Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Sidus Financial, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,470 |
| Total Mortgage Loan Application Amount | $623,392,000 |
| Average Mortgage Loan Application Amount | $126,764 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $85,058 |
| Highest Applicant Income | $1,743,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Carteret County North Carolina | 241 | $ 37,682,000 | $ 156,000 | $ 81,000 |
| Pitt County North Carolina | 235 | $ 29,577,000 | $ 125,000 | $ 68,000 |
| Watauga County North Carolina | 164 | $ 23,662,000 | $ 144,000 | $ 67,000 |
| Robeson County North Carolina | 157 | $ 15,208,000 | $ 96,000 | $ 47,000 |
| Chesterfield County Virginia | 154 | $ 23,467,000 | $ 152,000 | $ 68,000 |
| Surry County North Carolina | 145 | $ 18,214,000 | $ 125,000 | $ 52,000 |
| Henrico County Virginia | 141 | $ 23,049,000 | $ 163,000 | $ 85,000 |
| Caldwell County North Carolina | 121 | $ 13,345,000 | $ 110,000 | $ 56,000 |
| Horry County South Carolina | 117 | $ 17,284,000 | $ 147,000 | $ 112,000 |
| Franklin County Virginia | 116 | $ 17,768,000 | $ 153,000 | $ 55,000 |
| Dare County North Carolina | 89 | $ 20,199,000 | $ 226,000 | $ 79,000 |
| Wilson County North Carolina | 89 | $ 9,767,000 | $ 109,000 | $ 54,000 |
| Randolph County North Carolina | 86 | $ 8,837,000 | $ 102,000 | $ 44,000 |
| Virginia Beach County Virginia | 83 | $ 15,859,000 | $ 191,000 | $ 127,000 |
| Davidson County North Carolina | 78 | $ 8,056,000 | $ 103,000 | $ 49,000 |
| Moore County North Carolina | 72 | $ 12,110,000 | $ 168,000 | $ 71,000 |
| Harnett County North Carolina | 67 | $ 6,486,000 | $ 96,000 | $ 53,000 |
| Lincoln County North Carolina | 67 | $ 8,533,000 | $ 127,000 | $ 77,000 |
| Brunswick County North Carolina | 66 | $ 12,400,000 | $ 187,000 | $ 121,000 |
| Wake County North Carolina | 65 | $ 8,123,000 | $ 124,000 | $ 51,000 |
| Carroll County Virginia | 61 | $ 6,367,000 | $ 104,000 | $ 50,000 |
| New Hanover County North Carolina | 58 | $ 10,273,000 | $ 177,000 | $ 74,000 |
| Ashe County North Carolina | 57 | $ 6,017,000 | $ 105,000 | $ 43,000 |
| Richmond City County Virginia | 57 | $ 10,021,000 | $ 175,000 | $ 62,000 |
| Columbus County North Carolina | 54 | $ 7,051,000 | $ 130,000 | $ 59,000 |
| Beaufort County South Carolina | 52 | $ 10,206,000 | $ 196,000 | $ 82,000 |
| Richmond County North Carolina | 50 | $ 4,869,000 | $ 97,000 | $ 60,000 |
| Iredell County North Carolina | 43 | $ 6,689,000 | $ 155,000 | $ 61,000 |
| Hanover County Virginia | 43 | $ 7,038,000 | $ 163,000 | $ 81,000 |
| Roanoke County Virginia | 43 | $ 5,126,000 | $ 119,000 | $ 72,000 |
| Lenoir County North Carolina | 41 | $ 5,282,000 | $ 128,000 | $ 48,000 |
| Grayson County Virginia | 41 | $ 4,318,000 | $ 105,000 | $ 50,000 |
| Guilford County North Carolina | 39 | $ 6,488,000 | $ 166,000 | $ 94,000 |
| Bedford County Virginia | 39 | $ 6,258,000 | $ 160,000 | $ 80,000 |
| Suffolk County Virginia | 38 | $ 6,075,000 | $ 159,000 | $ 113,000 |
| Darlington County South Carolina | 36 | $ 3,574,000 | $ 99,000 | $ 57,000 |
| Pickens County South Carolina | 36 | $ 4,271,000 | $ 118,000 | $ 63,000 |
| Roanoke City County Virginia | 36 | $ 4,621,000 | $ 128,000 | $ 67,000 |
| Henry County Virginia | 31 | $ 3,175,000 | $ 102,000 | $ 63,000 |
| Johnston County North Carolina | 28 | $ 3,641,000 | $ 130,000 | $ 110,000 |
| Forsyth County North Carolina | 27 | $ 3,164,000 | $ 117,000 | $ 51,000 |
| Greenville County South Carolina | 27 | $ 4,329,000 | $ 160,000 | $ 76,000 |
| Fairfax County Virginia | 27 | $ 6,889,000 | $ 255,000 | $ 105,000 |
| Beaufort County North Carolina | 26 | $ 3,307,000 | $ 127,000 | $ 72,000 |
| Greenwood County South Carolina | 26 | $ 2,706,000 | $ 104,000 | $ 38,000 |
| Halifax County North Carolina | 25 | $ 1,869,000 | $ 74,000 | $ 40,000 |
| Anderson County South Carolina | 25 | $ 3,545,000 | $ 141,000 | $ 61,000 |
| Patrick County Virginia | 25 | $ 2,282,000 | $ 91,000 | $ 41,000 |
| Catawba County North Carolina | 24 | $ 3,929,000 | $ 163,000 | $ 98,000 |
| Nash County North Carolina | 24 | $ 3,640,000 | $ 151,000 | $ 59,000 |
| Campbell County Virginia | 24 | $ 3,029,000 | $ 126,000 | $ 43,000 |
| Chesapeake County Virginia | 24 | $ 3,921,000 | $ 163,000 | $ 102,000 |
| Oconee County South Carolina | 23 | $ 3,641,000 | $ 158,000 | $ 83,000 |
| Galax County Virginia | 23 | $ 2,206,000 | $ 95,000 | $ 47,000 |
| Craven County North Carolina | 22 | $ 2,465,000 | $ 112,000 | $ 61,000 |
| Edgecombe County North Carolina | 22 | $ 2,530,000 | $ 115,000 | $ 46,000 |
| Wilkes County North Carolina | 21 | $ 2,236,000 | $ 106,000 | $ 32,000 |
| Lynchburg County Virginia | 21 | $ 2,075,000 | $ 98,000 | $ 58,000 |
| Avery County North Carolina | 19 | $ 2,075,000 | $ 109,000 | $ 51,000 |
| Gaston County North Carolina | 19 | $ 2,161,000 | $ 113,000 | $ 59,000 |
| Mecklenburg County North Carolina | 18 | $ 3,179,000 | $ 176,000 | $ 112,000 |
| Sampson County North Carolina | 18 | $ 2,004,000 | $ 111,000 | $ 68,000 |
| Stokes County North Carolina | 18 | $ 1,533,000 | $ 85,000 | $ 50,000 |
| Wayne County North Carolina | 18 | $ 3,708,000 | $ 206,000 | $ 124,000 |
| Currituck County North Carolina | 17 | $ 4,274,000 | $ 251,000 | $ 84,000 |
| Yadkin County North Carolina | 17 | $ 1,992,000 | $ 117,000 | $ 38,000 |
| Lexington County South Carolina | 17 | $ 1,854,000 | $ 109,000 | $ 85,000 |
| Cumberland County North Carolina | 16 | $ 1,750,000 | $ 109,000 | $ 60,000 |
| Charleston County South Carolina | 16 | $ 2,260,000 | $ 141,000 | $ 156,000 |
| Onslow County North Carolina | 15 | $ 1,663,000 | $ 110,000 | $ 72,000 |
| Georgetown County South Carolina | 15 | $ 1,863,000 | $ 124,000 | $ 94,000 |
| Norfolk County Virginia | 15 | $ 2,740,000 | $ 182,000 | $ 79,000 |
| Pasquotank County North Carolina | 14 | $ 1,235,000 | $ 88,000 | $ 47,000 |
| Burke County North Carolina | 12 | $ 1,677,000 | $ 139,000 | $ 80,000 |
| Goochland County Virginia | 12 | $ 2,170,000 | $ 180,000 | $ 104,000 |
| Montgomery County Maryland | 11 | $ 2,037,000 | $ 185,000 | $ 74,000 |
| Alleghany County North Carolina | 11 | $ 1,365,000 | $ 124,000 | $ 99,000 |
| Montgomery County Virginia | 10 | $ 1,651,000 | $ 165,000 | $ 115,000 |
| Portsmouth County Virginia | 10 | $ 1,107,000 | $ 110,000 | $ 67,000 |
| Powhatan County Virginia | 10 | $ 1,854,000 | $ 185,000 | $ 74,000 |
| Prince William County Virginia | 10 | $ 1,841,000 | $ 184,000 | $ 80,000 |
| Alamance County North Carolina | 9 | $ 582,000 | $ 64,000 | $ 58,000 |
| Rockingham County North Carolina | 9 | $ 1,120,000 | $ 124,000 | $ 47,000 |
| Stanly County North Carolina | 9 | $ 1,029,000 | $ 114,000 | $ 39,000 |
| Botetourt County Virginia | 9 | $ 1,199,000 | $ 133,000 | $ 38,000 |
| Hyde County North Carolina | 8 | $ 1,968,000 | $ 246,000 | $ 54,000 |
| Richland County South Carolina | 8 | $ 893,000 | $ 111,000 | $ 59,000 |
| Albemarle County Virginia | 8 | $ 1,422,000 | $ 177,000 | $ 74,000 |
| Arlington County Virginia | 8 | $ 2,333,000 | $ 291,000 | $ 112,000 |
| Loudoun County Virginia | 8 | $ 2,401,000 | $ 300,000 | $ 96,000 |
| Martinsville County Virginia | 8 | $ 453,000 | $ 56,000 | $ 49,000 |
| Pittsylvania County Virginia | 8 | $ 793,000 | $ 99,000 | $ 54,000 |
| Salem County Virginia | 8 | $ 1,053,000 | $ 131,000 | $ 97,000 |
| Stafford County Virginia | 8 | $ 1,891,000 | $ 236,000 | $ 124,000 |
| Bladen County North Carolina | 7 | $ 713,000 | $ 101,000 | $ 44,000 |
| Davie County North Carolina | 7 | $ 892,000 | $ 127,000 | $ 55,000 |
| Colleton County South Carolina | 7 | $ 785,000 | $ 112,000 | $ 59,000 |
| Spartanburg County South Carolina | 7 | $ 1,318,000 | $ 188,000 | $ 112,000 |
| Louisa County Virginia | 7 | $ 761,000 | $ 108,000 | $ 58,000 |
| Martin County North Carolina | 6 | $ 632,000 | $ 105,000 | $ 41,000 |
| Northampton County North Carolina | 6 | $ 491,000 | $ 81,000 | $ 47,000 |
| Perquimans County North Carolina | 6 | $ 799,000 | $ 133,000 | $ 56,000 |
| Florence County South Carolina | 6 | $ 481,000 | $ 80,000 | $ 49,000 |
| Fluvanna County Virginia | 6 | $ 934,000 | $ 155,000 | $ 43,000 |
| James City County Virginia | 6 | $ 936,000 | $ 156,000 | $ 57,000 |
| King William County Virginia | 6 | $ 741,000 | $ 123,000 | $ 48,000 |
| Newport News County Virginia | 6 | $ 656,000 | $ 109,000 | $ 57,000 |
| Spotsylvania County Virginia | 6 | $ 980,000 | $ 163,000 | $ 67,000 |
| Camden County North Carolina | 5 | $ 588,000 | $ 117,000 | $ 51,000 |
| Durham County North Carolina | 5 | $ 1,114,000 | $ 222,000 | $ 113,000 |
| Hoke County North Carolina | 5 | $ 436,000 | $ 87,000 | $ 29,000 |
| Pamlico County North Carolina | 5 | $ 601,000 | $ 120,000 | $ 63,000 |
| Pender County North Carolina | 5 | $ 1,368,000 | $ 273,000 | $ 195,000 |
| Rutherford County North Carolina | 5 | $ 886,000 | $ 177,000 | $ 77,000 |
| Dorchester County South Carolina | 5 | $ 730,000 | $ 146,000 | $ 68,000 |
| Alexandria County Virginia | 5 | $ 1,672,000 | $ 334,000 | $ 90,000 |
| Amherst County Virginia | 5 | $ 707,000 | $ 141,000 | $ 296,000 |
| Dinwiddie County Virginia | 5 | $ 655,000 | $ 131,000 | $ 62,000 |
| Floyd County Virginia | 5 | $ 808,000 | $ 161,000 | $ 67,000 |
| Prince George County Virginia | 5 | $ 812,000 | $ 162,000 | $ 63,000 |
| York County Virginia | 5 | $ 739,000 | $ 147,000 | $ 142,000 |
| Gilmer County Georgia | 4 | $ 282,000 | $ 70,000 | $ 50,000 |
| Anne Arundel County Maryland | 4 | $ 607,000 | $ 151,000 | $ 63,000 |
| Howard County Maryland | 4 | $ 908,000 | $ 227,000 | $ 92,000 |
| Cleveland County North Carolina | 4 | $ 853,000 | $ 213,000 | $ 115,000 |
| Johnson County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 40,000 |
| Isle of Wight County Virginia | 4 | $ 661,000 | $ 165,000 | $ 68,000 |
| Baltimore County Maryland | 3 | $ 594,000 | $ 198,000 | $ 102,000 |
| Cabarrus County North Carolina | 3 | $ 257,000 | $ 85,000 | $ 41,000 |
| Chowan County North Carolina | 3 | $ 763,000 | $ 254,000 | $ 76,000 |
| Franklin County North Carolina | 3 | $ 304,000 | $ 101,000 | $ 29,000 |
| Lee County North Carolina | 3 | $ 417,000 | $ 139,000 | $ 85,000 |
| Montgomery County North Carolina | 3 | $ 576,000 | $ 192,000 | $ 155,000 |
| Rowan County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 60,000 |
| Scotland County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 66,000 |
| Washington County North Carolina | 3 | $ 232,000 | $ 77,000 | $ 34,000 |
| Abbeville County South Carolina | 3 | $ 321,000 | $ 107,000 | $ 32,000 |
| Berkeley County South Carolina | 3 | $ 422,000 | $ 140,000 | $ 69,000 |
| Newberry County South Carolina | 3 | $ 323,000 | $ 107,000 | $ 77,000 |
| Greene County Tennessee | 3 | $ 77,000 | $ 25,000 | $ 38,000 |
| Amelia County Virginia | 3 | $ 454,000 | $ 151,000 | $ 91,000 |
| Augusta County Virginia | 3 | $ 384,000 | $ 128,000 | $ 36,000 |
| Caroline County Virginia | 3 | $ 228,000 | $ 76,000 | $ 32,000 |
| Craig County Virginia | 3 | $ 271,000 | $ 90,000 | $ 38,000 |
| Danville County Virginia | 3 | $ 457,000 | $ 152,000 | $ 43,000 |
| Gloucester County Virginia | 3 | $ 542,000 | $ 180,000 | $ 90,000 |
| Greene County Virginia | 3 | $ 296,000 | $ 98,000 | $ 23,000 |
| Chatham County Georgia | 2 | $ 224,000 | $ 112,000 | $ 51,000 |
| Columbia County Georgia | 2 | $ 279,000 | $ 139,000 | $ 45,000 |
| Effingham County Georgia | 2 | $ 101,000 | $ 50,000 | $ 28,000 |
| Frederick County Maryland | 2 | $ 558,000 | $ 279,000 | $ 58,000 |
| Greene County North Carolina | 2 | $ 419,000 | $ 209,000 | $ 116,000 |
| Henderson County North Carolina | 2 | $ 474,000 | $ 237,000 | $ 71,000 |
| Jackson County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 53,000 |
| Orange County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 265,000 |
| Tyrrell County North Carolina | 2 | $ 154,000 | $ 77,000 | $ 27,000 |
| Fairfield County South Carolina | 2 | $ 613,000 | $ 306,000 | $ 142,000 |
| Kershaw County South Carolina | 2 | $ 129,000 | $ 64,000 | $ 48,000 |
| Orangeburg County South Carolina | 2 | $ 311,000 | $ 155,000 | $ 60,000 |
| Jefferson County Tennessee | 2 | $ 393,000 | $ 196,000 | $ 54,000 |
| Bath County Virginia | 2 | $ 246,000 | $ 123,000 | $ 160,000 |
| Colonial Heights County Virginia | 2 | $ 161,000 | $ 80,000 | $ 35,000 |
| Hopewell County Virginia | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| King and Queen County Virginia | 2 | $ 264,000 | $ 132,000 | $ 67,000 |
| Mecklenburg County Virginia | 2 | $ 397,000 | $ 198,000 | $ 122,000 |
| Nelson County Virginia | 2 | $ 368,000 | $ 184,000 | $ 64,000 |
| New Kent County Virginia | 2 | $ 218,000 | $ 109,000 | $ 40,000 |
| Northampton County Virginia | 2 | $ 432,000 | $ 216,000 | $ 48,000 |
| Northumberland County Virginia | 2 | $ 426,000 | $ 213,000 | $ 712,000 |
| Nottoway County Virginia | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Sussex County Virginia | 2 | $ 133,000 | $ 66,000 | $ 45,000 |
| Collier County Florida | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Duval County Florida | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 334,000 | $ 334,000 | $ 1,028,000 |
| Pasco County Florida | 1 | $ 304,000 | $ 304,000 | $ 176,000 |
| Pinellas County Florida | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 110,000 | $ 110,000 | $ 160,000 |
| Bulloch County Georgia | 1 | $ 221,000 | $ 221,000 | $ 59,000 |
| Candler County Georgia | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Dawson County Georgia | 1 | $ 104,000 | $ 104,000 | $ 134,000 |
| Elbert County Georgia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Ware County Georgia | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Whitfield County Georgia | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Baltimore City County Maryland | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Prince George's County Maryland | 1 | $ 276,000 | $ 276,000 | $ 93,000 |
| Washington County Maryland | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Alexander County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Anson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Buncombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Caswell County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Chatham County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Jones County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 61,000 |
| McDowell County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Person County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Union County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Yancey County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Aiken County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Clarendon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Dillon County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Sumter County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 82,000 |
| Anderson County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 73,000 |
| Carter County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Cocke County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 18,000 |
| Knox County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| Loudon County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Meigs County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 115,000 |
| Washington County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Alleghany County Virginia | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Appomattox County Virginia | 1 | $ 167,000 | $ 167,000 | $ 99,000 |
| Charlotte County Virginia | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Charlottesville County Virginia | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Covington County Virginia | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Culpeper County Virginia | 1 | $ 214,000 | $ 214,000 | $ 65,000 |
| Emporia County Virginia | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Essex County Virginia | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Fairfax City County Virginia | 1 | $ 301,000 | $ 301,000 | $ 89,000 |
| Falls Church County Virginia | 1 | $ 425,000 | $ 425,000 | $ 128,000 |
| Fauquier County Virginia | 1 | $ 260,000 | $ 260,000 | $ 15,000 |
| Giles County Virginia | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Halifax County Virginia | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Lancaster County Virginia | 1 | $ 334,000 | $ 334,000 | $ 240,000 |
| Mathews County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 308,000 | $ 308,000 | $ 205,000 |
| Orange County Virginia | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| Prince Edward County Virginia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Pulaski County Virginia | 1 | $ 166,000 | $ 166,000 | $ 86,000 |
| Richmond County Virginia | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Rockbridge County Virginia | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Shenandoah County Virginia | 1 | $ 137,000 | $ 137,000 | $ 132,000 |
| Smyth County Virginia | 1 | $ 37,000 | $ 37,000 | $ 95,000 |
| Washington County Virginia | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Williamsburg County Virginia | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Wythe County Virginia | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,370 | $344,168,000 | $127,125 | $1,000,000 | $77,875 | $1,743,000 |
| Home Purchase | 2,099 | $279,147,000 | $132,625 | $1,000,000 | $98,625 | $1,436,000 |
| Home Improvement | 1 | $77,000 | $77,000 | $77,000 | $34,000 | $34,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,006 | $569,631,000 | $134,125 | $1,000,000 | $92,625 | $1,743,000 |
| Black or African American | 147 | $16,098,000 | $128,250 | $334,000 | $61,000 | $199,000 |
| Not Provided | 143 | $17,617,000 | $108,166 | $455,000 | $56,500 | $585,000 |
| American Indian or Alaskan Native | 82 | $7,912,000 | $130,000 | $334,000 | $115,666 | $682,000 |
| Hispanic | 51 | $6,567,000 | $169,500 | $430,000 | $72,250 | $504,000 |
| Asian | 32 | $4,319,000 | $122,750 | $334,000 | $71,250 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $788,000 | $113,000 | $244,000 | $43,000 | $103,000 |
| Not applicable | 3 | $460,000 | $180,000 | $260,000 | $80,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,417 | $618,474,000 | $132,500 | $1,000,000 | $91,500 | $1,743,000 |
| FHA-insured (Federal Housing Administration) | 41 | $3,428,000 | $83,000 | $163,000 | $45,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,490,000 | $124,000 | $240,000 | $53,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,509 | $497,488,000 | $135,875 | $840,000 | $91,625 | $1,743,000 |
| Application Withdrawn By Applicant | 660 | $90,088,000 | $150,400 | $1,000,000 | $61,200 | $1,436,000 |
| Application Denied By Financial Institution | 280 | $33,821,000 | $113,000 | $965,000 | $73,750 | $727,000 |
| Application Approved But Not Accepted | 10 | $1,042,000 | $121,333 | $173,000 | $55,000 | $89,000 |
| Loan Purchased By The Institution | 10 | $916,000 | $102,500 | $193,000 | $51,500 | $184,000 |
| File Closed For Incompleteness | 1 | $37,000 | $37,000 | $37,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $11,493,000 | $135,333 | $965,000 | $38,000 | $727,000 |
| Other | 76 | $7,966,000 | $111,000 | $380,000 | $104,500 | $360,000 |
| Debt-To-Income Ratio | 42 | $5,449,000 | $114,250 | $600,000 | $50,250 | $174,000 |
| Collateral | 42 | $5,642,000 | $100,600 | $564,000 | $73,800 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,490,000 | $142,333 | $350,000 | $50,666 | $141,000 |
| Credit Application Incomplete | 7 | $829,000 | $118,000 | $225,000 | $34,000 | $67,000 |
| Unverifiable Information | 3 | $546,000 | $194,000 | $230,000 | $46,500 | $52,000 |
| Employment History | 2 | $406,000 | $203,000 | $236,000 | $107,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.