Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Shelter Financial Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 748 |
| Total Mortgage Loan Application Amount | $60,692,000 |
| Average Mortgage Loan Application Amount | $71,666 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $485,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 30 | $ 4,083,000 | $ 136,000 | $ 91,000 |
| Jackson County Missouri | 19 | $ 1,687,000 | $ 88,000 | $ 87,000 |
| Sedgwick County Kansas | 15 | $ 876,000 | $ 58,000 | $ 84,000 |
| Bradley County Arkansas | 12 | $ 727,000 | $ 60,000 | $ 66,000 |
| St. Louis County Missouri | 11 | $ 934,000 | $ 84,000 | $ 77,000 |
| Oklahoma County Oklahoma | 11 | $ 969,000 | $ 88,000 | $ 47,000 |
| Nevada County Arkansas | 9 | $ 446,000 | $ 49,000 | $ 65,000 |
| Pulaski County Arkansas | 8 | $ 650,000 | $ 81,000 | $ 43,000 |
| Lafayette County Louisiana | 8 | $ 728,000 | $ 91,000 | $ 87,000 |
| Audrain County Missouri | 8 | $ 337,000 | $ 42,000 | $ 80,000 |
| Pettis County Missouri | 8 | $ 654,000 | $ 81,000 | $ 50,000 |
| St. Francois County Missouri | 8 | $ 768,000 | $ 96,000 | $ 71,000 |
| Calhoun County Arkansas | 7 | $ 264,000 | $ 37,000 | $ 88,000 |
| Jefferson County Missouri | 7 | $ 515,000 | $ 73,000 | $ 95,000 |
| Lonoke County Arkansas | 6 | $ 282,000 | $ 47,000 | $ 83,000 |
| Sebastian County Arkansas | 6 | $ 520,000 | $ 86,000 | $ 49,000 |
| Washington County Arkansas | 6 | $ 679,000 | $ 113,000 | $ 118,000 |
| Allen County Indiana | 6 | $ 488,000 | $ 81,000 | $ 28,000 |
| Polk County Iowa | 6 | $ 641,000 | $ 106,000 | $ 76,000 |
| Johnson County Kansas | 6 | $ 422,000 | $ 70,000 | $ 66,000 |
| Ouachita County Louisiana | 6 | $ 623,000 | $ 103,000 | $ 85,000 |
| Lowndes County Mississippi | 6 | $ 604,000 | $ 100,000 | $ 52,000 |
| Clay County Missouri | 6 | $ 553,000 | $ 92,000 | $ 69,000 |
| Conway County Arkansas | 5 | $ 835,000 | $ 167,000 | $ 60,000 |
| Crawford County Arkansas | 5 | $ 551,000 | $ 110,000 | $ 51,000 |
| St. Francis County Arkansas | 5 | $ 168,000 | $ 33,000 | $ 45,000 |
| Van Buren County Arkansas | 5 | $ 277,000 | $ 55,000 | $ 133,000 |
| Madison County Illinois | 5 | $ 287,000 | $ 57,000 | $ 54,000 |
| Madison County Indiana | 5 | $ 298,000 | $ 59,000 | $ 41,000 |
| Dent County Missouri | 5 | $ 436,000 | $ 87,000 | $ 66,000 |
| Clark County Arkansas | 4 | $ 267,000 | $ 66,000 | $ 71,000 |
| Craighead County Arkansas | 4 | $ 116,000 | $ 29,000 | $ 40,000 |
| Faulkner County Arkansas | 4 | $ 349,000 | $ 87,000 | $ 67,000 |
| Franklin County Arkansas | 4 | $ 173,000 | $ 43,000 | $ 40,000 |
| Ouachita County Arkansas | 4 | $ 143,000 | $ 35,000 | $ 84,000 |
| El Paso County Colorado | 4 | $ 806,000 | $ 201,000 | $ 179,000 |
| Delaware County Indiana | 4 | $ 138,000 | $ 34,000 | $ 41,000 |
| Henry County Indiana | 4 | $ 327,000 | $ 81,000 | $ 70,000 |
| Jackson County Indiana | 4 | $ 173,000 | $ 43,000 | $ 58,000 |
| Marion County Indiana | 4 | $ 266,000 | $ 66,000 | $ 59,000 |
| Shawnee County Kansas | 4 | $ 217,000 | $ 54,000 | $ 40,000 |
| DeSoto County Mississippi | 4 | $ 319,000 | $ 79,000 | $ 52,000 |
| Lee County Mississippi | 4 | $ 215,000 | $ 53,000 | $ 46,000 |
| Buchanan County Missouri | 4 | $ 162,000 | $ 40,000 | $ 72,000 |
| Cedar County Missouri | 4 | $ 495,000 | $ 123,000 | $ 53,000 |
| Newton County Missouri | 4 | $ 440,000 | $ 110,000 | $ 59,000 |
| Pemiscot County Missouri | 4 | $ 346,000 | $ 86,000 | $ 92,000 |
| Logan County Oklahoma | 4 | $ 486,000 | $ 121,000 | $ 64,000 |
| Tulsa County Oklahoma | 4 | $ 356,000 | $ 89,000 | $ 102,000 |
| Maury County Tennessee | 4 | $ 104,000 | $ 26,000 | $ 41,000 |
| McNairy County Tennessee | 4 | $ 418,000 | $ 104,000 | $ 72,000 |
| Robertson County Tennessee | 4 | $ 316,000 | $ 79,000 | $ 72,000 |
| Rutherford County Tennessee | 4 | $ 520,000 | $ 130,000 | $ 53,000 |
| Shelby County Tennessee | 4 | $ 520,000 | $ 130,000 | $ 56,000 |
| Arkansas County Arkansas | 3 | $ 206,000 | $ 68,000 | $ 51,000 |
| Benton County Arkansas | 3 | $ 403,000 | $ 134,000 | $ 32,000 |
| Cross County Arkansas | 3 | $ 111,000 | $ 37,000 | $ 56,000 |
| Garland County Arkansas | 3 | $ 168,000 | $ 56,000 | $ 57,000 |
| Howard County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 56,000 |
| Jefferson County Arkansas | 3 | $ 220,000 | $ 73,000 | $ 75,000 |
| Saline County Arkansas | 3 | $ 152,000 | $ 50,000 | $ 81,000 |
| Union County Arkansas | 3 | $ 332,000 | $ 110,000 | $ 61,000 |
| Macon County Illinois | 3 | $ 95,000 | $ 31,000 | $ 59,000 |
| Morgan County Indiana | 3 | $ 128,000 | $ 42,000 | $ 51,000 |
| Porter County Indiana | 3 | $ 237,000 | $ 79,000 | $ 109,000 |
| Shelby County Indiana | 3 | $ 196,000 | $ 65,000 | $ 50,000 |
| Fayette County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 50,000 |
| Powell County Kentucky | 3 | $ 150,000 | $ 50,000 | $ 54,000 |
| Lincoln County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 82,000 |
| Scott County Mississippi | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| Cole County Missouri | 3 | $ 467,000 | $ 155,000 | $ 122,000 |
| Dunklin County Missouri | 3 | $ 102,000 | $ 34,000 | $ 57,000 |
| Greene County Missouri | 3 | $ 240,000 | $ 80,000 | $ 43,000 |
| Jasper County Missouri | 3 | $ 190,000 | $ 63,000 | $ 81,000 |
| Lawrence County Missouri | 3 | $ 176,000 | $ 58,000 | $ 39,000 |
| Marion County Missouri | 3 | $ 162,000 | $ 54,000 | $ 72,000 |
| Miller County Missouri | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| Montgomery County Missouri | 3 | $ 182,000 | $ 60,000 | $ 70,000 |
| Nodaway County Missouri | 3 | $ 187,000 | $ 62,000 | $ 93,000 |
| Phelps County Missouri | 3 | $ 183,000 | $ 61,000 | $ 89,000 |
| Platte County Missouri | 3 | $ 148,000 | $ 49,000 | $ 60,000 |
| Scott County Missouri | 3 | $ 160,000 | $ 53,000 | $ 73,000 |
| Stone County Missouri | 3 | $ 293,000 | $ 97,000 | $ 48,000 |
| Texas County Missouri | 3 | $ 231,000 | $ 77,000 | $ 67,000 |
| Wayne County Missouri | 3 | $ 120,000 | $ 40,000 | $ 37,000 |
| Webster County Missouri | 3 | $ 294,000 | $ 98,000 | $ 38,000 |
| Douglas County Nebraska | 3 | $ 260,000 | $ 86,000 | $ 54,000 |
| Stephens County Oklahoma | 3 | $ 260,000 | $ 86,000 | $ 59,000 |
| Washington County Oklahoma | 3 | $ 75,000 | $ 25,000 | $ 59,000 |
| Carroll County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 41,000 |
| Cleburne County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Hot Spring County Arkansas | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
| Independence County Arkansas | 2 | $ 165,000 | $ 82,000 | $ 57,000 |
| Izard County Arkansas | 2 | $ 244,000 | $ 122,000 | $ 69,000 |
| Mississippi County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Poinsett County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Polk County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Sevier County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Stone County Arkansas | 2 | $ 132,000 | $ 66,000 | $ 32,000 |
| White County Arkansas | 2 | $ 325,000 | $ 162,000 | $ 62,000 |
| Boulder County Colorado | 2 | $ 289,000 | $ 144,000 | $ 28,000 |
| Douglas County Colorado | 2 | $ 261,000 | $ 130,000 | $ 139,000 |
| Franklin County Illinois | 2 | $ 55,000 | $ 27,000 | $ 33,000 |
| Perry County Illinois | 2 | $ 53,000 | $ 26,000 | $ 61,000 |
| Cass County Indiana | 2 | $ 43,000 | $ 21,000 | $ 61,000 |
| Clark County Indiana | 2 | $ 291,000 | $ 145,000 | $ 84,000 |
| Elkhart County Indiana | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Hancock County Indiana | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Hendricks County Indiana | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| Monroe County Indiana | 2 | $ 206,000 | $ 103,000 | $ 64,000 |
| Montgomery County Indiana | 2 | $ 66,000 | $ 33,000 | $ 71,000 |
| Vanderburgh County Indiana | 2 | $ 111,000 | $ 55,000 | $ 39,000 |
| Warrick County Indiana | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Appanoose County Iowa | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Dallas County Iowa | 2 | $ 164,000 | $ 82,000 | $ 81,000 |
| Cowley County Kansas | 2 | $ 214,000 | $ 107,000 | $ 73,000 |
| Crawford County Kansas | 2 | $ 77,000 | $ 38,000 | $ 22,000 |
| Finney County Kansas | 2 | $ 180,000 | $ 90,000 | $ 17,000 |
| Ford County Kansas | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Greenwood County Kansas | 2 | $ 107,000 | $ 53,000 | $ 68,000 |
| Russell County Kansas | 2 | $ 52,000 | $ 26,000 | $ 36,000 |
| Hardin County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Clay County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Covington County Mississippi | 2 | $ 105,000 | $ 52,000 | $ 39,000 |
| Lamar County Mississippi | 2 | $ 495,000 | $ 247,000 | $ 156,000 |
| Leake County Mississippi | 2 | $ 122,000 | $ 61,000 | $ 44,000 |
| Neshoba County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Union County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 33,000 |
| Barry County Missouri | 2 | $ 46,000 | $ 23,000 | $ 59,000 |
| Caldwell County Missouri | 2 | $ 49,000 | $ 24,000 | $ 27,000 |
| Cape Girardeau County Missouri | 2 | $ 182,000 | $ 91,000 | $ 70,000 |
| Christian County Missouri | 2 | $ 46,000 | $ 23,000 | $ 43,000 |
| Dade County Missouri | 2 | $ 222,000 | $ 111,000 | $ 58,000 |
| Dallas County Missouri | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| DeKalb County Missouri | 2 | $ 125,000 | $ 62,000 | $ 67,000 |
| Franklin County Missouri | 2 | $ 274,000 | $ 137,000 | $ 254,000 |
| McDonald County Missouri | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Mercer County Missouri | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Pike County Missouri | 2 | $ 195,000 | $ 97,000 | $ 97,000 |
| Reynolds County Missouri | 2 | $ 109,000 | $ 54,000 | $ 61,000 |
| St. Charles County Missouri | 2 | $ 305,000 | $ 152,000 | $ 78,000 |
| St. Clair County Missouri | 2 | $ 103,000 | $ 51,000 | $ 28,000 |
| St. Louis City County Missouri | 2 | $ 382,000 | $ 191,000 | $ 11,000 |
| Stoddard County Missouri | 2 | $ 107,000 | $ 53,000 | $ 24,000 |
| Buffalo County Nebraska | 2 | $ 135,000 | $ 67,000 | $ 69,000 |
| Cheyenne County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 70,000 |
| Dawson County Nebraska | 2 | $ 85,000 | $ 42,000 | $ 48,000 |
| Jefferson County Nebraska | 2 | $ 55,000 | $ 27,000 | $ 31,000 |
| Lancaster County Nebraska | 2 | $ 96,000 | $ 48,000 | $ 47,000 |
| Sarpy County Nebraska | 2 | $ 157,000 | $ 78,000 | $ 59,000 |
| Scotts Bluff County Nebraska | 2 | $ 111,000 | $ 55,000 | $ 66,000 |
| Clark County Nevada | 2 | $ 624,000 | $ 312,000 | $ 108,000 |
| Bryan County Oklahoma | 2 | $ 151,000 | $ 75,000 | $ 64,000 |
| Comanche County Oklahoma | 2 | $ 144,000 | $ 72,000 | $ 46,000 |
| Garfield County Oklahoma | 2 | $ 65,000 | $ 32,000 | $ 34,000 |
| Mayes County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Dyer County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 34,000 |
| Sumner County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 56,000 |
| Warren County Tennessee | 2 | $ 105,000 | $ 52,000 | $ 34,000 |
| Boone County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Chicot County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Clay County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 250,000 |
| Cleveland County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Dallas County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Drew County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 146,000 |
| Greene County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 91,000 |
| Lincoln County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| Newton County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Perry County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Woodruff County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 6,000 |
| Yell County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 90,000 |
| Adams County Colorado | 1 | $ 170,000 | $ 170,000 | $ 18,000 |
| Arapahoe County Colorado | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Denver County Colorado | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Grand County Colorado | 1 | $ 110,000 | $ 110,000 | $ 175,000 |
| Jefferson County Colorado | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Larimer County Colorado | 1 | $ 38,000 | $ 38,000 | $ 88,000 |
| Weld County Colorado | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Alexander County Illinois | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Gallatin County Illinois | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Jefferson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Logan County Illinois | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Saline County Illinois | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Sangamon County Illinois | 1 | $ 20,000 | $ 20,000 | $ 106,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Tazewell County Illinois | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| White County Illinois | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Will County Illinois | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Williamson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Winnebago County Illinois | 1 | $ 170,000 | $ 170,000 | $ 128,000 |
| Adams County Indiana | 1 | $ 49,000 | $ 49,000 | $ 34,000 |
| Bartholomew County Indiana | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Grant County Indiana | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Greene County Indiana | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Jasper County Indiana | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Knox County Indiana | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| LaPorte County Indiana | 1 | $ 31,000 | $ 31,000 | $ 67,000 |
| Martin County Indiana | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Miami County Indiana | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Parke County Indiana | 1 | $ 64,000 | $ 64,000 | $ 75,000 |
| Ripley County Indiana | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Rush County Indiana | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Spencer County Indiana | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Black Hawk County Iowa | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Henry County Iowa | 1 | $ 63,000 | $ 63,000 | $ 120,000 |
| Linn County Iowa | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Scott County Iowa | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Story County Iowa | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Barton County Kansas | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Butler County Kansas | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Chase County Kansas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Dickinson County Kansas | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Ellsworth County Kansas | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Grant County Kansas | 1 | $ 15,000 | $ 15,000 | $ 221,000 |
| Kingman County Kansas | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Labette County Kansas | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| McPherson County Kansas | 1 | $ 149,000 | $ 149,000 | $ 111,000 |
| Osage County Kansas | 1 | $ 11,000 | $ 11,000 | $ 33,000 |
| Pottawatomie County Kansas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Saline County Kansas | 1 | $ 119,000 | $ 119,000 | $ 71,000 |
| Sherman County Kansas | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Wyandotte County Kansas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Boone County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 53,000 |
| Bourbon County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Breckinridge County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Bullitt County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 145,000 |
| Carlisle County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Grayson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Harrison County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Jessamine County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Johnson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Kenton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Laurel County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| Logan County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Nicholas County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Pulaski County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Taylor County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Bossier County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Caddo County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 188,000 |
| Franklin County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Grant County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| Pointe Coupee County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Rapides County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Richland County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| St. Landry County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Vernon County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Forrest County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Hinds County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Itawamba County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Lauderdale County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Madison County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Noxubee County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Pike County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Prentiss County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Andrew County Missouri | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Benton County Missouri | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Callaway County Missouri | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Camden County Missouri | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Chariton County Missouri | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Cooper County Missouri | 1 | $ 77,000 | $ 77,000 | $ 101,000 |
| Crawford County Missouri | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Daviess County Missouri | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Gasconade County Missouri | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Gentry County Missouri | 1 | $ 26,000 | $ 26,000 | $ 16,000 |
| Grundy County Missouri | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Harrison County Missouri | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Howell County Missouri | 1 | $ 167,000 | $ 167,000 | $ 24,000 |
| Iron County Missouri | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Johnson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Laclede County Missouri | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Lafayette County Missouri | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Livingston County Missouri | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Mississippi County Missouri | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Morgan County Missouri | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Saline County Missouri | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Taney County Missouri | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Vernon County Missouri | 1 | $ 56,000 | $ 56,000 | $ 59,000 |
| Warren County Missouri | 1 | $ 106,000 | $ 106,000 | $ 138,000 |
| Wright County Missouri | 1 | $ 300,000 | $ 300,000 | $ 49,000 |
| Adams County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Cherry County Nebraska | 1 | $ 184,000 | $ 184,000 | $ 20,000 |
| Dodge County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Lincoln County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Sherman County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 85,000 |
| Canadian County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 28,000 |
| Cherokee County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Creek County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
| Garvin County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Le Flore County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| McIntosh County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Muskogee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Noble County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Osage County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Payne County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Pittsburg County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Pottawatomie County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Pushmataha County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Bradley County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Chester County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Coffee County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Cumberland County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Davidson County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Dickson County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Franklin County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Hamilton County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 75,000 |
| Lawrence County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Lewis County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Marshall County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 102,000 |
| Montgomery County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Obion County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Putnam County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Tipton County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 188,000 |
| Weakley County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Bowie County Texas | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 467 | $40,721,000 | $87,000 | $615,000 | $65,000 | $485,000 |
| Home Purchase | 167 | $16,561,000 | $99,000 | $550,000 | $68,000 | $421,000 |
| Home Improvement | 114 | $3,410,000 | $29,000 | $100,000 | $68,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 510 | $41,800,000 | $81,000 | $615,000 | $70,000 | $485,000 |
| Not Provided | 164 | $12,746,000 | $77,000 | $550,000 | $63,000 | $264,000 |
| Black or African American | 33 | $2,352,000 | $71,000 | $330,000 | $44,000 | $130,000 |
| Not applicable | 15 | $1,886,000 | $125,000 | $367,000 | $0 | $0 |
| Hispanic | 14 | $806,000 | $57,000 | $120,000 | $68,000 | $175,000 |
| American Indian or Alaskan Native | 7 | $777,000 | $111,000 | $163,000 | $67,000 | $100,000 |
| Asian | 5 | $325,000 | $65,000 | $134,000 | $60,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 748 | $60,692,000 | $81,000 | $615,000 | $66,000 | $485,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 260 | $19,920,000 | $76,000 | $550,000 | $47,000 | $250,000 |
| Loan Originated | 212 | $16,144,000 | $76,000 | $615,000 | $85,000 | $485,000 |
| Application Withdrawn By Applicant | 159 | $13,868,000 | $87,000 | $300,000 | $68,000 | $264,000 |
| Application Approved But Not Accepted | 69 | $5,722,000 | $82,000 | $493,000 | $78,000 | $406,000 |
| File Closed For Incompleteness | 48 | $5,038,000 | $104,000 | $306,000 | $59,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 159 | $11,719,000 | $73,000 | $550,000 | $51,000 | $250,000 |
| Debt-To-Income Ratio | 47 | $4,449,000 | $94,000 | $515,000 | $32,000 | $130,000 |
| Collateral | 46 | $2,865,000 | $62,000 | $367,000 | $52,000 | $107,000 |
| Other | 5 | $655,000 | $131,000 | $400,000 | $25,000 | $54,000 |
| Unverifiable Information | 1 | $121,000 | $121,000 | $121,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 1 | $36,000 | $36,000 | $36,000 | $33,000 | $33,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.