Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Simmons Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 6,961 |
| Total Mortgage Loan Application Amount | $1,485,917,000 |
| Average Mortgage Loan Application Amount | $173,333 |
| Highest Mortgage Loan Application Amount | $39,022,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $6,530,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 861 | $ 199,536,000 | $ 231,000 | $ 117,000 |
| Saline County Arkansas | 348 | $ 53,326,000 | $ 153,000 | $ 76,000 |
| Benton County Arkansas | 332 | $ 96,783,000 | $ 291,000 | $ 98,000 |
| Craighead County Arkansas | 322 | $ 62,591,000 | $ 194,000 | $ 110,000 |
| Washington County Arkansas | 220 | $ 51,589,000 | $ 234,000 | $ 113,000 |
| White County Arkansas | 217 | $ 25,967,000 | $ 119,000 | $ 74,000 |
| Madison County Tennessee | 211 | $ 37,640,000 | $ 178,000 | $ 98,000 |
| Garland County Arkansas | 210 | $ 34,390,000 | $ 163,000 | $ 85,000 |
| Greene County Missouri | 196 | $ 53,655,000 | $ 273,000 | $ 87,000 |
| Weakley County Tennessee | 178 | $ 17,333,000 | $ 97,000 | $ 71,000 |
| Faulkner County Arkansas | 174 | $ 63,632,000 | $ 365,000 | $ 85,000 |
| Gibson County Tennessee | 149 | $ 17,742,000 | $ 119,000 | $ 61,000 |
| Shelby County Tennessee | 139 | $ 21,195,000 | $ 152,000 | $ 108,000 |
| Jefferson County Arkansas | 125 | $ 14,137,000 | $ 113,000 | $ 65,000 |
| Davidson County Tennessee | 118 | $ 34,977,000 | $ 296,000 | $ 157,000 |
| Lonoke County Arkansas | 117 | $ 17,320,000 | $ 148,000 | $ 65,000 |
| Johnson County Kansas | 115 | $ 23,373,000 | $ 203,000 | $ 94,000 |
| Obion County Tennessee | 111 | $ 10,424,000 | $ 93,000 | $ 64,000 |
| Pettis County Missouri | 107 | $ 15,400,000 | $ 143,000 | $ 95,000 |
| Dyer County Tennessee | 107 | $ 12,494,000 | $ 116,000 | $ 67,000 |
| Taney County Missouri | 90 | $ 10,509,000 | $ 116,000 | $ 84,000 |
| Greene County Arkansas | 85 | $ 11,487,000 | $ 135,000 | $ 69,000 |
| Union County Arkansas | 85 | $ 11,653,000 | $ 137,000 | $ 123,000 |
| Pope County Arkansas | 83 | $ 19,962,000 | $ 240,000 | $ 57,000 |
| Jackson County Missouri | 77 | $ 70,150,000 | $ 911,000 | $ 87,000 |
| Stone County Missouri | 75 | $ 9,754,000 | $ 130,000 | $ 86,000 |
| Christian County Missouri | 72 | $ 19,684,000 | $ 273,000 | $ 63,000 |
| Johnson County Arkansas | 69 | $ 6,180,000 | $ 89,000 | $ 97,000 |
| Sumner County Tennessee | 64 | $ 49,125,000 | $ 767,000 | $ 127,000 |
| Desha County Arkansas | 57 | $ 3,970,000 | $ 69,000 | $ 63,000 |
| Searcy County Arkansas | 54 | $ 4,356,000 | $ 80,000 | $ 63,000 |
| Cedar County Missouri | 54 | $ 5,703,000 | $ 105,000 | $ 57,000 |
| Henderson County Tennessee | 50 | $ 5,474,000 | $ 109,000 | $ 79,000 |
| Van Buren County Arkansas | 49 | $ 3,807,000 | $ 77,000 | $ 72,000 |
| McMinn County Tennessee | 49 | $ 5,692,000 | $ 116,000 | $ 131,000 |
| Jasper County Missouri | 47 | $ 7,621,000 | $ 162,000 | $ 60,000 |
| Lawrence County Missouri | 45 | $ 5,402,000 | $ 120,000 | $ 70,000 |
| St. Louis County Missouri | 45 | $ 15,569,000 | $ 345,000 | $ 125,000 |
| Williamson County Tennessee | 45 | $ 60,548,000 | $ 1,345,000 | $ 139,000 |
| Sebastian County Arkansas | 42 | $ 6,253,000 | $ 148,000 | $ 59,000 |
| Dade County Missouri | 40 | $ 4,626,000 | $ 115,000 | $ 79,000 |
| Sedgwick County Kansas | 37 | $ 28,062,000 | $ 758,000 | $ 89,000 |
| Monroe County Tennessee | 37 | $ 3,639,000 | $ 98,000 | $ 81,000 |
| Crockett County Tennessee | 36 | $ 4,066,000 | $ 112,000 | $ 60,000 |
| Wyandotte County Kansas | 35 | $ 3,810,000 | $ 108,000 | $ 50,000 |
| Chicot County Arkansas | 34 | $ 2,500,000 | $ 73,000 | $ 80,000 |
| Webster County Missouri | 33 | $ 4,065,000 | $ 123,000 | $ 55,000 |
| Drew County Arkansas | 32 | $ 4,119,000 | $ 128,000 | $ 65,000 |
| Ashley County Arkansas | 31 | $ 1,853,000 | $ 59,000 | $ 54,000 |
| Cleburne County Arkansas | 29 | $ 4,460,000 | $ 153,000 | $ 135,000 |
| Franklin County Arkansas | 29 | $ 3,461,000 | $ 119,000 | $ 60,000 |
| Poinsett County Arkansas | 29 | $ 2,935,000 | $ 101,000 | $ 116,000 |
| Knox County Tennessee | 29 | $ 11,658,000 | $ 402,000 | $ 117,000 |
| Blount County Tennessee | 28 | $ 5,179,000 | $ 184,000 | $ 64,000 |
| Newton County Missouri | 27 | $ 2,948,000 | $ 109,000 | $ 52,000 |
| Roane County Tennessee | 26 | $ 4,221,000 | $ 162,000 | $ 116,000 |
| Stone County Arkansas | 25 | $ 2,523,000 | $ 100,000 | $ 97,000 |
| Cheatham County Tennessee | 23 | $ 5,208,000 | $ 226,000 | $ 99,000 |
| Haywood County Tennessee | 21 | $ 1,919,000 | $ 91,000 | $ 57,000 |
| DeSoto County Mississippi | 20 | $ 3,445,000 | $ 172,000 | $ 66,000 |
| Robertson County Tennessee | 20 | $ 3,640,000 | $ 182,000 | $ 81,000 |
| Hot Spring County Arkansas | 19 | $ 2,084,000 | $ 109,000 | $ 70,000 |
| Yell County Arkansas | 18 | $ 1,804,000 | $ 100,000 | $ 47,000 |
| St. Louis City County Missouri | 18 | $ 6,578,000 | $ 365,000 | $ 198,000 |
| Rutherford County Tennessee | 18 | $ 3,964,000 | $ 220,000 | $ 127,000 |
| Fulton County Arkansas | 17 | $ 1,497,000 | $ 88,000 | $ 122,000 |
| Barry County Missouri | 17 | $ 1,845,000 | $ 108,000 | $ 83,000 |
| Clay County Missouri | 17 | $ 2,817,000 | $ 165,000 | $ 87,000 |
| Dickson County Tennessee | 17 | $ 3,416,000 | $ 200,000 | $ 80,000 |
| Conway County Arkansas | 14 | $ 1,547,000 | $ 110,000 | $ 96,000 |
| Perry County Arkansas | 13 | $ 2,450,000 | $ 188,000 | $ 128,000 |
| Crawford County Arkansas | 12 | $ 20,702,000 | $ 1,725,000 | $ 32,000 |
| Anderson County Tennessee | 12 | $ 779,000 | $ 64,000 | $ 73,000 |
| Loudon County Tennessee | 12 | $ 3,580,000 | $ 298,000 | $ 69,000 |
| Baxter County Arkansas | 10 | $ 1,572,000 | $ 157,000 | $ 109,000 |
| Lincoln County Arkansas | 10 | $ 825,000 | $ 82,000 | $ 55,000 |
| Tipton County Tennessee | 10 | $ 1,899,000 | $ 189,000 | $ 92,000 |
| Wilson County Tennessee | 10 | $ 2,230,000 | $ 223,000 | $ 94,000 |
| Logan County Arkansas | 9 | $ 1,256,000 | $ 139,000 | $ 117,000 |
| Mississippi County Arkansas | 9 | $ 930,000 | $ 103,000 | $ 69,000 |
| Cass County Missouri | 9 | $ 1,272,000 | $ 141,000 | $ 48,000 |
| Decatur County Tennessee | 9 | $ 872,000 | $ 96,000 | $ 72,000 |
| Hamilton County Tennessee | 9 | $ 1,570,000 | $ 174,000 | $ 370,000 |
| Cleveland County Arkansas | 8 | $ 720,000 | $ 90,000 | $ 64,000 |
| Grant County Arkansas | 8 | $ 1,154,000 | $ 144,000 | $ 64,000 |
| Walton County Florida | 8 | $ 2,622,000 | $ 327,000 | $ 358,000 |
| Camden County Missouri | 8 | $ 6,276,000 | $ 784,000 | $ 71,000 |
| Oregon County Missouri | 8 | $ 819,000 | $ 102,000 | $ 74,000 |
| Polk County Missouri | 8 | $ 904,000 | $ 113,000 | $ 60,000 |
| Lake County Tennessee | 8 | $ 481,000 | $ 60,000 | $ 52,000 |
| Dallas County Texas | 8 | $ 4,159,000 | $ 519,000 | $ 390,000 |
| Cross County Arkansas | 7 | $ 1,038,000 | $ 148,000 | $ 105,000 |
| Prairie County Arkansas | 7 | $ 940,000 | $ 134,000 | $ 63,000 |
| Vernon County Missouri | 7 | $ 618,000 | $ 88,000 | $ 58,000 |
| Chester County Tennessee | 7 | $ 849,000 | $ 121,000 | $ 88,000 |
| Henry County Tennessee | 7 | $ 782,000 | $ 111,000 | $ 90,000 |
| Sharp County Arkansas | 6 | $ 419,000 | $ 69,000 | $ 53,000 |
| Okaloosa County Florida | 6 | $ 2,387,000 | $ 397,000 | $ 478,000 |
| Fulton County Kentucky | 6 | $ 425,000 | $ 70,000 | $ 89,000 |
| Adair County Oklahoma | 6 | $ 305,000 | $ 50,000 | $ 51,000 |
| McNairy County Tennessee | 6 | $ 384,000 | $ 64,000 | $ 51,000 |
| Montgomery County Tennessee | 6 | $ 5,321,000 | $ 886,000 | $ 61,000 |
| Bradley County Arkansas | 5 | $ 634,000 | $ 126,000 | $ 63,000 |
| Crittenden County Arkansas | 5 | $ 745,000 | $ 149,000 | $ 52,000 |
| Madison County Arkansas | 5 | $ 577,000 | $ 115,000 | $ 54,000 |
| Ouachita County Arkansas | 5 | $ 260,000 | $ 52,000 | $ 33,000 |
| Butler County Kansas | 5 | $ 1,326,000 | $ 265,000 | $ 182,000 |
| Leavenworth County Kansas | 5 | $ 987,000 | $ 197,000 | $ 70,000 |
| Johnson County Missouri | 5 | $ 929,000 | $ 185,000 | $ 57,000 |
| McDonald County Missouri | 5 | $ 391,000 | $ 78,000 | $ 76,000 |
| St. Charles County Missouri | 5 | $ 1,017,000 | $ 203,000 | $ 143,000 |
| Carroll County Tennessee | 5 | $ 453,000 | $ 90,000 | $ 48,000 |
| Hardeman County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 42,000 |
| Maury County Tennessee | 5 | $ 816,000 | $ 163,000 | $ 217,000 |
| Baldwin County Alabama | 4 | $ 2,814,000 | $ 703,000 | $ 33,000 |
| Independence County Arkansas | 4 | $ 637,000 | $ 159,000 | $ 88,000 |
| Lawrence County Arkansas | 4 | $ 179,000 | $ 44,000 | $ 37,000 |
| Montgomery County Arkansas | 4 | $ 412,000 | $ 103,000 | $ 252,000 |
| Phillips County Arkansas | 4 | $ 502,000 | $ 125,000 | $ 74,000 |
| Douglas County Kansas | 4 | $ 1,275,000 | $ 318,000 | $ 106,000 |
| Howell County Missouri | 4 | $ 483,000 | $ 120,000 | $ 89,000 |
| Platte County Missouri | 4 | $ 931,000 | $ 232,000 | $ 223,000 |
| Sequoyah County Oklahoma | 4 | $ 2,754,000 | $ 688,000 | $ 0 |
| Bradley County Tennessee | 4 | $ 308,000 | $ 77,000 | $ 60,000 |
| Lauderdale County Tennessee | 4 | $ 193,000 | $ 48,000 | $ 59,000 |
| Arkansas County Arkansas | 3 | $ 221,000 | $ 73,000 | $ 82,000 |
| Boone County Arkansas | 3 | $ 311,000 | $ 103,000 | $ 50,000 |
| Clark County Arkansas | 3 | $ 3,519,000 | $ 1,173,000 | $ 35,000 |
| Randolph County Arkansas | 3 | $ 290,000 | $ 96,000 | $ 108,000 |
| Madison County Illinois | 3 | $ 413,000 | $ 137,000 | $ 55,000 |
| St. Clair County Illinois | 3 | $ 142,000 | $ 47,000 | $ 50,000 |
| Clark County Indiana | 3 | $ 918,000 | $ 306,000 | $ 70,000 |
| Miami County Kansas | 3 | $ 515,000 | $ 171,000 | $ 168,000 |
| Saline County Kansas | 3 | $ 159,000 | $ 53,000 | $ 26,000 |
| Barton County Missouri | 3 | $ 170,000 | $ 56,000 | $ 54,000 |
| Laclede County Missouri | 3 | $ 4,838,000 | $ 1,612,000 | $ 37,000 |
| Lafayette County Missouri | 3 | $ 248,000 | $ 82,000 | $ 26,000 |
| New Madrid County Missouri | 3 | $ 196,000 | $ 65,000 | $ 45,000 |
| Cherokee County Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 74,000 |
| Cleveland County Oklahoma | 3 | $ 1,435,000 | $ 478,000 | $ 0 |
| Tulsa County Oklahoma | 3 | $ 796,000 | $ 265,000 | $ 54,000 |
| Benton County Tennessee | 3 | $ 508,000 | $ 169,000 | $ 70,000 |
| Fayette County Tennessee | 3 | $ 860,000 | $ 286,000 | $ 69,000 |
| Hardin County Tennessee | 3 | $ 348,000 | $ 116,000 | $ 147,000 |
| Hickman County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 137,000 |
| Marshall County Tennessee | 3 | $ 1,881,000 | $ 627,000 | $ 259,000 |
| Clay County Arkansas | 2 | $ 146,000 | $ 73,000 | $ 47,000 |
| Columbia County Arkansas | 2 | $ 179,000 | $ 89,000 | $ 50,000 |
| Izard County Arkansas | 2 | $ 257,000 | $ 128,000 | $ 93,000 |
| Monroe County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 23,000 |
| Pike County Arkansas | 2 | $ 255,000 | $ 127,000 | $ 87,000 |
| Douglas County Colorado | 2 | $ 2,682,000 | $ 1,341,000 | $ 820,000 |
| Eagle County Colorado | 2 | $ 2,016,000 | $ 1,008,000 | $ 407,000 |
| Manatee County Florida | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Pasco County Florida | 2 | $ 848,000 | $ 424,000 | $ 101,000 |
| Santa Rosa County Florida | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Cook County Illinois | 2 | $ 554,000 | $ 277,000 | $ 153,000 |
| Will County Illinois | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Cherokee County Kansas | 2 | $ 93,000 | $ 46,000 | $ 36,000 |
| Sumner County Kansas | 2 | $ 468,000 | $ 234,000 | $ 592,000 |
| Simpson County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 10,000 |
| Caddo County Louisiana | 2 | $ 620,000 | $ 310,000 | $ 240,000 |
| Claiborne County Louisiana | 2 | $ 205,000 | $ 102,000 | $ 113,000 |
| Ouachita County Louisiana | 2 | $ 478,000 | $ 239,000 | $ 30,000 |
| West Carroll County Louisiana | 2 | $ 722,000 | $ 361,000 | $ 256,000 |
| Alcorn County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Lafayette County Mississippi | 2 | $ 1,433,000 | $ 716,000 | $ 428,000 |
| Marshall County Mississippi | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Bates County Missouri | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Benton County Missouri | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| Douglas County Missouri | 2 | $ 85,000 | $ 42,000 | $ 62,000 |
| Hickory County Missouri | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Wright County Missouri | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Mecklenburg County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 160,000 |
| Canadian County Oklahoma | 2 | $ 394,000 | $ 197,000 | $ 79,000 |
| Le Flore County Oklahoma | 2 | $ 769,000 | $ 384,000 | $ 27,000 |
| Mayes County Oklahoma | 2 | $ 155,000 | $ 77,000 | $ 36,000 |
| Humphreys County Tennessee | 2 | $ 425,000 | $ 212,000 | $ 161,000 |
| Meigs County Tennessee | 2 | $ 635,000 | $ 317,000 | $ 298,000 |
| Putnam County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 586,000 |
| Union County Tennessee | 2 | $ 647,000 | $ 323,000 | $ 60,000 |
| Bexar County Texas | 2 | $ 500,000 | $ 250,000 | $ 72,000 |
| Collin County Texas | 2 | $ 961,000 | $ 480,000 | $ 373,000 |
| Denton County Texas | 2 | $ 393,000 | $ 196,000 | $ 57,000 |
| Galveston County Texas | 2 | $ 540,000 | $ 270,000 | $ 222,000 |
| Tarrant County Texas | 2 | $ 634,000 | $ 317,000 | $ 155,000 |
| Jefferson County Alabama | 1 | $ 280,000 | $ 280,000 | $ 103,000 |
| Maricopa County Arizona | 1 | $ 232,000 | $ 232,000 | $ 69,000 |
| Calhoun County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Carroll County Arkansas | 1 | $ 424,000 | $ 424,000 | $ 170,000 |
| Jackson County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Lafayette County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| Little River County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 138,000 |
| Marion County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Miller County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 243,000 |
| Nevada County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| St. Francis County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Woodruff County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Chaffee County Colorado | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Brevard County Florida | 1 | $ 219,000 | $ 219,000 | $ 71,000 |
| Escambia County Florida | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Hillsborough County Florida | 1 | $ 279,000 | $ 279,000 | $ 194,000 |
| Lee County Florida | 1 | $ 261,000 | $ 261,000 | $ 445,000 |
| Orange County Florida | 1 | $ 328,000 | $ 328,000 | $ 144,000 |
| Palm Beach County Florida | 1 | $ 263,000 | $ 263,000 | $ 380,000 |
| Sarasota County Florida | 1 | $ 332,000 | $ 332,000 | $ 75,000 |
| Cherokee County Georgia | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Polk County Iowa | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| Bourbon County Kansas | 1 | $ 800,000 | $ 800,000 | $ 897,000 |
| Franklin County Kansas | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Rice County Kansas | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Riley County Kansas | 1 | $ 166,000 | $ 166,000 | $ 55,000 |
| Calloway County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 27,000 |
| Marshall County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 370,000 |
| Warren County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 123,000 |
| Whitley County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 230,000 | $ 230,000 | $ 124,000 |
| Eaton County Michigan | 1 | $ 360,000 | $ 360,000 | $ 201,000 |
| Washtenaw County Michigan | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Harrison County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 56,000 |
| Oktibbeha County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 234,000 |
| Tishomingo County Mississippi | 1 | $ 463,000 | $ 463,000 | $ 197,000 |
| Union County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Washington County Mississippi | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Boone County Missouri | 1 | $ 875,000 | $ 875,000 | $ 203,000 |
| Cooper County Missouri | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Dallas County Missouri | 1 | $ 16,000 | $ 16,000 | $ 105,000 |
| Dunklin County Missouri | 1 | $ 20,000 | $ 20,000 | $ 11,000 |
| Jefferson County Missouri | 1 | $ 31,000 | $ 31,000 | $ 17,000 |
| Lincoln County Missouri | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Moniteau County Missouri | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Morgan County Missouri | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 362,000 | $ 362,000 | $ 440,000 |
| Ozark County Missouri | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Ralls County Missouri | 1 | $ 224,000 | $ 224,000 | $ 148,000 |
| Randolph County Missouri | 1 | $ 3,360,000 | $ 3,360,000 | $ 0 |
| Ripley County Missouri | 1 | $ 46,000 | $ 46,000 | $ 105,000 |
| Washington County Missouri | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 439,000 | $ 439,000 | $ 118,000 |
| Ward County North Dakota | 1 | $ 520,000 | $ 520,000 | $ 425,000 |
| Delaware County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Spartanburg County South Carolina | 1 | $ 720,000 | $ 720,000 | $ 430,000 |
| Bedford County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Cocke County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Franklin County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 140,000 |
| Hamblen County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Lawrence County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 83,000 |
| Morgan County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Rhea County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Sullivan County Tennessee | 1 | $ 6,950,000 | $ 6,950,000 | $ 0 |
| Washington County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 0 |
| White County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Brazoria County Texas | 1 | $ 140,000 | $ 140,000 | $ 259,000 |
| Brown County Texas | 1 | $ 154,000 | $ 154,000 | $ 178,000 |
| Harris County Texas | 1 | $ 320,000 | $ 320,000 | $ 166,000 |
| Montgomery County Texas | 1 | $ 1,015,000 | $ 1,015,000 | $ 360,000 |
| Robertson County Texas | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Rockwall County Texas | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| San Jacinto County Texas | 1 | $ 383,000 | $ 383,000 | $ 309,000 |
| Utah County Utah | 1 | $ 67,000 | $ 67,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,660 | $1,056,092,000 | $226,000 | $39,022,000 | $90,000 | $6,530,000 |
| Refinancing | 2,005 | $401,978,000 | $200,000 | $15,000,000 | $102,000 | $1,516,000 |
| Home Improvement | 296 | $27,847,000 | $94,000 | $2,400,000 | $87,000 | $3,065,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,320 | $841,979,000 | $158,000 | $1,900,000 | $105,000 | $6,530,000 |
| Black or African American | 500 | $64,181,000 | $128,000 | $957,000 | $72,000 | $1,536,000 |
| Not applicable | 438 | $474,104,000 | $1,082,000 | $39,022,000 | $0 | $0 |
| Hispanic | 378 | $42,921,000 | $113,000 | $645,000 | $50,000 | $349,000 |
| Not Provided | 150 | $29,463,000 | $196,000 | $900,000 | $90,000 | $400,000 |
| Asian | 134 | $25,259,000 | $188,000 | $642,000 | $126,000 | $796,000 |
| American Indian or Alaskan Native | 25 | $4,425,000 | $177,000 | $345,000 | $78,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,585,000 | $224,000 | $1,465,000 | $183,000 | $1,320,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,489 | $1,271,041,000 | $231,000 | $39,022,000 | $103,000 | $6,530,000 |
| FHA-insured (Federal Housing Administration) | 816 | $118,762,000 | $145,000 | $396,000 | $59,000 | $418,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 402 | $44,658,000 | $111,000 | $376,000 | $43,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 254 | $51,456,000 | $202,000 | $1,015,000 | $76,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,754 | $1,047,752,000 | $220,000 | $39,022,000 | $94,000 | $3,405,000 |
| Application Approved But Not Accepted | 1,021 | $193,705,000 | $189,000 | $28,426,000 | $115,000 | $6,530,000 |
| Application Denied By Financial Institution | 732 | $90,497,000 | $123,000 | $2,100,000 | $57,000 | $736,000 |
| Application Withdrawn By Applicant | 453 | $153,842,000 | $339,000 | $15,000,000 | $101,000 | $2,784,000 |
| File Closed For Incompleteness | 1 | $121,000 | $121,000 | $121,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 338 | $34,985,000 | $103,000 | $960,000 | $58,000 | $466,000 |
| Debt-To-Income Ratio | 204 | $28,285,000 | $138,000 | $1,270,000 | $45,000 | $293,000 |
| Other | 58 | $10,358,000 | $178,000 | $2,100,000 | $75,000 | $474,000 |
| Collateral | 56 | $7,783,000 | $138,000 | $1,174,000 | $74,000 | $736,000 |
| Employment History | 29 | $3,877,000 | $133,000 | $389,000 | $51,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,776,000 | $161,000 | $696,000 | $44,000 | $170,000 |
| Unverifiable Information | 10 | $1,690,000 | $169,000 | $280,000 | $58,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.