Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Sidus Financial, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,660 |
| Total Mortgage Loan Application Amount | $1,149,001,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $6,200,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $2,495,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pitt County North Carolina | 250 | $ 35,536,000 | $ 142,000 | $ 71,000 |
| Anderson County South Carolina | 212 | $ 36,298,000 | $ 171,000 | $ 79,000 |
| Catawba County North Carolina | 187 | $ 29,453,000 | $ 157,000 | $ 71,000 |
| Surry County North Carolina | 172 | $ 21,290,000 | $ 123,000 | $ 68,000 |
| Watauga County North Carolina | 171 | $ 35,171,000 | $ 205,000 | $ 97,000 |
| Ashe County North Carolina | 170 | $ 26,717,000 | $ 157,000 | $ 73,000 |
| Iredell County North Carolina | 166 | $ 28,106,000 | $ 169,000 | $ 76,000 |
| Henrico County Virginia | 160 | $ 30,401,000 | $ 190,000 | $ 84,000 |
| Carteret County North Carolina | 154 | $ 31,908,000 | $ 207,000 | $ 120,000 |
| Pickens County South Carolina | 138 | $ 19,700,000 | $ 142,000 | $ 60,000 |
| Chesterfield County Virginia | 130 | $ 26,526,000 | $ 204,000 | $ 93,000 |
| Robeson County North Carolina | 129 | $ 15,497,000 | $ 120,000 | $ 52,000 |
| Wake County North Carolina | 129 | $ 22,968,000 | $ 178,000 | $ 85,000 |
| Lincoln County North Carolina | 105 | $ 18,394,000 | $ 175,000 | $ 79,000 |
| Randolph County North Carolina | 98 | $ 10,950,000 | $ 111,000 | $ 48,000 |
| Franklin County Virginia | 93 | $ 17,950,000 | $ 193,000 | $ 79,000 |
| Wilson County North Carolina | 89 | $ 13,366,000 | $ 150,000 | $ 63,000 |
| Lexington County South Carolina | 86 | $ 12,668,000 | $ 147,000 | $ 76,000 |
| Oconee County South Carolina | 85 | $ 15,640,000 | $ 184,000 | $ 86,000 |
| New Hanover County North Carolina | 83 | $ 17,262,000 | $ 207,000 | $ 88,000 |
| Richland County South Carolina | 77 | $ 10,748,000 | $ 139,000 | $ 65,000 |
| Forsyth County North Carolina | 74 | $ 9,227,000 | $ 124,000 | $ 69,000 |
| Caldwell County North Carolina | 70 | $ 10,428,000 | $ 148,000 | $ 62,000 |
| Greenville County South Carolina | 70 | $ 12,398,000 | $ 177,000 | $ 89,000 |
| Wilkes County North Carolina | 67 | $ 11,035,000 | $ 164,000 | $ 90,000 |
| Johnston County North Carolina | 65 | $ 9,896,000 | $ 152,000 | $ 66,000 |
| Horry County South Carolina | 65 | $ 19,283,000 | $ 296,000 | $ 149,000 |
| Richmond City County Virginia | 65 | $ 11,808,000 | $ 181,000 | $ 88,000 |
| Brunswick County North Carolina | 64 | $ 13,766,000 | $ 215,000 | $ 83,000 |
| Mecklenburg County North Carolina | 59 | $ 11,738,000 | $ 198,000 | $ 103,000 |
| Moore County North Carolina | 59 | $ 13,103,000 | $ 222,000 | $ 107,000 |
| Stanly County North Carolina | 58 | $ 7,489,000 | $ 129,000 | $ 61,000 |
| Campbell County Virginia | 56 | $ 7,782,000 | $ 138,000 | $ 65,000 |
| Virginia Beach County Virginia | 55 | $ 13,799,000 | $ 250,000 | $ 123,000 |
| Fairfax County Virginia | 54 | $ 16,638,000 | $ 308,000 | $ 111,000 |
| Bartow County Georgia | 51 | $ 7,707,000 | $ 151,000 | $ 65,000 |
| Bedford County Virginia | 51 | $ 10,132,000 | $ 198,000 | $ 88,000 |
| Guilford County North Carolina | 50 | $ 7,115,000 | $ 142,000 | $ 59,000 |
| Davidson County North Carolina | 49 | $ 5,326,000 | $ 108,000 | $ 64,000 |
| Carroll County Virginia | 49 | $ 7,388,000 | $ 150,000 | $ 61,000 |
| Roanoke County Virginia | 48 | $ 8,218,000 | $ 171,000 | $ 107,000 |
| Avery County North Carolina | 47 | $ 7,322,000 | $ 155,000 | $ 82,000 |
| Montgomery County Maryland | 46 | $ 14,990,000 | $ 325,000 | $ 127,000 |
| Wayne County North Carolina | 46 | $ 6,575,000 | $ 142,000 | $ 61,000 |
| Yadkin County North Carolina | 44 | $ 5,471,000 | $ 124,000 | $ 67,000 |
| Newberry County South Carolina | 41 | $ 5,744,000 | $ 140,000 | $ 73,000 |
| Roanoke City County Virginia | 40 | $ 5,017,000 | $ 125,000 | $ 60,000 |
| Nash County North Carolina | 39 | $ 6,178,000 | $ 158,000 | $ 74,000 |
| Hanover County Virginia | 38 | $ 9,197,000 | $ 242,000 | $ 100,000 |
| Clay County North Carolina | 36 | $ 8,389,000 | $ 233,000 | $ 113,000 |
| Cumberland County North Carolina | 35 | $ 5,505,000 | $ 157,000 | $ 63,000 |
| Kershaw County South Carolina | 34 | $ 6,071,000 | $ 178,000 | $ 99,000 |
| Henry County Virginia | 33 | $ 2,908,000 | $ 88,000 | $ 48,000 |
| Tazewell County Virginia | 33 | $ 3,530,000 | $ 106,000 | $ 57,000 |
| Franklin County North Carolina | 32 | $ 5,156,000 | $ 161,000 | $ 63,000 |
| Lynchburg County Virginia | 32 | $ 4,099,000 | $ 128,000 | $ 56,000 |
| Onslow County North Carolina | 31 | $ 6,839,000 | $ 220,000 | $ 100,000 |
| Charleston County South Carolina | 31 | $ 9,621,000 | $ 310,000 | $ 124,000 |
| Harnett County North Carolina | 30 | $ 3,850,000 | $ 128,000 | $ 70,000 |
| Rowan County North Carolina | 30 | $ 4,213,000 | $ 140,000 | $ 61,000 |
| Spartanburg County South Carolina | 30 | $ 4,993,000 | $ 166,000 | $ 87,000 |
| Chatham County Georgia | 29 | $ 4,856,000 | $ 167,000 | $ 75,000 |
| Buncombe County North Carolina | 29 | $ 3,670,000 | $ 126,000 | $ 34,000 |
| Gaston County North Carolina | 29 | $ 5,175,000 | $ 178,000 | $ 61,000 |
| McMinn County Tennessee | 29 | $ 3,735,000 | $ 128,000 | $ 56,000 |
| Alexander County North Carolina | 28 | $ 4,148,000 | $ 148,000 | $ 48,000 |
| Craven County North Carolina | 28 | $ 4,184,000 | $ 149,000 | $ 62,000 |
| Edgecombe County North Carolina | 28 | $ 3,329,000 | $ 118,000 | $ 33,000 |
| Lenoir County North Carolina | 27 | $ 3,492,000 | $ 129,000 | $ 57,000 |
| Macon County North Carolina | 26 | $ 6,191,000 | $ 238,000 | $ 93,000 |
| Blount County Tennessee | 26 | $ 6,537,000 | $ 251,000 | $ 74,000 |
| Alamance County North Carolina | 24 | $ 4,773,000 | $ 198,000 | $ 130,000 |
| Rockingham County North Carolina | 24 | $ 2,687,000 | $ 111,000 | $ 44,000 |
| Cherokee County North Carolina | 23 | $ 4,249,000 | $ 184,000 | $ 67,000 |
| Georgetown County South Carolina | 23 | $ 11,615,000 | $ 505,000 | $ 105,000 |
| Patrick County Virginia | 23 | $ 3,131,000 | $ 136,000 | $ 63,000 |
| Prince William County Virginia | 23 | $ 6,984,000 | $ 303,000 | $ 127,000 |
| Glynn County Georgia | 22 | $ 5,988,000 | $ 272,000 | $ 115,000 |
| Pender County North Carolina | 22 | $ 6,124,000 | $ 278,000 | $ 85,000 |
| Darlington County South Carolina | 22 | $ 2,311,000 | $ 105,000 | $ 52,000 |
| Augusta County Virginia | 22 | $ 3,647,000 | $ 165,000 | $ 44,000 |
| Halifax County North Carolina | 20 | $ 3,119,000 | $ 155,000 | $ 72,000 |
| Grayson County Virginia | 20 | $ 3,126,000 | $ 156,000 | $ 65,000 |
| Henderson County North Carolina | 19 | $ 2,917,000 | $ 153,000 | $ 42,000 |
| Chesapeake County Virginia | 19 | $ 4,527,000 | $ 238,000 | $ 82,000 |
| Suffolk County Virginia | 19 | $ 3,190,000 | $ 167,000 | $ 77,000 |
| Burke County North Carolina | 18 | $ 2,170,000 | $ 120,000 | $ 60,000 |
| Greenwood County South Carolina | 18 | $ 2,471,000 | $ 137,000 | $ 47,000 |
| Tattnall County Georgia | 17 | $ 2,114,000 | $ 124,000 | $ 61,000 |
| Alleghany County North Carolina | 17 | $ 2,625,000 | $ 154,000 | $ 77,000 |
| Pamlico County North Carolina | 17 | $ 2,948,000 | $ 173,000 | $ 78,000 |
| Amelia County Virginia | 17 | $ 2,635,000 | $ 155,000 | $ 55,000 |
| Prince George's County Maryland | 16 | $ 5,267,000 | $ 329,000 | $ 125,000 |
| Beaufort County North Carolina | 16 | $ 2,061,000 | $ 128,000 | $ 80,000 |
| Haywood County North Carolina | 16 | $ 2,223,000 | $ 138,000 | $ 39,000 |
| Sampson County North Carolina | 16 | $ 2,501,000 | $ 156,000 | $ 61,000 |
| Albemarle County Virginia | 16 | $ 3,509,000 | $ 219,000 | $ 86,000 |
| Amherst County Virginia | 16 | $ 2,061,000 | $ 128,000 | $ 64,000 |
| Durham County North Carolina | 15 | $ 1,716,000 | $ 114,000 | $ 43,000 |
| Greene County Tennessee | 15 | $ 1,622,000 | $ 108,000 | $ 51,000 |
| Washington County Tennessee | 15 | $ 2,320,000 | $ 154,000 | $ 54,000 |
| Botetourt County Virginia | 14 | $ 2,855,000 | $ 203,000 | $ 81,000 |
| Loudoun County Virginia | 14 | $ 4,304,000 | $ 307,000 | $ 123,000 |
| Powhatan County Virginia | 14 | $ 3,047,000 | $ 217,000 | $ 113,000 |
| Davie County North Carolina | 13 | $ 1,937,000 | $ 149,000 | $ 65,000 |
| Granville County North Carolina | 13 | $ 2,379,000 | $ 183,000 | $ 90,000 |
| Martin County North Carolina | 13 | $ 1,355,000 | $ 104,000 | $ 35,000 |
| Martinsville County Virginia | 13 | $ 742,000 | $ 57,000 | $ 36,000 |
| Salem County Virginia | 13 | $ 1,984,000 | $ 152,000 | $ 52,000 |
| Dare County North Carolina | 12 | $ 3,181,000 | $ 265,000 | $ 206,000 |
| Beaufort County South Carolina | 12 | $ 3,278,000 | $ 273,000 | $ 116,000 |
| Goochland County Virginia | 12 | $ 2,503,000 | $ 208,000 | $ 86,000 |
| Mecklenburg County Virginia | 12 | $ 1,459,000 | $ 121,000 | $ 35,000 |
| Wise County Virginia | 12 | $ 1,993,000 | $ 166,000 | $ 97,000 |
| Rabun County Georgia | 11 | $ 1,735,000 | $ 157,000 | $ 37,000 |
| Howard County Maryland | 11 | $ 3,265,000 | $ 296,000 | $ 101,000 |
| Lee County Mississippi | 11 | $ 1,056,000 | $ 96,000 | $ 40,000 |
| Columbus County North Carolina | 11 | $ 1,813,000 | $ 164,000 | $ 78,000 |
| Jackson County North Carolina | 11 | $ 1,788,000 | $ 162,000 | $ 93,000 |
| James City County Virginia | 11 | $ 3,150,000 | $ 286,000 | $ 85,000 |
| Norfolk County Virginia | 11 | $ 2,178,000 | $ 198,000 | $ 82,000 |
| Pittsylvania County Virginia | 11 | $ 1,131,000 | $ 102,000 | $ 50,000 |
| Chatham County North Carolina | 10 | $ 2,481,000 | $ 248,000 | $ 70,000 |
| Cleveland County North Carolina | 10 | $ 1,027,000 | $ 102,000 | $ 19,000 |
| Orange County North Carolina | 10 | $ 1,849,000 | $ 184,000 | $ 62,000 |
| Johnson County Tennessee | 10 | $ 945,000 | $ 94,000 | $ 42,000 |
| Sullivan County Tennessee | 10 | $ 2,134,000 | $ 213,000 | $ 71,000 |
| Alexandria County Virginia | 10 | $ 3,366,000 | $ 336,000 | $ 135,000 |
| Prince George County Virginia | 10 | $ 2,648,000 | $ 264,000 | $ 101,000 |
| Cabarrus County North Carolina | 9 | $ 1,565,000 | $ 173,000 | $ 55,000 |
| Hoke County North Carolina | 9 | $ 876,000 | $ 97,000 | $ 45,000 |
| Florence County South Carolina | 9 | $ 1,525,000 | $ 169,000 | $ 59,000 |
| Lawrence County Tennessee | 9 | $ 1,472,000 | $ 163,000 | $ 75,000 |
| Dickenson County Virginia | 9 | $ 1,189,000 | $ 132,000 | $ 64,000 |
| Staunton County Virginia | 9 | $ 1,115,000 | $ 123,000 | $ 34,000 |
| Lee County North Carolina | 8 | $ 1,123,000 | $ 140,000 | $ 37,000 |
| Stokes County North Carolina | 8 | $ 1,290,000 | $ 161,000 | $ 55,000 |
| Union County North Carolina | 8 | $ 1,468,000 | $ 183,000 | $ 56,000 |
| Vance County North Carolina | 8 | $ 1,268,000 | $ 158,000 | $ 102,000 |
| Dorchester County South Carolina | 8 | $ 1,231,000 | $ 153,000 | $ 48,000 |
| Sumter County South Carolina | 8 | $ 1,163,000 | $ 145,000 | $ 51,000 |
| Monroe County Tennessee | 8 | $ 1,202,000 | $ 150,000 | $ 66,000 |
| Montgomery County Tennessee | 8 | $ 1,580,000 | $ 197,000 | $ 127,000 |
| Spotsylvania County Virginia | 8 | $ 2,052,000 | $ 256,000 | $ 97,000 |
| Whitley County Kentucky | 7 | $ 944,000 | $ 134,000 | $ 60,000 |
| Anne Arundel County Maryland | 7 | $ 2,263,000 | $ 323,000 | $ 97,000 |
| Frederick County Maryland | 7 | $ 2,070,000 | $ 295,000 | $ 87,000 |
| Duplin County North Carolina | 7 | $ 759,000 | $ 108,000 | $ 35,000 |
| Aiken County South Carolina | 7 | $ 804,000 | $ 114,000 | $ 43,000 |
| Arlington County Virginia | 7 | $ 2,752,000 | $ 393,000 | $ 188,000 |
| Northumberland County Virginia | 7 | $ 1,401,000 | $ 200,000 | $ 106,000 |
| Portsmouth County Virginia | 7 | $ 1,232,000 | $ 176,000 | $ 89,000 |
| Russell County Virginia | 7 | $ 819,000 | $ 117,000 | $ 57,000 |
| Baltimore County Maryland | 6 | $ 1,333,000 | $ 222,000 | $ 70,000 |
| McDowell County North Carolina | 6 | $ 818,000 | $ 136,000 | $ 62,000 |
| Pasquotank County North Carolina | 6 | $ 612,000 | $ 102,000 | $ 23,000 |
| Abbeville County South Carolina | 6 | $ 777,000 | $ 129,000 | $ 57,000 |
| Berkeley County South Carolina | 6 | $ 1,032,000 | $ 172,000 | $ 66,000 |
| Knox County Tennessee | 6 | $ 1,258,000 | $ 209,000 | $ 87,000 |
| Galax County Virginia | 6 | $ 616,000 | $ 102,000 | $ 85,000 |
| Nelson County Virginia | 6 | $ 1,294,000 | $ 215,000 | $ 97,000 |
| Palm Beach County Florida | 5 | $ 909,000 | $ 181,000 | $ 33,000 |
| Baltimore City County Maryland | 5 | $ 900,000 | $ 180,000 | $ 43,000 |
| Charles County Maryland | 5 | $ 1,268,000 | $ 253,000 | $ 69,000 |
| Harford County Maryland | 5 | $ 1,048,000 | $ 209,000 | $ 56,000 |
| Bladen County North Carolina | 5 | $ 927,000 | $ 185,000 | $ 69,000 |
| Greene County North Carolina | 5 | $ 334,000 | $ 66,000 | $ 38,000 |
| Perquimans County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 34,000 |
| Rutherford County North Carolina | 5 | $ 612,000 | $ 122,000 | $ 44,000 |
| Transylvania County North Carolina | 5 | $ 690,000 | $ 138,000 | $ 67,000 |
| York County South Carolina | 5 | $ 632,000 | $ 126,000 | $ 43,000 |
| Carter County Tennessee | 5 | $ 851,000 | $ 170,000 | $ 119,000 |
| Charlottesville County Virginia | 5 | $ 1,320,000 | $ 264,000 | $ 73,000 |
| Hopewell County Virginia | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
| Lancaster County Virginia | 5 | $ 1,214,000 | $ 242,000 | $ 80,000 |
| Lee County Virginia | 5 | $ 448,000 | $ 89,000 | $ 31,000 |
| Newport News County Virginia | 5 | $ 860,000 | $ 172,000 | $ 68,000 |
| Washington County Virginia | 5 | $ 696,000 | $ 139,000 | $ 58,000 |
| Mercer County West Virginia | 5 | $ 800,000 | $ 160,000 | $ 72,000 |
| Walker County Georgia | 4 | $ 832,000 | $ 208,000 | $ 78,000 |
| Laurel County Kentucky | 4 | $ 543,000 | $ 135,000 | $ 82,000 |
| Montgomery County North Carolina | 4 | $ 696,000 | $ 174,000 | $ 135,000 |
| Northampton County North Carolina | 4 | $ 812,000 | $ 203,000 | $ 61,000 |
| Person County North Carolina | 4 | $ 694,000 | $ 173,000 | $ 85,000 |
| Scotland County North Carolina | 4 | $ 633,000 | $ 158,000 | $ 75,000 |
| Washington County North Carolina | 4 | $ 587,000 | $ 146,000 | $ 181,000 |
| Cocke County Tennessee | 4 | $ 1,108,000 | $ 277,000 | $ 84,000 |
| Greene County Virginia | 4 | $ 821,000 | $ 205,000 | $ 80,000 |
| New Kent County Virginia | 4 | $ 544,000 | $ 136,000 | $ 52,000 |
| Nottoway County Virginia | 4 | $ 564,000 | $ 141,000 | $ 68,000 |
| Orange County Virginia | 4 | $ 1,164,000 | $ 291,000 | $ 86,000 |
| Petersburg County Virginia | 4 | $ 360,000 | $ 90,000 | $ 65,000 |
| Prince Edward County Virginia | 4 | $ 475,000 | $ 118,000 | $ 41,000 |
| Rockbridge County Virginia | 4 | $ 1,299,000 | $ 324,000 | $ 89,000 |
| Sarasota County Florida | 3 | $ 504,000 | $ 168,000 | $ 12,000 |
| Effingham County Georgia | 3 | $ 572,000 | $ 190,000 | $ 75,000 |
| Habersham County Georgia | 3 | $ 302,000 | $ 100,000 | $ 53,000 |
| Paulding County Georgia | 3 | $ 542,000 | $ 180,000 | $ 131,000 |
| Chickasaw County Mississippi | 3 | $ 156,000 | $ 52,000 | $ 30,000 |
| Itawamba County Mississippi | 3 | $ 195,000 | $ 65,000 | $ 40,000 |
| Tippah County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 20,000 |
| Graham County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 51,000 |
| Hertford County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 13,000 |
| Richmond County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 59,000 |
| Lycoming County Pennsylvania | 3 | $ 371,000 | $ 123,000 | $ 20,000 |
| Fairfield County South Carolina | 3 | $ 640,000 | $ 213,000 | $ 106,000 |
| Davidson County Tennessee | 3 | $ 704,000 | $ 234,000 | $ 96,000 |
| Loudon County Tennessee | 3 | $ 510,000 | $ 170,000 | $ 83,000 |
| Shelby County Tennessee | 3 | $ 499,000 | $ 166,000 | $ 74,000 |
| Williamson County Tennessee | 3 | $ 831,000 | $ 277,000 | $ 87,000 |
| Bristol County Virginia | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Buchanan County Virginia | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Charlotte County Virginia | 3 | $ 359,000 | $ 119,000 | $ 70,000 |
| Colonial Heights County Virginia | 3 | $ 369,000 | $ 123,000 | $ 35,000 |
| Culpeper County Virginia | 3 | $ 593,000 | $ 197,000 | $ 155,000 |
| Dinwiddie County Virginia | 3 | $ 460,000 | $ 153,000 | $ 48,000 |
| Fauquier County Virginia | 3 | $ 702,000 | $ 234,000 | $ 93,000 |
| Hampton County Virginia | 3 | $ 814,000 | $ 271,000 | $ 110,000 |
| Norton County Virginia | 3 | $ 466,000 | $ 155,000 | $ 97,000 |
| Pulaski County Virginia | 3 | $ 626,000 | $ 208,000 | $ 54,000 |
| Stafford County Virginia | 3 | $ 945,000 | $ 315,000 | $ 130,000 |
| Baldwin County Alabama | 2 | $ 263,000 | $ 131,000 | $ 49,000 |
| Mobile County Alabama | 2 | $ 188,000 | $ 94,000 | $ 9,000 |
| Duval County Florida | 2 | $ 388,000 | $ 194,000 | $ 64,000 |
| Gilchrist County Florida | 2 | $ 252,000 | $ 126,000 | $ 14,000 |
| Leon County Florida | 2 | $ 421,000 | $ 210,000 | $ 56,000 |
| Miami-Dade County Florida | 2 | $ 658,000 | $ 329,000 | $ 0 |
| Walton County Florida | 2 | $ 227,000 | $ 113,000 | $ 723,000 |
| Brantley County Georgia | 2 | $ 265,000 | $ 132,000 | $ 17,000 |
| Bulloch County Georgia | 2 | $ 299,000 | $ 149,000 | $ 106,000 |
| Butts County Georgia | 2 | $ 309,000 | $ 154,000 | $ 43,000 |
| Camden County Georgia | 2 | $ 449,000 | $ 224,000 | $ 116,000 |
| Cobb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Coffee County Georgia | 2 | $ 249,000 | $ 124,000 | $ 54,000 |
| DeKalb County Georgia | 2 | $ 556,000 | $ 278,000 | $ 378,000 |
| Fulton County Georgia | 2 | $ 265,000 | $ 132,000 | $ 45,000 |
| Gilmer County Georgia | 2 | $ 211,000 | $ 105,000 | $ 103,000 |
| Henry County Georgia | 2 | $ 255,000 | $ 127,000 | $ 57,000 |
| McIntosh County Georgia | 2 | $ 800,000 | $ 400,000 | $ 99,000 |
| Newton County Georgia | 2 | $ 235,000 | $ 117,000 | $ 44,000 |
| Putnam County Georgia | 2 | $ 333,000 | $ 166,000 | $ 66,000 |
| Carter County Kentucky | 2 | $ 281,000 | $ 140,000 | $ 78,000 |
| Menifee County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 36,000 |
| Livingston County Louisiana | 2 | $ 191,000 | $ 95,000 | $ 59,000 |
| Tangipahoa County Louisiana | 2 | $ 364,000 | $ 182,000 | $ 51,000 |
| Calvert County Maryland | 2 | $ 656,000 | $ 328,000 | $ 94,000 |
| Carroll County Maryland | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Talbot County Maryland | 2 | $ 827,000 | $ 413,000 | $ 230,000 |
| Bertie County North Carolina | 2 | $ 112,000 | $ 56,000 | $ 16,000 |
| Caswell County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 45,000 |
| Chowan County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 68,000 |
| Gates County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 68,000 |
| Hyde County North Carolina | 2 | $ 189,000 | $ 94,000 | $ 67,000 |
| Mitchell County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Swain County North Carolina | 2 | $ 181,000 | $ 90,000 | $ 125,000 |
| Yancey County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 113,000 |
| Lebanon County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 89,000 |
| Colleton County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 32,000 |
| Dillon County South Carolina | 2 | $ 156,000 | $ 78,000 | $ 40,000 |
| Lancaster County South Carolina | 2 | $ 401,000 | $ 200,000 | $ 63,000 |
| Laurens County South Carolina | 2 | $ 397,000 | $ 198,000 | $ 42,000 |
| Marion County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 4,000 |
| Orangeburg County South Carolina | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
| Saluda County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Williamsburg County South Carolina | 2 | $ 124,000 | $ 62,000 | $ 11,000 |
| Hamblen County Tennessee | 2 | $ 459,000 | $ 229,000 | $ 94,000 |
| Hamilton County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Hawkins County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 55,000 |
| Meigs County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Roane County Tennessee | 2 | $ 894,000 | $ 447,000 | $ 51,000 |
| Sumner County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 95,000 |
| Accomack County Virginia | 2 | $ 629,000 | $ 314,000 | $ 83,000 |
| Bedford City County Virginia | 2 | $ 247,000 | $ 123,000 | $ 56,000 |
| Buckingham County Virginia | 2 | $ 391,000 | $ 195,000 | $ 118,000 |
| Danville County Virginia | 2 | $ 254,000 | $ 127,000 | $ 23,000 |
| Halifax County Virginia | 2 | $ 132,000 | $ 66,000 | $ 56,000 |
| Louisa County Virginia | 2 | $ 252,000 | $ 126,000 | $ 33,000 |
| Madison County Virginia | 2 | $ 420,000 | $ 210,000 | $ 218,000 |
| Manassas County Virginia | 2 | $ 647,000 | $ 323,000 | $ 89,000 |
| Middlesex County Virginia | 2 | $ 403,000 | $ 201,000 | $ 35,000 |
| Montgomery County Virginia | 2 | $ 309,000 | $ 154,000 | $ 157,000 |
| Shenandoah County Virginia | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Waynesboro County Virginia | 2 | $ 135,000 | $ 67,000 | $ 20,000 |
| Westmoreland County Virginia | 2 | $ 614,000 | $ 307,000 | $ 334,000 |
| Wythe County Virginia | 2 | $ 345,000 | $ 172,000 | $ 127,000 |
| Cherokee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Kent County Delaware | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Columbia County Florida | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Escambia County Florida | 1 | $ 59,000 | $ 59,000 | $ 96,000 |
| Martin County Florida | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Barrow County Georgia | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Bibb County Georgia | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Bryan County Georgia | 1 | $ 80,000 | $ 80,000 | $ 1,000 |
| Catoosa County Georgia | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Clayton County Georgia | 1 | $ 227,000 | $ 227,000 | $ 65,000 |
| Evans County Georgia | 1 | $ 242,000 | $ 242,000 | $ 141,000 |
| Floyd County Georgia | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Forsyth County Georgia | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Franklin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Gwinnett County Georgia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Hart County Georgia | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Liberty County Georgia | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Long County Georgia | 1 | $ 231,000 | $ 231,000 | $ 66,000 |
| Lowndes County Georgia | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Oglethorpe County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Pickens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Polk County Georgia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Rockdale County Georgia | 1 | $ 180,000 | $ 180,000 | $ 44,000 |
| Screven County Georgia | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Towns County Georgia | 1 | $ 323,000 | $ 323,000 | $ 305,000 |
| Ware County Georgia | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Wayne County Georgia | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Bath County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Boone County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Boyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Knox County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Lawrence County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 73,000 |
| Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Rowan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Scott County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| St. Bernard County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 126,000 |
| St. Mary's County Maryland | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Washington County Maryland | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Worcester County Maryland | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
| Alcorn County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Clay County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| DeSoto County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Jasper County Mississippi | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Monroe County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Union County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 97,000 |
| Camden County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 23,000 |
| Currituck County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 22,000 |
| Jones County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Madison County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 26,000 |
| Polk County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Delaware County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Sullivan County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Bamberg County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Calhoun County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Chesterfield County South Carolina | 1 | $ 269,000 | $ 269,000 | $ 228,000 |
| Marlboro County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Bedford County Tennessee | 1 | $ 278,000 | $ 278,000 | $ 61,000 |
| Bradley County Tennessee | 1 | $ 364,000 | $ 364,000 | $ 165,000 |
| Campbell County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 25,000 |
| Cheatham County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Claiborne County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Franklin County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Jefferson County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Macon County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 72,000 |
| Marshall County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 113,000 |
| Maury County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Robertson County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Rutherford County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Scott County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 122,000 |
| Unicoi County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Wilson County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 53,000 |
| Alleghany County Virginia | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Brunswick County Virginia | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Buena Vista County Virginia | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Charles City County Virginia | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Craig County Virginia | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Cumberland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Floyd County Virginia | 1 | $ 163,000 | $ 163,000 | $ 79,000 |
| Fluvanna County Virginia | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Gloucester County Virginia | 1 | $ 650,000 | $ 650,000 | $ 456,000 |
| Harrisonburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 22,000 |
| Isle of Wight County Virginia | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| King and Queen County Virginia | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| King George County Virginia | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| King William County Virginia | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Mathews County Virginia | 1 | $ 368,000 | $ 368,000 | $ 111,000 |
| Northampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Richmond County Virginia | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| Rockingham County Virginia | 1 | $ 286,000 | $ 286,000 | $ 80,000 |
| Scott County Virginia | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Smyth County Virginia | 1 | $ 78,000 | $ 78,000 | $ 16,000 |
| Sussex County Virginia | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Williamsburg County Virginia | 1 | $ 378,000 | $ 378,000 | $ 84,000 |
| York County Virginia | 1 | $ 300,000 | $ 300,000 | $ 73,000 |
| McDowell County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 8,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,599 | $666,041,000 | $185,000 | $6,200,000 | $77,000 | $1,313,000 |
| Home Purchase | 3,043 | $481,125,000 | $158,000 | $1,500,000 | $78,000 | $2,495,000 |
| Home Improvement | 18 | $1,835,000 | $101,000 | $219,000 | $35,000 | $109,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,834 | $1,019,759,000 | $174,000 | $6,200,000 | $79,000 | $2,495,000 |
| Black or African American | 364 | $48,934,000 | $134,000 | $566,000 | $56,000 | $240,000 |
| Not Provided | 170 | $33,763,000 | $198,000 | $1,500,000 | $79,000 | $1,080,000 |
| Hispanic | 114 | $18,020,000 | $158,000 | $400,000 | $62,000 | $200,000 |
| American Indian or Alaskan Native | 90 | $12,785,000 | $142,000 | $675,000 | $55,000 | $171,000 |
| Asian | 71 | $12,980,000 | $182,000 | $560,000 | $91,000 | $546,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,833,000 | $141,000 | $360,000 | $54,000 | $129,000 |
| Not applicable | 4 | $927,000 | $231,000 | $368,000 | $98,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,997 | $1,073,036,000 | $178,000 | $6,200,000 | $82,000 | $2,495,000 |
| FHA-insured (Federal Housing Administration) | 510 | $56,265,000 | $110,000 | $303,000 | $33,000 | $365,000 |
| VA-guaranteed (Veterans Administration) | 94 | $13,201,000 | $140,000 | $348,000 | $51,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $6,499,000 | $110,000 | $184,000 | $38,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,188 | $884,182,000 | $170,000 | $6,200,000 | $78,000 | $2,495,000 |
| Application Approved But Not Accepted | 588 | $112,229,000 | $190,000 | $1,500,000 | $84,000 | $1,313,000 |
| Application Denied By Financial Institution | 581 | $98,372,000 | $169,000 | $1,238,000 | $67,000 | $1,080,000 |
| Application Withdrawn By Applicant | 284 | $49,734,000 | $175,000 | $1,700,000 | $71,000 | $767,000 |
| File Closed For Incompleteness | 19 | $4,484,000 | $236,000 | $560,000 | $100,000 | $546,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 158 | $21,636,000 | $136,000 | $542,000 | $50,000 | $237,000 |
| Debt-To-Income Ratio | 100 | $16,248,000 | $162,000 | $650,000 | $54,000 | $240,000 |
| Collateral | 84 | $15,797,000 | $188,000 | $1,238,000 | $106,000 | $1,080,000 |
| Other | 77 | $15,055,000 | $195,000 | $1,208,000 | $78,000 | $699,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $3,427,000 | $118,000 | $617,000 | $28,000 | $95,000 |
| Employment History | 28 | $4,388,000 | $156,000 | $336,000 | $64,000 | $420,000 |
| Unverifiable Information | 5 | $588,000 | $117,000 | $201,000 | $78,000 | $157,000 |
| Credit Application Incomplete | 4 | $1,240,000 | $310,000 | $805,000 | $49,000 | $104,000 |
| Mortgage Insurance Denied | 2 | $166,000 | $83,000 | $98,000 | $12,000 | $17,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.