Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Shelter Financial Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 430 |
| Total Mortgage Loan Application Amount | $23,668,000 |
| Average Mortgage Loan Application Amount | $65,634 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $64,634 |
| Highest Applicant Income | $273,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bradley County Arkansas | 14 | $ 578,000 | $ 41,000 | $ 44,000 |
| Sedgwick County Kansas | 9 | $ 371,000 | $ 41,000 | $ 59,000 |
| Pulaski County Arkansas | 8 | $ 302,000 | $ 37,000 | $ 89,000 |
| Jackson County Missouri | 8 | $ 488,000 | $ 61,000 | $ 76,000 |
| Lawrence County Missouri | 7 | $ 502,000 | $ 71,000 | $ 75,000 |
| Boone County Missouri | 6 | $ 1,230,000 | $ 205,000 | $ 89,000 |
| Buchanan County Missouri | 6 | $ 213,000 | $ 35,000 | $ 40,000 |
| Oregon County Missouri | 6 | $ 256,000 | $ 42,000 | $ 53,000 |
| Sebastian County Arkansas | 5 | $ 184,000 | $ 36,000 | $ 58,000 |
| Stoddard County Missouri | 5 | $ 173,000 | $ 34,000 | $ 42,000 |
| Oklahoma County Oklahoma | 5 | $ 200,000 | $ 40,000 | $ 56,000 |
| Shelby County Tennessee | 5 | $ 348,000 | $ 69,000 | $ 54,000 |
| Calhoun County Arkansas | 4 | $ 167,000 | $ 41,000 | $ 64,000 |
| Conway County Arkansas | 4 | $ 252,000 | $ 63,000 | $ 83,000 |
| Pulaski County Illinois | 4 | $ 193,000 | $ 48,000 | $ 28,000 |
| Cowley County Kansas | 4 | $ 327,000 | $ 81,000 | $ 58,000 |
| Dunklin County Missouri | 4 | $ 139,000 | $ 34,000 | $ 45,000 |
| Newton County Missouri | 4 | $ 169,000 | $ 42,000 | $ 61,000 |
| St. Francois County Missouri | 4 | $ 194,000 | $ 48,000 | $ 50,000 |
| Cleveland County Oklahoma | 4 | $ 277,000 | $ 69,000 | $ 49,000 |
| Pittsburg County Oklahoma | 4 | $ 297,000 | $ 74,000 | $ 54,000 |
| Bedford County Tennessee | 4 | $ 312,000 | $ 78,000 | $ 41,000 |
| Lincoln County Arkansas | 3 | $ 92,000 | $ 30,000 | $ 57,000 |
| Lonoke County Arkansas | 3 | $ 212,000 | $ 70,000 | $ 78,000 |
| Nevada County Arkansas | 3 | $ 174,000 | $ 58,000 | $ 59,000 |
| Polk County Arkansas | 3 | $ 90,000 | $ 30,000 | $ 55,000 |
| Scott County Arkansas | 3 | $ 163,000 | $ 54,000 | $ 46,000 |
| Sharp County Arkansas | 3 | $ 98,000 | $ 32,000 | $ 47,000 |
| Franklin County Illinois | 3 | $ 72,000 | $ 24,000 | $ 49,000 |
| Vanderburgh County Indiana | 3 | $ 118,000 | $ 39,000 | $ 40,000 |
| Polk County Iowa | 3 | $ 178,000 | $ 59,000 | $ 71,000 |
| Butler County Kansas | 3 | $ 64,000 | $ 21,000 | $ 63,000 |
| Bullitt County Kentucky | 3 | $ 137,000 | $ 45,000 | $ 68,000 |
| Lafayette County Louisiana | 3 | $ 158,000 | $ 52,000 | $ 83,000 |
| Lee County Mississippi | 3 | $ 113,000 | $ 37,000 | $ 51,000 |
| Lowndes County Mississippi | 3 | $ 190,000 | $ 63,000 | $ 51,000 |
| Cedar County Missouri | 3 | $ 257,000 | $ 85,000 | $ 33,000 |
| Clay County Missouri | 3 | $ 69,000 | $ 23,000 | $ 87,000 |
| Dent County Missouri | 3 | $ 267,000 | $ 89,000 | $ 102,000 |
| Greene County Missouri | 3 | $ 711,000 | $ 237,000 | $ 120,000 |
| Iron County Missouri | 3 | $ 93,000 | $ 31,000 | $ 19,000 |
| Pemiscot County Missouri | 3 | $ 101,000 | $ 33,000 | $ 29,000 |
| Pike County Missouri | 3 | $ 54,000 | $ 18,000 | $ 114,000 |
| Putnam County Missouri | 3 | $ 79,000 | $ 26,000 | $ 61,000 |
| Ralls County Missouri | 3 | $ 214,000 | $ 71,000 | $ 27,000 |
| Ray County Missouri | 3 | $ 148,000 | $ 49,000 | $ 39,000 |
| Stone County Missouri | 3 | $ 101,000 | $ 33,000 | $ 30,000 |
| Pottawatomie County Oklahoma | 3 | $ 73,000 | $ 24,000 | $ 69,000 |
| Davidson County Tennessee | 3 | $ 93,000 | $ 31,000 | $ 52,000 |
| Robertson County Tennessee | 3 | $ 166,000 | $ 55,000 | $ 55,000 |
| Rutherford County Tennessee | 3 | $ 178,000 | $ 59,000 | $ 47,000 |
| Sumner County Tennessee | 3 | $ 192,000 | $ 64,000 | $ 66,000 |
| Ashley County Arkansas | 2 | $ 85,000 | $ 42,000 | $ 44,000 |
| Benton County Arkansas | 2 | $ 192,000 | $ 96,000 | $ 69,000 |
| Craighead County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Cross County Arkansas | 2 | $ 144,000 | $ 72,000 | $ 24,000 |
| Desha County Arkansas | 2 | $ 55,000 | $ 27,000 | $ 55,000 |
| Franklin County Arkansas | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Monroe County Arkansas | 2 | $ 35,000 | $ 17,000 | $ 23,000 |
| Ouachita County Arkansas | 2 | $ 76,000 | $ 38,000 | $ 114,000 |
| Union County Arkansas | 2 | $ 151,000 | $ 75,000 | $ 37,000 |
| Johnson County Illinois | 2 | $ 107,000 | $ 53,000 | $ 105,000 |
| Allen County Indiana | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Clay County Indiana | 2 | $ 69,000 | $ 34,000 | $ 22,000 |
| Grant County Indiana | 2 | $ 165,000 | $ 82,000 | $ 62,000 |
| Howard County Indiana | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Jackson County Indiana | 2 | $ 196,000 | $ 98,000 | $ 57,000 |
| Marion County Indiana | 2 | $ 72,000 | $ 36,000 | $ 46,000 |
| Jackson County Kansas | 2 | $ 100,000 | $ 50,000 | $ 118,000 |
| Kearny County Kansas | 2 | $ 115,000 | $ 57,000 | $ 69,000 |
| Kingman County Kansas | 2 | $ 83,000 | $ 41,000 | $ 29,000 |
| Shawnee County Kansas | 2 | $ 157,000 | $ 78,000 | $ 33,000 |
| East Baton Rouge County Louisiana | 2 | $ 196,000 | $ 98,000 | $ 63,000 |
| Ouachita County Louisiana | 2 | $ 43,000 | $ 21,000 | $ 69,000 |
| DeSoto County Mississippi | 2 | $ 25,000 | $ 12,000 | $ 107,000 |
| Monroe County Mississippi | 2 | $ 129,000 | $ 64,000 | $ 49,000 |
| Audrain County Missouri | 2 | $ 92,000 | $ 46,000 | $ 69,000 |
| Camden County Missouri | 2 | $ 330,000 | $ 165,000 | $ 193,000 |
| Christian County Missouri | 2 | $ 79,000 | $ 39,000 | $ 16,000 |
| Dallas County Missouri | 2 | $ 53,000 | $ 26,000 | $ 51,000 |
| Howell County Missouri | 2 | $ 161,000 | $ 80,000 | $ 49,000 |
| Jasper County Missouri | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
| Polk County Missouri | 2 | $ 78,000 | $ 39,000 | $ 234,000 |
| Saline County Missouri | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| St. Charles County Missouri | 2 | $ 69,000 | $ 34,000 | $ 61,000 |
| St. Clair County Missouri | 2 | $ 50,000 | $ 25,000 | $ 17,000 |
| St. Louis County Missouri | 2 | $ 59,000 | $ 29,000 | $ 32,000 |
| Douglas County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Creek County Oklahoma | 2 | $ 56,000 | $ 28,000 | $ 50,000 |
| McClain County Oklahoma | 2 | $ 97,000 | $ 48,000 | $ 30,000 |
| McIntosh County Oklahoma | 2 | $ 62,000 | $ 31,000 | $ 36,000 |
| Tulsa County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 19,000 |
| Washington County Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
| McNairy County Tennessee | 2 | $ 31,000 | $ 15,000 | $ 41,000 |
| Williamson County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 30,000 |
| Baldwin County Alabama | 1 | $ 452,000 | $ 452,000 | $ 273,000 |
| Arkansas County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Baxter County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Boone County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Clark County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Cleveland County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 85,000 |
| Dallas County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Drew County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Garland County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Grant County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 105,000 |
| Greene County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Howard County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Jefferson County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Little River County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
| Logan County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Madison County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Mississippi County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Phillips County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Pope County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 138,000 |
| Randolph County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Saline County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| St. Francis County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Washington County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| White County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 115,000 |
| Arapahoe County Colorado | 1 | $ 11,000 | $ 11,000 | $ 141,000 |
| Jefferson County Colorado | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Larimer County Colorado | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Montrose County Colorado | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Alexander County Illinois | 1 | $ 34,000 | $ 34,000 | $ 19,000 |
| Champaign County Illinois | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Clinton County Illinois | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Hancock County Illinois | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Knox County Illinois | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Peoria County Illinois | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Perry County Illinois | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Sangamon County Illinois | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| St. Clair County Illinois | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Williamson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Cass County Indiana | 1 | $ 22,000 | $ 22,000 | $ 67,000 |
| Fayette County Indiana | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Floyd County Indiana | 1 | $ 21,000 | $ 21,000 | $ 20,000 |
| Harrison County Indiana | 1 | $ 62,000 | $ 62,000 | $ 254,000 |
| Hendricks County Indiana | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Henry County Indiana | 1 | $ 23,000 | $ 23,000 | $ 36,000 |
| Lake County Indiana | 1 | $ 114,000 | $ 114,000 | $ 77,000 |
| Monroe County Indiana | 1 | $ 19,000 | $ 19,000 | $ 31,000 |
| Shelby County Indiana | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Wabash County Indiana | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Appanoose County Iowa | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Boone County Iowa | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Dallas County Iowa | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Des Moines County Iowa | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Mitchell County Iowa | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Monroe County Iowa | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Wapello County Iowa | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Finney County Kansas | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Ford County Kansas | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Labette County Kansas | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Pratt County Kansas | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Riley County Kansas | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Sherman County Kansas | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Stafford County Kansas | 1 | $ 34,000 | $ 34,000 | $ 113,000 |
| Wyandotte County Kansas | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Ballard County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Carlisle County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Graves County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| Powell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Shelby County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 23,000 |
| Warren County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 62,000 |
| Avoyelles County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 15,000 |
| Lincoln County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 114,000 |
| Covington County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 66,000 |
| Lauderdale County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Leake County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 59,000 |
| Neshoba County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 96,000 |
| Rankin County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Scott County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Barry County Missouri | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Barton County Missouri | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Bates County Missouri | 1 | $ 16,000 | $ 16,000 | $ 142,000 |
| Callaway County Missouri | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Carter County Missouri | 1 | $ 66,000 | $ 66,000 | $ 129,000 |
| Cass County Missouri | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Clinton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cole County Missouri | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Franklin County Missouri | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Gentry County Missouri | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Jefferson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Madison County Missouri | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| New Madrid County Missouri | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Pulaski County Missouri | 1 | $ 26,000 | $ 26,000 | $ 28,000 |
| Randolph County Missouri | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Reynolds County Missouri | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| St. Louis City County Missouri | 1 | $ 150,000 | $ 150,000 | $ 129,000 |
| Taney County Missouri | 1 | $ 56,000 | $ 56,000 | $ 81,000 |
| Vernon County Missouri | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Buffalo County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Cheyenne County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Hall County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 70,000 |
| Knox County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Lincoln County Nebraska | 1 | $ 22,000 | $ 22,000 | $ 62,000 |
| Merrick County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 73,000 |
| Phelps County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Red Willow County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Scotts Bluff County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Canadian County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Choctaw County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Garvin County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Grady County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Grant County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 21,000 |
| Hughes County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Johnston County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Le Flore County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Marshall County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 22,000 |
| Pontotoc County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Bradley County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Cannon County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Coffee County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Cumberland County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 25,000 |
| Dyer County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Fayette County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Franklin County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 10,000 |
| Hardin County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 61,000 |
| Humphreys County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Tipton County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Weakley County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Wilson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 230 | $12,444,000 | $60,142 | $312,000 | $54,000 | $204,000 |
| Home Improvement | 102 | $3,055,000 | $24,153 | $680,000 | $69,076 | $235,000 |
| Home Purchase | 98 | $8,169,000 | $109,642 | $452,000 | $71,142 | $273,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 298 | $17,185,000 | $81,466 | $680,000 | $73,800 | $273,000 |
| Not Provided | 85 | $4,777,000 | $66,153 | $185,000 | $58,153 | $234,000 |
| Black or African American | 24 | $883,000 | $34,375 | $142,000 | $43,375 | $146,000 |
| American Indian or Alaskan Native | 10 | $379,000 | $42,600 | $85,000 | $47,000 | $96,000 |
| Asian | 7 | $215,000 | $30,600 | $50,000 | $66,000 | $115,000 |
| Hispanic | 5 | $176,000 | $32,666 | $63,000 | $65,666 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $53,000 | $53,000 | $53,000 | $69,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 429 | $23,632,000 | $84,066 | $680,000 | $71,333 | $273,000 |
| FHA-insured (Federal Housing Administration) | 1 | $36,000 | $36,000 | $36,000 | $24,000 | $24,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 198 | $10,918,000 | $76,142 | $680,000 | $84,214 | $273,000 |
| Application Denied By Financial Institution | 127 | $5,869,000 | $49,307 | $210,000 | $45,923 | $200,000 |
| Application Approved But Not Accepted | 47 | $3,177,000 | $62,166 | $185,000 | $66,166 | $254,000 |
| Application Withdrawn By Applicant | 45 | $2,822,000 | $75,416 | $223,000 | $60,583 | $187,000 |
| File Closed For Incompleteness | 12 | $846,000 | $64,000 | $150,000 | $63,500 | $130,000 |
| Preapproval Denied by Financial Institution | 1 | $36,000 | $36,000 | $36,000 | $24,000 | $24,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 86 | $4,411,000 | $51,230 | $210,000 | $38,076 | $129,000 |
| Collateral | 15 | $409,000 | $22,600 | $63,000 | $73,300 | $200,000 |
| Debt-To-Income Ratio | 13 | $510,000 | $42,500 | $85,000 | $44,875 | $75,000 |
| Other | 11 | $487,000 | $43,428 | $140,000 | $40,571 | $96,000 |
| Employment History | 3 | $88,000 | $29,333 | $33,000 | $27,333 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.