Shelter Lending Services, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Shelter Lending Services, L.L.C. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Lending Services, L.L.C. 4000 W. Brown Deer Road, Suite #E Springfield, IL 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 3,806 |
| Total Mortgage Loan Application Amount | $824,763,000 |
| Average Mortgage Loan Application Amount | $226,500 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $951,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Shelter Lending Services, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Lending Services, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Shelter Lending Services, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Lending Services, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Lending Services, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Lending Services, L.L.C.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 770 | $ 185,256,000 | $ 240,000 | $ 113,000 |
| Fulton County Georgia | 531 | $ 130,179,000 | $ 245,000 | $ 115,000 |
| Charleston County South Carolina | 349 | $ 81,054,000 | $ 232,000 | $ 92,000 |
| Gwinnett County Georgia | 348 | $ 67,739,000 | $ 194,000 | $ 79,000 |
| Cobb County Georgia | 191 | $ 41,408,000 | $ 216,000 | $ 102,000 |
| Dane County Wisconsin | 183 | $ 36,250,000 | $ 198,000 | $ 85,000 |
| Berkeley County South Carolina | 178 | $ 32,911,000 | $ 184,000 | $ 74,000 |
| Dorchester County South Carolina | 121 | $ 23,152,000 | $ 191,000 | $ 73,000 |
| Forsyth County Georgia | 117 | $ 28,741,000 | $ 245,000 | $ 105,000 |
| Cherokee County Georgia | 101 | $ 20,277,000 | $ 200,000 | $ 98,000 |
| Milwaukee County Wisconsin | 80 | $ 10,820,000 | $ 135,000 | $ 66,000 |
| Davidson County Tennessee | 79 | $ 21,346,000 | $ 270,000 | $ 100,000 |
| Pinellas County Florida | 55 | $ 9,418,000 | $ 171,000 | $ 87,000 |
| Williamson County Tennessee | 53 | $ 17,759,000 | $ 335,000 | $ 148,000 |
| Pasco County Florida | 49 | $ 7,147,000 | $ 145,000 | $ 94,000 |
| Waukesha County Wisconsin | 48 | $ 11,153,000 | $ 232,000 | $ 102,000 |
| Hillsborough County Florida | 41 | $ 7,044,000 | $ 171,000 | $ 81,000 |
| Coweta County Georgia | 39 | $ 7,550,000 | $ 193,000 | $ 74,000 |
| Fayette County Georgia | 36 | $ 7,599,000 | $ 211,000 | $ 90,000 |
| Henry County Georgia | 26 | $ 4,131,000 | $ 158,000 | $ 82,000 |
| Hall County Georgia | 25 | $ 5,994,000 | $ 239,000 | $ 131,000 |
| Sauk County Wisconsin | 22 | $ 3,505,000 | $ 159,000 | $ 64,000 |
| Troup County Georgia | 19 | $ 2,258,000 | $ 118,000 | $ 56,000 |
| Paulding County Georgia | 18 | $ 2,845,000 | $ 158,000 | $ 76,000 |
| Barrow County Georgia | 16 | $ 2,186,000 | $ 136,000 | $ 77,000 |
| Columbia County Wisconsin | 16 | $ 2,787,000 | $ 174,000 | $ 62,000 |
| Walton County Georgia | 15 | $ 2,967,000 | $ 197,000 | $ 87,000 |
| Wilson County Tennessee | 12 | $ 2,865,000 | $ 238,000 | $ 90,000 |
| Green County Wisconsin | 12 | $ 2,337,000 | $ 194,000 | $ 76,000 |
| Clayton County Georgia | 11 | $ 1,277,000 | $ 116,000 | $ 42,000 |
| Rock County Wisconsin | 10 | $ 1,209,000 | $ 120,000 | $ 56,000 |
| Washington County Wisconsin | 10 | $ 2,058,000 | $ 205,000 | $ 89,000 |
| Iowa County Wisconsin | 9 | $ 1,051,000 | $ 116,000 | $ 46,000 |
| Jefferson County Wisconsin | 9 | $ 1,625,000 | $ 180,000 | $ 82,000 |
| Racine County Wisconsin | 9 | $ 1,770,000 | $ 196,000 | $ 75,000 |
| Dawson County Georgia | 8 | $ 1,972,000 | $ 246,000 | $ 140,000 |
| Gordon County Georgia | 8 | $ 974,000 | $ 121,000 | $ 52,000 |
| Jackson County Georgia | 8 | $ 1,850,000 | $ 231,000 | $ 89,000 |
| Rockdale County Georgia | 8 | $ 1,466,000 | $ 183,000 | $ 217,000 |
| Bartow County Georgia | 7 | $ 1,323,000 | $ 189,000 | $ 49,000 |
| Douglas County Georgia | 7 | $ 992,000 | $ 141,000 | $ 80,000 |
| Newton County Georgia | 7 | $ 852,000 | $ 121,000 | $ 56,000 |
| Oconee County Georgia | 7 | $ 2,054,000 | $ 293,000 | $ 88,000 |
| Rutherford County Tennessee | 6 | $ 1,052,000 | $ 175,000 | $ 56,000 |
| Sumner County Tennessee | 6 | $ 1,359,000 | $ 226,000 | $ 108,000 |
| Lumpkin County Georgia | 5 | $ 897,000 | $ 179,000 | $ 80,000 |
| Spalding County Georgia | 5 | $ 633,000 | $ 126,000 | $ 62,000 |
| Fannin County Georgia | 4 | $ 517,000 | $ 129,000 | $ 147,000 |
| Meriwether County Georgia | 4 | $ 611,000 | $ 152,000 | $ 54,000 |
| Cheatham County Tennessee | 4 | $ 476,000 | $ 119,000 | $ 52,000 |
| Dodge County Wisconsin | 4 | $ 565,000 | $ 141,000 | $ 66,000 |
| Grant County Wisconsin | 4 | $ 553,000 | $ 138,000 | $ 58,000 |
| Ozaukee County Wisconsin | 4 | $ 982,000 | $ 245,000 | $ 116,000 |
| Hernando County Florida | 3 | $ 315,000 | $ 105,000 | $ 62,000 |
| Carroll County Georgia | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Habersham County Georgia | 3 | $ 570,000 | $ 190,000 | $ 143,000 |
| Muscogee County Georgia | 3 | $ 779,000 | $ 259,000 | $ 85,000 |
| White County Georgia | 3 | $ 558,000 | $ 186,000 | $ 110,000 |
| Knox County Tennessee | 3 | $ 583,000 | $ 194,000 | $ 135,000 |
| Maury County Tennessee | 3 | $ 848,000 | $ 282,000 | $ 80,000 |
| Kenosha County Wisconsin | 3 | $ 826,000 | $ 275,000 | $ 125,000 |
| Chambers County Alabama | 2 | $ 137,000 | $ 68,000 | $ 33,000 |
| Polk County Florida | 2 | $ 237,000 | $ 118,000 | $ 58,000 |
| Bulloch County Georgia | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Floyd County Georgia | 2 | $ 224,000 | $ 112,000 | $ 78,000 |
| Madison County Georgia | 2 | $ 456,000 | $ 228,000 | $ 141,000 |
| Pike County Georgia | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
| Lexington County South Carolina | 2 | $ 489,000 | $ 244,000 | $ 90,000 |
| Orangeburg County South Carolina | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Robertson County Tennessee | 2 | $ 608,000 | $ 304,000 | $ 74,000 |
| Brown County Wisconsin | 2 | $ 555,000 | $ 277,000 | $ 38,000 |
| Montgomery County Alabama | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Randolph County Alabama | 1 | $ 255,000 | $ 255,000 | $ 234,000 |
| Escambia County Florida | 1 | $ 176,000 | $ 176,000 | $ 153,000 |
| Lee County Florida | 1 | $ 87,000 | $ 87,000 | $ 112,000 |
| Manatee County Florida | 1 | $ 278,000 | $ 278,000 | $ 196,000 |
| Marion County Florida | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Nassau County Florida | 1 | $ 242,000 | $ 242,000 | $ 273,000 |
| Palm Beach County Florida | 1 | $ 220,000 | $ 220,000 | $ 312,000 |
| Bibb County Georgia | 1 | $ 164,000 | $ 164,000 | $ 30,000 |
| Butts County Georgia | 1 | $ 193,000 | $ 193,000 | $ 151,000 |
| Chatham County Georgia | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| Clarke County Georgia | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 384,000 | $ 384,000 | $ 131,000 |
| Glynn County Georgia | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Harris County Georgia | 1 | $ 340,000 | $ 340,000 | $ 88,000 |
| Hart County Georgia | 1 | $ 174,000 | $ 174,000 | $ 235,000 |
| Heard County Georgia | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| Lee County Georgia | 1 | $ 278,000 | $ 278,000 | $ 129,000 |
| Morgan County Georgia | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Peach County Georgia | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Pickens County Georgia | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Polk County Georgia | 1 | $ 307,000 | $ 307,000 | $ 70,000 |
| Putnam County Georgia | 1 | $ 374,000 | $ 374,000 | $ 229,000 |
| Richmond County Georgia | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Stephens County Georgia | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Terrell County Georgia | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Union County Georgia | 1 | $ 128,000 | $ 128,000 | $ 180,000 |
| Upson County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 143,000 |
| Beaufort County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
| Colleton County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 91,000 |
| Horry County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 108,000 |
| Kershaw County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 91,000 |
| Oconee County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 94,000 |
| Richland County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| DeKalb County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 347,000 |
| Dickson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
| Hamilton County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 90,000 |
| Hickman County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 65,000 |
| Montgomery County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Douglas County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Green Lake County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Lafayette County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Marquette County Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 125,000 |
| Oneida County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 137,000 |
| Richland County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Sheboygan County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Walworth County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Shelter Lending Services, L.L.C. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,316 | $707,108,000 | $213,000 | $1,215,000 | $96,000 | $815,000 |
| Refinancing | 490 | $117,655,000 | $240,000 | $1,350,000 | $103,000 | $951,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,015 | $672,847,000 | $223,000 | $1,350,000 | $100,000 | $951,000 |
| Black or African American | 369 | $65,804,000 | $178,000 | $665,000 | $77,000 | $722,000 |
| Hispanic | 193 | $37,753,000 | $195,000 | $839,000 | $86,000 | $633,000 |
| Asian | 159 | $32,500,000 | $204,000 | $960,000 | $78,000 | $301,000 |
| Not Provided | 46 | $10,985,000 | $238,000 | $616,000 | $121,000 | $323,000 |
| American Indian or Alaskan Native | 14 | $3,168,000 | $226,000 | $342,000 | $205,000 | $581,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,706,000 | $170,000 | $289,000 | $77,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,623 | $602,198,000 | $229,000 | $1,350,000 | $110,000 | $951,000 |
| FHA-insured (Federal Housing Administration) | 883 | $158,883,000 | $179,000 | $421,000 | $64,000 | $581,000 |
| VA-guaranteed (Veterans Administration) | 232 | $53,599,000 | $231,000 | $525,000 | $83,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $10,083,000 | $148,000 | $250,000 | $52,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,972 | $657,094,000 | $221,000 | $1,350,000 | $100,000 | $951,000 |
| Application Withdrawn By Applicant | 483 | $99,945,000 | $206,000 | $1,215,000 | $91,000 | $581,000 |
| Application Denied By Financial Institution | 196 | $37,767,000 | $192,000 | $1,035,000 | $73,000 | $338,000 |
| Application Approved But Not Accepted | 155 | $29,957,000 | $193,000 | $612,000 | $89,000 | $722,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 68 | $13,027,000 | $191,000 | $600,000 | $53,000 | $216,000 |
| Credit History | 49 | $10,538,000 | $215,000 | $1,035,000 | $84,000 | $325,000 |
| Collateral | 30 | $5,365,000 | $178,000 | $455,000 | $72,000 | $200,000 |
| Other | 17 | $2,420,000 | $142,000 | $319,000 | $58,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,921,000 | $192,000 | $455,000 | $127,000 | $338,000 |
| Unverifiable Information | 9 | $2,138,000 | $237,000 | $650,000 | $110,000 | $267,000 |
| Employment History | 9 | $1,753,000 | $194,000 | $544,000 | $110,000 | $325,000 |
| Credit Application Incomplete | 4 | $605,000 | $151,000 | $238,000 | $58,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Lending Services, L.L.C.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Lending Services, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.