Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Silicon Valley Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 603 |
| Total Mortgage Loan Application Amount | $928,275,000 |
| Average Mortgage Loan Application Amount | $2,338,600 |
| Highest Mortgage Loan Application Amount | $24,285,000 |
| Average Applicant Income | $890,400 |
| Highest Applicant Income | $6,642,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 65 | $ 111,205,000 | $ 1,710,000 | $ 594,000 |
| San Mateo County California | 45 | $ 145,305,000 | $ 3,229,000 | $ 948,000 |
| Santa Clara County California | 41 | $ 68,325,000 | $ 1,666,000 | $ 680,000 |
| Alameda County California | 29 | $ 30,435,000 | $ 1,049,000 | $ 404,000 |
| Los Angeles County California | 29 | $ 51,095,000 | $ 1,761,000 | $ 631,000 |
| Maricopa County Arizona | 17 | $ 6,485,000 | $ 381,000 | $ 0 |
| Suffolk County Massachusetts | 15 | $ 20,685,000 | $ 1,379,000 | $ 979,000 |
| King County Washington | 15 | $ 17,385,000 | $ 1,159,000 | $ 812,000 |
| Contra Costa County California | 13 | $ 13,235,000 | $ 1,018,000 | $ 387,000 |
| Marin County California | 13 | $ 26,335,000 | $ 2,025,000 | $ 870,000 |
| Sonoma County California | 10 | $ 18,540,000 | $ 1,854,000 | $ 744,000 |
| Orange County California | 9 | $ 7,005,000 | $ 778,000 | $ 388,000 |
| Denver County Colorado | 9 | $ 7,275,000 | $ 808,000 | $ 444,000 |
| Middlesex County Massachusetts | 9 | $ 10,405,000 | $ 1,156,000 | $ 391,000 |
| Cook County Illinois | 8 | $ 9,240,000 | $ 1,155,000 | $ 419,000 |
| Placer County California | 7 | $ 13,825,000 | $ 1,975,000 | $ 1,383,000 |
| San Diego County California | 7 | $ 8,645,000 | $ 1,235,000 | $ 424,000 |
| New York County New York | 7 | $ 12,945,000 | $ 1,849,000 | $ 471,000 |
| Boulder County Colorado | 6 | $ 6,760,000 | $ 1,126,000 | $ 800,000 |
| Norfolk County Massachusetts | 6 | $ 8,950,000 | $ 1,491,000 | $ 1,013,000 |
| Kings County New York | 6 | $ 11,530,000 | $ 1,921,000 | $ 549,000 |
| Travis County Texas | 6 | $ 10,640,000 | $ 1,773,000 | $ 733,000 |
| Teton County Wyoming | 5 | $ 11,985,000 | $ 2,397,000 | $ 1,476,000 |
| Napa County California | 4 | $ 4,050,000 | $ 1,012,000 | $ 328,000 |
| Santa Cruz County California | 4 | $ 5,870,000 | $ 1,467,000 | $ 720,000 |
| Orange County Florida | 4 | $ 320,000 | $ 80,000 | $ 215,000 |
| Barnstable County Massachusetts | 4 | $ 4,190,000 | $ 1,047,000 | $ 1,682,000 |
| Salt Lake County Utah | 4 | $ 1,850,000 | $ 462,000 | $ 237,000 |
| Riverside County California | 3 | $ 3,655,000 | $ 1,218,000 | $ 1,157,000 |
| Fairfield County Connecticut | 3 | $ 6,305,000 | $ 2,101,000 | $ 1,500,000 |
| District of Columbia County District Of Columbia | 3 | $ 3,225,000 | $ 1,075,000 | $ 321,000 |
| Miami-Dade County Florida | 3 | $ 7,525,000 | $ 2,508,000 | $ 1,297,000 |
| DeKalb County Georgia | 3 | $ 1,595,000 | $ 531,000 | $ 210,000 |
| Honolulu County Hawaii | 3 | $ 5,255,000 | $ 1,751,000 | $ 1,262,000 |
| Nevada County California | 2 | $ 2,210,000 | $ 1,105,000 | $ 1,307,000 |
| San Luis Obispo County California | 2 | $ 1,450,000 | $ 725,000 | $ 480,000 |
| Tuolumne County California | 2 | $ 1,570,000 | $ 785,000 | $ 407,000 |
| Arapahoe County Colorado | 2 | $ 2,290,000 | $ 1,145,000 | $ 435,000 |
| Gunnison County Colorado | 2 | $ 2,140,000 | $ 1,070,000 | $ 390,000 |
| Pitkin County Colorado | 2 | $ 9,010,000 | $ 4,505,000 | $ 6,642,000 |
| San Miguel County Colorado | 2 | $ 4,650,000 | $ 2,325,000 | $ 1,057,000 |
| Duval County Florida | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| Fulton County Georgia | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| York County Maine | 2 | $ 1,100,000 | $ 550,000 | $ 424,000 |
| Montgomery County Maryland | 2 | $ 2,760,000 | $ 1,380,000 | $ 925,000 |
| Hennepin County Minnesota | 2 | $ 3,220,000 | $ 1,610,000 | $ 648,000 |
| Essex County New Jersey | 2 | $ 1,410,000 | $ 705,000 | $ 364,000 |
| Suffolk County New York | 2 | $ 2,180,000 | $ 1,090,000 | $ 712,000 |
| Cuyahoga County Ohio | 2 | $ 2,410,000 | $ 1,205,000 | $ 1,159,000 |
| Franklin County Ohio | 2 | $ 830,000 | $ 415,000 | $ 304,000 |
| Multnomah County Oregon | 2 | $ 830,000 | $ 415,000 | $ 478,000 |
| Washington County Oregon | 2 | $ 2,660,000 | $ 1,330,000 | $ 391,000 |
| Williamson County Tennessee | 2 | $ 960,000 | $ 480,000 | $ 1,396,000 |
| Henderson County Texas | 2 | $ 2,250,000 | $ 1,125,000 | $ 1,321,000 |
| Summit County Utah | 2 | $ 4,650,000 | $ 2,325,000 | $ 2,955,000 |
| Utah County Utah | 2 | $ 3,010,000 | $ 1,505,000 | $ 274,000 |
| Fairfax County Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 405,000 |
| Loudoun County Virginia | 2 | $ 4,210,000 | $ 2,105,000 | $ 411,000 |
| Coconino County Arizona | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Alpine County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 487,000 |
| Del Norte County California | 1 | $ 775,000 | $ 775,000 | $ 377,000 |
| El Dorado County California | 1 | $ 1,945,000 | $ 1,945,000 | $ 0 |
| Solano County California | 1 | $ 1,115,000 | $ 1,115,000 | $ 272,000 |
| Adams County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 275,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Larimer County Colorado | 1 | $ 805,000 | $ 805,000 | $ 332,000 |
| Weld County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 965,000 | $ 965,000 | $ 632,000 |
| Broward County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 3,947,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 535,000 | $ 535,000 | $ 320,000 |
| Sarasota County Florida | 1 | $ 555,000 | $ 555,000 | $ 175,000 |
| Cherokee County Georgia | 1 | $ 415,000 | $ 415,000 | $ 258,000 |
| Bonner County Idaho | 1 | $ 805,000 | $ 805,000 | $ 2,532,000 |
| Orleans County Louisiana | 1 | $ 1,155,000 | $ 1,155,000 | $ 500,000 |
| Anne Arundel County Maryland | 1 | $ 905,000 | $ 905,000 | $ 1,057,000 |
| Bristol County Massachusetts | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,100,000 |
| Essex County Massachusetts | 1 | $ 4,105,000 | $ 4,105,000 | $ 967,000 |
| Plymouth County Massachusetts | 1 | $ 805,000 | $ 805,000 | $ 600,000 |
| Worcester County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 1,455,000 | $ 1,455,000 | $ 222,000 |
| Washtenaw County Michigan | 1 | $ 845,000 | $ 845,000 | $ 187,000 |
| Gasconade County Missouri | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Madison County Montana | 1 | $ 2,665,000 | $ 2,665,000 | $ 0 |
| Washoe County Nevada | 1 | $ 425,000 | $ 425,000 | $ 793,000 |
| Hillsborough County New Hampshire | 1 | $ 1,055,000 | $ 1,055,000 | $ 330,000 |
| Hudson County New Jersey | 1 | $ 1,665,000 | $ 1,665,000 | $ 455,000 |
| Rio Arriba County New Mexico | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Nassau County New York | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Richmond County New York | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Ulster County New York | 1 | $ 665,000 | $ 665,000 | $ 256,000 |
| Wake County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 321,000 |
| Warren County Ohio | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Clackamas County Oregon | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 805,000 | $ 805,000 | $ 424,000 |
| Yamhill County Oregon | 1 | $ 1,305,000 | $ 1,305,000 | $ 722,000 |
| Newport County Rhode Island | 1 | $ 1,845,000 | $ 1,845,000 | $ 557,000 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 205,000 |
| Collin County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Tarrant County Texas | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Rich County Utah | 1 | $ 125,000 | $ 125,000 | $ 412,000 |
| Tooele County Utah | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Rutland County Vermont | 1 | $ 1,055,000 | $ 1,055,000 | $ 759,000 |
| Clark County Washington | 1 | $ 475,000 | $ 475,000 | $ 329,000 |
| Kittitas County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 482,000 |
| San Juan County Washington | 1 | $ 685,000 | $ 685,000 | $ 570,000 |
Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 395 | $592,685,000 | $1,500,000 | $12,605,000 | $629,000 | $3,947,000 |
| Refinancing | 76 | $95,580,000 | $1,257,000 | $12,605,000 | $780,000 | $3,119,000 |
| Cash-out Refinancing | 74 | $117,300,000 | $1,585,000 | $9,005,000 | $856,000 | $6,642,000 |
| Other Purpose | 51 | $82,585,000 | $1,619,000 | $6,705,000 | $855,000 | $3,864,000 |
| Home Improvement | 7 | $40,125,000 | $5,732,000 | $24,285,000 | $1,332,000 | $1,838,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 290 | $400,040,000 | $1,379,000 | $9,005,000 | $661,000 | $3,864,000 |
| Not Provided | 162 | $256,410,000 | $1,582,000 | $9,805,000 | $752,000 | $3,947,000 |
| Asian | 81 | $109,095,000 | $1,346,000 | $5,005,000 | $659,000 | $2,886,000 |
| Not applicable | 46 | $140,980,000 | $3,064,000 | $24,285,000 | $3,496,000 | $6,642,000 |
| Hispanic | 16 | $14,220,000 | $888,000 | $2,495,000 | $431,000 | $800,000 |
| Black or African American | 5 | $3,795,000 | $759,000 | $1,405,000 | $315,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,185,000 | $1,185,000 | $1,185,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 603 | $928,275,000 | $1,539,000 | $24,285,000 | $698,000 | $6,642,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 423 | $630,315,000 | $1,490,000 | $24,285,000 | $716,000 | $3,947,000 |
| Preapproval Approved but not Accepted | 95 | $157,985,000 | $1,663,000 | $9,805,000 | $553,000 | $2,386,000 |
| Application Withdrawn By Applicant | 51 | $87,615,000 | $1,717,000 | $5,455,000 | $890,000 | $6,642,000 |
| Application Approved But Not Accepted | 19 | $28,505,000 | $1,500,000 | $5,165,000 | $792,000 | $2,153,000 |
| Application Denied By Financial Institution | 10 | $10,190,000 | $1,019,000 | $2,255,000 | $431,000 | $1,018,000 |
| File Closed For Incompleteness | 5 | $13,665,000 | $2,733,000 | $6,255,000 | $562,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 593 | $918,085,000 | $1,548,000 | $24,285,000 | $702,000 | $6,642,000 |
| Debt-To-Income Ratio | 6 | $6,020,000 | $1,003,000 | $2,255,000 | $372,000 | $1,018,000 |
| Credit History | 2 | $2,430,000 | $1,215,000 | $1,525,000 | $370,000 | $444,000 |
| Unverifiable Information | 1 | $1,315,000 | $1,315,000 | $1,315,000 | $0 | $0 |
| Collateral | 1 | $425,000 | $425,000 | $425,000 | $793,000 | $793,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silicon Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.