Silvergate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Silvergate Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silvergate Bank 4250 Executive Square Suite 300 La Jolla, CA 92037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2013 |
| Total Number of Mortgage Applications | 283 |
| Total Mortgage Loan Application Amount | $160,755,000 |
| Average Mortgage Loan Application Amount | $673,333 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $297,000 |
| Highest Applicant Income | $2,130,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Silvergate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silvergate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Silvergate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silvergate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silvergate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silvergate Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 49 | $ 38,655,000 | $ 788,000 | $ 350,000 |
| San Diego County California | 23 | $ 25,225,000 | $ 1,096,000 | $ 340,000 |
| Orange County California | 16 | $ 10,050,000 | $ 628,000 | $ 220,000 |
| Broward County Florida | 14 | $ 7,270,000 | $ 519,000 | $ 236,000 |
| San Bernardino County California | 11 | $ 5,095,000 | $ 463,000 | $ 453,000 |
| Ventura County California | 11 | $ 9,545,000 | $ 867,000 | $ 299,000 |
| Palm Beach County Florida | 10 | $ 4,790,000 | $ 479,000 | $ 247,000 |
| Manatee County Florida | 8 | $ 2,030,000 | $ 253,000 | $ 195,000 |
| Riverside County California | 7 | $ 2,565,000 | $ 366,000 | $ 413,000 |
| Orange County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 248,000 |
| Clark County Nevada | 6 | $ 2,560,000 | $ 426,000 | $ 182,000 |
| San Mateo County California | 5 | $ 3,395,000 | $ 679,000 | $ 166,000 |
| Hillsborough County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 92,000 |
| Miami-Dade County Florida | 5 | $ 2,655,000 | $ 531,000 | $ 532,000 |
| Alameda County California | 4 | $ 3,140,000 | $ 785,000 | $ 499,000 |
| Pasco County Florida | 4 | $ 910,000 | $ 227,000 | $ 135,000 |
| Harris County Texas | 4 | $ 1,800,000 | $ 450,000 | $ 176,000 |
| Santa Clara County California | 3 | $ 2,035,000 | $ 678,000 | $ 197,000 |
| Monmouth County New Jersey | 3 | $ 1,265,000 | $ 421,000 | $ 193,000 |
| Collin County Texas | 3 | $ 705,000 | $ 235,000 | $ 96,000 |
| Yavapai County Arizona | 2 | $ 350,000 | $ 175,000 | $ 210,000 |
| Marin County California | 2 | $ 2,090,000 | $ 1,045,000 | $ 320,000 |
| San Francisco County California | 2 | $ 1,960,000 | $ 980,000 | $ 421,000 |
| San Joaquin County California | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Sonoma County California | 2 | $ 1,340,000 | $ 670,000 | $ 284,000 |
| Duval County Florida | 2 | $ 240,000 | $ 120,000 | $ 97,000 |
| Monroe County Florida | 2 | $ 780,000 | $ 390,000 | $ 277,000 |
| Walton County Florida | 2 | $ 3,590,000 | $ 1,795,000 | $ 1,023,000 |
| Ocean County New Jersey | 2 | $ 1,110,000 | $ 555,000 | $ 1,165,000 |
| Mahoning County Ohio | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Fort Bend County Texas | 2 | $ 800,000 | $ 400,000 | $ 186,000 |
| Maricopa County Arizona | 1 | $ 365,000 | $ 365,000 | $ 67,000 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 294,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Contra Costa County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 216,000 |
| El Dorado County California | 1 | $ 895,000 | $ 895,000 | $ 602,000 |
| Fresno County California | 1 | $ 255,000 | $ 255,000 | $ 218,000 |
| Mono County California | 1 | $ 295,000 | $ 295,000 | $ 295,000 |
| Sacramento County California | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Santa Barbara County California | 1 | $ 305,000 | $ 305,000 | $ 44,000 |
| Solano County California | 1 | $ 395,000 | $ 395,000 | $ 537,000 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 81,000 |
| Pueblo County Colorado | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,055,000 | $ 1,055,000 | $ 158,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Osceola County Florida | 1 | $ 315,000 | $ 315,000 | $ 407,000 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Polk County Florida | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Fannin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 294,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Maui County Hawaii | 1 | $ 195,000 | $ 195,000 | $ 258,000 |
| Valley County Idaho | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Cook County Illinois | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Will County Illinois | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Marion County Indiana | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Orleans County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Oxford County Maine | 1 | $ 525,000 | $ 525,000 | $ 669,000 |
| Carroll County Maryland | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Essex County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 626,000 |
| Genesee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| St. Louis County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| St. Louis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Bergen County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Hudson County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 51,000 |
| Morris County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Somerset County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 158,000 |
| Union County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 273,000 |
| Lea County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Deschutes County Oregon | 1 | $ 255,000 | $ 255,000 | $ 400,000 |
| Washington County Oregon | 1 | $ 425,000 | $ 425,000 | $ 129,000 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Brazos County Texas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Dallas County Texas | 1 | $ 375,000 | $ 375,000 | $ 240,000 |
| Denton County Texas | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Galveston County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Tarrant County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Travis County Texas | 1 | $ 625,000 | $ 625,000 | $ 189,000 |
| Salt Lake County Utah | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Arlington County Virginia | 1 | $ 685,000 | $ 685,000 | $ 175,000 |
| Loudoun County Virginia | 1 | $ 575,000 | $ 575,000 | $ 348,000 |
| Prince William County Virginia | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| Rockbridge County Virginia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Virginia Beach County Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| King County Washington | 1 | $ 2,505,000 | $ 2,505,000 | $ 802,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Milwaukee County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Silvergate Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 183 | $90,935,000 | $496,000 | $3,185,000 | $280,000 | $2,130,000 |
| Cash-out Refinancing | 79 | $51,475,000 | $651,000 | $4,005,000 | $229,000 | $1,916,000 |
| Refinancing | 21 | $18,345,000 | $873,000 | $1,975,000 | $382,000 | $1,379,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 159 | $89,355,000 | $561,000 | $2,865,000 | $285,000 | $2,130,000 |
| Asian | 43 | $21,605,000 | $502,000 | $1,465,000 | $256,000 | $2,035,000 |
| Not Provided | 29 | $23,265,000 | $802,000 | $2,425,000 | $456,000 | $1,916,000 |
| Hispanic | 28 | $8,410,000 | $300,000 | $685,000 | $143,000 | $450,000 |
| Black or African American | 16 | $4,710,000 | $294,000 | $795,000 | $120,000 | $200,000 |
| Not applicable | 6 | $12,510,000 | $2,085,000 | $4,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $835,000 | $835,000 | $835,000 | $282,000 | $282,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 283 | $160,755,000 | $568,000 | $4,005,000 | $274,000 | $2,130,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 123 | $63,685,000 | $517,000 | $4,005,000 | $256,000 | $2,128,000 |
| Loan Purchased By The Institution | 67 | $45,415,000 | $677,000 | $2,505,000 | $253,000 | $802,000 |
| Application Withdrawn By Applicant | 48 | $27,830,000 | $579,000 | $1,885,000 | $262,000 | $1,916,000 |
| Application Denied By Financial Institution | 32 | $18,440,000 | $576,000 | $1,975,000 | $417,000 | $2,130,000 |
| Application Approved But Not Accepted | 8 | $3,050,000 | $381,000 | $905,000 | $259,000 | $706,000 |
| File Closed For Incompleteness | 5 | $2,335,000 | $467,000 | $675,000 | $186,000 | $365,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 283 | $160,755,000 | $568,000 | $4,005,000 | $274,000 | $2,130,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silvergate Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silvergate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.