Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Sidus Financial, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 701 Green Valley Road, Suite 101 Greensboro, NC 27408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,164 |
| Total Mortgage Loan Application Amount | $186,428,000 |
| Average Mortgage Loan Application Amount | $165,333 |
| Highest Mortgage Loan Application Amount | $864,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $928,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 348 | $ 56,829,000 | $ 163,000 | $ 82,000 |
| Gaston County North Carolina | 175 | $ 22,774,000 | $ 130,000 | $ 63,000 |
| Wake County North Carolina | 81 | $ 19,257,000 | $ 237,000 | $ 110,000 |
| Randolph County North Carolina | 52 | $ 7,074,000 | $ 136,000 | $ 55,000 |
| Lexington County South Carolina | 50 | $ 6,487,000 | $ 129,000 | $ 58,000 |
| Richland County South Carolina | 49 | $ 8,147,000 | $ 166,000 | $ 82,000 |
| Forsyth County North Carolina | 39 | $ 5,137,000 | $ 131,000 | $ 62,000 |
| Dare County North Carolina | 37 | $ 9,036,000 | $ 244,000 | $ 139,000 |
| Durham County North Carolina | 28 | $ 4,377,000 | $ 156,000 | $ 86,000 |
| Davidson County North Carolina | 24 | $ 2,945,000 | $ 122,000 | $ 48,000 |
| Horry County South Carolina | 22 | $ 2,458,000 | $ 111,000 | $ 45,000 |
| Alamance County North Carolina | 20 | $ 1,984,000 | $ 99,000 | $ 20,000 |
| Rockingham County North Carolina | 15 | $ 2,516,000 | $ 167,000 | $ 66,000 |
| Mecklenburg County North Carolina | 14 | $ 1,412,000 | $ 100,000 | $ 51,000 |
| Moore County North Carolina | 12 | $ 3,054,000 | $ 254,000 | $ 79,000 |
| Cumberland County North Carolina | 10 | $ 1,758,000 | $ 175,000 | $ 49,000 |
| Buncombe County North Carolina | 9 | $ 2,221,000 | $ 246,000 | $ 61,000 |
| Brunswick County North Carolina | 7 | $ 1,182,000 | $ 168,000 | $ 64,000 |
| Ashe County North Carolina | 6 | $ 528,000 | $ 88,000 | $ 0 |
| Catawba County North Carolina | 6 | $ 797,000 | $ 132,000 | $ 22,000 |
| Cleveland County North Carolina | 6 | $ 708,000 | $ 118,000 | $ 49,000 |
| Iredell County North Carolina | 6 | $ 1,018,000 | $ 169,000 | $ 20,000 |
| Carteret County North Carolina | 5 | $ 1,593,000 | $ 318,000 | $ 139,000 |
| Johnston County North Carolina | 5 | $ 867,000 | $ 173,000 | $ 87,000 |
| Macon County North Carolina | 5 | $ 1,039,000 | $ 207,000 | $ 38,000 |
| Greenville County South Carolina | 5 | $ 636,000 | $ 127,000 | $ 8,000 |
| York County South Carolina | 5 | $ 934,000 | $ 186,000 | $ 75,000 |
| Currituck County North Carolina | 4 | $ 1,536,000 | $ 384,000 | $ 380,000 |
| Pitt County North Carolina | 4 | $ 675,000 | $ 168,000 | $ 25,000 |
| Union County North Carolina | 4 | $ 765,000 | $ 191,000 | $ 73,000 |
| Berkeley County South Carolina | 4 | $ 459,000 | $ 114,000 | $ 27,000 |
| Avery County North Carolina | 3 | $ 422,000 | $ 140,000 | $ 0 |
| Burke County North Carolina | 3 | $ 438,000 | $ 146,000 | $ 19,000 |
| Davie County North Carolina | 3 | $ 746,000 | $ 248,000 | $ 42,000 |
| Franklin County North Carolina | 3 | $ 471,000 | $ 157,000 | $ 61,000 |
| Granville County North Carolina | 3 | $ 472,000 | $ 157,000 | $ 67,000 |
| Henderson County North Carolina | 3 | $ 344,000 | $ 114,000 | $ 74,000 |
| Lincoln County North Carolina | 3 | $ 518,000 | $ 172,000 | $ 44,000 |
| New Hanover County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 43,000 |
| Surry County North Carolina | 3 | $ 159,000 | $ 53,000 | $ 12,000 |
| Watauga County North Carolina | 3 | $ 471,000 | $ 157,000 | $ 92,000 |
| Wilkes County North Carolina | 3 | $ 479,000 | $ 159,000 | $ 0 |
| Anderson County South Carolina | 3 | $ 483,000 | $ 161,000 | $ 42,000 |
| Georgetown County South Carolina | 3 | $ 556,000 | $ 185,000 | $ 78,000 |
| Kershaw County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Spartanburg County South Carolina | 3 | $ 413,000 | $ 137,000 | $ 57,000 |
| Cabarrus County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 30,000 |
| Caldwell County North Carolina | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Chatham County North Carolina | 2 | $ 558,000 | $ 279,000 | $ 81,000 |
| Jackson County North Carolina | 2 | $ 626,000 | $ 313,000 | $ 0 |
| Lenoir County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 34,000 |
| Orange County North Carolina | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Pender County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 37,000 |
| Robeson County North Carolina | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 65,000 |
| Charleston County South Carolina | 2 | $ 468,000 | $ 234,000 | $ 77,000 |
| Newberry County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 89,000 |
| Catoosa County Georgia | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Fayette County Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Tift County Georgia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Towns County Georgia | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Craven County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Gates County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Haywood County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hyde County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Madison County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 194,000 |
| McDowell County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Nash County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 174,000 |
| Person County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 136,000 |
| Warren County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Chester County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Florence County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 342,000 | $ 342,000 | $ 127,000 |
| Lee County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 72,000 |
| Oconee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Pickens County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 147,000 |
| Franklin County Virginia | 1 | $ 410,000 | $ 410,000 | $ 928,000 |
| Grayson County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Henry County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Patrick County Virginia | 1 | $ 216,000 | $ 216,000 | $ 108,000 |
| Roanoke City County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Wythe County Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 589 | $88,288,000 | $149,000 | $417,000 | $69,000 | $717,000 |
| Refinancing | 564 | $96,188,000 | $170,000 | $864,000 | $75,000 | $928,000 |
| Home Improvement | 11 | $1,952,000 | $177,000 | $368,000 | $116,000 | $209,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 970 | $160,336,000 | $165,000 | $864,000 | $75,000 | $928,000 |
| Black or African American | 123 | $15,693,000 | $127,000 | $417,000 | $48,000 | $191,000 |
| Hispanic | 25 | $3,393,000 | $135,000 | $243,000 | $71,000 | $241,000 |
| Not Provided | 25 | $3,828,000 | $153,000 | $325,000 | $89,000 | $465,000 |
| Asian | 18 | $2,874,000 | $159,000 | $417,000 | $76,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $243,000 | $121,000 | $132,000 | $18,000 | $36,000 |
| American Indian or Alaskan Native | 1 | $61,000 | $61,000 | $61,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 569 | $105,963,000 | $186,000 | $864,000 | $103,000 | $928,000 |
| FHA-insured (Federal Housing Administration) | 427 | $55,621,000 | $130,000 | $424,000 | $41,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $13,989,000 | $124,000 | $277,000 | $41,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 56 | $10,855,000 | $193,000 | $416,000 | $67,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 989 | $160,529,000 | $162,000 | $864,000 | $76,000 | $928,000 |
| Application Denied By Financial Institution | 116 | $18,377,000 | $158,000 | $700,000 | $71,000 | $392,000 |
| Application Withdrawn By Applicant | 35 | $4,662,000 | $133,000 | $369,000 | $24,000 | $140,000 |
| Application Approved But Not Accepted | 15 | $1,664,000 | $110,000 | $385,000 | $30,000 | $138,000 |
| File Closed For Incompleteness | 9 | $1,196,000 | $132,000 | $328,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 78 | $12,851,000 | $164,000 | $700,000 | $87,000 | $392,000 |
| Debt-To-Income Ratio | 15 | $2,656,000 | $177,000 | $340,000 | $59,000 | $129,000 |
| Credit History | 7 | $960,000 | $137,000 | $385,000 | $47,000 | $125,000 |
| Collateral | 2 | $312,000 | $156,000 | $172,000 | $54,000 | $61,000 |
| Employment History | 2 | $294,000 | $147,000 | $190,000 | $55,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $22,000 | $22,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.