Shelter Lending Services, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Shelter Lending Services, L.L.C. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Lending Services, L.L.C. 4000 W. Brown Deer Road, Suite #E Springfield, IL 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 945 |
| Total Mortgage Loan Application Amount | $313,535,000 |
| Average Mortgage Loan Application Amount | $247,750 |
| Highest Mortgage Loan Application Amount | $1,645,000 |
| Average Applicant Income | $112,500 |
| Highest Applicant Income | $1,287,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Shelter Lending Services, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Lending Services, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Shelter Lending Services, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Lending Services, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Lending Services, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Lending Services, L.L.C.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 226 | $ 84,400,000 | $ 373,000 | $ 144,000 |
| Williamson County Tennessee | 144 | $ 65,530,000 | $ 455,000 | $ 161,000 |
| Charleston County South Carolina | 113 | $ 31,765,000 | $ 281,000 | $ 106,000 |
| DeKalb County Georgia | 109 | $ 34,215,000 | $ 313,000 | $ 131,000 |
| Berkeley County South Carolina | 60 | $ 14,800,000 | $ 246,000 | $ 85,000 |
| Fulton County Georgia | 41 | $ 14,885,000 | $ 363,000 | $ 148,000 |
| Gwinnett County Georgia | 36 | $ 9,400,000 | $ 261,000 | $ 116,000 |
| Wilson County Tennessee | 31 | $ 9,085,000 | $ 293,000 | $ 119,000 |
| Cobb County Georgia | 26 | $ 7,160,000 | $ 275,000 | $ 122,000 |
| Dorchester County South Carolina | 17 | $ 4,115,000 | $ 242,000 | $ 105,000 |
| Rutherford County Tennessee | 15 | $ 3,685,000 | $ 245,000 | $ 114,000 |
| Maury County Tennessee | 14 | $ 3,810,000 | $ 272,000 | $ 103,000 |
| Sumner County Tennessee | 13 | $ 4,665,000 | $ 358,000 | $ 113,000 |
| Forsyth County Georgia | 6 | $ 1,740,000 | $ 290,000 | $ 127,000 |
| Marshall County Tennessee | 6 | $ 1,900,000 | $ 316,000 | $ 106,000 |
| Cherokee County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 115,000 |
| Jackson County Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 106,000 |
| Horry County South Carolina | 5 | $ 1,485,000 | $ 297,000 | $ 91,000 |
| Duval County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 131,000 |
| Montgomery County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 86,000 |
| Miami-Dade County Florida | 3 | $ 615,000 | $ 205,000 | $ 250,000 |
| Fayette County Georgia | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| Hall County Georgia | 3 | $ 785,000 | $ 261,000 | $ 102,000 |
| Clarendon County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 63,000 |
| Richland County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 81,000 |
| Cheatham County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 120,000 |
| Dickson County Tennessee | 3 | $ 895,000 | $ 298,000 | $ 87,000 |
| Orange County Florida | 2 | $ 410,000 | $ 205,000 | $ 117,000 |
| Chatham County Georgia | 2 | $ 680,000 | $ 340,000 | $ 179,000 |
| Coweta County Georgia | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Dawson County Georgia | 2 | $ 680,000 | $ 340,000 | $ 378,000 |
| Lowndes County Georgia | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Newton County Georgia | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Towns County Georgia | 2 | $ 880,000 | $ 440,000 | $ 352,000 |
| Beaufort County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 77,000 |
| Hamilton County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 262,000 |
| Hickman County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Robertson County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 148,000 |
| Denver County Colorado | 1 | $ 485,000 | $ 485,000 | $ 235,000 |
| Hillsborough County Florida | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Indian River County Florida | 1 | $ 115,000 | $ 115,000 | $ 191,000 |
| Walton County Florida | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Fannin County Georgia | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Hancock County Georgia | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Harris County Georgia | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Murray County Georgia | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Oconee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 217,000 |
| Putnam County Georgia | 1 | $ 355,000 | $ 355,000 | $ 509,000 |
| Rabun County Georgia | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| Rockdale County Georgia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Walton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Colleton County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Lexington County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Orangeburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| DeKalb County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Franklin County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 188,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Lincoln County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Shelter Lending Services, L.L.C. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 411 | $141,585,000 | $344,000 | $1,645,000 | $127,000 | $688,000 |
| Refinancing | 397 | $130,175,000 | $327,000 | $1,475,000 | $139,000 | $1,287,000 |
| Cash-out Refinancing | 133 | $41,745,000 | $313,000 | $1,545,000 | $121,000 | $509,000 |
| Other Purpose | 4 | $30,000 | $7,000 | $15,000 | $63,000 | $72,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $275,410,000 | $339,000 | $1,645,000 | $133,000 | $1,287,000 |
| Not Provided | 45 | $15,615,000 | $347,000 | $655,000 | $143,000 | $291,000 |
| Black or African American | 40 | $9,790,000 | $244,000 | $395,000 | $93,000 | $206,000 |
| Asian | 24 | $7,240,000 | $301,000 | $565,000 | $122,000 | $306,000 |
| Hispanic | 21 | $4,875,000 | $232,000 | $475,000 | $107,000 | $250,000 |
| American Indian or Alaskan Native | 3 | $605,000 | $201,000 | $235,000 | $84,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 883 | $294,075,000 | $333,000 | $1,645,000 | $133,000 | $1,287,000 |
| VA-guaranteed (Veterans Administration) | 58 | $18,920,000 | $326,000 | $1,545,000 | $90,000 | $246,000 |
| FHA-insured (Federal Housing Administration) | 2 | $310,000 | $155,000 | $165,000 | $42,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $230,000 | $115,000 | $135,000 | $48,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 748 | $244,100,000 | $326,000 | $1,545,000 | $129,000 | $791,000 |
| Application Withdrawn By Applicant | 130 | $45,600,000 | $350,000 | $1,645,000 | $133,000 | $688,000 |
| Application Denied By Financial Institution | 38 | $12,230,000 | $321,000 | $1,045,000 | $123,000 | $590,000 |
| Application Approved But Not Accepted | 26 | $11,240,000 | $432,000 | $1,475,000 | $180,000 | $1,287,000 |
| File Closed For Incompleteness | 3 | $365,000 | $121,000 | $195,000 | $46,000 | $47,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 907 | $301,305,000 | $332,000 | $1,645,000 | $131,000 | $1,287,000 |
| Credit Application Incomplete | 16 | $5,780,000 | $361,000 | $1,045,000 | $142,000 | $590,000 |
| Other | 8 | $2,640,000 | $330,000 | $815,000 | $132,000 | $380,000 |
| Debt-To-Income Ratio | 5 | $1,325,000 | $265,000 | $375,000 | $47,000 | $96,000 |
| Collateral | 5 | $1,495,000 | $299,000 | $775,000 | $189,000 | $250,000 |
| Credit History | 4 | $990,000 | $247,000 | $465,000 | $68,000 | $110,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Lending Services, L.L.C.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Lending Services, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.