Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Shelter Financial Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 605 |
| Total Mortgage Loan Application Amount | $53,204,000 |
| Average Mortgage Loan Application Amount | $70,000 |
| Highest Mortgage Loan Application Amount | $434,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $683,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 13 | $ 1,607,000 | $ 123,000 | $ 71,000 |
| Boone County Missouri | 12 | $ 1,367,000 | $ 113,000 | $ 88,000 |
| Jasper County Missouri | 12 | $ 1,098,000 | $ 91,000 | $ 76,000 |
| Jackson County Missouri | 10 | $ 607,000 | $ 60,000 | $ 68,000 |
| Bradley County Arkansas | 8 | $ 456,000 | $ 57,000 | $ 88,000 |
| Crawford County Arkansas | 8 | $ 900,000 | $ 112,000 | $ 57,000 |
| Pulaski County Arkansas | 8 | $ 784,000 | $ 98,000 | $ 120,000 |
| Sedgwick County Kansas | 8 | $ 521,000 | $ 65,000 | $ 74,000 |
| Rankin County Mississippi | 8 | $ 1,056,000 | $ 132,000 | $ 84,000 |
| Cleveland County Oklahoma | 8 | $ 816,000 | $ 102,000 | $ 66,000 |
| Greene County Missouri | 7 | $ 782,000 | $ 111,000 | $ 44,000 |
| Tulsa County Oklahoma | 7 | $ 631,000 | $ 90,000 | $ 100,000 |
| Madison County Indiana | 6 | $ 510,000 | $ 85,000 | $ 64,000 |
| Cape Girardeau County Missouri | 6 | $ 696,000 | $ 116,000 | $ 74,000 |
| St. Louis County Missouri | 6 | $ 545,000 | $ 90,000 | $ 191,000 |
| Marion County Illinois | 5 | $ 231,000 | $ 46,000 | $ 34,000 |
| Tazewell County Illinois | 5 | $ 175,000 | $ 35,000 | $ 39,000 |
| Cedar County Missouri | 5 | $ 554,000 | $ 110,000 | $ 37,000 |
| Pettis County Missouri | 5 | $ 309,000 | $ 61,000 | $ 132,000 |
| Wright County Missouri | 5 | $ 249,000 | $ 49,000 | $ 47,000 |
| Davidson County Tennessee | 5 | $ 491,000 | $ 98,000 | $ 53,000 |
| Calhoun County Arkansas | 4 | $ 216,000 | $ 54,000 | $ 114,000 |
| Faulkner County Arkansas | 4 | $ 397,000 | $ 99,000 | $ 89,000 |
| Polk County Arkansas | 4 | $ 391,000 | $ 97,000 | $ 52,000 |
| Saline County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 60,000 |
| Elkhart County Indiana | 4 | $ 658,000 | $ 164,000 | $ 88,000 |
| Caddo County Louisiana | 4 | $ 284,000 | $ 71,000 | $ 42,000 |
| Lafayette County Louisiana | 4 | $ 436,000 | $ 109,000 | $ 66,000 |
| Franklin County Missouri | 4 | $ 501,000 | $ 125,000 | $ 75,000 |
| Lawrence County Missouri | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Lewis County Missouri | 4 | $ 507,000 | $ 126,000 | $ 47,000 |
| Stone County Missouri | 4 | $ 904,000 | $ 226,000 | $ 60,000 |
| Canadian County Oklahoma | 4 | $ 477,000 | $ 119,000 | $ 77,000 |
| Stephens County Oklahoma | 4 | $ 471,000 | $ 117,000 | $ 57,000 |
| McNairy County Tennessee | 4 | $ 231,000 | $ 57,000 | $ 34,000 |
| Shelby County Tennessee | 4 | $ 427,000 | $ 106,000 | $ 80,000 |
| Benton County Arkansas | 3 | $ 471,000 | $ 157,000 | $ 133,000 |
| Conway County Arkansas | 3 | $ 290,000 | $ 96,000 | $ 96,000 |
| Howard County Arkansas | 3 | $ 282,000 | $ 94,000 | $ 39,000 |
| Izard County Arkansas | 3 | $ 462,000 | $ 154,000 | $ 56,000 |
| Lonoke County Arkansas | 3 | $ 230,000 | $ 76,000 | $ 27,000 |
| Franklin County Illinois | 3 | $ 92,000 | $ 30,000 | $ 29,000 |
| Kane County Illinois | 3 | $ 423,000 | $ 141,000 | $ 59,000 |
| Madison County Illinois | 3 | $ 237,000 | $ 79,000 | $ 165,000 |
| Williamson County Illinois | 3 | $ 202,000 | $ 67,000 | $ 51,000 |
| Grayson County Kentucky | 3 | $ 235,000 | $ 78,000 | $ 33,000 |
| Nicholas County Kentucky | 3 | $ 166,000 | $ 55,000 | $ 46,000 |
| Bossier County Louisiana | 3 | $ 178,000 | $ 59,000 | $ 141,000 |
| Ouachita County Louisiana | 3 | $ 263,000 | $ 87,000 | $ 60,000 |
| DeSoto County Mississippi | 3 | $ 95,000 | $ 31,000 | $ 60,000 |
| Lowndes County Mississippi | 3 | $ 314,000 | $ 104,000 | $ 39,000 |
| Monroe County Mississippi | 3 | $ 30,000 | $ 10,000 | $ 26,000 |
| Audrain County Missouri | 3 | $ 124,000 | $ 41,000 | $ 37,000 |
| Cass County Missouri | 3 | $ 327,000 | $ 109,000 | $ 51,000 |
| Cooper County Missouri | 3 | $ 206,000 | $ 68,000 | $ 110,000 |
| DeKalb County Missouri | 3 | $ 333,000 | $ 111,000 | $ 104,000 |
| Jefferson County Missouri | 3 | $ 160,000 | $ 53,000 | $ 55,000 |
| Macon County Missouri | 3 | $ 116,000 | $ 38,000 | $ 46,000 |
| McDonald County Missouri | 3 | $ 518,000 | $ 172,000 | $ 53,000 |
| Phelps County Missouri | 3 | $ 173,000 | $ 57,000 | $ 42,000 |
| Pike County Missouri | 3 | $ 73,000 | $ 24,000 | $ 35,000 |
| Polk County Missouri | 3 | $ 167,000 | $ 55,000 | $ 78,000 |
| Ralls County Missouri | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| Stoddard County Missouri | 3 | $ 158,000 | $ 52,000 | $ 57,000 |
| Garfield County Oklahoma | 3 | $ 158,000 | $ 52,000 | $ 36,000 |
| Wagoner County Oklahoma | 3 | $ 230,000 | $ 76,000 | $ 45,000 |
| Arkansas County Arkansas | 2 | $ 146,000 | $ 73,000 | $ 61,000 |
| Craighead County Arkansas | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Hot Spring County Arkansas | 2 | $ 211,000 | $ 105,000 | $ 56,000 |
| Little River County Arkansas | 2 | $ 112,000 | $ 56,000 | $ 55,000 |
| Ouachita County Arkansas | 2 | $ 185,000 | $ 92,000 | $ 110,000 |
| Phillips County Arkansas | 2 | $ 55,000 | $ 27,000 | $ 61,000 |
| Pike County Arkansas | 2 | $ 193,000 | $ 96,000 | $ 128,000 |
| Searcy County Arkansas | 2 | $ 225,000 | $ 112,000 | $ 115,000 |
| Union County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| White County Arkansas | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Yell County Arkansas | 2 | $ 211,000 | $ 105,000 | $ 74,000 |
| Denver County Colorado | 2 | $ 325,000 | $ 162,000 | $ 65,000 |
| El Paso County Colorado | 2 | $ 180,000 | $ 90,000 | $ 172,000 |
| Jefferson County Colorado | 2 | $ 435,000 | $ 217,000 | $ 70,000 |
| Knox County Illinois | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| Allen County Indiana | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Hamilton County Indiana | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Hancock County Indiana | 2 | $ 164,000 | $ 82,000 | $ 46,000 |
| Hendricks County Indiana | 2 | $ 155,000 | $ 77,000 | $ 87,000 |
| Monroe County Indiana | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Morgan County Indiana | 2 | $ 76,000 | $ 38,000 | $ 55,000 |
| Owen County Indiana | 2 | $ 125,000 | $ 62,000 | $ 26,000 |
| Appanoose County Iowa | 2 | $ 135,000 | $ 67,000 | $ 34,000 |
| Decatur County Iowa | 2 | $ 88,000 | $ 44,000 | $ 88,000 |
| Jefferson County Iowa | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Marshall County Iowa | 2 | $ 136,000 | $ 68,000 | $ 42,000 |
| Polk County Iowa | 2 | $ 81,000 | $ 40,000 | $ 43,000 |
| Ford County Kansas | 2 | $ 167,000 | $ 83,000 | $ 45,000 |
| Johnson County Kansas | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Pratt County Kansas | 2 | $ 18,000 | $ 9,000 | $ 64,000 |
| Reno County Kansas | 2 | $ 243,000 | $ 121,000 | $ 52,000 |
| Shawnee County Kansas | 2 | $ 99,000 | $ 49,000 | $ 83,000 |
| Bullitt County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Mason County Kentucky | 2 | $ 71,000 | $ 35,000 | $ 49,000 |
| East Baton Rouge County Louisiana | 2 | $ 129,000 | $ 64,000 | $ 39,000 |
| Rapides County Louisiana | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| Forrest County Mississippi | 2 | $ 215,000 | $ 107,000 | $ 81,000 |
| Lamar County Mississippi | 2 | $ 272,000 | $ 136,000 | $ 90,000 |
| Pike County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Prentiss County Mississippi | 2 | $ 215,000 | $ 107,000 | $ 51,000 |
| Scott County Mississippi | 2 | $ 267,000 | $ 133,000 | $ 63,000 |
| Bates County Missouri | 2 | $ 72,000 | $ 36,000 | $ 69,000 |
| Benton County Missouri | 2 | $ 45,000 | $ 22,000 | $ 24,000 |
| Callaway County Missouri | 2 | $ 57,000 | $ 28,000 | $ 58,000 |
| Crawford County Missouri | 2 | $ 117,000 | $ 58,000 | $ 32,000 |
| Harrison County Missouri | 2 | $ 63,000 | $ 31,000 | $ 48,000 |
| Marion County Missouri | 2 | $ 178,000 | $ 89,000 | $ 43,000 |
| Mercer County Missouri | 2 | $ 127,000 | $ 63,000 | $ 33,000 |
| Newton County Missouri | 2 | $ 523,000 | $ 261,000 | $ 47,000 |
| Nodaway County Missouri | 2 | $ 217,000 | $ 108,000 | $ 50,000 |
| Ray County Missouri | 2 | $ 251,000 | $ 125,000 | $ 57,000 |
| Scott County Missouri | 2 | $ 93,000 | $ 46,000 | $ 64,000 |
| St. Francois County Missouri | 2 | $ 256,000 | $ 128,000 | $ 65,000 |
| Texas County Missouri | 2 | $ 149,000 | $ 74,000 | $ 72,000 |
| Vernon County Missouri | 2 | $ 184,000 | $ 92,000 | $ 53,000 |
| Wayne County Missouri | 2 | $ 112,000 | $ 56,000 | $ 41,000 |
| Webster County Missouri | 2 | $ 126,000 | $ 63,000 | $ 53,000 |
| Box Butte County Nebraska | 2 | $ 162,000 | $ 81,000 | $ 106,000 |
| Chase County Nebraska | 2 | $ 92,000 | $ 46,000 | $ 21,000 |
| Dawson County Nebraska | 2 | $ 119,000 | $ 59,000 | $ 41,000 |
| Lancaster County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 190,000 |
| Phelps County Nebraska | 2 | $ 73,000 | $ 36,000 | $ 40,000 |
| Comanche County Oklahoma | 2 | $ 262,000 | $ 131,000 | $ 61,000 |
| Craig County Oklahoma | 2 | $ 168,000 | $ 84,000 | $ 69,000 |
| Creek County Oklahoma | 2 | $ 79,000 | $ 39,000 | $ 47,000 |
| Haskell County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Murray County Oklahoma | 2 | $ 153,000 | $ 76,000 | $ 64,000 |
| Payne County Oklahoma | 2 | $ 189,000 | $ 94,000 | $ 98,000 |
| Rogers County Oklahoma | 2 | $ 427,000 | $ 213,000 | $ 65,000 |
| Sequoyah County Oklahoma | 2 | $ 127,000 | $ 63,000 | $ 38,000 |
| Henry County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Ashley County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 148,000 |
| Carroll County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Clark County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Crittenden County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 120,000 |
| Cross County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Drew County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 250,000 |
| Garland County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Grant County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| Independence County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Jackson County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Jefferson County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Lincoln County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Mississippi County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Nevada County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 20,000 |
| Poinsett County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Randolph County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Scott County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Sebastian County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 112,000 |
| Sevier County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| St. Francis County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Van Buren County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Washington County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Woodruff County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Adams County Colorado | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Arapahoe County Colorado | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Eagle County Colorado | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Park County Colorado | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Champaign County Illinois | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Clay County Illinois | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Fulton County Illinois | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Jefferson County Illinois | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Montgomery County Illinois | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Perry County Illinois | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| St. Clair County Illinois | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Vermilion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| White County Illinois | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Winnebago County Illinois | 1 | $ 148,000 | $ 148,000 | $ 101,000 |
| Carroll County Indiana | 1 | $ 43,000 | $ 43,000 | $ 112,000 |
| Clark County Indiana | 1 | $ 200,000 | $ 200,000 | $ 216,000 |
| Delaware County Indiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Greene County Indiana | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| Porter County Indiana | 1 | $ 157,000 | $ 157,000 | $ 32,000 |
| Randolph County Indiana | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Rush County Indiana | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| St. Joseph County Indiana | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Benton County Iowa | 1 | $ 18,000 | $ 18,000 | $ 77,000 |
| Dallas County Iowa | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Delaware County Iowa | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Henry County Iowa | 1 | $ 60,000 | $ 60,000 | $ 167,000 |
| Linn County Iowa | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Madison County Iowa | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Muscatine County Iowa | 1 | $ 41,000 | $ 41,000 | $ 132,000 |
| Scott County Iowa | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Webster County Iowa | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Allen County Kansas | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Barton County Kansas | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Butler County Kansas | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Cherokee County Kansas | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Cloud County Kansas | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Dickinson County Kansas | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Greenwood County Kansas | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Harvey County Kansas | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
| Kearny County Kansas | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Kingman County Kansas | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Marshall County Kansas | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Montgomery County Kansas | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Sherman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Butler County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Cumberland County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Garrard County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Graves County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Hardin County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Hart County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Jefferson County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Laurel County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Montgomery County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Powell County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Calcasieu County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 149,000 |
| Concordia County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Franklin County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 69,000 |
| St. Landry County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Vernon County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Webster County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Alcorn County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Covington County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Itawamba County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Jasper County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Jones County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Leake County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Lincoln County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Tishomingo County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Washington County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Yalobusha County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Andrew County Missouri | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Barry County Missouri | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Buchanan County Missouri | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Butler County Missouri | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Caldwell County Missouri | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Christian County Missouri | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clark County Missouri | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Clay County Missouri | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
| Clinton County Missouri | 1 | $ 13,000 | $ 13,000 | $ 58,000 |
| Cole County Missouri | 1 | $ 379,000 | $ 379,000 | $ 203,000 |
| Douglas County Missouri | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Gasconade County Missouri | 1 | $ 137,000 | $ 137,000 | $ 30,000 |
| Hickory County Missouri | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Howell County Missouri | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Iron County Missouri | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Lincoln County Missouri | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Linn County Missouri | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Miller County Missouri | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Mississippi County Missouri | 1 | $ 39,000 | $ 39,000 | $ 15,000 |
| Morgan County Missouri | 1 | $ 48,000 | $ 48,000 | $ 65,000 |
| Osage County Missouri | 1 | $ 140,000 | $ 140,000 | $ 161,000 |
| Pulaski County Missouri | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Randolph County Missouri | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Reynolds County Missouri | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| Ripley County Missouri | 1 | $ 170,000 | $ 170,000 | $ 174,000 |
| St. Charles County Missouri | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| St. Clair County Missouri | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| St. Louis City County Missouri | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Taney County Missouri | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Warren County Missouri | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| Banner County Nebraska | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Dodge County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Hamilton County Nebraska | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| Jefferson County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Platte County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| Adair County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Atoka County Oklahoma | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Beckham County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 143,000 |
| Kay County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Kiowa County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 86,000 |
| Logan County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Marshall County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| McCurtain County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Muskogee County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Osage County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Pontotoc County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Anderson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Coffee County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Fayette County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 19,000 |
| Hardeman County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 84,000 |
| Henderson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Humphreys County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 144,000 |
| Lewis County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Maury County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 180,000 |
| Rhea County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Robertson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 237,000 |
| Rutherford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Sumner County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Van Buren County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 17,000 |
| Warren County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Williamson County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 436 | $42,886,000 | $98,000 | $395,000 | $71,000 | $683,000 |
| Home Purchase | 99 | $8,338,000 | $84,000 | $434,000 | $55,000 | $182,000 |
| Home Improvement | 70 | $1,980,000 | $28,000 | $90,000 | $61,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 402 | $36,089,000 | $89,000 | $434,000 | $69,000 | $683,000 |
| Not Provided | 155 | $13,134,000 | $84,000 | $390,000 | $68,000 | $455,000 |
| Hispanic | 16 | $1,489,000 | $93,000 | $232,000 | $50,000 | $96,000 |
| Black or African American | 15 | $901,000 | $60,000 | $175,000 | $37,000 | $83,000 |
| American Indian or Alaskan Native | 8 | $753,000 | $94,000 | $200,000 | $88,000 | $216,000 |
| Asian | 7 | $628,000 | $89,000 | $195,000 | $43,000 | $72,000 |
| Not applicable | 2 | $210,000 | $105,000 | $150,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 605 | $53,204,000 | $87,000 | $434,000 | $67,000 | $683,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 275 | $22,892,000 | $83,000 | $395,000 | $54,000 | $350,000 |
| Loan Originated | 122 | $8,213,000 | $67,000 | $434,000 | $78,000 | $455,000 |
| Application Withdrawn By Applicant | 112 | $11,647,000 | $103,000 | $350,000 | $78,000 | $324,000 |
| File Closed For Incompleteness | 85 | $9,504,000 | $111,000 | $320,000 | $79,000 | $683,000 |
| Application Approved But Not Accepted | 11 | $948,000 | $86,000 | $225,000 | $76,000 | $161,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $9,388,000 | $63,000 | $236,000 | $59,000 | $350,000 |
| Debt-To-Income Ratio | 63 | $8,202,000 | $130,000 | $395,000 | $44,000 | $170,000 |
| Collateral | 48 | $3,880,000 | $80,000 | $379,000 | $58,000 | $216,000 |
| Employment History | 10 | $1,046,000 | $104,000 | $175,000 | $36,000 | $66,000 |
| Other | 6 | $376,000 | $62,000 | $90,000 | $48,000 | $100,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.