Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Shelter Financial Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 700 |
| Total Mortgage Loan Application Amount | $65,568,000 |
| Average Mortgage Loan Application Amount | $79,333 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 37 | $ 4,743,000 | $ 128,000 | $ 87,000 |
| Jackson County Missouri | 22 | $ 1,903,000 | $ 86,000 | $ 76,000 |
| Sedgwick County Kansas | 13 | $ 907,000 | $ 69,000 | $ 81,000 |
| Polk County Iowa | 12 | $ 1,046,000 | $ 87,000 | $ 77,000 |
| Pulaski County Arkansas | 11 | $ 690,000 | $ 62,000 | $ 100,000 |
| Jasper County Missouri | 9 | $ 796,000 | $ 88,000 | $ 55,000 |
| Benton County Arkansas | 8 | $ 655,000 | $ 81,000 | $ 90,000 |
| Craighead County Arkansas | 8 | $ 942,000 | $ 117,000 | $ 98,000 |
| Marion County Indiana | 8 | $ 390,000 | $ 48,000 | $ 46,000 |
| St. Louis County Missouri | 8 | $ 735,000 | $ 91,000 | $ 65,000 |
| Garfield County Oklahoma | 8 | $ 569,000 | $ 71,000 | $ 52,000 |
| Stephens County Oklahoma | 8 | $ 509,000 | $ 63,000 | $ 41,000 |
| Saline County Arkansas | 7 | $ 531,000 | $ 75,000 | $ 76,000 |
| Greenwood County Kansas | 7 | $ 418,000 | $ 59,000 | $ 94,000 |
| Middlesex County Massachusetts | 7 | $ 296,000 | $ 42,000 | $ 101,000 |
| Tulsa County Oklahoma | 7 | $ 867,000 | $ 123,000 | $ 90,000 |
| Stone County Arkansas | 6 | $ 407,000 | $ 67,000 | $ 148,000 |
| Marshall County Iowa | 6 | $ 593,000 | $ 98,000 | $ 41,000 |
| DeSoto County Mississippi | 6 | $ 779,000 | $ 129,000 | $ 76,000 |
| Coffee County Tennessee | 6 | $ 789,000 | $ 131,000 | $ 95,000 |
| Maury County Tennessee | 6 | $ 559,000 | $ 93,000 | $ 73,000 |
| Bradley County Arkansas | 5 | $ 488,000 | $ 97,000 | $ 73,000 |
| Franklin County Arkansas | 5 | $ 641,000 | $ 128,000 | $ 73,000 |
| Nevada County Arkansas | 5 | $ 494,000 | $ 98,000 | $ 111,000 |
| Sevier County Arkansas | 5 | $ 481,000 | $ 96,000 | $ 108,000 |
| Monroe County Indiana | 5 | $ 1,281,000 | $ 256,000 | $ 160,000 |
| Lafayette County Louisiana | 5 | $ 665,000 | $ 133,000 | $ 61,000 |
| Monroe County Mississippi | 5 | $ 245,000 | $ 49,000 | $ 57,000 |
| Franklin County Missouri | 5 | $ 541,000 | $ 108,000 | $ 47,000 |
| Wright County Missouri | 5 | $ 489,000 | $ 97,000 | $ 88,000 |
| Cleveland County Oklahoma | 5 | $ 263,000 | $ 52,000 | $ 72,000 |
| Rutherford County Tennessee | 5 | $ 514,000 | $ 102,000 | $ 58,000 |
| Arkansas County Arkansas | 4 | $ 160,000 | $ 40,000 | $ 51,000 |
| Crawford County Arkansas | 4 | $ 574,000 | $ 143,000 | $ 67,000 |
| Faulkner County Arkansas | 4 | $ 499,000 | $ 124,000 | $ 74,000 |
| Howard County Arkansas | 4 | $ 1,241,000 | $ 310,000 | $ 222,000 |
| Lincoln County Arkansas | 4 | $ 207,000 | $ 51,000 | $ 58,000 |
| Sebastian County Arkansas | 4 | $ 745,000 | $ 186,000 | $ 106,000 |
| White County Arkansas | 4 | $ 363,000 | $ 90,000 | $ 146,000 |
| Fayette County Kentucky | 4 | $ 302,000 | $ 75,000 | $ 88,000 |
| Caddo County Louisiana | 4 | $ 558,000 | $ 139,000 | $ 66,000 |
| Calcasieu County Louisiana | 4 | $ 563,000 | $ 140,000 | $ 122,000 |
| Ouachita County Louisiana | 4 | $ 558,000 | $ 139,000 | $ 127,000 |
| Rapides County Louisiana | 4 | $ 414,000 | $ 103,000 | $ 54,000 |
| Lauderdale County Mississippi | 4 | $ 197,000 | $ 49,000 | $ 57,000 |
| Callaway County Missouri | 4 | $ 632,000 | $ 158,000 | $ 90,000 |
| DeKalb County Missouri | 4 | $ 331,000 | $ 82,000 | $ 53,000 |
| Hickory County Missouri | 4 | $ 302,000 | $ 75,000 | $ 79,000 |
| Jefferson County Missouri | 4 | $ 210,000 | $ 52,000 | $ 40,000 |
| Newton County Missouri | 4 | $ 613,000 | $ 153,000 | $ 87,000 |
| Pemiscot County Missouri | 4 | $ 354,000 | $ 88,000 | $ 60,000 |
| Pettis County Missouri | 4 | $ 254,000 | $ 63,000 | $ 45,000 |
| Randolph County Missouri | 4 | $ 307,000 | $ 76,000 | $ 64,000 |
| Canadian County Oklahoma | 4 | $ 392,000 | $ 98,000 | $ 81,000 |
| Murray County Oklahoma | 4 | $ 338,000 | $ 84,000 | $ 70,000 |
| Muskogee County Oklahoma | 4 | $ 259,000 | $ 64,000 | $ 67,000 |
| Rogers County Oklahoma | 4 | $ 432,000 | $ 108,000 | $ 91,000 |
| Cleburne County Arkansas | 3 | $ 261,000 | $ 87,000 | $ 208,000 |
| Hot Spring County Arkansas | 3 | $ 200,000 | $ 66,000 | $ 103,000 |
| Izard County Arkansas | 3 | $ 314,000 | $ 104,000 | $ 54,000 |
| Van Buren County Arkansas | 3 | $ 234,000 | $ 78,000 | $ 95,000 |
| Jefferson County Colorado | 3 | $ 622,000 | $ 207,000 | $ 75,000 |
| Hancock County Illinois | 3 | $ 170,000 | $ 56,000 | $ 60,000 |
| Madison County Illinois | 3 | $ 190,000 | $ 63,000 | $ 83,000 |
| Winnebago County Illinois | 3 | $ 255,000 | $ 85,000 | $ 40,000 |
| Johnson County Kansas | 3 | $ 197,000 | $ 65,000 | $ 284,000 |
| Shawnee County Kansas | 3 | $ 181,000 | $ 60,000 | $ 107,000 |
| Powell County Kentucky | 3 | $ 262,000 | $ 87,000 | $ 69,000 |
| Rankin County Mississippi | 3 | $ 124,000 | $ 41,000 | $ 38,000 |
| Barry County Missouri | 3 | $ 551,000 | $ 183,000 | $ 104,000 |
| Buchanan County Missouri | 3 | $ 260,000 | $ 86,000 | $ 55,000 |
| Cedar County Missouri | 3 | $ 143,000 | $ 47,000 | $ 27,000 |
| Christian County Missouri | 3 | $ 1,070,000 | $ 356,000 | $ 103,000 |
| Cole County Missouri | 3 | $ 403,000 | $ 134,000 | $ 82,000 |
| Lawrence County Missouri | 3 | $ 143,000 | $ 47,000 | $ 75,000 |
| Stone County Missouri | 3 | $ 303,000 | $ 101,000 | $ 67,000 |
| Vernon County Missouri | 3 | $ 113,000 | $ 37,000 | $ 124,000 |
| Webster County Missouri | 3 | $ 285,000 | $ 95,000 | $ 41,000 |
| Cherokee County Oklahoma | 3 | $ 398,000 | $ 132,000 | $ 78,000 |
| Oklahoma County Oklahoma | 3 | $ 226,000 | $ 75,000 | $ 71,000 |
| Bradley County Tennessee | 3 | $ 469,000 | $ 156,000 | $ 120,000 |
| McNairy County Tennessee | 3 | $ 378,000 | $ 126,000 | $ 39,000 |
| Baxter County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Calhoun County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 42,000 |
| Garland County Arkansas | 2 | $ 203,000 | $ 101,000 | $ 65,000 |
| Independence County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 79,000 |
| Jefferson County Arkansas | 2 | $ 147,000 | $ 73,000 | $ 64,000 |
| Ouachita County Arkansas | 2 | $ 69,000 | $ 34,000 | $ 102,000 |
| Poinsett County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Union County Arkansas | 2 | $ 87,000 | $ 43,000 | $ 117,000 |
| Washington County Arkansas | 2 | $ 253,000 | $ 126,000 | $ 102,000 |
| El Paso County Colorado | 2 | $ 295,000 | $ 147,000 | $ 57,000 |
| LaSalle County Illinois | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Peoria County Illinois | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| Elkhart County Indiana | 2 | $ 105,000 | $ 52,000 | $ 70,000 |
| Hancock County Indiana | 2 | $ 61,000 | $ 30,000 | $ 60,000 |
| Hendricks County Indiana | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| Shelby County Indiana | 2 | $ 76,000 | $ 38,000 | $ 45,000 |
| St. Joseph County Indiana | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
| Vanderburgh County Indiana | 2 | $ 191,000 | $ 95,000 | $ 32,000 |
| Lee County Iowa | 2 | $ 112,000 | $ 56,000 | $ 78,000 |
| Woodbury County Iowa | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| Reno County Kansas | 2 | $ 56,000 | $ 28,000 | $ 35,000 |
| Sumner County Kansas | 2 | $ 152,000 | $ 76,000 | $ 47,000 |
| Jefferson County Kentucky | 2 | $ 113,000 | $ 56,000 | $ 82,000 |
| Nelson County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 38,000 |
| Ascension County Louisiana | 2 | $ 206,000 | $ 103,000 | $ 86,000 |
| Beauregard County Louisiana | 2 | $ 79,000 | $ 39,000 | $ 38,000 |
| Covington County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 48,000 |
| Forrest County Mississippi | 2 | $ 222,000 | $ 111,000 | $ 38,000 |
| Lamar County Mississippi | 2 | $ 227,000 | $ 113,000 | $ 94,000 |
| Lowndes County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Audrain County Missouri | 2 | $ 55,000 | $ 27,000 | $ 134,000 |
| Cape Girardeau County Missouri | 2 | $ 203,000 | $ 101,000 | $ 115,000 |
| Clay County Missouri | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| Harrison County Missouri | 2 | $ 188,000 | $ 94,000 | $ 62,000 |
| Howard County Missouri | 2 | $ 112,000 | $ 56,000 | $ 44,000 |
| Johnson County Missouri | 2 | $ 183,000 | $ 91,000 | $ 59,000 |
| Laclede County Missouri | 2 | $ 140,000 | $ 70,000 | $ 35,000 |
| Lincoln County Missouri | 2 | $ 145,000 | $ 72,000 | $ 36,000 |
| Livingston County Missouri | 2 | $ 401,000 | $ 200,000 | $ 204,000 |
| Macon County Missouri | 2 | $ 103,000 | $ 51,000 | $ 49,000 |
| Pike County Missouri | 2 | $ 145,000 | $ 72,000 | $ 73,000 |
| St. Charles County Missouri | 2 | $ 279,000 | $ 139,000 | $ 44,000 |
| St. Francois County Missouri | 2 | $ 296,000 | $ 148,000 | $ 35,000 |
| St. Louis City County Missouri | 2 | $ 189,000 | $ 94,000 | $ 261,000 |
| Lincoln County Nebraska | 2 | $ 34,000 | $ 17,000 | $ 32,000 |
| Clark County Nevada | 2 | $ 142,000 | $ 71,000 | $ 29,000 |
| Caddo County Oklahoma | 2 | $ 139,000 | $ 69,000 | $ 47,000 |
| Hughes County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Kay County Oklahoma | 2 | $ 163,000 | $ 81,000 | $ 110,000 |
| Davidson County Tennessee | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Grainger County Tennessee | 2 | $ 82,000 | $ 41,000 | $ 61,000 |
| Hamilton County Tennessee | 2 | $ 454,000 | $ 227,000 | $ 80,000 |
| Humphreys County Tennessee | 2 | $ 325,000 | $ 162,000 | $ 66,000 |
| Shelby County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 81,000 |
| Williamson County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 205,000 |
| Maricopa County Arizona | 1 | $ 46,000 | $ 46,000 | $ 119,000 |
| Chicot County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Cleveland County Arkansas | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| Cross County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Drew County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Hempstead County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Jackson County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Little River County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lonoke County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Mississippi County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Monroe County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Perry County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Phillips County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Pope County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Randolph County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Sharp County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| St. Francis County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 76,000 |
| Arapahoe County Colorado | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Denver County Colorado | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Morgan County Colorado | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Fayette County Illinois | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Franklin County Illinois | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Kankakee County Illinois | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Kendall County Illinois | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Logan County Illinois | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Marion County Illinois | 1 | $ 132,000 | $ 132,000 | $ 93,000 |
| Montgomery County Illinois | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Perry County Illinois | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Saline County Illinois | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| Warren County Illinois | 1 | $ 34,000 | $ 34,000 | $ 96,000 |
| Williamson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Clay County Indiana | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| DeKalb County Indiana | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
| Hamilton County Indiana | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Howard County Indiana | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Lake County Indiana | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Madison County Indiana | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Montgomery County Indiana | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Morgan County Indiana | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Porter County Indiana | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Dallas County Iowa | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Des Moines County Iowa | 1 | $ 107,000 | $ 107,000 | $ 152,000 |
| Monroe County Iowa | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Allen County Kansas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Cherokee County Kansas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Douglas County Kansas | 1 | $ 82,000 | $ 82,000 | $ 214,000 |
| Ford County Kansas | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Geary County Kansas | 1 | $ 69,000 | $ 69,000 | $ 176,000 |
| Labette County Kansas | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| McPherson County Kansas | 1 | $ 31,000 | $ 31,000 | $ 95,000 |
| Miami County Kansas | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Riley County Kansas | 1 | $ 300,000 | $ 300,000 | $ 65,000 |
| Saline County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sherman County Kansas | 1 | $ 66,000 | $ 66,000 | $ 74,000 |
| Bracken County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 85,000 |
| Breckinridge County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Bullitt County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Butler County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Clark County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Cumberland County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Harrison County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| McLean County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Montgomery County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Pulaski County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Washington County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 47,000 |
| Claiborne County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Grant County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| Richland County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 14,000 |
| Union County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Webster County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Adams County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Carroll County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Hinds County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Kemper County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Lincoln County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Neshoba County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 106,000 |
| Prentiss County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Simpson County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Tate County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Washington County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Benton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Butler County Missouri | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Camden County Missouri | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Cass County Missouri | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Cooper County Missouri | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
| Crawford County Missouri | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Dunklin County Missouri | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
| Gentry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Greene County Missouri | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Grundy County Missouri | 1 | $ 107,000 | $ 107,000 | $ 123,000 |
| Howell County Missouri | 1 | $ 184,000 | $ 184,000 | $ 61,000 |
| Iron County Missouri | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Lafayette County Missouri | 1 | $ 21,000 | $ 21,000 | $ 74,000 |
| Lewis County Missouri | 1 | $ 141,000 | $ 141,000 | $ 103,000 |
| Madison County Missouri | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Miller County Missouri | 1 | $ 51,000 | $ 51,000 | $ 56,000 |
| Moniteau County Missouri | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Montgomery County Missouri | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Morgan County Missouri | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| Nodaway County Missouri | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Oregon County Missouri | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Osage County Missouri | 1 | $ 140,000 | $ 140,000 | $ 132,000 |
| Pulaski County Missouri | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Putnam County Missouri | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Ralls County Missouri | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Ray County Missouri | 1 | $ 51,000 | $ 51,000 | $ 55,000 |
| Reynolds County Missouri | 1 | $ 12,000 | $ 12,000 | $ 67,000 |
| St. Clair County Missouri | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Sullivan County Missouri | 1 | $ 47,000 | $ 47,000 | $ 90,000 |
| Taney County Missouri | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Wayne County Missouri | 1 | $ 227,000 | $ 227,000 | $ 130,000 |
| Box Butte County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Buffalo County Nebraska | 1 | $ 22,000 | $ 22,000 | $ 102,000 |
| Cheyenne County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Jefferson County Nebraska | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Lancaster County Nebraska | 1 | $ 19,000 | $ 19,000 | $ 106,000 |
| Phelps County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Polk County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 87,000 |
| Sarpy County Nebraska | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Scotts Bluff County Nebraska | 1 | $ 132,000 | $ 132,000 | $ 102,000 |
| Bryan County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 352,000 |
| Choctaw County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Comanche County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Craig County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 167,000 |
| Delaware County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 32,000 |
| Garvin County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 36,000 |
| Latimer County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Le Flore County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Logan County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Mayes County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| McClain County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| McCurtain County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Okmulgee County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Pittsburg County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Sequoyah County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Woods County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
| Anderson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Cumberland County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 105,000 |
| Hardeman County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 78,000 |
| Lewis County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Marion County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Marshall County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Montgomery County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Perry County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Robertson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Sumner County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Tipton County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 534 | $54,829,000 | $102,000 | $840,000 | $79,000 | $650,000 |
| Home Improvement | 93 | $3,449,000 | $37,000 | $256,000 | $79,000 | $352,000 |
| Home Purchase | 73 | $7,290,000 | $99,000 | $405,000 | $64,000 | $284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 573 | $55,135,000 | $96,000 | $840,000 | $79,000 | $650,000 |
| Not Provided | 76 | $6,644,000 | $87,000 | $405,000 | $75,000 | $500,000 |
| Black or African American | 24 | $1,243,000 | $51,000 | $150,000 | $64,000 | $160,000 |
| Hispanic | 12 | $990,000 | $82,000 | $175,000 | $70,000 | $185,000 |
| American Indian or Alaskan Native | 8 | $698,000 | $87,000 | $200,000 | $59,000 | $149,000 |
| Asian | 3 | $302,000 | $100,000 | $132,000 | $35,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $288,000 | $144,000 | $188,000 | $97,000 | $106,000 |
| Not applicable | 2 | $268,000 | $134,000 | $180,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 700 | $65,568,000 | $93,000 | $840,000 | $77,000 | $650,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 239 | $21,770,000 | $91,000 | $840,000 | $57,000 | $361,000 |
| Loan Originated | 204 | $18,766,000 | $91,000 | $480,000 | $88,000 | $359,000 |
| Application Withdrawn By Applicant | 161 | $15,826,000 | $98,000 | $405,000 | $87,000 | $522,000 |
| File Closed For Incompleteness | 57 | $5,842,000 | $102,000 | $270,000 | $84,000 | $650,000 |
| Application Approved But Not Accepted | 39 | $3,364,000 | $86,000 | $283,000 | $93,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 122 | $10,104,000 | $82,000 | $336,000 | $58,000 | $192,000 |
| Debt-To-Income Ratio | 65 | $6,517,000 | $100,000 | $480,000 | $50,000 | $361,000 |
| Collateral | 40 | $3,953,000 | $98,000 | $840,000 | $71,000 | $355,000 |
| Employment History | 8 | $838,000 | $104,000 | $184,000 | $42,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $251,000 | $125,000 | $153,000 | $70,000 | $74,000 |
| Other | 2 | $107,000 | $53,000 | $57,000 | $16,000 | $22,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.