Simmons First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Simmons First National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons First National Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,814 |
| Total Mortgage Loan Application Amount | $680,521,000 |
| Average Mortgage Loan Application Amount | $110,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $1,598,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Simmons First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Simmons First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons First National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 776 | $ 134,713,000 | $ 173,000 | $ 100,000 |
| Craighead County Arkansas | 374 | $ 52,543,000 | $ 140,000 | $ 85,000 |
| Saline County Arkansas | 326 | $ 48,365,000 | $ 148,000 | $ 71,000 |
| Benton County Arkansas | 277 | $ 54,418,000 | $ 196,000 | $ 95,000 |
| Garland County Arkansas | 251 | $ 36,249,000 | $ 144,000 | $ 88,000 |
| Jefferson County Arkansas | 202 | $ 17,678,000 | $ 87,000 | $ 58,000 |
| Washington County Arkansas | 197 | $ 28,878,000 | $ 146,000 | $ 77,000 |
| Faulkner County Arkansas | 170 | $ 25,053,000 | $ 147,000 | $ 79,000 |
| White County Arkansas | 131 | $ 16,705,000 | $ 127,000 | $ 72,000 |
| Johnson County Kansas | 72 | $ 12,411,000 | $ 172,000 | $ 87,000 |
| Lonoke County Arkansas | 65 | $ 9,347,000 | $ 143,000 | $ 78,000 |
| Greene County Arkansas | 63 | $ 7,276,000 | $ 115,000 | $ 104,000 |
| Sebastian County Arkansas | 56 | $ 6,413,000 | $ 114,000 | $ 76,000 |
| Van Buren County Arkansas | 47 | $ 3,703,000 | $ 78,000 | $ 68,000 |
| Pope County Arkansas | 46 | $ 4,931,000 | $ 107,000 | $ 73,000 |
| Franklin County Arkansas | 44 | $ 2,775,000 | $ 63,000 | $ 108,000 |
| Crawford County Arkansas | 40 | $ 5,920,000 | $ 148,000 | $ 83,000 |
| Stone County Arkansas | 40 | $ 3,658,000 | $ 91,000 | $ 60,000 |
| Chicot County Arkansas | 33 | $ 3,462,000 | $ 104,000 | $ 82,000 |
| Drew County Arkansas | 32 | $ 3,368,000 | $ 105,000 | $ 70,000 |
| Pettis County Missouri | 32 | $ 4,329,000 | $ 135,000 | $ 89,000 |
| Union County Arkansas | 30 | $ 3,966,000 | $ 132,000 | $ 64,000 |
| Sedgwick County Kansas | 30 | $ 4,249,000 | $ 141,000 | $ 85,000 |
| Sharp County Arkansas | 23 | $ 1,447,000 | $ 62,000 | $ 74,000 |
| Desha County Arkansas | 21 | $ 1,450,000 | $ 69,000 | $ 75,000 |
| Perry County Arkansas | 21 | $ 2,063,000 | $ 98,000 | $ 52,000 |
| Poinsett County Arkansas | 21 | $ 2,442,000 | $ 116,000 | $ 75,000 |
| Johnson County Arkansas | 20 | $ 1,918,000 | $ 95,000 | $ 61,000 |
| Searcy County Arkansas | 17 | $ 991,000 | $ 58,000 | $ 50,000 |
| Ashley County Arkansas | 16 | $ 1,076,000 | $ 67,000 | $ 78,000 |
| Cleburne County Arkansas | 16 | $ 2,943,000 | $ 183,000 | $ 170,000 |
| Lincoln County Arkansas | 16 | $ 1,483,000 | $ 92,000 | $ 77,000 |
| St. Louis County Missouri | 16 | $ 3,899,000 | $ 243,000 | $ 70,000 |
| Grant County Arkansas | 15 | $ 1,697,000 | $ 113,000 | $ 84,000 |
| Fulton County Arkansas | 13 | $ 588,000 | $ 45,000 | $ 59,000 |
| Baxter County Arkansas | 12 | $ 1,013,000 | $ 84,000 | $ 87,000 |
| Saline County Kansas | 12 | $ 1,224,000 | $ 102,000 | $ 63,000 |
| Greene County Missouri | 12 | $ 1,049,000 | $ 87,000 | $ 70,000 |
| Oregon County Missouri | 12 | $ 1,071,000 | $ 89,000 | $ 62,000 |
| Cleveland County Arkansas | 11 | $ 1,297,000 | $ 117,000 | $ 67,000 |
| Hot Spring County Arkansas | 11 | $ 1,323,000 | $ 120,000 | $ 82,000 |
| Mississippi County Arkansas | 8 | $ 536,000 | $ 67,000 | $ 123,000 |
| Lawrence County Arkansas | 6 | $ 527,000 | $ 87,000 | $ 66,000 |
| Davidson County Tennessee | 6 | $ 1,389,000 | $ 231,000 | $ 112,000 |
| Clay County Arkansas | 5 | $ 462,000 | $ 92,000 | $ 78,000 |
| Cross County Arkansas | 5 | $ 881,000 | $ 176,000 | $ 78,000 |
| Phillips County Arkansas | 5 | $ 541,000 | $ 108,000 | $ 80,000 |
| Randolph County Arkansas | 5 | $ 549,000 | $ 109,000 | $ 78,000 |
| Jackson County Missouri | 5 | $ 906,000 | $ 181,000 | $ 125,000 |
| St. Louis City County Missouri | 5 | $ 1,339,000 | $ 267,000 | $ 129,000 |
| Adair County Oklahoma | 5 | $ 274,000 | $ 54,000 | $ 39,000 |
| Le Flore County Oklahoma | 5 | $ 444,000 | $ 88,000 | $ 37,000 |
| Madison County Arkansas | 4 | $ 522,000 | $ 130,000 | $ 44,000 |
| Ouachita County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 40,000 |
| Henry County Missouri | 4 | $ 504,000 | $ 126,000 | $ 52,000 |
| Bradley County Arkansas | 3 | $ 404,000 | $ 134,000 | $ 306,000 |
| Clark County Arkansas | 3 | $ 241,000 | $ 80,000 | $ 115,000 |
| Conway County Arkansas | 3 | $ 284,000 | $ 94,000 | $ 66,000 |
| Crittenden County Arkansas | 3 | $ 358,000 | $ 119,000 | $ 65,000 |
| Howard County Arkansas | 3 | $ 486,000 | $ 162,000 | $ 97,000 |
| Independence County Arkansas | 3 | $ 690,000 | $ 230,000 | $ 102,000 |
| Jackson County Arkansas | 3 | $ 113,000 | $ 37,000 | $ 35,000 |
| Montgomery County Arkansas | 3 | $ 402,000 | $ 134,000 | $ 67,000 |
| Prairie County Arkansas | 3 | $ 253,000 | $ 84,000 | $ 54,000 |
| Wyandotte County Kansas | 3 | $ 378,000 | $ 126,000 | $ 58,000 |
| Benton County Missouri | 3 | $ 169,000 | $ 56,000 | $ 61,000 |
| Christian County Missouri | 3 | $ 453,000 | $ 151,000 | $ 49,000 |
| Arkansas County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 50,000 |
| Dallas County Arkansas | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Izard County Arkansas | 2 | $ 454,000 | $ 227,000 | $ 24,000 |
| Logan County Arkansas | 2 | $ 169,000 | $ 84,000 | $ 133,000 |
| Newton County Arkansas | 2 | $ 187,000 | $ 93,000 | $ 124,000 |
| Scott County Arkansas | 2 | $ 205,000 | $ 102,000 | $ 70,000 |
| Butler County Kansas | 2 | $ 917,000 | $ 458,000 | $ 155,000 |
| Barry County Missouri | 2 | $ 586,000 | $ 293,000 | $ 159,000 |
| Cass County Missouri | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Clay County Missouri | 2 | $ 257,000 | $ 128,000 | $ 83,000 |
| Johnson County Missouri | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Newton County Missouri | 2 | $ 291,000 | $ 145,000 | $ 97,000 |
| Platte County Missouri | 2 | $ 257,000 | $ 128,000 | $ 43,000 |
| Delaware County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Oklahoma County Oklahoma | 2 | $ 285,000 | $ 142,000 | $ 73,000 |
| Madison County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| Williamson County Tennessee | 2 | $ 803,000 | $ 401,000 | $ 138,000 |
| Baldwin County Alabama | 1 | $ 417,000 | $ 417,000 | $ 382,000 |
| Boone County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Calhoun County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 113,000 |
| Carroll County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Columbia County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Marion County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| Monroe County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 139,000 |
| Pike County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Sevier County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Yell County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Dickinson County Kansas | 1 | $ 56,000 | $ 56,000 | $ 80,000 |
| Harvey County Kansas | 1 | $ 267,000 | $ 267,000 | $ 144,000 |
| Lincoln County Kansas | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| McPherson County Kansas | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Miami County Kansas | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Rice County Kansas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Shawnee County Kansas | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Sumner County Kansas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 127,000 |
| Orleans County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 385,000 |
| Union County Louisiana | 1 | $ 4,000 | $ 4,000 | $ 43,000 |
| Oktibbeha County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 230,000 |
| Washington County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Hickory County Missouri | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Howell County Missouri | 1 | $ 56,000 | $ 56,000 | $ 124,000 |
| Linn County Missouri | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| McDonald County Missouri | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
| Morgan County Missouri | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Pemiscot County Missouri | 1 | $ 280,000 | $ 280,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 260,000 | $ 260,000 | $ 48,000 |
| Cherokee County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 151,000 |
| Cleveland County Oklahoma | 1 | $ 198,000 | $ 198,000 | $ 95,000 |
| Hardin County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 43,000 |
| Denton County Texas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Smith County Texas | 1 | $ 193,000 | $ 193,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Simmons First National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,484 | $498,757,000 | $143,000 | $1,900,000 | $77,000 | $1,598,000 |
| Refinancing | 1,094 | $174,875,000 | $159,000 | $1,800,000 | $88,000 | $827,000 |
| Home Improvement | 236 | $6,889,000 | $29,000 | $960,000 | $65,000 | $440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,853 | $550,332,000 | $142,000 | $1,400,000 | $85,000 | $1,598,000 |
| Black or African American | 369 | $42,912,000 | $116,000 | $834,000 | $61,000 | $458,000 |
| Not applicable | 160 | $29,850,000 | $186,000 | $1,800,000 | $0 | $0 |
| Not Provided | 160 | $21,360,000 | $133,000 | $416,000 | $72,000 | $1,103,000 |
| Hispanic | 153 | $16,051,000 | $104,000 | $269,000 | $49,000 | $355,000 |
| Asian | 92 | $16,558,000 | $179,000 | $1,900,000 | $100,000 | $650,000 |
| American Indian or Alaskan Native | 21 | $2,936,000 | $139,000 | $328,000 | $70,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $522,000 | $87,000 | $200,000 | $66,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,254 | $482,948,000 | $148,000 | $1,900,000 | $92,000 | $1,598,000 |
| FHA-insured (Federal Housing Administration) | 885 | $108,338,000 | $122,000 | $298,000 | $53,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 439 | $49,837,000 | $113,000 | $255,000 | $44,000 | $700,000 |
| VA-guaranteed (Veterans Administration) | 236 | $39,398,000 | $166,000 | $547,000 | $65,000 | $208,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,713 | $394,079,000 | $145,000 | $1,800,000 | $87,000 | $1,598,000 |
| Preapproval Denied by Financial Institution | 599 | $71,741,000 | $119,000 | $420,000 | $52,000 | $1,284,000 |
| Preapproval Approved but not Accepted | 417 | $64,132,000 | $153,000 | $560,000 | $72,000 | $504,000 |
| Application Denied By Financial Institution | 390 | $41,870,000 | $107,000 | $1,000,000 | $60,000 | $398,000 |
| Application Withdrawn By Applicant | 389 | $63,794,000 | $163,000 | $1,900,000 | $92,000 | $1,103,000 |
| Application Approved But Not Accepted | 289 | $42,954,000 | $148,000 | $417,000 | $81,000 | $548,000 |
| File Closed For Incompleteness | 17 | $1,951,000 | $114,000 | $260,000 | $55,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 779 | $88,974,000 | $114,000 | $1,000,000 | $55,000 | $1,284,000 |
| Debt-To-Income Ratio | 101 | $10,574,000 | $104,000 | $376,000 | $49,000 | $352,000 |
| Collateral | 41 | $5,140,000 | $125,000 | $834,000 | $75,000 | $343,000 |
| Other | 34 | $4,449,000 | $130,000 | $707,000 | $62,000 | $175,000 |
| Employment History | 18 | $1,809,000 | $100,000 | $300,000 | $41,000 | $102,000 |
| Unverifiable Information | 8 | $1,564,000 | $195,000 | $750,000 | $68,000 | $228,000 |
| Credit Application Incomplete | 5 | $745,000 | $149,000 | $276,000 | $54,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $213,000 | $106,000 | $137,000 | $72,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $143,000 | $143,000 | $143,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons First National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.