000 | $225,000 | $871,000 |
| American Indian or Alaskan Native | 1 | $10,000 | $10,000 | $10,000 | $79,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 374 | $78,075,000 | $208,000 | $2,205,000 | $190,000 | $3,862,000 |
| FHA-insured (Federal Housing Administration) | 2 | $198,000 | $99,000 | $99,000 | $54,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 224 | $55,409,000 | $247,000 | $2,205,000 | $222,000 | $3,862,000 |
| Application Denied By Financial Institution | 100 | $9,556,000 | $95,000 | $2,000,000 | $117,000 | $3,560,000 |
| Application Withdrawn By Applicant | 26 | $8,452,000 | $325,000 | $1,500,000 | $207,000 | $1,445,000 |
| Application Approved But Not Accepted | 19 | $788,000 | $41,000 | $284,000 | $142,000 | $862,000 |
| File Closed For Incompleteness | 7 | $4,068,000 | $581,000 | $1,725,000 | $254,000 | $465,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $5,888,000 | $109,000 | $2,000,000 | $149,000 | $3,560,000 |
| Debt-To-Income Ratio | 35 | $2,618,000 | $74,000 | $640,000 | $79,000 | $273,000 |
| Collateral | 6 | $613,000 | $102,000 | $200,000 | $88,000 | $155,000 |
| Credit Application Incomplete | 1 | $79,000 | $79,000 | $79,000 | $36,000 | $36,000 |
| Other | 1 | $10,000 | $10,000 | $10,000 | $110,000 | $110,000 |
| Unverifiable Information | 1 | $261,000 | $261,000 | $261,000 | $90,000 | $90,000 |
| Employment History | 1 | $20,000 | $20,000 | $20,000 | $66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $67,000 | $67,000 | $67,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Share Plus Federal Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Share Plus Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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